Cashco Financial Reviews 1,430

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 103 reviews, reviewers had a great experience with this company. Many customers appreciate the helpfulness and understanding of the staff, often highlighting excellent customer service and quick responses when they are able to connect with a representative. People have found the process of obtaining loans to be easy and efficient, especially for short-term needs, and value the support received during difficult times. However, some customers also noted significant issues with communication, including unreturned calls and emails, and difficulty reaching a human representative. There are concerns about changes in lending criteria leading to denials for long-term clients, and reports of payment discrepancies impacting credit scores, causing frustration and disappointment.

What people talk about most

Payment

Clients share ambiguous opinions on payment, with many expressing significant frustration regarding... See more

Customer communications

Reviewers highlight negative aspects of contact, with many expressing significant frustration over the... See more

Service

Customers consistently note ambiguous experiences with service, with some reviewers praising excellent... See more

Customer service

Users describe negative interactions with customer service, with many reporting very poor or unsatisfactory... See more

Response time

Consumers find response times to be consistently negative, with many reporting that calls and emails often go... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I went to check reviews before I received a call and was a little leary to follow through with it. I have to say that I couldn't be more impressed with my situation. I spoke to a girl named Irish. She... See more

Rated 5 out of 5 stars

I had recently reviewed a few months ago after their physical branches had closed. That fact plus having their new lending criteria deny my application after a long wait was frustrating. Anyway... See more


Company details

  1. #17 of 20 best companies in Non-Bank Financial Service
  2. #18 of 19 best companies in Financial Consultant
  3. #12 of 14 best companies in Financial Institution
  4. #16 of 16 best companies in Loan Agency

About Cashco Financial

Written by the company

Hi, We're Cashco.

We exist to provide relief today and hope for tomorrow.

Our mission is to make borrowing simple and supportive for everyone. We provide immediate, easy-to-access services—regardless of your credit history—because we believe in meeting you where you are today.

With a range of flexible loan options, we're the only personal finance company that's truly committed to helping underserved Canadians achieve better credit scores and brighter futures.

We practice responsible, judgment-free lending to empower underbanked individuals with the tools they need to improve their financial health and literacy.

We provide our services online and in 50 branches, supported by a dedicated team of over 200 employees focused on making our judgment-free financial solutions accessible to Canadians in need.


Contact info

4.1

Great

TrustScore 4 out of 5

1K reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 32% of negative reviews

Typically replies within 2 weeks

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Rated 1 out of 5 stars

Very poor communication

Very poor communication. Spoke with Rishav by email advising that I would be making payments in December, that my goal was to he paid up by the end of December.

Then my account was transferred to Tamara Domshy who said she was taking over my account. I told her in a text that I would be making payment in full by the end of December, she didn't even ask any further questions or consult me further, she simply went ahead and took the full amount of money off my paycheck, even though I messaged her to tell her I was going to pay in full within 2 weeks. She quickly informed me that it was too late and that the payment was already sent for processing.

I knew I wasn't going to have the full amount until Dec 24th so I tried to place a stop at the bank to prevent it from going through. I was planning to pay a portion by e-transfer on Dec 16th and the rest on Dec 30th but she went ahead and took the full amount leaving me stranded right before Christmas.

Unfortunately the bank couldn't stop the payment because she lied about the date of when the transaction was coming out. I believe she did this purposely so that I couldn't successfully put a "Stop Payment" on it due to the fact that the date I gave the bank was incorrect. This is totally dishonest and careless to do to someone right before the holidays.

She should have properly warned me that she was going to do this if I didn't make payment. She didn't take the time out to fully investigate or communicate with me, she just went in and took the money. This company is predatory and dishonest, do not use their services.

