Beneva Reviews 

256
TrustScore 1.5 out of 5

1.4

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Rated 1 out of 5 stars

Worst piece of shit Insurance I ever had in my life , they cancelled my policy the day after I purchased my new vehicle for no reason saying it was cause my credit score , never even informed me it wa... See more

Rated 1 out of 5 stars

Tried to insure a secondhand motorcycle but they said because I had put a down payment on it that counted as a gap in insurance and they couldn't insure me unless I also bought home or auto insurance.... See more

Rated 1 out of 5 stars

Beneva is the current company that underwrites/manages my two insurance policies. Previously it was La Capitale and originally it was PennCorp. I have had two policies for over 15 years. I had a very... See more

Rated 1 out of 5 stars

Sadly, similar experience as others. Had SSQ, which was really good, but got transferred to Beneva. Website is impossible to navigate, links sometimes go to old information, "email us" forms don't wor... See more

Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Business Insurance Company
  4. Caravan and Motorhome Insurance Company
  5. Commercial Insurance Company
  6. Home Insurance Agency

About Beneva

Written by the company

Beneva est un assureur mutualiste canadien qui offre des assurances et des services financiers aux particuliers, aux entreprises, aux groupes et aux associations. Beneva s’appuie sur des décennies d’expérience dans le domaine.

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Notre priorité est simple : vous accompagner dans les moments importants de votre vie avec des solutions claires et adaptées à votre réalité. Que ce soit pour protéger votre auto, votre habitation, votre entreprise ou planifier vos finances, nous cherchons à rendre les choses plus simples et plus accessibles.

Notre approche repose sur des valeurs humaines. Nous mettons les gens au centre de nos décisions et nous cherchons à offrir un service empreint d’écoute, de respect et de transparence. Nous croyons qu’une relation de confiance se bâtit dans la durée, avec des échanges simples et concrets.

Chez Beneva, nous voulons aussi nous améliorer en continu. Vos avis jouent un rôle clé dans cette démarche. Ils nous permettent de mieux comprendre votre expérience, de corriger ce qui doit l’être et de renforcer ce qui compte pour vous.

Merci de prendre le temps de partager votre expérience avec nous.


Beneva is a Canadian mutual insurance company offering insurance and financial services to individuals, businesses, groups and associations. Beneva builds on decades of experience in the industry.

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Our priority is simple: support you through important moments in your life with clear solutions that fit your needs. Whether it’s protecting your car, your home, your business or planning your finances, we aim to make things easier and more accessible.

Our approach is rooted in human values. We put people at the center of our decisions and strive to offer service that reflects care, respect and transparency. We believe trust grows over time, through simple and honest interactions.

At Beneva, we also want to keep improving. Your feedback plays an important role in that process. It helps us better understand your experience, fix what needs attention and strengthen what matters most to you.

Thank you for taking the time to share your experience with us.


Contact info

1.4

Bad

TrustScore 1.5 out of 5

256 reviews

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1.4

All reviews

(256)

82 reviews in the last 12 months

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Rated 1 out of 5 stars

C'est 0

C'est 0. Horrible. Never, never with my previous insurers I had to justify a simple medication for psoriasis! Now, it's the whole nightmare with forms, signatures, etc. WHY?? this is not opioid, this is not a complex medication, this is JUST A SKIN TREATMENT, GIVE ME A BREAK!!! UNACCEPTABLE!!

July 3, 2025
Unprompted review
Rated 1 out of 5 stars

Worst dumb idiots working there one day…

Worst dumb idiots working there one day it’s one way the other is another and so on
Either Management sucks and hires the most idiots to look better or they deliberately act dumb to make the reclamation as complicated as possible
Shop around there are many superior companies to them

May 7, 2025
Unprompted review
Rated 1 out of 5 stars

Customer service is abysmal

Customer service is abysmal. I've been trying to get a hold of someone for days, and every time it connects, I get hung up on. I got a call back once, she immediately transferred me, I was told I had a wait of 30+ minutes, it connected me to a rep, and was immediately hung up on. I'm so fed up.

April 29, 2025
Unprompted review
Rated 1 out of 5 stars

They accused me of having a claim with…

They accused me of having a claim with intact over a hidden defect at my old house when I in fact, never claimed. Intact paid part of a civil engineer bill in order to protect themselves against a lawsuit from the new owner. I was transparent with Benva about this and they accused me of claiming and tried to drive up the quote they gave me. NEVER go with Beneva, they are the worst. I'm very happy with Promutuel now.

