Bank of Ireland Reviews 

634
•
TrustScore 1.5 out of 5

1.6

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Rated 1 out of 5 stars

0 stars if I could. This is my second review. Definitely no improvement since the last review. What is wrong with the online banking. Seven different occasions I have try to add new payees. All inform... See more

Rated 1 out of 5 stars

One of the worst most outdated platforms that you could encounter. It feels like from the 1980s.. the ISA product is terribly misinformed and lacks basic information. When you log into the scree... See more

Rated 5 out of 5 stars

At first, I was worried after I read most of the reviews here, however, I had no cause for concern whatsoever throughout the process. From receiving my AIP, through to the application and underwriting... See more

Rated 1 out of 5 stars

Made many calls about fraudulent activity on my bank card, but responses by the fraud helpline were disastrous. Not helpful, not conversational, not interested in customer, calls only caused more stre... See more

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1.6

Bad

TrustScore 1.5 out of 5

634 reviews

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1.6

All reviews

(634)

33 reviews in the last 12 months

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Rated 1 out of 5 stars

I wanted to give below 1 rating

I wanted to give below 1 rating, but unfortunately that is lowest, For one month they are working on my new current account application and now got an update, that If you can not wait, we can cancel your application

April 23, 2025
Unprompted review
Rated 1 out of 5 stars

Slow & glitchy app

Slow & glitchy app, condescending, unhelpful customer support, unreasonable fees that can't be justified..Would give 0 stars if i could.

Just go with any of the digital banks instead.

January 27, 2025
Unprompted review
Rated 5 out of 5 stars

Yesterday another banks ATM ate my…

Yesterday another banks ATM ate my card. Claire at Bank Of Ireland was just amazing. I was in such a state as its very near Christmas. Id like to thank Claire and i hope her management team recognise her worth. I wish all businesses had someone like Claire it would make life a lot easier in a very fast moving, stressful world. N.ireland Bank of Ireland please reward Claire. Thank you.

December 10, 2024
Unprompted review
Rated 1 out of 5 stars

Trim branch Bank of Ireland is…

Trim branch Bank of Ireland is extremely disappointing. The service is very poor—everything takes an unreasonably long time, and it feels like no one knows what they are doing. The employees are completely uninformed, and getting help or clear answers is nearly impossible. I wouldn’t recommend this bank to anyone looking for efficient or reliable service.

December 6, 2024
Unprompted review
Rated 5 out of 5 stars

Great customer service from Christine in your Debit Card department!

Your staff is what makes Bank of Ireland absolutely brilliant to deal with!

Christine from your Debit Card division just spent about 20 minutes with me on the phone going through - step by step - the process I needed to follow to cancel a recurring debit. We had a few hiccups along the way, but she came up with solutions to fix it for me so that we could continue

She apologised for the process taking so long (its not HER fault UMR’s are SO long!) and in the end everything got sorted and accomplished

Literally 99.9% of the time, this is the exact same level of service we get from anyone and everyone that takes our call

Its people like Christine that make people love dealing with Bank of Ireland

Thank you for all of your help today!

December 6, 2024
Unprompted review
Rated 1 out of 5 stars

everything in this bank is by phone

everything in this bank is by phone, if someone is mute they won't get anything done, even an account opened 20 years ago requires calling them!!!! ,in addition, they charge fees for using the card in the EU.
I am looking for a bank where there will be no such restrictions which is more friendly....

November 18, 2024
Unprompted review
Rated 1 out of 5 stars

Nightmare experience for loyal customer

I have banked with BOI my whole life. I tried to open a savings account last week through their web platform and I have to go through a process of proving my identity (Photo IDs, proof of address). I have 2 forenames on my Photo ID but only go by one of them and have always gone by that forename with the bank. I am now unable to open a savings account with a bank I have been with for decades as I don't have a proof of address to match one of my forenames (I do not go by that forename and never have!)

November 7, 2024
Unprompted review
Rated 4 out of 5 stars

Mortgage application

I recently worked with Carol at the Bank of Ireland, their Kilkenny branch , to secure my mortgage, and I can’t speak highly enough of her professionalism and support. Even though I hold an account with another bank, Permanent TSB, their outdated and paperwork-heavy process prompted me to seek alternatives, and I’m so glad I did. Bank of Ireland’s mortgage offer was more competitive, and the process was incredibly streamlined, allowing everything to be handled online or directly through an agent, which was a huge relief.

Carol was exceptional from start to finish – she was always available for questions, provided clear information, and responded promptly to any additional requests I had. Her dedication made the experience so much easier, and I felt fully supported throughout the process. I highly recommend Carol and the Bank of Ireland to anyone looking for a smooth, hassle-free mortgage experience!

June 1, 2024
Unprompted review
Rated 1 out of 5 stars

Customer service my eye BOI

Customer service my eye. One person on customer service desk (not the employees fault)each enquiry takes from 5 to 10 minutes each. ( not the customers fault) Queuing for 25 minutes. Wonder do the top brass in BOI have to wait that length of time in their ivory towers. Bring back the 80's and 90's when customer service meant the words. Just a note as well all the people in the queue are over 50 and have to stand. Maybe the top brass could at least spend a few quid supplying chairs for people to sit on

October 14, 2024
Unprompted review
Rated 2 out of 5 stars

Disappointed

Disappointed, I've been a loyel customer for decades with two existing accounts, yet if I want to open a fixed term deposit account I have to go through the whole process of having to prove my identity ! Its senseless and I will put the money elsewhere as theres no benefit of keeping it in the Bank of Ireland

September 25, 2024
Unprompted review
Rated 5 out of 5 stars

Thank you BOI

A big thank you on this occasion to Bank of Ireland for obtaining a refund approx 90 days post purchase. An online purchase had been made from uk, the goods were returned and the retailer failed to engage re refund despite multiple calls and emails. 3 days after contacting BOI a refund was made to my account .

September 10, 2024
Unprompted review
Rated 4 out of 5 stars

Very efficient customer service

Very efficient customer service. Needed to switch to an interest only mortgage. Process completed very quickly. Good flexibility in regard to changing, just 2 forms to sign.

August 5, 2024
Unprompted review

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