Zack was the best! He explained the program option of how to add the accountant to the bank account! Great feature! He also pointed out how to get unpaid bills paid by Bluevine! You built some aweso... See more
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Review summary
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What people talk about most
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William from Bluevine reached out because they noticed that my Stripe account was tied to an old bank account, a closed one in fact. I was so grateful for the proactive outreach - it meant i got my mo... See more
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Benny Is an amazing account executive. I am terrible with technology and went to draw funds and accidentally withdrew the whole amount, and he correct it to the amount that i needed within 10 minu... See more
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My rep Michael Chung Help me set up extra perks with my Bluevine account like reoccurring invoices which is a big game changer for business. but also helped with all the concerns i had regarding my st... See more
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Company details
About Bluevine
Written by the company
Bluevine is the largest small business banking platform in the U.S.,* built to serve as the financial operating system for startups and small businesses. Founded in 2013, Bluevine helps companies manage their money through a single online account—allowing them to earn more, save more, borrow, and pay bills without ever stepping into a branch.
What does Bluevine offer?
Bluevine brings together the core tools small businesses need to manage their money. Do it all from one platform:
- Earn high-yield APY on business checking**
- Organize funds and separate expenses with sub-accounts
- Manage accounts payable and send domestic or international payments with built-in bill pay tools
- Accept and manage sales effortlessly with invoicing and payments, Tap to Pay, and more
- Issue up to 50 business debit cards for your main account and sub-accounts
- Access working capital through business loans and lines of credit***
How is Bluevine different from traditional banks?
Unlike traditional banks, Bluevine operates fully online and is built specifically for small businesses. Banking, payments, and credit tools are accessible through one dashboard, helping business owners save time and manage cash flow more efficiently.
Who is Bluevine for?
Bluevine is designed for small businesses, startups, and entrepreneurs looking for a modern alternative to traditional business banks—especially those who value easy online setup, flexibility, and integrated financial tools. Customers can learn more on our FAQ page.
Is Bluevine trusted?
- 900,000+ customers served since 2013*
- $16B+ in loans delivered to help businesses grow
- $1.8B+ in managed customer deposits
Bluevine is backed by leading private and institutional investors, including Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, ION Crossover Partners, SVB Capital, Nationwide Insurance, and M12 (Microsoft’s venture arm).
To learn more about Bluevine’s business checking, loans, and payment tools, visit bluevine.com.
Bluevine is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. The Bluevine Line of Credit is issued by Celtic Bank. Other commercial credit products are offered by a variety of Bluevine’s third-party partners.
*As compared to publicly available data on the number of lifetime customer accounts held by other U.S. banking platforms dedicated to small businesses that offer both checking and lending services, as of January 2026. Customer and lending statistics include Paycheck Protection Program.
**Premier and Plus plan customers automatically earn annual percentage yield (“APY”) on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Terms of Interest Accrual incorporated into the Bluevine Business Checking Account Agreement.
***Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply.
****Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. $3,000,000 in FDIC insurance is offered by multiplying the standard $250,000 FDIC coverage across multiple banks. For complete details, please visit bluevine.com/business-checking/fdic-protection.
All your business banking in one place
Written by the company
- Simplify your business banking
- Get paid, manage cash flow, send payments, and access working capital all from one easy-to-use platform, so you don’t need to juggle multiple tools.
- Make the most of your money
- Earn higher APY on business checking, plus pay no monthly fee for our Standard plan.**
- Bank with confidence
- Get up to $3 million in FDIC insurance, custom spend limits and alerts, and a suite of fraud controls to help keep your money safe.****
Contact info
30 Montgomery Street, 07302, Jersey City, United States
- (888) 216-9619
- support@bluevine.com
- bluevine.com
Largest SMB banking platform in the US*
4.7
Excellent
11K reviews
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Aakash contacted me right away and…
Aakash contacted me right away and offered exceptional customer service. He let me know about all of the benefits and additional options that I have on my business account. I'm really impressed with this bank, account and service.
April 23, 2026
Reply from Bluevine
Hi Nicky,
Thank you for taking the time to share your experience. We’re glad to hear that Aakash reached out right away and provided helpful, thorough guidance on your account and its benefits.
It’s great to know the level of service and support left a strong impression—helping you get the most out of your business account is exactly what we aim for.