November 21, 2024
Unprompted review
Rated 1 out of 5 stars

Not cool

Not cool. I've been waiting to speak to a representative the entire day. The wait time is supposedly between 15 - 30 mins. After waiting roughly 45 - 60 mins each time, I get disconnected by you... before even speaking to an agent! I`ve been calling since 9:00am and it is not 3:00pm.

For some reason two of my claims haven`t been processed in over a week. Receipts were provided with the claim. No updates, nothing. I've been paying 112$ per paycheque since January for your insurance... and you can't process ONE SINGLE claim for 128$? This is so unprofessional.

March 18, 2025
Unprompted review
Rated 1 out of 5 stars

Incompetent company

Incompetent! Rude, poor representation. I am a elderly lady the agent told me to go somewhere else. They told me that they will fix the damaged and they only did 1% and charged me when they told me that it was covered. " Go somewhere else there are other companies!" His name was Maxime T. If I could of rate this company a ZERO I would off. I had a horrible experience. People are telling the truth on the reviews.👎

March 17, 2025
Unprompted review
Rated 1 out of 5 stars

Well let the games begin.

Well let the games begin.
No response to calls, online portal gets you nowhere. Cancelled health insurance last year, still coming out of my acct.
Do not use this company.

March 18, 2025
Unprompted review
Rated 1 out of 5 stars

0 star is what I should give this…

0 star is what I should give this company! They called me on a Saturday to see if I was interested in a quote for home insurance. I spoke with Amid or Amir and he ended up telling that they can't go on with the quote but he didn't even ask me any questions properly. I had given a fact that didn't even occur in the last 3 years as per his question. How can they refuse to give a quote when not having the proper information? Now they have all my private info. What a waste of time & zero professional!

March 7, 2025
Unprompted review
Rated 1 out of 5 stars

WORST COMPANY, DO NOT CONSIDER ANY CONTRACT WITH THEM!!

I DO NOT recommend this company at all. Their agents, especially one called Amir; he does not respect the clients, he never respond or call back and he gives you wrong information about the insurance contract. This has caused me a big loss of money and it created me a lot of stress through this company.

February 17, 2025
Unprompted review
Rated 1 out of 5 stars

Never go with Beneva

Never go with Beneva. They’re a merger between 2 incompetent insurance companies leading to what is the most ridiculous insurance company ever. I had home insurance with them and forgot to make 2 payments as I’m not used to send money instead of it just being debited. I never got an email or a call but turns out they sent a letter at my old place. When they didn’t hear back they sold what I “owed” them to a debt collector and terminated my contract. Mind you this took place from May to August. Meanwhile I didn’t have home insurance and didn’t know. Never go with Beneva.

May 1, 2024
Unprompted review
Rated 1 out of 5 stars

Terrible service

Wait times are unreal. I have given up three times now in the last week. 45 minutes, 50 minutes, 60 minutes. No answer. Just the voice telling me my call is important and someone will help me shortly. The one time I got an agent they did not change my phone number for me so I am locked out of my account because they can't send me the code to get into it. It is a catch 22. This company is terrible. If my union had not chosen them I would never ever do business with Beneva. Their website is also terrible. I would have changed the number myself before getting my new number if I could have seen how. Other than that, they have lost documents I sent them and totally messed things up after my husband died and I had to transfer to my own account. Stay away if you have a choice. I am thinking of leaving my group policy and going it alone just to be done with Beneva. Life is too short. (I wish to add that on Nov 5th I did get through and a very competent and polite young woman tried her best to help me. My account has become so messed up it has to be investigated further, but she was trying very hard to help me resolve the issues. Credit where credit is due.)

November 3, 2024
Unprompted review
Rated 1 out of 5 stars

The worst of worst

The worst of worst. I don't why there still service they only thing they know how do is lie and pretend they care. There special agent alyssya bolduc is a liar and does nothing.

October 20, 2024
Unprompted review
Rated 1 out of 5 stars

Awful customer service

customer service staff lacks social skills and product knowledge. Very rude and arrogant. Very risky in this business. I actually paid the penalty to cancel my insurance just to never have to deal with them again. Not worth the risk of when you actually do have an issue to claim.

May 13, 2024
Unprompted review

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