ChoiceCash Reviews 602

TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 215 reviews, reviewers overwhelmingly had a great experience with this company, often highlighting the professionalism and compassion of the staff. Customers found the customer service to be excellent, with agents being helpful, patient, and clear in explaining terms and processes, making the overall experience smooth and straightforward. Many appreciated the quick funding and easy application process, noting that the company came through when financial assistance was urgently needed. However, some customers also noted issues with communication, mentioning that some representatives had difficulty speaking English or were not knowledgeable. A few other people also felt that the interest rates were high, and there were occasional delays in funding despite promises of same-day service.

What people talk about most

Staff

Consumers find staff to be positive, with many reviewers describing them as extremely nice, helpful, and... See more

Customer service

People report positive experiences with customer service, highlighting the professionalism, helpfulness, and... See more

Service

Users describe positive interactions with service, highlighting the helpfulness and professionalism of the... See more

User experience

Customers had positive experiences with user experience, finding the process very easy, smooth, and... See more

Payment

Customers consistently note positive experiences with payment, highlighting the speed and ease of the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My experience was Great wit Choice Cash bc the response was Great no delays.. only if you have the delays...Great Customer Service Skills.. very Professional and show Great Compassion in getting u ur... See more

Company replied

Rated 5 out of 5 stars

I recently got a title loan, and overall, the experience was smooth and straightforward. The application process was fast, and I was approved the same day. The staff was helpful and explained all th... See more

Rated 5 out of 5 stars

Very good customer service. I'm not very good at technology but the young men that help me out on my phone were very polite they stayed on the phone while I did what I needed to do. Like taking pictur... See more

Company replied

Rated 5 out of 5 stars

I was in an emergent situation, I called hoping to find any type of financial help. Within 3 hrs, paperwork was completed and funds were in my account. Everyone was so kind and helpful. I am so... See more

Company replied


Company details

  1. Loan Agency
  2. Alternative Financial Service

Written by the company

Launched in 2019, ChoiceCash is a vehicle-secured loan option for borrowers from all walks of life. Serving customers in more than 20 states, ChoiceCash has grown to be a premier funding option, with more than a million loan inquiries processed! ChoiceCash title loans come with manageable qualification criteria for applicants with less-than-perfect credit, and offer competitive interest rates and loans terms. If you have a vehicle title in your name and a source of income to make your loan payments, you may qualify for fast funding with a ChoiceCash. The ChoiceCash loan is made by Capital Community Bank, a Utah Charted bank, located in Provo, Utah, Member FDIC. All loans will be serviced by LoanMart. Loan proceeds are intended primarily for personal, family and household purposes. All loan applications are subject to meeting Capital Community Bank’s credit criteria, which include providing acceptable property as collateral. Customers need to demonstrate ability to repay the loan.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

602 reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 86% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Was a seamless process and associates…

Was a seamless process and associates was great

September 4, 2025
ChoiceCash logo

Reply from ChoiceCash

Thank you for the 5 star review! We’re delighted to hear about your positive experience with ChoiceCash. We look forward to being your financial resource again in the future.

Rated 5 out of 5 stars

Nam and his team were amazing

Nam and his team were amazing. They were fast, respectful, and very knowledgeable. My loan funded in the same day. I would recommend them to anybody. I really can’t say enough about the ease of this experience.

August 22, 2025
Rated 5 out of 5 stars

Very good experience!

Very good experience!

September 7, 2025
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Reply from ChoiceCash

Thank you for taking the time to share your loan experience with ChoiceCash. We’re happy to hear we were able to help! Thanks again for sharing your feedback.

Rated 1 out of 5 stars

This place is full of crap I have a 65k…

This place is full of crap I have a 65k 2013 civic worth 10k tgey offered 5500 title loan I have a 750 beacon score and I was denied !! What a joke! Please dont waste ur time calling.these unprofessional business that told mr I was approved 2 times an d 750 beacon s itt and i havr ni deny everthing I’s paid for! that’s a farm ! Boats ?cars ? Trucks and 3 motorcycles ! I was approved for Harley special and 0 percent busy but not a ghetto title loan !! 750!beacon score ! ‘ I can get that amount just on my own credit at a bank without the title !!! If I was denied and it lowers my credit of it drops I’ll sue them ot said approved twice and they had no valid reason to deny Me !! It must be a scam!!

September 5, 2025
Unprompted review
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Reply from ChoiceCash

Thank you for taking the time to share your experience with ChoiceCash. We are sorry to hear that it has not met your expectations. To help us conduct a thorough review of your concerns, please provide your full name and the phone number listed on your loan application, as the information included in your review is insufficient to identify your loan.

If you would like to discuss this matter further, please contact our Compliance Department directly at compliance@loanmart.com.

Rated 5 out of 5 stars

A little pricey

A little pricey, but overall the customer service and the quality experience was flawless. Gave me what I asked for but the repayment is almost 3 times that of what i asked for. So it’s pros and con's in all areas of the money market. The experience was great though.

August 28, 2025
Rated 1 out of 5 stars
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Reply from ChoiceCash

We appreciate you taking the time to share your experience with ChoiceCash. We are sorry to hear that it did not meet your expectations. An overview of the loan process shows that your loan was processed on the same date the ChoiceCash Loan Agreement with CCBank was signed, and it was finalized with your understanding at that time. While we cannot discuss the specifics of your account on this public forum, we are happy to address any questions you may have directly. If you would like to discuss this matter further, please contact our Compliance Department at compliance@loanmart.com

Rated 5 out of 5 stars

Professional and Reliable

Great customer service skills. Professional, reliable, and fast financial service. Lightning fast communication and delivery. Great company 11/10

August 21, 2025
Rated 5 out of 5 stars

I had multiple follow up calls

I had multiple follow up calls. Everyone was helpful and explained the process.Sui and Maria were great. Maria definitely was patient and helpful.

August 13, 2025
Unprompted review
Rated 5 out of 5 stars

Fast & Convenient

The process was fast and convenient. You guys really came through in a clutch. Hopefully I won't have to go this route again, but if I do, I'm using you ChoiceCash.

August 6, 2025
Rated 1 out of 5 stars

I gave the lowest rate due to all but…

I gave the lowest rate due to all but three employees chris keel, marie and my last one. Sorry to share all of the male reps except Nelson were not focused on customer goals and needs. The process was not entirely explained and the later personnel were stuck within the guidelines. I would recommend your company because of Christine (I think) her name she emailed me the requested information. Thank you for reading this reference from my viewpoint.

August 6, 2025
ChoiceCash logo

Reply from ChoiceCash

Ms. Baker:

Thank you for taking the time to share your feedback. We sincerely apologize that your experience did not meet the high standards we strive for. We take your concerns regarding employee engagement and training very seriously and are actively reviewing our processes to ensure every team member is properly equipped to provide you with the best service possible on your ChoiceCash Loan.

We would appreciate the opportunity to discuss your experience further so we can address it directly and make things right. Please feel free to reach out to our Compliance Department at compliance@loanmart.com.

Sincerely,

Customer Care
www.choicecashloan.com

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