Branch Reviews 291

TrustScore 3.5 out of 5

3.4

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Review summary

Created with AI, based on recent reviews

Looking at 93 reviews, most reviewers were somewhat happy with their experience overall. Many customers appreciate the helpfulness and patience of the staff, noting that their questions were answered professionally and their concerns were addressed. People also found the service to be excellent, with some highlighting specific individuals for their attentive and knowledgeable assistance. However, a significant number of people were dissatisfied with the app, describing it as unreliable, prone to crashing, and difficult to use for basic functions like checking balances or transferring money. Some reviewers were not happy with customer service, reporting long wait times, unresponsiveness, and a lack of resolution for issues. There are also concerns about payment issues, with some customers experiencing unexpected transactions, holds on funds, and difficulties accessing their earnings.

What people talk about most

Customer service

Reviewers mention ambiguous feedback about customer service. While some customers praise helpful and... See more

Payment

Consumers consistently express significant dissatisfaction with payment processes. Many reviewers report... See more

Staff

People report ambiguous experiences with staff. While many reviewers praise specific agents for being... See more

Service

Users describe ambiguous interactions with service. Many customers express gratitude and satisfaction,... See more

Application

Customers had negative experiences with the app. Many reviewers report issues such as the app crashing... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Took time to try and make a situation right they weren't actually responsible for.

Company replied

Rated 4 out of 5 stars

Iam an customer of the branch and iam very happy with branch and thems service is very good.

Company replied

Rated 5 out of 5 stars

I've read alot of terrible reviews about this company and so far I haven't had any issues. First of all keep your card locked and no one can access your funds. My deposits come 2 days early as stated... See more

Company replied


Company details

  1. Bank

Written by the company

Branch is a mobile-first technology that provides financial flexibility for hourly employees.


Contact info

3.4

Average

TrustScore 3.5 out of 5

291 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 95% of negative reviews

Typically replies within 1 month

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Rated 1 out of 5 stars

Zero in every area

The most unprofesinal unreliable and overall worst company to work with either as an employer or for your employees. Avoid them at all cost. They should be shut down by anyone with the athority to do so. Zero customer service. Zero in every area. Do your self a favor and go with any other Instant pay Company.

August 31, 2024
Unprompted review
Branch logo

Reply from Branch

Hi there,
We’re sorry to hear about your experience with Branch. The fastest way to reach support is by opening an in-app support chat with our customer service team. This way, an agent can escalate your concerns to the right person. Thank you.

Rated 1 out of 5 stars

Scammer ubers scammer partner in crime.

They stole my $16 and blamed uber while uber blamed its them that hold my money lol. It took literally 3 weeks to get my money back. Now its my time to share my experience all over to aware others that this is what yall will go through. They also put limit on your cash outs so you won't be able to withdraw if your weekly limits is full and ofcourse they will charge a high fee for each transaction. If you dont want to lose your mind , stay away

August 13, 2024
Unprompted review
Branch logo

Reply from Branch

Hi Sevki,
We’re sorry to hear about your experience. We offer 8 free ATM withdrawals per month, and there shouldn’t be a charge for typical transactions like ACH transfers or keeping money in your Branch Wallet. The only time there are fees involved is if you want to instantly transfer funds to an external account or if you make more than 8 withdrawals per month. If you have questions about how to do this please reach out to support through an in-app chat so we can offer further assistance.

Rated 1 out of 5 stars

I should never have to pay a fee for a financial institution to give me my money. BRANCH banking is a scam.

There's no room for improvement. It is a scam.

July 29, 2025
Unprompted review
Branch logo

Reply from Branch

Hi Patrice,
We’re sorry to hear about your experience; there should be no charge to access your money through Branch. The only time there are fees involved is if you want to instantly transfer funds to an external account. Otherwise, for ACH transfers or keeping money in your Branch wallet there are no fees. If you have questions about how to do this please reach out to support through an in-app chat so we can offer further assistance.

Rated 1 out of 5 stars

My husband was scammed thru this…

My husband was scammed thru this digital bank. He was scammed out $500. They dont want to go good on this. They know it was a scam but they dont want to make it right. Please please read the reviews DO NOT SIGN UP WITH THESE PEOPLE. He has spent multiple hours on the phone trying to get this resolved is ridiculous.

July 3, 2025
Unprompted review
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Reply from Branch

Hi Christina,
We’re sorry to hear about your husband’s experience. If he has a dispute he needs addressed our support team is ready to be of assistance. He can open an in-app chat with support to have his issue addressed in the quickest way possible.

Rated 1 out of 5 stars

Branch Bank will have you out on a ledge

This is a don not use bank! I was working a part time job that used them. Signing up was the first mistake I made. I should’ve came here first and read the reviews. I scheduled a payment and the funds were there. My creditor calls me and tells me, they didn’t receive a payment and it was returned as insufficient funds. There was above and Beyond what was needed to cover the bill. The situation got worse when I attempted to call this bank and was hung up on 3 times. One time was by a so called supervisor. I was asking that they refund me the returned payment fee. Since this was an ach payment, they partner with evolve. Well both of the companies have failed and I learned a lesson. I caution anyone not to use this service. They will try to entice you with benefits like, you can have access to rainy day funds. I don’t need that, I’m working 2 jobs. Don’t fall for anything they are offering because, it feels like some sort of a scam. Don’t do business with this bank or ANY of its affiliates is my advice. If you need more proof, keep reading the horrible comments. If you have an issue too bad so sad, that is the customer service motto in my opinion. I hope someone is saved by this comment. If you currently have money in this bank do what I did and move it NOW!

