Capitecbank Reviews 136

TrustScore 2 out of 5

2.0

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Review summary

Created with AI, based on recent reviews

Looking at 57 reviews, most reviewers were unhappy with their experience overall. Many customers expressed significant dissatisfaction with the customer service, finding it unhelpful and difficult to get assistance. People frequently reported issues with payment processes, including unauthorized transactions, blocked accounts, and funds being held without clear explanation. Reviewers also noted problems with contacting the company, citing ineffective support channels and a lack of communication regarding their concerns. However, some customers also mentioned positive experiences with staff, describing them as professional, friendly, and helpful in specific interactions. A few other people also felt that the service was quick and efficient, particularly for tasks like card replacement.

What people talk about most

Service

Reviewers mention ambiguous feedback about service, with some customers expressing satisfaction and others... See more

Customer service

People report negative experiences with customer service, citing inefficiency, a lack of ownership, and poor... See more

Staff

Users describe ambiguous interactions with staff, with some customers reporting positive experiences,... See more

Payment

Clients share negative opinions on payment, with many reviewers reporting unexpected transactions and... See more

Customer communications

Reviewers highlight negative aspects of contact, with many expressing frustration over unreturned calls,... See more

Reviews shaping this summary

Rated 2 out of 5 stars

Great staff are expected to deliver a first world service with broken tools. Compared to the Capitc app their Business banking app is archaic, stop-start and dedinitely not sm... See more

Rated 3 out of 5 stars

At Motherwell, Gqeberha the service is not slow but they do not prioritise people with disabilities... I am on a wheelchair as my other leg was amputed... I have been there several time. I was no 169... See more

Rated 1 out of 5 stars

I opened 2 business accounts with Capitec and the service is poor. I requested for the closure of the 2 business accounts and signed all the documents they sent. They haven't paid my money back which... See more

Rated 1 out of 5 stars

VIOLATION AND INFRINGEMENT OF CONSUMER RIGHTS VS CAPITEC CODE OF CONDUCT I would score CAPITEC BANK ZERO ZERO ZERO! So CALLED "Suspected fraud" on ACCOUNT 11 days ZERO FEEDBACK /ASSISTANCE FRO... See more


Company details


Contact info

2.0

Poor

TrustScore 2 out of 5

136 reviews

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Rated 1 out of 5 stars

The worst bank to run a business

The worst bank to run a business, what a dam disgrace. I can't get my funds in time to pay my staff and bills. Def considering leaving them asap. Don't use them if you have a business they totally have no idea about getting you your funds on time EVER.... so disappointing.

July 31, 2023
Unprompted review
Rated 1 out of 5 stars

Hello you held my money on hold R309 on…

Hello you held my money on hold R309 on my bank account 1896096563 capitec savings.. you said the money is suspected for fraud when I contact you.. you guys are bad service.. right now I need the money to buy food.. i was expecting the money..

Help retrieve my money
Name suprise Nkalanga
Id 9605176016084
Cell no 0766683789
Email supriseprospernkalanga@gmail com

July 24, 2023
Unprompted review
Rated 1 out of 5 stars

Capitec bank not recommended for international clients

Some transactions made through Apple Pay with my capitec digital card in Ghana were declined.

To make international transactions one has to email them and it make take over 2 working days to get a response to set up authorisation for international transactions.

As a result I have had to take most of my funds out of this bank to save myself the stress as they have not been contactable when I call them from Ghana. Definitely not recommended for international clients

June 13, 2023
Unprompted review
Rated 1 out of 5 stars

Do not try to open an investment account

I tried to invest R500000.00 in a fixed deposit account, they gave me incorrect information that I could convert my one saving account to a fixed deposit account. When I tried to deposit the funds into this fixed deposit account via internet banking I could not. I called the bank they could not help, that happened on 22 March 2023. I have sent 4 emails to the bank with no response. I eventually got a reaction after I reported the case to the Bank Ombudsman. However today is the 2 May 2023 and the problem is still not resolved.

March 22, 2023
Unprompted review
Rated 1 out of 5 stars

My funds have disappeared

Worse bank ever they froze my savings account for a payment I got from my mom and they didn't even communicate this to me I had to use my own money to go up and down visiting their branches and calling to get this issue resolved . I was promised once I give them the necessary documents they will open my account and everything will be back to normal. Guess what they "unblocked" my savings account but I can't receive money not send out money 😭 and the transections they said was the one that got my account blocked the took those funds from that transection and now saying they still investigating and it will take 14-21 days and I haven't gotten any communication from them about this matter as the 21days are over . Please don't use they bank

March 24, 2023
Unprompted review
Rated 1 out of 5 stars

True Filth

One of the most fraudulent, deceptive and pathetic banks to have ever existed!

A low "account fee" hides endless and grossly excessive hidden charges - unsuccessful card transaction fee! card replacement fee, fees for prepaid services they already receive commission on. Fees for payment to other capitec customers. Fees for buying a policy through them. In the last month most fees were increased by 33% without notifying customers. Absolute and pure scum and filth!

March 16, 2023
Unprompted review

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