Censeo Financial Reviews 275

TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and supportive approach, making the entire process smooth and stress-free. Many people highlight the exceptional customer service, noting that the team is approachable, provides clear guidance, and responds quickly to inquiries, ensuring a positive user experience. However, some customers reported issues with communication, experiencing delays or a lack of follow-up at certain stages. A few people also mentioned feeling pressured to purchase the maximum affordable share or being upsold on additional services, which they felt detracted from impartial advice.

What people talk about most

Staff

Users describe positive interactions with staff. Customers consistently praise the staff for being... See more

Service

Clients share positive opinions on service, frequently highlighting the professionalism, efficiency, and... See more

Customer service

People report positive experiences with customer service. Customers consistently praise the helpfulness,... See more

Response time

Reviewers consistently express satisfaction with the response time. Customers frequently highlight quick... See more

User experience

Customers had positive experiences with user experience. Many reviewers found the process simple, enjoyable,... See more

Based on these reviews

Rated 5 out of 5 stars

Ruth and David were brilliant from start to finish. Super quick turnaround on my mortgage application and everything was handled efficiently. They’re both really knowledgeable, answered all my qu... See more

Company replied

Rated 5 out of 5 stars

I have been dealing with Censeo for a long time, they arranged my initial mortgage and my subsequent remortgage deals. They have always kept me well informed and organise things very efficiently so... See more

Company replied

Rated 5 out of 5 stars

Mercedes Ryan and Suki Gill made what only I assume is usually a stressful process more than relaxed. They were clear and concise and can only assume all members of censeo are more than happy to work... See more

Company replied

Rated 5 out of 5 stars

Superb support at every stage. I am trying to purchase a share-to-(re)buy property and Censeo is the best part of it. They are approachable, supported me every step, listened to my frustration, gave m... See more

Company replied


Company details

  1. Mortgage Broker

Written by the company

Censeo makes people’s property-owning aspirations a reality by offering affordable loans for affordable homes.


Contact info

4.8

Excellent

TrustScore 5 out of 5

275 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 50% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

As first time buyer

As first time buyer, a lot of things were new, the initial call was very explanatory and it made sense to accept the offer I was presented with.
I did make several follow up calls and sent emails, and was given responses when I did.
I don't think I could have received a better service had I done it any different.
I am happy with the services I received

March 2, 2026
Unprompted review
Rated 5 out of 5 stars

Mortgage

I was updated without asking, accomodated for and amy questions I had where always answered promptly. Would highly reccomend.

April 16, 2026
Unprompted review
Rated 5 out of 5 stars

Had a really easy and straightfoward…

Had a really easy and straightfoward experience, all my questions were answered promptly, felt like I was given very good advice, and the whole process was very smooth, so pretty satisfied with it.

April 9, 2026
Unprompted review
Rated 5 out of 5 stars

Made me feel better as a first time buyer!

As a first-time buyer, I originally wasn’t planning on using a mortgage advisor at all—I thought I’d just try to figure everything out myself. But after being introduced to Chris, it very quickly became clear that he really knew his stuff, and I could see the value straight away. Deciding to go ahead was one of the best choices I made during the whole process.

Chris and Jodie were both absolutely fantastic from start to finish. As someone who had no real understanding of the terminology or what was actually important, it made such a difference having people there who could explain everything clearly and patiently. They never once made me feel silly for asking questions (and I asked a lot!), which gave me so much confidence throughout.

They truly went above and beyond at every stage, and I always received a response within 24 hours, which made the whole experience feel smooth and stress-free.

I honestly can’t recommend them enough—worth every penny and just an amazing level of service. If you’re on the fence about using a mortgage advisor, I’d say go for it, especially if you can work with people like Chris and Jodie!

April 14, 2026
Unprompted review
Rated 5 out of 5 stars

Above and beyond

Jonathan worked really hard under high work loads to ensure my
Mortgage offer was issued quickly. He went above and beyond to ensure that the lender met the deadline.

March 30, 2026
Censeo Financial logo

Reply from Censeo Financial

Thanks for your feedback, Leanne. That's really kind of you. We'll let Jonathan know what a grand job he did!

Rated 5 out of 5 stars

All round excellent experience

All round excellent experience. We were purchasing our property during the interest rate hikes this month, and Jack Stanton our mortgage advisor was extremely smooth and professional in securing our mortgage as soon as we could as he did not want us to be paying a higher rate.

He explained each step well and left us well informed to make decisions about the mortgage.

All the paperwork from there has been correct and we have been kept well in the loop by Jodie Hooper through email.

April 1, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

Thank you so much for this lovely review and we'll certainly let Jack and Jodie how well they looked after you.

Rated 5 out of 5 stars

Thankful and grateful

To Censeo Financial,

Thank you so much, Dwayne Simpson and Ruth Escobar quickly and professionally sorted out my mortgage as a first-time buyer for a shared ownership property. I am so grateful for the excellent advice they provided. They were easy to contact and responded quickly to my emails whenever I had questions. I cannot thank them enough and highly recommend them. Thank you again for everything!

April 10, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

Thank you so much for this recommendation. Dwayne and Ruth will be thrilled to hear how happy you were with the service we offered. Very best of luck with your new home :)

Rated 5 out of 5 stars

Exceptional Service from Censeo Finance – David Made It Easy!

