Are You Owed Money Limited Reviews 

1,493
TrustScore 1.5 out of 5

1.4

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Review summary

Created with AI, based on recent reviews

Considering 49 reviews, most reviewers were let down by their experience overall. Consumers noted that the company experienced delays in transferring funds to clients and faced communication challenges. People explained that obtaining updates regarding ongoing cases or reaching the finance department is extremely difficult, leaving many feeling stuck. Reviewers added that additional unexpected charges often appeared after months of waiting without results. Though some customers noted that the team was initially very prompt and professional when taking on new cases, they quickly encountered severe communication breakdowns. Consumers stated that response times deteriorated completely once agreements were signed, leading to frustration.

What people talk about most

Payment

People report negative experiences with payment, noting that funds collected from debtors are frequently... See more

Customer communications

Customers consistently note negative experiences with customer communications, reporting a complete lack of... See more

Service

Users describe negative interactions with service, highlighting a complete lack of communication and poor... See more

Claim

Clients share negative opinions, highlighting frustrating experiences with delayed processes and payment... See more

Response time

Reviewers highlight negative aspects of response time, consistently pointing out a complete lack of... See more

Reviews shaping this summary

Rated 1 out of 5 stars

This debt collection agency is a complete waste of time they call you up many times to get your business then promise you that you'll get your debt back. Bunch of crooks that deliver a second rated s... See more

Rated 1 out of 5 stars

They have good script to take you as client and even can easily take money from clients but now they holding our money from almost 10 months . No further communication, each and every member has... See more

Rated 1 out of 5 stars

I used AYOM (Are You Owed Money Ltd) to recover a business debt earlier this year. The debtor paid by Faster Payments in June last year. AYOM did not pass on the remaining balance to my company.... See more

Rated 1 out of 5 stars

I engaged this company to recover a personal debt of £3,000. The client made 2 payments over maybe 12 months. Despite many emails and phone calls, No payment to me has been received!. I didn't realise... See more

Company replied


Company details

  1. Debt Collection Agency
  2. Debt Collecting

Written by the company

Are You Owed Money (AYOM Collections) is a debt recovery firm based in Preston, Lancashire. Our experienced on site team offer a variety of services within debt recovery including consumer and commercial collections to mediation, process serving, legal preparation tracing, credit checks and more. We offer a personalized, efficient service designed to ensure your cash flow is not negatively affected by non paying debtors. Call our team today on 0800 130 3357 or email enquiries@ayom.co.uk.


Contact info

1.4

Bad

TrustScore 1.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 8% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

1.4

All reviews

(1,493)

48 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Stay Clear of AYOM

Hortor Ltd decided to place a debt with AYOM, the sign up process and recovery of our funds was a seamless process. This however is where the trouble begins... They will not respond to you once they have recovered your money! They will not pass the funds on to you and just ignore any contact you try to make with them. A completely shameless company, currently we are having to take further action to recover our money. DO NOT USE. The irony that we are now owed money from Are You Owed Money... STAY CLEAR!

December 3, 2024
Unprompted review
Rated 1 out of 5 stars

Avoid this company

Avoid this company. They do not listen to the client when they claim to have found the debtor (Person in my case) and when advised that they have the wrong person, they keep harassing the wrong person.

I gave all the details I had for the debtor and his partner who he stays with, and his mum's address and a mobile number I had for the debtor.

I asked to cancel the contract with this firm, but despite me doing all the tracing for them, they're trying to charge me £150.

I will be seeking legal advice.

December 10, 2024
Unprompted review
Rated 1 out of 5 stars

AYOM TOOK MY MONEYDo not use this company they took…

Do not use this company they took £1800.00 from me did nothing closed the case without informing me.when I complained they reopened the case still did nothing and ignored all my emails
They prey on the vulnerable and desperate now I’m in more debt than I was before
AVOID AT ALL COSTS I have been chasing for over two years

August 15, 2024
Unprompted review
Rated 1 out of 5 stars

COWBOYS

These cowboys have taken money on my behalf and not forwarding to me. when i call they say i have to email accounts. After emailed them they dont reply back..... They have over £2500 of my money.

November 27, 2024
Unprompted review
Rated 1 out of 5 stars

***,avoid ***

***,avoid ***
The best advice i can give. I have had a chat with some in the know now and they have opened my eyes. The first thing a company should do is look at the evidence. No not with them. They take your money before looking into things. Over four hundred pounds paid out to them and was told we have a very good success rate. How wrong was I. You would be better off giving your money to a bookie and betting on a three legged horse. Please please save yourself some time and money. Read people's reviews and do some research and save yourself your money..

