Card One Money Reviews 1,208

TrustScore 4.5 out of 5

4.5

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, professionalism, and friendly demeanor, often highlighting their efficiency and ability to resolve issues quickly. Many people appreciate the exceptional customer service, noting that representatives are patient, understanding, and go the extra mile to assist them. The overall service is frequently described as excellent, with consumers finding the response times to be very fast and the support provided to be outstanding. However, some customers also noted dissatisfaction with payment-related issues, including high monthly fees, charges for same-day bank transfers, and ATM withdrawal fees. A few other people also felt that the company's communication channels were lacking, particularly the absence of a telephone service, leading to stress and delays in resolving queries.

What people talk about most

Staff

Customers consistently note positive experiences with staff. Reviewers frequently praise the helpfulness,... See more

Customer service

Reviewers highlight positive aspects of customer service, often praising the helpfulness and efficiency of... See more

Service

Users describe positive interactions with service, highlighting efficiency, professionalism, and helpfulness.... See more

Response time

Consumers find response times to be positive. Many reviewers praise the quick replies and efficient... See more

Payment

People report negative experiences with payment. Many customers express dissatisfaction with unexpected... See more

Based on these reviews

Rated 5 out of 5 stars

Amba the chat operative was excellent in every way, but I feel very let down by Cardone money in all aspects of them moving my account to think money. There has not been enough information, there is... See more

Company replied

Rated 5 out of 5 stars

Card One banking Liam Braisdell Customer Services was FANTASTIC he has helped me with the terrible experience I have had with a fraud on my account. He has gone the extra mile and reassured me in... See more

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Rated 5 out of 5 stars

Last week, I spoke with Olivia regarding my card being compromised. She quickly blocked it and put my mind at ease. Card came today and I struggled to get it activated. I got back through to Ol... See more

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Rated 5 out of 5 stars

I’ve used Cardone for over 10 years and never had a single issue. Their service has always been excellent from start to finish. I recently closed my account after hearing they’re moving to a new provi... See more

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Rated 5 out of 5 stars

Once again I have experienced outstandingly good service, today from Amba, but every single person at Card One Money with whom I have had contact these past 14 years has been a shining example of what... See more

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Rated 5 out of 5 stars

I want to express my gratitude to card one money and retracting my bad review as the problem was my end and didn’t realize I broke my terms of being overseas and still having my account open. I got th... See more

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Rated 5 out of 5 stars

I had a really kind advisor who put my mind at rest when I tried to get thru security questions because I went into negative balance on my card. She reassured me we would get thru it And It was sorted... See more

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Rated 5 out of 5 stars

Lauren the operator was very patient very clear. And really helped me out not just saying this she really did .if it wasn't for her I wouldn't be eating this weekend thanks Lauren appreciated that she... See more

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Rated 5 out of 5 stars

I cannot praise the Equals Money Team enough! Always professional and helpful and ALWAYS solve whatever problem or issue I have. Spoke to Ryan again - this guy is fabulous - so polite and efficient. T... See more

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Rated 5 out of 5 stars

On the occasions I have had to speak to a customer service representative I have always had the best service, with friendliness, humour and knowledge. I have banked with COM for years now, I love it.... See more

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Rated 5 out of 5 stars

Due to a head injury i received it makes it hard to process new information but Ryan who was able to talk me through how to complete transactions on my debit card as these have changed. His patience &... See more

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Rated 5 out of 5 stars

This bank are really fast in helping you. Their online assistance is much quicker than ringing a bank. Olivia today was able to help me straight away within seconds. They leave High Street banks looki... See more

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Rated 5 out of 5 stars

Amba was so helpful. She was professional, polite and understood everything I asked and able to sort the issues in minimal time and effort on my part. Really efficient well done Amba great service.

Company replied

Rated 5 out of 5 stars

Thanks Ryan for your prompt response to my questions I sent through late last night. As always efficient with all assistance. Most appreciated. 🙂🙂 LynnE

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Rated 5 out of 5 stars

Had a really helpful online chat with Ryan who was quick, efficient, polite and did exactly what I needed done. Really grateful to him for his time and assistance.

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Rated 1 out of 5 stars

Card One Money were bought over by Think Money (whoever they are !!!) and now, they have a skeleton personnel, not allowing calls to them to deal with queries and issues, so we have to wait on call ba... See more

Rated 5 out of 5 stars

So yesterday I had a problem with money missing out my bank account, about 45mins before that I had some bad family news. When I called card 1 I got through to Ryan who was amazing, even with my ange... See more

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Rated 5 out of 5 stars

Sometimes all it takes is a customer service advisor to make my day.. sad I know lol but Ryan is definitely that advisor. He went out of his way and he definitely deserves recognition.

