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Chetwood Bank Reviews 

672
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 512 reviews, reviewers overwhelmingly had a great experience with this company, repeatedly emphasizing the excellent service and competitive interest rates provided. Consumers frequently describe the staff as exceptionally polite, patient, and knowledgeable, ensuring every customer inquiry is handled with great professionalism. Furthermore, users genuinely appreciate the clear and secure digital platform, which makes opening and managing savings accounts remarkably simple and straightforward. Some people were dissatisfied with the reliance on automated chatbot systems or experienced communication delays when trying to resolve specific service matters. Reviewers occasionally noted that navigating certain online account features could sometimes feel challenging when direct human assistance was unavailable.

What people talk about most

User experience

Consumers find user experience to be positive, highlighting a smooth online banking platform and... See more

Customer service

Customers had positive experiences with customer service, noting that representatives were consistently... See more

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, patience, and... See more

Website

Clients share positive opinions on website, highlighting that the online experience is efficient,... See more

Service

Reviewers mention positive feedback about service, highlighting efficient and friendly assistance from staff... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This afternoon I spoke with a lovely young lady called Grace. She knew the answers to all my questions and helped me achieve my end goal with kindness, efficiency and patience which must have been dif... See more

Company replied

Rated 5 out of 5 stars

I’ve used Smartbank and Chetwood several times over the years for savings and have found them super easy. Simple online process to open an account and manage, good communications and no pushy advertis... See more

Company replied

Rated 5 out of 5 stars

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been... See more

Company replied

Rated 5 out of 5 stars

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed... See more

Company replied


Company details

  1. Bank
  2. Mortgage Lender
  3. Savings Bank

Written by the company

Welcome to banking that makes sense We’re Chetwood Bank. We’re a UK-based digital bank, and our no nonsense approach is designed for real people and their real lives. That means our mortgages and savings are built for today’s world. We get the basics right, so things are easy for you to understand, fast to set up and simple to manage. There are no surprises when you need to get things done, and we can help make your financial life easier. We’ve got a cost-conscious approach too with competitive rates and prices. And we work hard to meet your needs, always trying to be helpful with quick and easy online support. Chetwood Bank. No nonsense banking.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

672 reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 78% of negative reviews

Typically replies within 1 month

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4.6

All reviews

(672)

498 reviews in the last 12 months

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Rated 5 out of 5 stars

Fixed rate savings account

It was very easy to open my fixed rate Savings account. The interest rate was very good and I was informed of maturity options very clearly and in good time.

February 18, 2026
Unprompted review
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Reply from Chetwood Bank

Lovely feedback, Veena. Thank you.

Rated 5 out of 5 stars

Easy to set use…

Easy to set up as long as you are Internet savvy.
Communication good .
Interest rate good on fixed saver

March 18, 2026
Unprompted review
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Reply from Chetwood Bank

Thank you for sharing your experience.

Rated 5 out of 5 stars

Chetwood Bank is my go to.

I found it easy to change from fixed savings account to easy access account. I decided I wanted to have easy access so if I needed money straight away I was able to.

April 20, 2026
Unprompted review
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Reply from Chetwood Bank

Brilliant review! Thank you.

Rated 4 out of 5 stars

Always near the top of the Best Buy list

Recommended via a number of specialist investment sites, including Martin Lewis. Always near the top of the Best Buy list with respect to interest. The reason for not giving five star was the very rigid, no ‘Cooling Off’ period when the investment is made but so far after investing for over three years I have not had any worries in this respect.

April 20, 2026
Unprompted review
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Reply from Chetwood Bank

Thank you for sharing your thoughts. We're always listening to feedback.

Rated 5 out of 5 stars

Fixed Saver

The best interest rate around for a fixed saver with a quick and easy process to apply online

April 10, 2026
Unprompted review
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Reply from Chetwood Bank

Great to hear from you, Sue.

Rated 4 out of 5 stars

I would have given them 5stars as they…

I would have given them 5stars as they have been very good, buut now they are using Hargreaves Landsdown and I don't understand it so I won't be using them any more,

April 1, 2026
Unprompted review
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Reply from Chetwood Bank

Thanks for your feedback.

Rated 5 out of 5 stars

5 stars for Rebecca

What a great experience speaking with Rebecca. She made me laugh had plenty of time for me and answered all my questions. She’s an asset to Chetwood bank!

April 16, 2026
Unprompted review
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Reply from Chetwood Bank

We'll pass on your feedback to Rebecca. Great to hear it. Thank you.

Rated 5 out of 5 stars

Dealing with Andy

Dealing with Andy, at a very difficult time, was a breath of fresh air. He explained what he was able to do, and then did as he said - all in the timescales that he indicated. An excellent ambassador for the Bank. Oh thay more organisations had employees like him!

April 10, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks Michael. We'll share this feedback with Andy.

Rated 5 out of 5 stars

Helpful Staff, But Issue Still Needs Resolving

I recently contacted BetterBorrow and spoke to Matthew regarding an issue with incorrect information being reported on my credit file.

To be fair, the person I spoke to on the phone was helpful and made a genuine effort to assist. They took the time to understand the situation and even tried to contact the complaints team while I was on the call to help move things forward. That level of effort was appreciated.

However, despite their attempts, the issue itself remains unresolved. The incorrect data that has been supplied to Cabot Financial is still being reported, and as confirmed by Cabot, only BetterBorrow can correct this.

So while the frontline support experience was positive, the responsibility to investigate and fix the underlying data issue sits firmly with BetterBorrow. Given the impact this is having, I would hope this is now treated with urgency.

April 15, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank your feedback, Robert.

Rated 5 out of 5 stars

Rebecca was amazing

Rebecca was amazing, she managed to find an account number that I needed for tax purposes quickly and efficiently, I would definitely use the chat line again in the future. Thank you so much

April 15, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing, Laura.

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