November 25, 2024
Unprompted review
Rated 1 out of 5 stars

AYOM not paying money they collected for customers. I’m not sure Trust Pilot working here…

I’m not sure Trust Pilot working here 13+ total bad reviews and 8 ok. A lot of customers have not been paid their money bank way past the 6 months. When I left a review this is what Ayom came back with:
Reply from Are You Owed Money Limited
Updated 5 days ago
Hi Chic Antique. Thanks for your review. We're disappointed to see this is your opinion of the service. We always aim to provide a positive experience. Regards, the AYOM team.
No - We will deal with your complaint or pay the money to you that we have collected, not even an apology for being next to useless. We would like to see some action on your part as without that we will go to the Financial Regulator and Trust Pilot won’t be the only place you get bad reviews. Please stop with the wishy washy replies and actually pay your customers the money you have collected and been paid to do collection for.
Chic Antique

November 11, 2024
Unprompted review
Rated 1 out of 5 stars

STAY AWAY!!....Scam you for your…

STAY AWAY!!....Scam you for your initial fee of £400 then send a couple of email and texts to tenant in arreras and thats it. absolute waste of money. False promises check other reviews before sending them any money!!

November 22, 2024
Unprompted review
Rated 1 out of 5 stars

Terrible Service _ A waste of time

Terrible Service _ A waste of time
Updates are poor. All they do is send emails and texts. Sometimes no activity for over a month. Made lots of promises on sign up and failed to deliver. Wasted 7 months and never collected a penny

November 22, 2024
Unprompted review
Rated 1 out of 5 stars

AVOID

AVOID! They dont pay you the money you are owed. No matter how many times you contact them or their complaints, you get the same email response saying there is a backlog and finance will prepare any monies and put on a payment run but never do. There is also a never ending backlog apparently which delays anything being processed. Basically they are a scam company who hold onto your money for interest purposes. Time will tell if we get any money owed to us, its been a year now and still nothing. AVOID like the plague!

November 19, 2024
Unprompted review
Are You Owed Money Limited logo

Reply from Are You Owed Money Limited

Hi Charlotte. Thanks for your review. We're disappointed to see this is your opinion of the service. We always aim to provide a positive experience. Regards, the AYOM team.

Rated 1 out of 5 stars

This company will hold on to your money…

This company will hold on to your money and you will become more and more frustrated whilst trying to contact someone who is not full of Bull poo (you know what I’m saying) I did try again today but no surprise there then,the company is just a scam,DONT GO NEAR THEM.
James.

November 18, 2024
Unprompted review
Are You Owed Money Limited logo

Reply from Are You Owed Money Limited

Hi James. Thanks for your review. We're disappointed to see this is your opinion of the service. We always aim to provide a positive experience. Regards, the AYOM team.

Rated 1 out of 5 stars

Great sales pitch, terrible service

Great sales pitch, terrible service. Lots of automated emails and messages sent but no action like phone calls, visiting the debtor, or enforcement taken. Very much felt like a 'take your money and run' operation. And no updates, not even when requested via their client portal. Extremely disappointing and we will never use them again. But it was an expensive lesson.

November 14, 2024
Unprompted review
Are You Owed Money Limited logo

Reply from Are You Owed Money Limited

Hi Sarah. Thanks for your review. We're disappointed to see this is your opinion of the service. We always aim to provide a positive experience. Regards, the AYOM team.

Rated 1 out of 5 stars

And still not getting anywhere

I wrote the below review a few months ago and I wanted to just give an update on progress. Well, they did actually respond to my email and confirmed they had collected the money. Interestingly they've collected £2000 against my claim of around £1400 (which includes their fee). So they've definitely got their money's worth from the debtor.

The Customer Service said they didn't know why I'd not been paid but would get the Finance team to look into it when they were free. Despite emailing them numerous times since - no response. And, of course, no money.

As I've seen on other review sites they appear to be a scam operation. Essentially you provide the target, they charge you, recoup the debt and then keep it.

I'll update this review if I ever get paid. Maybe I need a debt collection agency for the debt collection agency!

Couldn't see where to reply to AYOM's response to my review so just giving them a further 'one star' on 'we have passed it to management'. Suffice to say that I've not received any money nor have I had any kind of response or update.

Given the number of people posting the same response I'm surprised the newspapers haven't picked up on this scam but I think that's probably my next course of action.

Would be nice to just see them pay up for the money I'm owed. End of the day they're charging you money to then hold onto money that's legally yours. Effectively clipping the ticket twice.

November 14, 2024
Unprompted review
Are You Owed Money Limited logo

Reply from Are You Owed Money Limited

Hi Rod.