If you ever have additional questions or want to explore more features, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Exceptional Service and Communication
Exceptional that I received a call from Dana making an introduction and giving me a point of contact. Extremely informative conversation and great service! This is the way everyone should bank!!
April 23, 2026
Reply from Bluevine
Hi David,
Thank you for sharing your experience. We’re glad to hear that Dana reached out early on to introduce herself and serve as a point of contact—having that level of communication and support can make a real difference.
It’s great to know the conversation was informative and that the service stood out to you. Providing clear, proactive guidance is something we aim to deliver consistently.
If there’s ever anything more we can help with, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Exceptional Service
William notified me of an issue that I was personally unaware of. He also emailed me guided instructions on how to reverse the issue.
April 22, 2026
Reply from Bluevine
Hi Khiara,
Thank you for taking the time to share your experience. We’re glad to hear that William was able to proactively identify an issue and guide you through the steps to resolve it.
Providing clear communication and helpful follow-up is something we strive for, and it’s great to know that stood out in your experience.
If you ever need additional support, you can always reach us through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Great communication and nice
Great Communication and very nice! I would recommend to anyone.
April 22, 2026
Reply from Bluevine
Hi Brion,
Thank you for your feedback. We’re glad to hear that the communication stood out to you and that you had a positive experience with our team.
Your recommendation means a lot, and we appreciate you choosing Bluevine to support your business.
If you ever need anything further, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Has every service required to run a…
Has every service required to run a small business.
April 22, 2026
Reply from Bluevine
Hi Aaser,
Thank you for your review. We’re glad to hear that our platform is meeting your needs and supporting the day-to-day operations of your business.
Our goal is to provide a comprehensive set of tools that make managing your finances simpler, so it’s great to know that’s been your experience.
If there’s ever anything more we can support you with, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Warning to small business owners: my experience with Bluevine has been unacceptable.
Bluevine closed my business account right after it received a legitimate payment, blocked my access to the remaining $2,404.94, and has still not provided a real solution for returning my money.
Instead of resolving the issue, they cut off access to my funds. If Bluevine no longer wanted to do business with my company, that is their choice. But holding a customer’s remaining balance without providing a clear way to withdraw it is completely unacceptable.
Their public response hides behind vague statements about being in a “regulated banking environment” and having “legal obligations,” while ignoring the main issue: my money is still being withheld and my follow-up emails have gone unanswered.
This is exactly the kind of experience that should make other businesses think twice before trusting this service with their funds. No business should have to fight to recover its own money after receiving a legitimate payment and complying with document requests.
I am posting this to warn other business owners to be extremely cautious. If Bluevine finally returns my funds, I will update this review to reflect that outcome.
April 22, 2026
Unprompted review
Bluevine reps were very friendly and…
Bluevine reps were very friendly and knowledgeable about the best ways to utilize my line of credit for my business. Thanks Bluevine.
April 22, 2026
Reply from Bluevine
Hi Teresa,
Thank you for taking the time to share your experience. We’re glad to hear our team was friendly and able to provide helpful guidance on how to best utilize your line of credit for your business.
Supporting you with clear, knowledgeable insights is something we strive for, and it’s great to know that came through.
If you ever have additional questions or need further support, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Easy and friendly customer service!
April 22, 2026
Reply from Bluevine
Hi Jonah,
Thank you for your feedback. We’re glad to hear you found our customer service both easy to work with and friendly—those are exactly the qualities we aim to deliver.
We appreciate you choosing Bluevine, and if you ever need further assistance, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Fairly easy process but Janice
Fairly easy process but Janice, my account exec really pushed my experience over the top.
April 22, 2026
Reply from Bluevine
Hi RS,
Thank you for sharing your experience. We’re glad to hear the process felt smooth overall, and even more so that Janice was able to elevate it and make a strong impression as your account executive.
Providing that extra level of support is exactly what we aim for, and it’s great to know it made a difference for you.
If you ever need anything further, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Janice and Bluevine 5 STARS !
Janice was a pleasure to work with who was on top of everything and help make this a "GREAT" experience. Look forward to working with Bluevine again in the future !
April 21, 2026
Reply from Bluevine
Hi Patrick,
Thank you for the 5-star review. We’re glad to hear that Janice made such a strong impression and helped create a great experience for you from start to finish.
It’s great to know you felt supported and that everything stayed on track—this is exactly the level of service we aim to provide.
