Check Finance Reviews 

156
TrustScore 1 out of 5

1.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 42 reviews, most reviewers were let down by their experience overall. Many people expressed significant concern about unsolicited letters offering car finance compensation, questioning how their personal details were obtained for agreements they never had. Customers frequently viewed these communications as suspicious. Reviewers also found the company's website problematic or non-existent, advising against scanning QR codes or providing personal information. However, some people noted the letters appeared professional and authentic. Despite these observations, reviewers consistently raised concerns about the unsolicited nature of the contact and the lack of specific car details in the letters.

What people talk about most

Claim

Reviewers mention ambiguous feedback about claims, with many receiving letters indicating they may be due... See more

Customer communications

Customers consistently note negative experiences with contact, primarily receiving unsolicited letters and... See more

Website

People report negative experiences with the website, with many reviewers expressing concerns about its... See more

Payment

Customers had ambiguous experiences with payment, with many receiving official-looking letters stating they... See more

Product

Reviewers highlight negative aspects of the product, with many expressing confusion and frustration about... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Beware. Absolutely do not scan their barcode on the official-looking letter. They should be reported. They do not exist under that name or their so-called ‘trading style’ Claim Simple Limited at 7 Be... See more

Rated 1 out of 5 stars

SCAM !!!! Just received a letter claiming their records show I may be eligible for compensation for previous car finance. Never had car finance, done bit of checking . No very bright whoever’s running... See more

Rated 1 out of 5 stars

PHISHING & SCAM alert! Like other people commenting here i've never bought a car using any financing arrangement. There are obvious warning signs with their contact letter: It doesn't have a clear com... See more

Rated 1 out of 5 stars

Same as all recent reviews…received a letter today regarding car finance compensation. I googled Check Finance as it doesn’t seem like a genuine name and lo and behold it would seem they don’t exist... See more


Company details

  1. Legal Services
  2. Small Claims Assistance Service

Written by the company

Agreements Checked In Seconds — Time is Ticking! Acting promptly can prevent potential claim deadlines from being missed! Our easy-to-navigate claims tool instantly determines if you're eligible to claim.


Contact info

1.2

Bad

TrustScore 1 out of 5

156 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

1.2

All reviews

(156)

155 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Scam alert

Like many other people, I have received a letter saying I may be due compensation on a previous car finance agreement and asking me to scan a barcode to claim. I have never had car finance!

November 26, 2025
Unprompted review
Rated 5 out of 5 stars

Check Finance letter

Received a letter last weekend saying I might be due compensation for car finance. Checked the company and it is listed on companies house called Claim Simple Ltd. Not going to do anything at the moment as it was unsolicited but may use later.

November 26, 2025
Unprompted review
Rated 1 out of 5 stars

I received a letter from them this morning

I received a letter from them this morning. It looked like legitimate letter but I only questioned and most likely knew it was scam is because I don’t drive. So I knew for a fact I wasn’t eligible to receive car finance compensation… I would be wary of the letter, if you receive one, and as others said, don’t scan the barcode.

November 26, 2025
Unprompted review
Rated 1 out of 5 stars

Yet more fraudsters!!!!

Same as all recent reviews…received a letter today regarding car finance compensation. I googled Check Finance as it doesn’t seem like a genuine name and lo and behold it would seem they don’t exist!!

Put the letter straight in the shredder people and do not scan the barcode!!!

November 25, 2025
Unprompted review
Rated 1 out of 5 stars

BEWARE SCAMMER

I did some digging after receiving what looks like an official letter from Check Finance.
The address given on the letter has 18 companies working from it but not Check Finance
Checked on the FCA (Financial Conduct Authority) and they are not listed
Now reported to Trading Standards
Absolutely disgusting that this company can get away with scamming innocent people.

November 25, 2025
Unprompted review
Rated 1 out of 5 stars

Scam letter, potential phising attempt

Sent me a letter telling me that their records indicate I may be due compensation on a car finance agreement. I've never owned a car in my life, let alone one on finance! Also they sent it to my residential address rather than my postal address; I've not once signed up for any legitimate service using my residential address for postal services, so there's some kind of shady business going on here for them to be the only company to ever send something to my residential address while all other mail, both legit and spam, goes to my postal address

November 23, 2025
Unprompted review
Rated 1 out of 5 stars

What car finance agreement???? Never had one

Received an official looking letter saying I may be due compensation on a car finance agreement. I’ve never had one! Came on Trust Pilot and lots of people say it’s a scam! I ripped it up and put it in the bin!

November 23, 2025
Unprompted review
Rated 1 out of 5 stars

I stupidly scanned the code

I stupidly scanned the code it wasn't until it asked for my ID that I thought that's not right i tried to delete everything but had already received a email what can I do now?

November 22, 2025
Unprompted review
Rated 1 out of 5 stars

Check finance

I received a letter today stating I may be due compensation on car finance.
SCAM….. I realised! Where did they get my details from 🤷‍♀️
The letter appeared quite legit. Apparently the address on the letter is a car park!!
So annoying. I didn’t scan the QR code luckily

November 22, 2025
Unprompted review
Rated 1 out of 5 stars

SCAM SCAM SCAM

SCAM SCAM SCAM - PLEASE THROW LETTER AWAY
I received a letter today regarding car finance, I have had car finance, but something felt off to me, so threw in the bin. After reading other reviews, so glad I did

November 21, 2025
Unprompted review
Rated 1 out of 5 stars

Unsolicited mail

Received a letter stating I was probably due a refund re car finance.
Like many others, I have never had a car and don't drive. Something should be done to stop these companies getting our details.

November 20, 2025
Unprompted review
Rated 1 out of 5 stars

Beware! Do not fall for this scam or their letter

Beware. Absolutely do not scan their barcode on the official-looking letter. They should be reported. They do not exist under that name or their so-called ‘trading style’ Claim Simple Limited at 7 Bell Yard, London.
They spelt my name incorrectly and there is only one legitimate company that routinely did this which was O2, who I can only assume sold their data on to other parties.

November 20, 2025
Unprompted review
Rated 1 out of 5 stars

BEWARE PROBABLE SCAM

Letter received today from Check Finance. I have never taken car finance & am furious to receive this letter. Where have they got my personal details from I’d like to know. These type of letters should be banned & made a criminal offence.

November 20, 2025
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look