Zack was the best! He explained the program option of how to add the accountant to the bank account! Great feature! He also pointed out how to get unpaid bills paid by Bluevine! You built some aweso... See more
Company replied
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Review summary
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What people talk about most
Reviews shaping this summary
William from Bluevine reached out because they noticed that my Stripe account was tied to an old bank account, a closed one in fact. I was so grateful for the proactive outreach - it meant i got my mo... See more
Company replied
Benny Is an amazing account executive. I am terrible with technology and went to draw funds and accidentally withdrew the whole amount, and he correct it to the amount that i needed within 10 minu... See more
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My rep Michael Chung Help me set up extra perks with my Bluevine account like reoccurring invoices which is a big game changer for business. but also helped with all the concerns i had regarding my st... See more
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Company details
About Bluevine
Written by the company
Bluevine is the largest small business banking platform in the U.S.,* built to serve as the financial operating system for startups and small businesses. Founded in 2013, Bluevine helps companies manage their money through a single online account—allowing them to earn more, save more, borrow, and pay bills without ever stepping into a branch.
What does Bluevine offer?
Bluevine brings together the core tools small businesses need to manage their money. Do it all from one platform:
- Earn high-yield APY on business checking**
- Organize funds and separate expenses with sub-accounts
- Manage accounts payable and send domestic or international payments with built-in bill pay tools
- Accept and manage sales effortlessly with invoicing and payments, Tap to Pay, and more
- Issue up to 50 business debit cards for your main account and sub-accounts
- Access working capital through business loans and lines of credit***
How is Bluevine different from traditional banks?
Unlike traditional banks, Bluevine operates fully online and is built specifically for small businesses. Banking, payments, and credit tools are accessible through one dashboard, helping business owners save time and manage cash flow more efficiently.
Who is Bluevine for?
Bluevine is designed for small businesses, startups, and entrepreneurs looking for a modern alternative to traditional business banks—especially those who value easy online setup, flexibility, and integrated financial tools. Customers can learn more on our FAQ page.
Is Bluevine trusted?
- 900,000+ customers served since 2013*
- $16B+ in loans delivered to help businesses grow
- $1.8B+ in managed customer deposits
Bluevine is backed by leading private and institutional investors, including Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, ION Crossover Partners, SVB Capital, Nationwide Insurance, and M12 (Microsoft’s venture arm).
To learn more about Bluevine’s business checking, loans, and payment tools, visit bluevine.com.
Bluevine is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. The Bluevine Line of Credit is issued by Celtic Bank. Other commercial credit products are offered by a variety of Bluevine’s third-party partners.
*As compared to publicly available data on the number of lifetime customer accounts held by other U.S. banking platforms dedicated to small businesses that offer both checking and lending services, as of January 2026. Customer and lending statistics include Paycheck Protection Program.
**Premier and Plus plan customers automatically earn annual percentage yield (“APY”) on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Terms of Interest Accrual incorporated into the Bluevine Business Checking Account Agreement.
***Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply.
****Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. $3,000,000 in FDIC insurance is offered by multiplying the standard $250,000 FDIC coverage across multiple banks. For complete details, please visit bluevine.com/business-checking/fdic-protection.
All your business banking in one place
Written by the company
- Simplify your business banking
- Get paid, manage cash flow, send payments, and access working capital all from one easy-to-use platform, so you don’t need to juggle multiple tools.
- Make the most of your money
- Earn higher APY on business checking, plus pay no monthly fee for our Standard plan.**
- Bank with confidence
- Get up to $3 million in FDIC insurance, custom spend limits and alerts, and a suite of fraud controls to help keep your money safe.****
Contact info
30 Montgomery Street, 07302, Jersey City, United States
- (888) 216-9619
- support@bluevine.com
- bluevine.com
Largest SMB banking platform in the US*
4.7
Excellent
11K reviews
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Reply from Bluevine
Hi Nick,
Thank you for taking the time to share your experience. We’re glad to hear that Monica was able to provide knowledgeable and helpful support—this is exactly the level of service we aim to deliver.
If you ever need anything else, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your feedback and your support.
– The Bluevine Team
Well spoken and informative ….