December 15, 2025
Unprompted review
Rated 1 out of 5 stars

in a worse spot financially than when i began with cashco

after several months paying my entire payday loan off on time and being able to renew that loan each time i was counting on that good standing and relationship for my budget. that obviously is my own fault for counting on a company i trusted. that claims to have no barriers and helps canadians financially. 🙄i paid the loan on time, in full. and continued to start the reloan process as usual. at a time when they went through a system upgrade, no one was approved apparently. i left messages, emails, online account chat messages and no one responded back to me except one agent at the beginning, which i just missed and another agent who started me on the process and was the only helpful person who actually took the time to communicate with me by email…2 weeks later. she wasn’t able to help though. i wasn’t able to get a hold of anyone until the end of the month. at which point, because i had counted on the same reloan process, and hadn’t had any updates, or communication at all of what was going on, or what had changed.
i wasn’t able to get notice to my financial responsibilities of the circumstance or find anyone else to help. when i did get someone at cashco, because of those nsf’s caused by this lack of communication &consistent reloan process i had; with my account always in good standing. those nsf’s prevented them to approve a new loan and i have been a downward spiral trying to catch up and make arrangements to find access to other funds and to try to balance it all out. which is now almost 3 months later, i’m still unable to do. i’m evicted. my car insurance is in default and my car payments are behind and still working on getting those covered. i was only able to pay partial payments and keep my phone connected, because i need it to verify and communicate. essentially im in a worse spot then was when i began with them.

December 11, 2025
Unprompted review
Rated 5 out of 5 stars

I love the customer service and how…

I love the customer service and how they make it easier to reborrow . I would recommend them to anyone who needs a loan because of their interest rate and also their friendly staff, who are good at what they do ! Keep up the Awesome work Cashco!!

January 30, 2025
Rated 1 out of 5 stars

Don’t bother with this company it’s ridiculous now

They use to be good, then they closed the in store branches, and the website has been down for an extremely long time. When you call to try to talk to someone you can’t reach anyone, when you email no response comes through. I don’t know how much I still owe on my loan, but I’m ready to put a stop payment because I can’t tell if I still owe, have no access to paperwork, can’t get ahold of a rep to receive my paperwork. I’m disgusted with the new Cashco system, it’s the worst!!!

September 1, 2025
Unprompted review
Rated 5 out of 5 stars

I love the girls at the Branch located…

I love the girls at the Branch located in Regina,Saskatchewan. I go to the one on the 1400 Albert St.
The girls there are so friendly and they know there stuff. I'm not very smart when it comes to getting to where I'm supposed to be on my phone. I get so flustered when I make mistakes but the girls just guide you thru the process and boom it's done. The girls explain stuff so you understand it. They don't go off on a 20 minute speal and when they get to the end you haven't learned a thing. On the phone in the Branch the girls are just awesome.

November 27, 2025
Rated 1 out of 5 stars

What is wrong with this company

What is wrong with this company they went for almost 8 weeks approximately not replying to calls or emails then a representative reached out to me now a month later back to it again no one answers the phone no reply back to messages left on emails or phone did they go in hiding again what type of a company is.this very.unreliable make you weary about them what did the.company belly up or they just ignorant to their customers

November 24, 2025
Unprompted review
Rated 1 out of 5 stars

Absolute garbage loan company…

Absolute garbage loan company especially since going digital. Takes days just to get ahold of them let alpne get a loan. Before digital it took maybe 15 mins and you wrre good to go, now 7 days or more, how the hell is this helpful to anyone when payday loans are ment for emergencies. Don't waste your time with these goofs.

November 26, 2025
Unprompted review
Rated 1 out of 5 stars

If there was a 0 star option I'd use…

If there was a 0 star option I'd use it. I hate the change that was made and the span of stupidly long(over 3 weeks) waiting for a call back over a loan application I didn't even get to finish cause their computers went to shit. I'm very angry and getting constantly redirected again and again cause everyone is busy. Hopefully you're not in an emergency or need cash last minute cause lately cashco ain't it, go somewhere else. A real shame cause I've used them for years.

November 12, 2025
Unprompted review
Cashco Financial logo

Reply from Cashco Financial

Hi Jessica,
Thank you for your feedback. We understand the delays have been frustrating, and we are currently working through our applications as quickly as possible. We appreciate your patience during this time and thank you for being a valued client.

Rated 1 out of 5 stars

I have paid cashco in full on Friday…

I have paid cashco in full on Friday Nov 7 and I tried getting a loan the same day and of course no answer no email nothing it's very frustrating ive called and emailed over a dozen times and finished verifying my bank information and still nothing I waited over the weekend and if course yesterday was a holiday but on monday no answer cashco is very unprofessional and I will not continue with them I just got unapproved for a reloan and I said what is different this time I have never been turned down from cashco since I started with them but no explanation just the boot well not gonna be getting loans from them anymore don't waste your time with cashco!!!!