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Rated 5 out of 5 stars

Liam was a huge help today, offering continuously excellent support. Card One Money is a world apart from all other banks and financial institutions I've dealt with

Company replied

Rated 1 out of 5 stars

Absolutely shocking experience when changing to think money . They spend weeks saying details are on the way and on the final day state both my accounts are now closed When questioned via email they... See more

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Rated 1 out of 5 stars

So this company are absolutely diabolical!!!.not only do they charge you £12:50 a month if you want to send a same day bank transfer they charge you £7:50!!!! Yes £7;50 it's absolutely daylight robber... See more

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Rated 1 out of 5 stars

Absolutely shocking service. Had fraud on my account to which they advised it can take up to 45 days to investigate. They then allowed another transaction to leave my account overdrawn. New card... See more

Rated 5 out of 5 stars

1st I would like to say a huge huge thank you to Ryan for his patience and his help throughout. He is a huge asset to your team he kept his poise and patience throughout eventhough I kept getting it... See more

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Rated 5 out of 5 stars

Ryan is Avery good at customer service helped straight away with no stress answered my questions quickly and ordered a new card for me swiftly

Company replied

Rated 4 out of 5 stars

I’ve been with cardone money for quite some time they are always able to resolve any issues caused but I do think they should have an emergency cash option for when you lose your bank card and I thi... See more

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Rated 3 out of 5 stars

I'm abit disappointed with this bank due to the email I received saying they have decided to stop all banking services on the 25th September 2025. And I've still not heard anything regarding a withdra... See more

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Rated 1 out of 5 stars

Quite literally the worst bank of all time. Constantly taking money off me for no reason. Started with little amounts like £5 etc then charging me double for payments including £130 lost and claim it’... See more

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Rated 2 out of 5 stars

i`ve been with your bank and been happy and now i`ve been changed to think money of which i understand but it`s a pain in the backside and rather confusing

Company replied

Rated 5 out of 5 stars

Ryan, the guy who helped me with my problem, was very good, he was polite and very patient, he is a credit to your company and deserves to get a pay rise!!! Thank you for your help Ryan!!!

Company replied

Rated 5 out of 5 stars

Lesley is great, has given me all of the information I needed will keep my account open while I get myself together. Your great card one

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Rated 5 out of 5 stars

Customer service Zoe- Derrin helped to solve the numerous questions I had. She was patient and courteous - and managed to resolve everything. Thanks.

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Rated 5 out of 5 stars

The staff are always helpful and courteous and i was assisted by Ryan today who was particularly helpful and prompt in organising some company bank information to be sent to me . A top service from hi... See more

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Rated 5 out of 5 stars

Again I have to resort to use customer services regarding my card. Again I'm delighted with the customer service, in particular, Samkelisiwe Silangwe who was extremely responsive and quick to help r... See more

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Rated 5 out of 5 stars

Ryan responded to a message. As always with Card One staff, a very nice attitude, quick reply and thoughtful response.

Company replied

Rated 5 out of 5 stars

I was struggling for a bit to access my account but thanks to one of your team members called "Amba" i managed to access it, she got to the bottom of it and now i can access it. Thank you

Company replied

Rated 5 out of 5 stars

Ryan helped out well. He obviously knew I was an old idiot. It was confusing to get the statement details online. Graham

Company replied

Rated 5 out of 5 stars

Dere was so nice over the phone best customer care ever experienced, she will be the reason to stay with cardonemoney.

Company replied

Rated 5 out of 5 stars

Some customers had been having difficulty making payments into the COM account. I had a discussion with Olivia, who answered my query promptly, courteously, and accurately. Good service, much apprec... See more

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Rated 1 out of 5 stars

My Card did not work several times A few days later a girl called yo ask about payments I made out of the account. They decided to have a review. I'm still waiting. Avoid them at all cost they are a... See more

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Rated 5 out of 5 stars

Olivia helped me with my need. The service was prompt and very helpful. Your inbound telephone service is not working so it was a relief to get excellent help via chat.