April 21, 2026
Reply from Bluevine
Hi Earl,
Thank you for taking the time to share your feedback. We’re glad to hear that your experience was clear and informative—providing straightforward, helpful support is always our goal.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Great experience so far
I recently opened an account with Bluevine for a small business, the process was simple and offered chat support as needed along the way. I also had the opportunity to connect with a Benefits specialist, he was friendly, courteous and insightful. Overall, great experience so far!
April 21, 2026
Reply from Bluevine
Hi Anastasiya,
Thank you for taking the time to share your experience. We’re glad to hear that opening your account was a smooth process and that our chat support was helpful along the way. It’s also great to know you had a positive interaction with our Benefits Specialist and found the conversation friendly and insightful.
We aim to make things simple and supportive for small business owners, so feedback like yours means a lot. If you ever need anything as you continue getting set up, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine, and if your experience continues to meet your expectations, we’d be grateful if you’d consider updating your review in the future.
– The Bluevine Team
Reply from Bluevine
Hi Ramon,
Thank you for taking the time to share your experience. We’re glad to hear that our representative was able to provide clear information while being courteous throughout—this is exactly the kind of service we strive to deliver.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Don't hesitate to contact and clear all the questions you may have about the offer you see
I appreciate Ben reaching out and giving me details on the offer. It helped a lot. Before I was a bit confused with the fees structure and payments schedule. Now everything makes sense and looks much better. Thank you.
April 20, 2026
Reply from Bluevine
Hi Danylo,
Thank you for taking the time to share your experience. We’re glad to hear that Ben was able to connect with you and provide clarity around the fee structure and payment schedule—those details matter, and it’s important they’re easy to understand.
It’s great to know that what initially felt confusing now makes sense and feels like a better fit for you. That’s exactly the kind of support we aim to provide.
If you have any additional questions as you move forward, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine, and if your experience continues to meet your expectations, we’d be grateful if you’d consider updating your review in the future.
– The Bluevine Team
Rare Pleasantries
Mr. Chung was great to work with. These days it’s rare to talk to a real person, so it was a pleasant surprise to get such friendly, personal support over the phone. Even though I’m working outside the country with Wi‑Fi‑only calls and spotty internet, Mr. Chung stayed reachable by both email and phone and made onboarding with Bluevine easy. Everything was explained clearly, helpful tips were shared, and he even did an follow‑up email afterward with the informationwe dicussed. As a new client, I’m really impressed with Bluevine so far and hope the service continues to meet the high bar they have set.
April 20, 2026
Reply from Bluevine
Hi Felecia,
Thank you for taking the time to share such a thoughtful review. We’re glad to hear that Mr. Chung was able to provide the kind of clear, responsive, and personal support that made your onboarding experience a smooth one—especially given the challenges of working internationally with limited connectivity.
It’s great to know that the follow-up, communication across channels, and helpful guidance stood out to you. We aim to make every interaction as straightforward and supportive as possible, and your feedback reinforces that.
If you ever need anything as you continue getting set up, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine, and if your experience continues to meet your expectations, we’d be grateful if you’d consider updating your review in the future.
– The Bluevine Team
Reply from Bluevine
Hi Abdul,
Thank you for taking the time to share your feedback. We’re glad to hear that your experience was detailed and easy to navigate—making things clear and approachable is always our goal.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Mobile check deposits need to be easier…
Mobile check deposits need to be easier somehow.
April 20, 2026
Reply from Bluevine
Hi Kenneth,
Thank you for taking the time to share your feedback. We appreciate you calling out your experience with mobile check deposits—making this feature as simple and seamless as possible is important to us.
We’re always looking for ways to improve, and input like yours helps guide those enhancements. If you’re open to sharing more details about what could be better, feel free to reach out to us here: https://www.bluevine.com/contact-us
Thanks again for your feedback and for choosing Bluevine.
– The Bluevine Team
Reply from Bluevine
Hi Nicholas,
Thank you for taking the time to share your experience. We’re glad to hear that your issue was resolved and that our team delivered professional support—getting things taken care of efficiently is always our goal.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Reply from Bluevine
Hi Woolenz,
Thank you for taking the time to share your feedback. We’re glad to hear that you found our team’s communication clear and helpful—providing straightforward and supportive service is always our goal.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Expert advice and clear explanations
Bluevine has made business borrowing fast and simple.
