Cash Factory USA Reviews 3,168

TrustScore 4 out of 5

4.2

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See what reviewers are saying

Rated 5 out of 5 stars

I am happy with the service as a return customer. I can apply online and have the money auto deposit to my account. It is great for emergencies. However, I am still in shock over the interest rate I a... See more

Rated 5 out of 5 stars

My experience with cash factory was really excellent. Customer service was great. We got my money to me very quick. I will pay it back safely and properly or even when I have to change date please hel... See more

Rated 5 out of 5 stars

Fast and efficient loan process. kind and helpful customer assistance with vast knowledge of what they offer and how they can help you. Loan process and funding quick

Rated 1 out of 5 stars

Company refused to send me any form of documentation explaining how I accrued double what my original loan anount. I was blindsided when I went to make my last payment and was told I owed $800 dollars... See more

Company details

  1. Loan Agency
  2. Alternative Financial Service
  3. Financial Institution
  4. Non-Bank Financial Service

Written by the company

Highly rated loan company that has been in business for more than 10 years! Offering consumer installment loans and payday loans. From short-term loans to longer-term ones, we can get you the financial help you need. Our company always meets strict government regulations and is licensed in each state we operate in, including Nevada, Utah, Idaho, Texas, Wisconsin, Missouri, and Delaware. Cash Factory USA is licensed as a Credit Access Business (CAB) in the State of Texas. Need a fast, reliable loan with same-day funding? For over 10 years, we’ve been a trusted lender offering flexible loan solutions, including consumer installment loans and short-term payday loans. Whether you need emergency cash, quick funds for bills, or a longer-term personal loan, we have affordable options to fit your budget. Why Choose Us? ✅ Licensed & Compliant – We meet strict state regulations in Nevada, Utah, Idaho, Texas, Wisconsin, Missouri, and Delaware. ✅ Fast Approval & Same-Day Funding – Get quick cash loans deposited as soon as today! ✅ Bad Credit? No Problem! – We offer no-credit-check loans and bad credit loan options. ✅ Flexible Repayment – Choose from short-term payday loans or long-term installment loans. Get Your Loan Fast – Apply Now! Need urgent cash? Call us today at (855) 374-5626 or apply online for a quick, easy loan process. Cash Factory USA is a licensed Credit Access Business (CAB) in Texas, providing secure, transparent lending with competitive rates. Whether you need a payday advance, emergency loan, or personal installment loan, we’re here to help! (Keywords: fast cash loans, payday loans online, same-day loans, emergency loans, bad credit loans, no credit check loans, quick loans, installment loans, personal loans, licensed loan company, short-term loans, cash advance, online loans, quick funding, financial help, urgent cash, loan near me, best payday loans, affordable loans, direct lender, get cash now.)


Contact info

4.2

Great

TrustScore 4 out of 5

3K reviews

5-star
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Replied to 40% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

The company were there for me when…

The company were there for me when needed. Made it possible to meet the needs at the time.

September 2, 2025
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Reply from Cash Factory USA

It's rewarding to know that we could support you. If you need further assistance, don't hesitate to contact us!

Rated 5 out of 5 stars

Professional

Professional, courteous, knowledgeable

September 2, 2025
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Reply from Cash Factory USA

Thank you for your feedback and for trusting us with your financial needs. We're glad we could assist you.

Rated 5 out of 5 stars

It was easy fast

It was easy fast

August 25, 2025
Unprompted review
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Reply from Cash Factory USA

We appreciate your positive review! If you need further assistance, don't hesitate to contact us!

Rated 5 out of 5 stars

They completely work with you I.ife…

They completely work with you I.ife situation gives everyone an opportunity to cat catch up on Life's expenses such a great experience customer friendly courtesy & helpful

July 31, 2025
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Reply from Cash Factory USA

Maria, We appreciate your positive review! We are thrilled we met your expectations! If you need further assistance, don't hesitate to contact us!

Rated 5 out of 5 stars

That you will help them in any situation you have and work with them to get out of this debt

Well you helped me out of a situation when I wasn’t working and you understood my problems that I was having and helped me to resolve the matter. And I thanked you!!!

July 31, 2025
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Reply from Cash Factory USA

Shirley, Thank you for your kind words! It's rewarding to know that we could support you. If you need further assistance, don't hesitate to contact us!

Rated 5 out of 5 stars

Excellent customer service cheaper…

Excellent customer service cheaper rates to pay back very helpful if you are in a bind and can't pay that week they will move your payment back so you can pay the next time and not have a bad review

June 21, 2025
Unprompted review
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Reply from Cash Factory USA

Nicole, Thank you for your kind words and for trusting us with your financial needs. We're glad we could assist you.

Rated 5 out of 5 stars

The Customer Service is Phenomenal!

The Customer Service is Phenomenal!! I have been a customer since February and it’s been a pleasure dealing with the Customer Service Team. I would definitely recommend them to anyone who is in need of a short term loan

June 5, 2025
Unprompted review
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Reply from Cash Factory USA

We appreciate your positive review. We are thrilled we met your expectations and were able to help you! If you need further assistance, don't hesitate to contact us!

Rated 3 out of 5 stars

when needed

i liked everything about the company and process

May 31, 2025
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Reply from Cash Factory USA

Thank you for your feedback. We appreciate you taking the time to share your thoughts.

Rated 5 out of 5 stars

Easy and helpful

Very easy and helpful

May 15, 2025
Unprompted review
Cash Factory USA logo

Reply from Cash Factory USA

Thank you for your review! If you need further assistance, don't hesitate to contact us!

Rated 5 out of 5 stars

Friendly customer service

Friendly customer service. Fast and quick service. No hassles.

April 30, 2025
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Reply from Cash Factory USA

Della, thank you for your feedback and for trusting us with your financial needs. We're glad we were able to help.

Rated 1 out of 5 stars

It sucks

No where on this bogus website does it say they do not work with, as the rep said prepaid banks or mobile banking. Dealing with the garbage for a week wondering why the routing number getting kicked out. Thanks for nothing you stupid company

April 14, 2025
Unprompted review
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Reply from Cash Factory USA

We take feedback seriously. Please reach out to our customer service team to discuss your concerns: support@cashfactoryusa.com.

Rated 5 out of 5 stars

They are willing to work with you

Explanation of loan process agreement and friendly customer service. They were very thorough and detailed and so far the experience was and has been pleasant.

April 2, 2025
Cash Factory USA logo

Reply from Cash Factory USA

Thank you for your kind words! We are thrilled we met your expectations and were able to help you. If you need further assistance, don't hesitate to contact us!

Rated 3 out of 5 stars

Convenient but costly over time

I must say, I thank you for giving me the opportunity to take out a loan and pay it back over time. The amount to pay back over time is ridiculous but it is the price you pay for needing it and having to pay back interest.
I wish taking out 800 did not warrant paying back 6600 over time.
But thank you.

If you need a quick loan that you either will or won't be able to pay back right away, and need some time, this is the one to get. I took mine out in 9/2023, last payment is in 2 payments.
I will not be taking out another one.

January 31, 2025
Rated 1 out of 5 stars

Awful

Awful. I requested a new payment schedule to avoid boayment thy didn't al gn with the pay schedule and none sent the documents over and charged me

October 2, 2024

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