California Casualty Auto and Home Insurance Reviews 2,563

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 54 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent service and customer support, highlighting the helpfulness and professionalism of the staff. Many people appreciate the efficient handling of claims, noting that the process is smooth and reliable. However, some customers have expressed concerns regarding pricing, finding that auto insurance premiums have increased or are higher compared to other companies. A few reviewers also reported issues with claims representatives, citing rudeness, lack of responsiveness, or difficulties in communication.

What people talk about most

Service

Consumers consistently find the service to be positive, highlighting its reliability and efficiency. Many... See more

Customer service

Clients share positive opinions on customer service, consistently highlighting that representatives are... See more

Staff

Customers consistently note positive experiences with staff. Many reviewers praise the helpfulness,... See more

Claim

People report positive experiences with claim. Many customers praise the prompt and hassle-free payment of... See more

Price

Reviewers mention ambiguous feedback about price. Some customers express satisfaction, finding the insurance... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Our home owners insurance claim rep Tracy Leach was professional, responsive, and easy to work with throughout the process. Tracy communicated clearly with us and with our general contractor. She... See more

Company replied

Rated 5 out of 5 stars

I have been with California Casualty for around 30 years! I’ve always had great service through a variety of vehicles and family members. I’m grateful that I’ve been able to cross worrying about car a... See more

Rated 5 out of 5 stars

Always responsive to any questions. Automobile rates seems a bit high, but understand they are, for me, due to my daily 76 mile round trip work commute which should go down when I retire in June 2027.... See more

Rated 5 out of 5 stars

I have been very impressed with California's honesty! In businesses, this is a very rare commodity. They did not try to upsell me. They (years ago) told me that the insurance I had with another compan... See more


Company details

  1. Insurance Agency
  2. Financial Consultant

About California Casualty Auto and Home Insurance

Written by the company


We do more for the people who give more.

Choosing the right provider for your auto, home, or renters coverage is as important as the coverage itself. At California Casualty, we believe that those who commit to making a difference in our communities deserve financial protection with the highest levels of care, service, compassion and understanding. As your insurance partner, we have what it takes to protect your peace of mind.  

Our mission is to provide protection and peace of mind for the people who serve our communities. We provide special benefits tailored to the unique needs of educators, higher education employees, firefighters, peace officers, and nurses.

California Casualty began with a simple idea: to protect our policyholders in an unprecedented way. Over 100 years later, we remain committed to doing what’s right for our customers by offering auto and home insurance with unmatched rates, benefits and service. 

We invite you to give us a call to see how we can make a difference for you - 1.866.680.5143.


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California Casualty Auto and Home Insurance

Written by the company

Auto & Home/Renters Insurance
designed exclusively for Educators, Firefighters, Peace Officers, & Nurses

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

3K reviews

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Rated 5 out of 5 stars

Comments on CC rating.

I always get great results whenever I call. Agents are super helpful, friendly and get things done expeditiously. I needed a document faxed and it was done on the spot. Thank you California Casualty!!

February 20, 2026
Rated 1 out of 5 stars

Got a quote and again it was very expensive

I often receive emails to obtain a quote as I work in public service (rescue). I've called this company for a quote several times over the years and with no accidents, no expensive cars, no tickets, or other liability issues, they are always more expensive than other companies. I'm not expecting to pay little to nothing for insurance, but I'm trying to figure out how they are higher than the other insurance companies and still in business.

December 16, 2025
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

We appreciate your feedback. We understand your concern about the quote you received, especially given your profession and driving history. Several factors influence insurance rates, and we'll review your feedback to improve our quote process.

Rated 5 out of 5 stars

Our homeowner claim experience with Cal Cas...

Our home owners insurance claim rep Tracy Leach was professional, responsive, and easy to work with throughout the process.

Tracy communicated clearly with us and with our general contractor. She helped keep everything moving smoothly, and our claim was handled efficiently.

Tracy's attention to detail and follow-through made a stressful situation much easier to navigate. We’re very grateful for the care and support we received!

October 3, 2025
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

We're happy to hear that the claim process was smooth and efficient. It's great to know that clear communication and attention to detail made a stressful time easier for you. We appreciate your kind words and are grateful for your feedback.

Rated 1 out of 5 stars

I went to log in and print out my…

I went to log in and print out my insurance card, only to find that the digital portal denied me access and said my account was canceled. Ended up selling my car and moving on, only to find out that they continued to charge me. I tried to contact them when I realized, only to have them shut down due to technical difficulties for weeks. Finally reached them, only to find out that they cannot do anything to help. As a company that is supposed to help those who do the most for our communities, I am appalled by the lack of care and attempted shifting of blame and responsibility away from them and onto the insurance holder to figure out why it showed it was canceled.

September 30, 2025
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

We appreciate you bringing this to our attention. We're very sorry you experienced difficulty accessing your account and encountered unexpected charges. We regret any frustration caused by our technical issues and the support you received. We'll investigate these issues to improve our service.

Rated 1 out of 5 stars

they will get in your pocket book.

California Casualty Insurance started off good in 2011 when I started so over the years they have went up so much. I can't even say they care its about the CEO how much more vacations homes they can buy for there self .

September 24, 2025
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

We understand that increases in premium can be frustrating. Our goal has always been to provided competitive rates, however there are times when it has been necessary to adjust rates due to a variety of economic and industry factors. Unfortunately, most drivers across the US have experienced higher insurance costs - regardless of carrier. We apologize that the increases have impacted you.

Thank you for taking the time to share your feedback, and for being a part of the CalCas family since 2011.