November 7, 2025
Unprompted review
Cashco Financial logo

Reply from Cashco Financial

Hi there,
Thank you for taking the time to share your concerns. We understand how frustrating delays can be, and we’re currently working through all applications as quickly as possible. Please know that each application is reviewed individually, and approval is not guaranteed, even for returning clients.

We appreciate your patience and thank you for being a valued client. If you’d like us to take another look or clarify anything further, please feel free to reach out and we’ll do our best to assist.

Rated 2 out of 5 stars

waste of time

i’ve gotten so many loans out with cashco and they have suddenly went down hill. They don’t respond. so many emails and voicemails…

November 7, 2025
Unprompted review
Cashco Financial logo

Reply from Cashco Financial

Hi Casey,
Thank you for sharing your feedback. We understand how frustrating it is when you’re waiting for a response, and we apologize for the delays. Our team is currently working through applications and inquiries as quickly as possible.

We appreciate your patience during this time and thank you for being a valued client. If you still need assistance, please feel free to reach out and we’ll do our best to help.

Rated 1 out of 5 stars

The longest wait to apply

The longest wait to apply. It has been 2 days no call back nothing. The online application process does not work in Ontario so you have to wait for a call back. Hopefully you don’t need money in a hurry this will not be a good option.

November 5, 2025
Unprompted review
Cashco Financial logo

Reply from Cashco Financial

Hi there,
Thank you for sharing your experience. Due to regulatory changes, we no longer offer new loans in Ontario. This means the online application process are no longer available for new lending in the province.

If you need to discuss your existing account, please reach out to us directly and we’ll be happy to help. Thank you for your understanding.

Rated 1 out of 5 stars

367 call attempts

367 call attempts, no answer! 5 years of being a loyal customer is worth nothing! If you need a loan go to your local lender, that had an actual business and people working there!

November 4, 2025
Unprompted review
Cashco Financial logo

Reply from Cashco Financial

Hi Douglas,
Thank you for your feedback. We understand how frustrating it is to experience delays, and we apologize for the inconvenience. We are currently working through a high volume of calls, and we appreciate your patience during this time.

We value your long-term loyalty and thank you for being a client. If you still need assistance with your account, please reach out and we’ll do our best to help.

Rated 1 out of 5 stars

No one called me back

No one called me back

October 30, 2025
Cashco Financial logo

Reply from Cashco Financial

Hi there,
Thank you for reaching out. We understand the delay has been frustrating. Our team is currently working through callbacks as quickly as possible. We appreciate your patience, and thank you for being a valued client. If you still need assistance, please reach out and we’ll do our best to help.

Rated 1 out of 5 stars

I paid my payday loan and when the time…

I paid my payday loan and when the time arrived for reborrowing that , nobody answer or help. phones always on the message , and no call back or respond to any email. worse customer service that I had experience ever.

October 21, 2025
Unprompted review
Cashco Financial logo

Reply from Cashco Financial

Hi Aida,
Thank you for sharing your concerns. We understand how frustrating it is when you’re trying to reborrow and can’t reach anyone. Our team is currently working through a high volume of inquiries, and we’re doing our best to get back to everyone as quickly as possible.

We appreciate your patience and thank you for being a valued client.

Rated 1 out of 5 stars

If there were zero stars I would give…

If there were zero stars I would give zero.
No answers, just emails about amounts owning.
How did the principal go from practically nothing to 200 time more than it actually was. I received two email within the same day with different amounts owning. horrible customer service. Cant even login to the site anymore either.

October 29, 2025
Unprompted review
Cashco Financial logo

Reply from Cashco Financial

Hi Li,
Thank you for bringing this to our attention. We understand how concerning it is to see different balances and to be unable to access your account. Please note that account balances can update automatically based on fees or timing, but receiving conflicting amounts is not the experience we want for our clients.

We appreciate you sharing this feedback, and we’d like to review your account to ensure everything is accurate. Please reach out to us directly so we can look into this further and assist you. Thank you for being a valued client.

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