We appreciate you choosing Bluevine and look forward to supporting you again in the future. If you ever need anything in the meantime, you can reach us through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d be grateful if you’d consider keeping your review updated over time.
– The Bluevine Team
Reply from Bluevine
Hi Richard,
Thank you for sharing your experience. We’re glad to hear the process felt quick, easy, and seamless, and that Anthony made a positive impact along the way.
Providing a smooth experience paired with strong support is exactly what we aim for, so it’s great to know that came through for you.
If you ever need anything further, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d be grateful if you’d consider keeping your review updated over time.
– The Bluevine Team
Shawna is top notch
Shawna was helpful all steps of the way for us to get funding -- would recommend her 5stars!
April 22, 2026
Reply from Bluevine
Hi Taaz,
Thank you for your review. We’re glad to hear that Shawna was able to support you every step of the way and help make the funding process a smooth one.
It’s great to know her guidance made a strong impact, and we appreciate your recommendation. That kind of experience is exactly what we aim to deliver.
If you ever need anything further, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d be grateful if you’d consider keeping your review updated over time.
– The Bluevine Team
Easy Peezy
The account was easy to set up and a designated member has reached out to me to ensure everything was okay and to answer any of my questions. None of the big banks have ever done this for me.
April 22, 2026
Reply from Bluevine
Hi Reese,
Thank you for sharing your experience. We’re glad to hear the account setup was smooth and that a team member followed up to make sure everything was on track and to answer your questions.
Providing that kind of proactive support is something we strive for, so it’s great to know it stood out—especially compared to your past experiences.
If you ever need anything further, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d be grateful if you’d consider keeping your review updated over time.
– The Bluevine Team
Very helpful.
April 22, 2026
Reply from Bluevine
Hi Daniela,
Thank you for your review. We’re glad to hear you found the experience helpful—that’s exactly what we aim to provide.
If there’s ever anything more we can assist with, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Reply from Bluevine
Hi Jamie,
Thank you for taking the time to share your experience. We’re glad to hear that our team was able to communicate clearly and provide the support you needed—great customer service is always our goal.
If you ever need anything else, don’t hesitate to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your feedback and your support of Bluevine.
– The Bluevine Team
William was great to work with
William was great and very knowledgeable helping me update some stuff and give me more information about Stripe as well as he allowed me to give him feedback about my Bluevine experience so far and comparing things that I used to use with the Square processing that I used to have
April 21, 2026
Reply from Bluevine
Hi Matthew,
Thank you for taking the time to share such detailed feedback. We’re glad to hear that William was able to support you effectively—providing clear guidance, helping with your updates, and walking through information about Stripe while also listening to your feedback.
It’s especially helpful to hear your perspective comparing your previous experience with Square. Insights like yours help us continue improving and better support our customers.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine.
– The Bluevine Team
Reply from Bluevine
Hi Nick,
Thank you for taking the time to share your experience. We’re glad to hear that Monica was able to provide knowledgeable and helpful support—this is exactly the level of service we aim to deliver.
If you ever need anything else, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your feedback and your support.
– The Bluevine Team
Well spoken and informative ….
April 21, 2026
Reply from Bluevine
Hi Earl,
Thank you for taking the time to share your feedback. We’re glad to hear that your experience was clear and informative—providing straightforward, helpful support is always our goal.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Great experience so far
I recently opened an account with Bluevine for a small business, the process was simple and offered chat support as needed along the way. I also had the opportunity to connect with a Benefits specialist, he was friendly, courteous and insightful. Overall, great experience so far!
April 21, 2026
Reply from Bluevine
Hi Anastasiya,
Thank you for taking the time to share your experience. We’re glad to hear that opening your account was a smooth process and that our chat support was helpful along the way. It’s also great to know you had a positive interaction with our Benefits Specialist and found the conversation friendly and insightful.
We aim to make things simple and supportive for small business owners, so feedback like yours means a lot. If you ever need anything as you continue getting set up, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine, and if your experience continues to meet your expectations, we’d be grateful if you’d consider updating your review in the future.
– The Bluevine Team
Reply from Bluevine
Hi Ramon,
Thank you for taking the time to share your experience. We’re glad to hear that our representative was able to provide clear information while being courteous throughout—this is exactly the kind of service we strive to deliver.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
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