I had an absolutely amazing experience with Censeo, and I cannot recommend them highly enough.

David has been outstanding from start to finish – truly the best broker I could have asked for. As a first-time buyer, this process was very important to me, and David was incredibly patient, kind, and always willing to help. He took the time to explain everything clearly, worked through all the figures with me, and made sure I understood every step.

His knowledge is exceptional – he really knows his job inside out – and I always felt I was in safe hands. Nothing was ever too much trouble, and his support throughout the entire process meant so much to me.

Thank you so much, David, and to everyone at Censeo who was involved. I truly appreciate all your hard work.
I highly recommend Censeo – and definitely ask for David. He will get the job done! :)

April 8, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

Thank you so much for your kind words – we’re absolutely delighted to hear about your experience with David.

Buying your first home is such an important milestone, so it’s fantastic to know that David’s patience, knowledge and support helped you feel confident and well looked after throughout. He’ll be especially pleased to read this.

Thank you again for your recommendation, and we wish you all the very best in your new home.

Rated 5 out of 5 stars

I want to express my deepest gratitude…

I want to express my deepest gratitude for the unwavering support throughout my mortgage application. Reena Rai, Ruth Escbar Munoz, and the team demonstrated remarkable patience and dedication, tirelessly working to overcome the lengthy delay and ensure a successful outcome.

Their professionalism, persistence, and clear communication transformed a challenging process into one that was much more manageable. I am truly grateful for the effort they invested on my behalf.

March 31, 2026
Censeo Financial logo

Reply from Censeo Financial

Thank you for your kind words – we’re delighted to hear that Reena, Ruth and the wider team were able to support you through what sounds like a challenging process.

Delays can be difficult, so it’s great to know their persistence, communication and dedication helped make things more manageable and led to a successful outcome. They’ll be really pleased to read this.

Thank you again for taking the time to share your experience.

Rated 5 out of 5 stars

Great company

Jodie Hooper and Reena Rai have supported us through the process of obtaining our mortgage which was a relaxed and supported experience

April 7, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

That's really kind of you to say. We'll certainly let Jodie and Reena know!

Rated 5 out of 5 stars

Simple process with regular updates

Censeo made the process simple and enjoyable. The regular communication was reassuring and I always knew the status of my application. I’d highly recommend using their services.

March 31, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

Thanks for your kind recommendation.

Rated 5 out of 5 stars

I can’t recommend Jack and Ruth highly…

I can’t recommend Jack and Ruth highly enough. From start to finish, they were knowledgeable, supportive, and extremely efficient, guiding me carefully through what was, at times, a very stressful mortgage process.
They were always quick to respond, took the time to clearly explain my options, and kept everything moving without ever making me feel rushed. Their professionalism, attention to detail, and calm, reassuring approach really stood out.
Thanks to Jack and Ruth’s ongoing support and expertise, I felt well‑informed and confident at each stage. I would happily recommend them to anyone seeking expert and dependable mortgage advice.

March 30, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

Thank you for such a thoughtful review – we’re delighted to hear that Jack and Ruth supported you so well throughout the process.

Buying a home can be stressful at times, so it’s great to know their guidance, responsiveness and attention to detail helped you feel confident and well-informed at every stage. They’ll be really pleased to read this.

Thank you again for your recommendation.

Rated 5 out of 5 stars

Censeo Property Purchase Financial Advice

Censeo have provided me with an excellent service in relation to the financial aspects of my recent property purchase. Jack Stanton in particular was a pleasure to liaise with on my mortgage application and Mercedes Ryan was equally good at handling the subsequent successful mortgage offer process. My only difficulty occurred towards the start as there was some confusion about a Censeo pro-forma gift letter that I needed to use which wasn’t explained to me by the administrative staff. Otherwise it was a thoroughly professional, helpful and efficient service.

March 25, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

Thank you for your kind feedback – we’re really pleased to hear you had such a positive experience with Jack and Mercedes, and that they helped make the process smooth and successful.

We also appreciate you highlighting your early experience, as feedback like this helps us continue to improve how we support our clients from the very start.

Congratulations on your purchase, and thank you again for taking the time to share your experience.

Rated 5 out of 5 stars

Very Happy Customer!

From start to finish, the interaction with Censeo was seamless. Both Chris and Mercedes have assisted in every way possible and I cannot thank them enough. Would definitely recommend!

March 24, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

That's lovely of you to say and thanks for the recommendation. We'll make sure to let Chris and Mercedes know how helpful they've been!

Rated 5 out of 5 stars

Fast, professional service

Quickly and professionally got my mortgage sorted out for a shared ownership house that I'm buying late in life. :-)

Gave me good advice re: the term and found a product that I'm more than happy with.

March 23, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

Thanks so much for your review - it means a lot to us! And best of luck with your new home.

Rated 5 out of 5 stars

Censeo Financial emailed as expected

Censeo Financial emailed as expected, 6 months, before end of Fixed interest rates on the Mortgage.
This helped us to choose 1 of the 2 options.

The person, Mr Matthew Caterer, dealing with us, was kind, helpful and explained everything we needed to know.
He is an asset to your Company.

March 5, 2026
Censeo Financial logo

Reply from Censeo Financial

Thanks for the review. We'll certainly let Matthew know how helpful you found him.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look