Trustpilot have a really handy guide to how to edit reviews here: https://support.trustpilot.com/hc/en-us/articles/201839063-Edit-or-delete-your-review

Rated 1 out of 5 stars

Do not use this company

Do not use this company
They never pay you out, I’m still fighting for £500 which they have had since 11th of March 3024 they are collecting £1500 and this was the first payout I was due

They said they will pay after a minimum of 90 days which too it up yue 11th June

I’m ringing every day and still fighting for if.
No one calls you back or goes anything you ask

November 13, 2024
Unprompted review
Are You Owed Money Limited logo

Reply from Are You Owed Money Limited

Hi Carol. Thanks for your review. We're disappointed to see this is your opinion of the service. We always aim to provide a positive experience. Regards, the AYOM team.

Rated 1 out of 5 stars

Very disappointed in the way this…

Very disappointed in the way this company manages other peoples debt. It all started off very positive in order to rope you in, then steadily goes down hill with very poor customer service and lack of response when asking for updates on our claim. Would not recommend, and would definitely not give up on any small claims you have going on, if you think that these people are going to do anything different, other than to take a large portion of any money claimed back....then think again - very carefully

November 8, 2024
Unprompted review
Are You Owed Money Limited logo

Reply from Are You Owed Money Limited

Hi Steve. Thanks for your review. We're disappointed to see this is your opinion of the service. We always aim to provide a positive experience. Regards, the AYOM team.

Rated 1 out of 5 stars

DO NOT USE.

Absolutely shocking. Chased and chased this company for an answer. case AY-5163-0217.001. Wasting so much time and they are withholding payment for a debt they have recovered.

Same few members of staff answer and give the same -no-one here to talk. Have given an ultimatum - before taking this further. This company should be stuck off. CRIMINAL. If I could I would give negative stars. Been chasing my money for ten months and not received a penny and emails not replied to. STAY CLEAR OF THIS COMPA

November 5, 2024
Unprompted review
Are You Owed Money Limited logo

Reply from Are You Owed Money Limited

Hi John. We're disappointed to see you would give us zero stars if you were able to. We always try to provide a positive experience for our clients. Thanks for sharing your client reference.

Rated 1 out of 5 stars

Why Won't They Contact us??

I left a very unflattering review in September, to which I received a standard response. I did manage to get 2 email addresses to direct my queries to, and yet have HEARD NOTHING. If this was my organisation and bad reviews were being left, I would ensure that the customers were contacted and matters resolved, not completely ignore them! My opinion of this company cannot get lower - why, or why can't they email or call me and explain what has happened to our money?

November 1, 2024
Unprompted review
Are You Owed Money Limited logo

Reply from Are You Owed Money Limited

Hi Hack. We're disappointed to see this review. We always try to provide a positive experience for our clients. Please send your client ID, contact email and telephone number to either custmerfeedback@ayom.co.uk or respond to the Trustpilot request.

Rated 1 out of 5 stars

Absoloutely despicable company

Absoloutely despicable company. Have a court case against them and will fight it to the end. They are unprofessional,. Never turned up for mediation and just ignore all communication. Have never paid money owed to us and lied in their court papers.

November 1, 2024
Unprompted review
Are You Owed Money Limited logo

Reply from Are You Owed Money Limited

Hi Sheila. We're disappointed to see this review. We always try to provide a positive experience for our clients. Please respond to the Trustpilot info request or send your client ID, contact email and telephone number to customerfeedback@ayom.co.uk.

Rated 1 out of 5 stars

Avoid this company

Avoid this company, recover your money then keep it with no explanation why , don’t reply to emails and no contact number for the accounts department !! Had recovered money for over a year now !! Worse that the original dept, satay away !!!

October 30, 2024
Unprompted review
Are You Owed Money Limited logo

Reply from Are You Owed Money Limited

Hi Mr Jonathan Barnard. We're disappointed to see you think people should satay away from us. Please could you either answer the Trustpilot information request or email customerfeedback@ayom.co.uk with your client ID, contact email and telephone number for our team to investigate the matter and look to resolve any issues you may have. Kindest regards, the AYOM team.

Rated 5 out of 5 stars

Thought I'd never see my money again

Honestly thought I’d never get my money back, but they proved me wrong. Felt like I was always in the loop, and they weren't pushy at all. I was able to track the case whenever I wanted, which was a big plus for me. Would definetly use them again. Grate experince!

October 20, 2024
Are You Owed Money Limited logo

Reply from Are You Owed Money Limited

Good morning Alexander. Thank you for your review we are very pleased you found the process easy and we were able to win you around. Kind regards, the AYOM team.

Rated 1 out of 5 stars

I would give zero if that would be…

I would give zero if that would be possible. Awful company, no communication at all, customer service useless, portal not updated....etc.
I have been waiting for 2 years now.....

October 25, 2024
Unprompted review
Are You Owed Money Limited logo

Reply from Are You Owed Money Limited

Hi Krisztina, we're sorry to hear that you'd give us zero stars if you could. Please could you provide your details either via the Trustpilot information request or by emailing customerfeedback@ayom.co.uk with your client ID, contact email and telephone number for our team to investigate.

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