Company replied

Rated 5 out of 5 stars

Lucy was amazing she was fast response and she helped me when I needed It I appreciate what she done she's good at her job

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Rated 1 out of 5 stars

Have had my account locked for 2 weeks now asked for more information which I give on phone and was told I would be contacted which i havent been. All because I had 190 sent to my account. Sort it... See more

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Rated 5 out of 5 stars

Yes my bank card one are really help they don't leave you waiting .and I can tell they really are for there customers not 1 bad thing to say absolutely brilliant bank

Company replied

Rated 5 out of 5 stars

Ryan is such a gentleman so understanding and can't help enough, a 5 star staff member like the rest of your crew, I'm privileged to deal with such nice helpful people every time I phone, thanks again... See more

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Rated 5 out of 5 stars

Helpful, efficient staff on the chat service. Quick response, pollite and thorough. Ryan was great as they have all been.

Company replied

Rated 5 out of 5 stars

Ryan was excellent today, thank you! Efficient, professional, friendly. A real pleasure to work with, and increasingly difficult to find a service like this one

Company replied

Rated 1 out of 5 stars

Avoid these people. 2017 I made an application and they’ve only just closed it last month 8 years later. They claim to protect and look after your details but that’s impossible in my case. They tried... See more

Rated 5 out of 5 stars

I got to say the way they have been with me and sorting out the problem was outstanding the service was out of this world they way there have dealt with was with respect which was very nice.

Company replied

Rated 5 out of 5 stars

Amba of Card One Money was very helpful with my query, and as always with their staff, friendly and efficient. Gave advice and noted details from me.

Company replied

Rated 2 out of 5 stars

Card One Money is an easy way to get a banking account as they have no relevant history checks, but they are happy to receive money in, give no help with common sense issues, and just make sure they c... See more

Company replied

Rated 5 out of 5 stars

Great but I don't know wha happening for the last few days momey missing and they told me is a issue and will be fixed .

Company replied

Rated 5 out of 5 stars

I was helped by a lady called Olive she explained how I download my statements as I need them for uc due to being on sick leave she explained how to do it step by step in no time at all saved me a lo... See more

Company replied

Rated 5 out of 5 stars

i wasnt sure about something and when i asked them about it they helped me get the right outcome and they were very helpful with me x

Company replied


Company details

  1. Bank

Written by the company

At Card One Money we’ll help you manage your money. Get a basic account with no credit checks and a prepaid card.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars

Was very happy with the feedback and…

Was very happy with the feedback and the time it took for the feedback to come though. Just a very good service. Thank you card one money

November 6, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that you were pleased with the prompt feedback. It's great to know you had a very good experience. Thank you for your positive feedback!

Rated 1 out of 5 stars

Avoid these people

Avoid these people. 2017 I made an application and they’ve only just closed it last month 8 years later. They claim to protect and look after your details but that’s impossible in my case. They tried to blame me for it still pending and didn’t apologise. Soon as I sent it to the ombudsman they offered a measly £100 with no explanation. Rejected that pathetic insult. Then explain why they have now offered this money but I’d rather face them in court. Avoid

November 4, 2025
Unprompted review
Rated 5 out of 5 stars

Quick and easy change of address via…

Quick and easy change of address via the chat, great service from Amba

November 3, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that our chat service made your address change quick and easy. Thank you for your positive feedback!

Rated 1 out of 5 stars

Applied in 2017 and only this month…

Applied in 2017 and only this month they have decided to close the pending application. I’m fuming they had this pending without my knowledge for 8 years. They say they take care of your data but really??? How can an application be pending all this time and yet they claim they are doing no wrong🤬 in 8 years that means they haven’t got a safe system to store information. If I was you, I would check your details with them. I’m not even a customer and never ever was and yet they still after these 8 years want to keep my information for another ten years! How on earth could we trust these people. No apology no regret nothing!! Avoid avoid avoid

October 28, 2025
Unprompted review
Rated 5 out of 5 stars

Yes my bank card one are really help…

Yes my bank card one are really help they don't leave you waiting .and I can tell they really are for there customers not 1 bad thing to say absolutely brilliant bank

October 26, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that our bank card support was helpful and efficient. It's great to know our customer focus is evident. Thank you for your brilliant feedback!

Rated 5 out of 5 stars

I’ve used Cardone for over 10 years and…

I’ve used Cardone for over 10 years and never had a single issue. Their service has always been excellent from start to finish. I recently closed my account after hearing they’re moving to a new provider, but I have no regrets about my time with them.