July 14, 2025
Unprompted review
Branch logo

Reply from Branch

Hi there,
We’re sorry to hear about your experience. The fastest way to have your concerns addressed would be by opening an in-app support chat. That way, one of our representatives can escalate your concern more quickly.

Rated 1 out of 5 stars

Branch is a terrible banking option

Branch is a terrible banking option. someone has taken money from my account via ATM in another state. i was working at the time and i contacted branch immediately. This has happened over a month ago. i was told that id receive a provisional credit in an email from them, then im there a whole week waiting for the credit, im sending emails and calling customer service and no one could give me answers. it was almost like they were guessing and apologizing to me. the call center knows nothing about the accounts. someone then e mailed me saying they can NOT provide me with a provisional credit. Then in a few more days i got an email saying the issue has been resolved and that i could just keep the provisional credit. the one that i’ve never got. now when i look at the disputed section in the app, it says i’ve been paid, but never have i seen this money again. i’m e mailing several times and no one will reply. i don’t trust them at all.

July 10, 2025
Unprompted review
Branch logo

Reply from Branch

Hi Larson,
We’re sorry to hear about this; can you open an in-app support chat? That way one of our agents can escalate your concern in the quickest way possible.

Rated 1 out of 5 stars

Horrible Experience

I'm a nurse and signed up with a new agency to make extra money to pay for school. They use branch....it has only been 2 days with this agency and branch is already given me a horrible experience. I worked a 12 1/2 hour shift and can't even access my money. I can't get into the app because it won't send me verification codes. Why is a phone number the only option to login? I called branch customer service of course they said it was my phone company. I call my phone company there is no issues on their end. All the troubleshooting tips on the FAQs page is useless. The wait times for customer service are ridiculous. They say contact us in the app through chat but how when you can't even get into the app. Once you navigate past the useless automated system you wait no less than 40 mins.

July 7, 2025
Unprompted review
Branch logo

Reply from Branch

Hi,
We’re sorry to hear you’re having trouble logging in. You can use the Help Center for chat access instead, which will help escalate your concern. Here is the link to the Help Center: https://support.branchapp.com/hc/en-us.

Rated 1 out of 5 stars

DON'T DEAL WITH THEM.

I've been waiting for a card for 22 days to cash my paycheck. I'm unable to transfer funds to any of my accounts or debit cards. Customer service is horrible. I've emailed them proof of the error messages I received and nothing.
I would give 0 star if I could!

June 2, 2025
Unprompted review
Branch logo

Reply from Branch

Hi Diodio,
We are sorry to hear about the experience you are currently having with our app. We understand the importance of being able to use you funds immediately. I'd like to provide you with a link to our Help Center, specifically around re-ordering your card. This Help Center will also be able to assist you in other ways to access those funds. And finally, if you use the chatbot on the Help Center you should receive faster service from our agents then waiting on email.
Please follow the link below:
https://support.branchapp.com/hc/en-us/articles/360056411012-How-do-I-order-a-Branch-debit-card

Rated 1 out of 5 stars

I have paid the due but it didn’t…

I have paid the due but it didn’t updated again I have paid the due then updated for this payment I have lost 8k over this app there is not response in this appp

May 19, 2025
Unprompted review
Branch logo

Reply from Branch

Hi Rahul,
We’re sorry to hear about your experience.The fastest way to get your concerns resolved would be to open an in-app support chat so an agent can escalate your concerns.

Rated 5 out of 5 stars

I don't know

Good service

April 7, 2025
Branch logo

Reply from Branch

Hi there,

We’re so happy to hear you enjoy our customer service; thank you for using Branch!

Rated 5 out of 5 stars

Was very satisfied with the quickness…

Was very satisfied with the quickness of resolving my request.

April 4, 2025
Branch logo

Reply from Branch

Hi Valerie,
It’s so great to hear you were pleased with your support experience! We always strive to deliver speedy, consistent support. Have a nice day!

Rated 4 out of 5 stars

VERY WELL!!!!

April 4, 2025
Branch logo

Reply from Branch

Hello,
We’re so glad to hear you’re enjoying Branch—and we’re always here if you need us. Have a great day!

Rated 3 out of 5 stars

It takes much too long to speak to an…

It takes much too long to speak to an agent.

April 4, 2025
Branch logo

Reply from Branch

Hi Claude,
Sorry to hear you’ve been waiting; if you open an in-app support chat with one of our agents, this is typically the quickest way to have your concerns addressed.

Rated 5 out of 5 stars

To love my job with respect

To love my job with respect, understanding all rules and regulations to be a good ambassador industrial

April 4, 2025
Branch logo

Reply from Branch

Hi Mohammed,
Thanks for the kind review! We hope you’re enjoying using the Branch app.

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