April 20, 2026
Reply from Bluevine
Hi there,
Thank you for taking the time to share your experience. We’re glad to hear that you found our guidance clear and that the borrowing process felt fast and simple—that’s exactly what we aim to deliver.
If you ever have additional questions or need further support, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine, and if your experience continues to meet your expectations, we’d be grateful if you’d consider updating your review in the future.
– The Bluevine Team
Akash was extremely helpful
Akash was extremely helpful, professional, and patient throughout our interaction. He took the time to clearly answer all of my questions and made sure I fully understood everything before moving forward. His willingness to assist and his friendly attitude made the entire process smooth and stress-free. I truly appreciate his excellent customer service and support.
April 20, 2026
Reply from Bluevine
Hi Ujwala,
Thank you for taking the time to share such thoughtful feedback. We’re glad to hear that Akash was able to support you with patience, professionalism, and clear explanations throughout your experience. Making sure everything is fully understood and stress-free is exactly what we strive for.
It’s great to know his friendly approach and willingness to help made a positive difference. We’ll be sure to pass along your kind words to him.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine, and if your experience continues to meet your expectations, we’d be grateful if you’d consider updating your review in the future.
– The Bluevine Team
Reply from Bluevine
Hi MN,
Thank you for taking the time to share your experience. We’re glad to hear that Janice made you feel comfortable while providing thorough and personable support—that’s exactly the kind of experience we aim to deliver.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Knowledgeable and Friendly
Knowledgeable and Friendly
The agent understood what I needed and was able to help me. It was quick and painless.
April 20, 2026
Reply from Bluevine
Hi Jamie,
Thank you for taking the time to share your experience. We’re glad to hear that our team was able to quickly understand your needs and provide helpful, efficient support—making the process smooth and straightforward is always our goal.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Reply from Bluevine
Hi Matthew,
Thank you for taking the time to share your feedback. We’re glad to hear you had a great experience and that our team was able to help.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Reply from Bluevine
Hi Patrick,
Thank you for taking the time to share your experience. We’re glad to hear that you found our team knowledgeable, friendly, and easy to talk to—providing clear and approachable support is always our goal.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
Very understanding and…
Very understanding and helpful...patient with my slow internet... very insightful
April 20, 2026
Reply from Bluevine
Hi Charles,
Thank you for taking the time to share your experience. We’re glad to hear that our team was understanding, patient, and able to provide helpful insights—even with slow internet challenges. Providing clear and supportive service in any situation is always our goal.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine.
– The Bluevine Team
in depth personal expereience
really attentive, dealt with my high level output, really appreciate the follow through and internal connection, personal access, and availability. Thank you.
April 20, 2026
Reply from Bluevine
Hi Nick,
Thank you for taking the time to share such detailed feedback. We’re glad to hear that you experienced attentive, personalized support and strong follow-through—those are exactly the qualities we strive to deliver.
It’s especially great to know that the level of access and communication made a positive difference for you.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine, and if your experience continues to meet your expectations, we’d be grateful if you’d consider updating your review in the future.
– The Bluevine Team
No hassle online small business banking
My rep was super helpful and clear with his direction. He made the experience a pleasure. Michael made things simple and took the frustration out of online banking For me.
April 20, 2026
Reply from Bluevine
Hi Shane,
Thank you for taking the time to share your experience. We’re glad to hear that Michael was able to provide clear, helpful guidance and make the process simple and frustration-free for you. Creating an easy, hassle-free banking experience is exactly what we aim for.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine, and if your experience continues to meet your expectations, we’d be grateful if you’d consider updating your review in the future.
– The Bluevine Team
I was having some issues with my Stripe…
I was having some issues with my Stripe account - Will called me immediately and had everything answered and fixed for me within 5 minutes!
April 20, 2026
Reply from Bluevine
Hi Elizabeth,
Thank you for taking the time to share your experience. We’re glad to hear that Will was able to connect with you quickly and resolve your Stripe-related issue so efficiently. Providing fast, clear support when it matters most is something we strive for every day.
If you ever need anything further, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate your support of Bluevine, and if your experience continues to meet your expectations, we’d be grateful if you’d consider updating your review in the future.
– The Bluevine Team
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