Rated 5 out of 5 stars

Honesty Wins

I have been very impressed with California's honesty! In businesses, this is a very rare commodity. They did not try to upsell me. They (years ago) told me that the insurance I had with another company was actually better for me at that time. This alone sold me that if I ever needed them, they would be my pick. When that other company dropped me for homeowner's insurance, CC was the first company I called. After checking other companies, I realized that CC was best for me. They accepted me and I couldn't be happier!

August 13, 2025
Rated 5 out of 5 stars

I have been with California Casualty…

I have been with California Casualty for around 30 years! I’ve always had great service through a variety of vehicles and family members. I’m grateful that I’ve been able to cross worrying about car and home insurance off my list! Amazing customer service and claims support!

August 1, 2025
Unprompted review
Rated 1 out of 5 stars

Stay away from California Casualty

I wish there was an option to give zero rating. I can't believe that I have to go through such shit show with this insurance (home insurance). Every person I came across was just horrible experience. Beginning January 2025, my neighbor's water tank leaked and destroyed my property. Luckily neighbor's insurance took full responsibility and quite honestly I was really impressed how efficient and knowledge AAA adjuster was. Hope CC had such people working for them. My adjuster, her supervisor, and the subrogation lady such horrible people to deal with. I would highly recommend all CC customers to stay away from them. Matter of fact I wouldn't even recommend CC to anyone now. CC says we value our customer's, well that's a lie. I have to constantly call CC and AAA to speed up the process so my property can get fixed. I lost count on how many times I had to email and call my adjuster at CC to get status update. Was ignored for days before someone reached out to me. The carpeting in both my rooms were destroyed, including the dry wall. Carpeting was the same all through out my condo. That carpet is no longer made need less the say the color was not there either. CC confirmed this as well. Funny thing is CC saying they only going to pay for damage done in my bedrooms. I told them this doesn't make any sense, I can't have two different style of carpeting in my condo based on their logic. I was told it's their policy. AAA adjuster was surprised to hear that. It actually sounded hilarious CC has dumb policy like this. AAA adjuster had to call CC to let them know again that all charges are AAA's responsibility. AAA even told CC that the client will need to change the entire carpeting now since it was continuous carpeting through out the condo. AAA had to send me a separate check to cover the remainder cost coz CC was not doing their job right and basically wasn't willing to help. It's not like CC was paying this from their pocket. It's almost June now and am still trying to get my deductible refunded. AAA has said they paying off my deductible but as usual CC has issues and is just dragging this out. I can't believe I had to go through this shit show with CC. I'm the victim here. The other insurance acknowledged that has been very understandable. They took full financial responsibility, I'm just shocked that my insurance will give me such hard times.

May 31, 2025
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

We appreciate you sharing your experience with us. We're very sorry to hear about the difficulties you've faced with your home insurance claim, especially regarding the water damage and carpeting issues. We'll review your feedback regarding the handling of your claim and the communication challenges you experienced to see where improvements can be made. Thank you for bringing this to our attention.

Rated 1 out of 5 stars

My home and car was insured with this…

My home and car was insured with this company for 9 years! I missed 1(!) payment in nine years and without as much as a courtesy phone call they cancelled my insurance! Worse, when I tried signing back up they declined me because my roof was more than 20 years old! They claimed: fire hazard. Mind you, I live in a no fire hazard zone according to the official CAL Fire map!

May 24, 2025
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

We appreciate you sharing your experience. We understand your frustration regarding the cancellation and subsequent denial due to your roof's age, especially after being a long-term customer. We'll review your case to see how we can improve our communication and policy evaluations.

Rated 1 out of 5 stars

TRASH COMPANY

TRASH COMPANY. Horrible customer service. After a claim is made your claim agent will not answer your phone calls at all. Tried calling several times through out the day and the operator could not do anything for me either because she says the agent will help me. But he won’t pick up his phone and do his job. TRASH COMPANY.

May 5, 2025
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

Hi Joe,

We're very sorry to hear about the lack of communication from your adjuster. If you would, please email your full name and claim number to weserve@calcas.com and we'll escalate this matter to the claims management team to help ensure you are getting the service you deserve.

Again, we apologize for the poor experience.

Sincerely,
CalCas

Rated 5 out of 5 stars

My home was destroyed in the Eaton Fire…

My home was destroyed in the Eaton Fire and you guys were quick with payments. I have been with CA Casualty since I was in the Marine Corps and am now active duty LAFD. I have been with you for over 25 years. You need to make a commercial out of my story.

April 28, 2025
Rated 5 out of 5 stars

All my concerns were quickly addressed…

All my concerns were quickly addressed - removing one car from my account, changing my home address, and one other thing I can't remember. The person who helped me was so easy to work with and talk to! The whole experience made me feel really good.

April 28, 2025
Rated 1 out of 5 stars

They really don’t deserve a star

They really don’t deserve a star. I’ve been with them for eight years and now is very disappointed in 2025 I’m having to find out that my home insurance has been increased it to $800 now due to because we have fires up in California. This insurance decides to go ahead and increase my policy for myHome. I will be looking for another insurance company has not or not willing to compromise with me to get a good deal for insurance on my home very disappointing and sad for me that I have to discontinue my policy with them.

March 26, 2025
Unprompted review
Rated 5 out of 5 stars

Five stars for doing .....everything wrong!

Five stars for never doing anything the last 30 years except increasing the rates and giving Less customer service to its customers. People giving them five stars have only been with them for a few years and don't know what it used to be like good luck in the future with them you're going to need it! Please fire all your remote workers and hire a call center from India or the Philippines, that might help your customer service ratings and lower the bills for customers!

March 1, 2025
Unprompted review

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