October 24, 2025
Unprompted review
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Reply from Card One Money

We appreciate your decade of loyalty and are grateful for your positive feedback. We acknowledge your decision to close your account, and we're glad you were satisfied with our service. Thank you for sharing your experience!

Rated 5 out of 5 stars

This company always goes above and…

This company always goes above and beyond to support there customers that’s from my own personal experience, I’ve used a few banking institutions during the course of my life and I can say Card One Money are the best and they have me a chance when I couldn’t find a banking institution, they were there and have always been, I will truly and honestly miss the support and service,

October 20, 2025
Unprompted review
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Reply from Card One Money

We appreciate you sharing your experience. It's wonderful to hear that we could provide support when you needed it most and that our service has consistently met your needs. Thank you for your kind words.

Rated 1 out of 5 stars

No automated line this morning

No automated line this morning. And the text message service isn't working either. Absolutely useless

October 20, 2025
Unprompted review
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Reply from Card One Money

We apologize that the automated line and text service were not working. We appreciate you bringing this to our attention, and we will investigate.

Rated 5 out of 5 stars

Customer service is great and I’ve…

Customer service is great and I’ve never had an issue besides losing my card which is my on fault but thanks to Zoe-Derrin B I was able to get it back in less than 5 days. Appreciate the support.

October 16, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that our customer service was helpful and efficient! We appreciate you taking the time to share your positive experience with us. Thanks for your feedback.

Rated 5 out of 5 stars

Great Service

Great Service

I have found Cardone Money and their Customer Service Team absolutely top class. Highly recommended.

October 15, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that you had such a positive experience with our customer service team. We appreciate your recommendation and thank you for your kind words.

Rated 5 out of 5 stars

Ryan very helpful under difficult…

Ryan very helpful under difficult circumstances and a death in our business. Great customer service

October 9, 2025
Unprompted review
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Reply from Card One Money

We appreciate your kind words during such a difficult time. We are grateful for your recognition of our commitment to customer service.

Rated 3 out of 5 stars

I am worrying as I am due a payment to…

I am worrying as I am due a payment to go into my account on the 13th Oct and I have been told that the company are closing. Could anyone help me please

October 7, 2025
Unprompted review
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Reply from Card One Money

We recognize your concern about the upcoming payment and the news of the closure. We want to look into this further and provide clarification. Please contact us, so we may assist you.

Rated 1 out of 5 stars

Card One Money ignored closure…

Card One Money ignored closure requests, deducted a fee, blocked access to funds, and deleted messages showing my closure requests, extremely unprofessional, the app is always lagging so you cant communicate with them without issues, they stopped phone calls, cannot do immediate transfers unless I pay £7.50, or else I have to wait 3 days for money to transfer, now they are moving to ‘think one money’. They are very dodgy and the staff are never bothered wouldn't wish this bank on my worst enemy.

October 3, 2025
Unprompted review
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Reply from Card One Money

We appreciate you bringing this to our attention. We're sorry to hear about the issues you faced with the closure request, fees, fund access, app performance, transfer delays and our service. We're taking your feedback seriously and will investigate these concerns.

Rated 5 out of 5 stars

I had customer service representative…

I had customer service representative Dere T. She was very professional, polite and patient. She really helped me understood my problem with easy and simplicity. She deserve a raise or promotion

September 25, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that you had such a positive experience. We appreciate your kind words regarding the service you received; we will certainly share your feedback with the team. Thanks for your review.

Rated 5 out of 5 stars

I would like to thank Liam Via live…

I would like to thank Liam Via live chat for helping me fix my card issue efficiently. 5* Customer Service

September 24, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that our live chat support efficiently resolved your card issue. We appreciate you taking the time to share your positive experience.

Rated 5 out of 5 stars

Was chatting with Zoe Derrin and she…

Was chatting with Zoe Derrin and she made everything easy for me to understand and was most helpful

September 22, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that you found the interaction helpful and easy to understand. We appreciate you taking the time to share your positive experience!

Rated 5 out of 5 stars

Ryan helped out well

Ryan helped out well. He obviously knew I was an old idiot. It was confusing to get the statement details online.
Graham

September 19, 2025
Unprompted review
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Reply from Card One Money

We appreciate your feedback and are glad someone was helpful. We regret the online statement details were confusing and will review the process.

Rated 5 out of 5 stars

He got straight to the point

He got straight to the point
Asked my id got my problem sorted effective immediately

September 18, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that your problem was sorted out effectively and immediately. We appreciate you taking the time to leave us feedback.

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