Churchill Reviews 29,889

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 5,707 reviews, reviewers overwhelmingly had a great experience with this company. Many customers found the website user-friendly and easy to navigate, making the process straightforward and hassle-free. The service provided is frequently described as good and efficient, with many appreciating the competitive pricing and the overall value received. Reviewers often highlight the staff and customer service as excellent, noting their helpfulness, patience, and clear communication, which made interactions pleasant and supportive. However, some customers also noted issues with price increases upon renewal, finding their premiums significantly higher without clear justification, leading them to seek better deals elsewhere. A few other people also felt that the company's systems could be problematic, with some experiencing difficulties with online forms or unexpected changes to their quotes.

What people talk about most

Price

Consumers find price to be positive, with many reviewers reporting competitive rates and finding their... See more

Service

Clients share positive opinions on service, with many reviewers highlighting excellent customer care and... See more

Staff

Reviewers mention positive feedback about staff, highlighting their helpfulness, efficiency, and... See more

Customer service

Customers consistently note ambiguous experiences with customer service, with many praising the excellent... See more

User experience

Reviewers highlight positive aspects of user experience, consistently praising the ease of use and navigation... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The lady that helped me over the phone spoke very quickly with an Asian accent. However when I explained that I had hearing problems she kindly modified her speech. I explained that I have had securit... See more

Company replied

Rated 4 out of 5 stars

Very user friendly website which was easy to follow. Extremely good value insurance. Personally I would have preferred the opportunity to phone and speak with a person, I’m what you might call “old sc... See more

Company replied

Rated 4 out of 5 stars

I have sadly found it necessary to move home insurance regularly, as the price for renewal seems to increase by 10-20%. I found this the case this year with Admiral, so searched and found Churchill t... See more

Company replied

Rated 4 out of 5 stars

Service was good and price was very competitive. I tried to get a deal with my car insurance and home insurance as a package but was told this wasn't possible. The person I dealt with was easyto unde... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Personal Insurance Company

Information provided by various external sources

Churchill Insurance was one of the UK’s first direct motor insurers. Over the years our business has grown and so has the range of cover we provide. We offer car insurance, home insurance, travel insurance, pet insurance, van insurance and breakdown cover. Churchill is one of Britain’s most recognisable brands, thanks to our brand mascot Churchill the dog. Churchill provides good value insurance that lightens the load by working hard for our customers to get everything seamlessly back into place so that they can relax and get back to enjoying life to the full.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

30K reviews

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1-star

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Rated 5 out of 5 stars

From stat to finish Churchill have ben…

From stat to finish Churchill have ben great with my car claim, i would definitely recommend them.

March 3, 2026
Unprompted review
Churchill logo

Reply from Churchill

Hi there. We are so pleased to hear about your positive experience with your car claim. We truly appreciate your recommendation. Rach

Rated 5 out of 5 stars

Great service

Great service, very reliable easy to talk to number one insurance company kind regards, Philip Winnan

June 3, 2026
Churchill logo

Reply from Churchill

Hi Philip. We are so glad to hear you had such a positive experience. Your kind words mean a lot to us! Rach

Rated 5 out of 5 stars

Vary good service

Helpful very quick service

June 3, 2026
Churchill logo

Reply from Churchill

Hi there. Thanks for the five-star review. We appreciate your kind words. Rach

Rated 1 out of 5 stars

Very disappointed with the way I was…

Very disappointed with the way I was treated you sent me a renewal of £328.19 and told me I didn't have to do anything and you'd just take the money, went to work on the day of renewal and came home midday to check my bank and you hadn't taken it out meaning I wasn't insured. Phoned you to resolve this issue and was told that because it had gone past 12pm that day it has gone up to £357.64 for no fault of my own I ended up paying more. For a loyal long term customer this is not ok. Paid with the same bank details you have stored, would of appreciated a phone call in the morning before the price went up and we could of sorted it out there and then instead costed me £30 more.

June 3, 2026
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Reply from Churchill

Thank you for providing this feedback to us. We are very sorry to hear about the issues you experienced with your renewal and the unexpected price increase. It's frustrating when things don't go as expected, especially for a loyal customer.
I’ve included a link to our website below, where you can raise this as a formal complaint and find further information about our complaints process. There are several ways to submit a complaint, including an online complaint form available on the site. Once we have received your complaint, a member of our team will be in touch to discuss the matter and work towards a resolution. Angelina

https://business.churchill.com/van-insurance/complaints/

Rated 5 out of 5 stars

Very helpful staff

Very helpful staff. Sorted the issue I had. Quickly and efficiently

June 3, 2026
Churchill logo

Reply from Churchill

We're so glad our team could help resolve your issue quickly and efficiently! Thanks for the positive review. Angelina

Rated 1 out of 5 stars

Deceitful and underhand

I score Churchill a BIG ZERO but that option was not available, I was advised right from the start of my claim that I was non-fault and have the dash cam footage which they made the decision from, this stayed the same for four months, then the third party put a dispute in with no evidence as to why, I received a call from Danny an existing claims handler and his attitude was rude and totally disgusting not something that I would of expected from a Churchill employee and my own insurance company, and I have also since being purposely  mislead by the claim handler Callum, I have been totally let down right from the start and my claim totally mishandled. I have since paid to have the footage reviewed independently, and there report agreed that Churchill should be pushing for 100% payment of the claim. I will not be renewing my insurance with them as I don’t trust them and I would advise anyone thinking of using them to think carefully and avoid them, as I’d hate to see this happen to someone else! 

June 3, 2026
Unprompted review
Churchill logo

Reply from Churchill

We are very sorry to learn of your disappointing experience with your claim. We appreciate you bringing these serious concerns to our attention, especially regarding the handling of your claim and the interactions with our team members.
I’ve left a link to our website below, where you can raise this as a complaint and find more information about our complaints processes. We have several ways to raise this, including an online complaint form available on the site. Once we’ve received your complaint, one of the team will be in touch to try and resolve this with you. Angelina

https://www.churchill.com/contact-us/complaints

Rated 5 out of 5 stars

A simple system with a good price

The process of securing insurance was easy, staff were very helpful and the price was good.

May 26, 2026
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Reply from Churchill

We're happy securing your insurance was easy, our staff helpful, and the price good. Thank you for your feedback. Aston

Rated 1 out of 5 stars

What a rip off car ins with them this…

What a rip off car ins with them this year they want 687 last year 334 what a bunch of rip off merchants
Actually went elsewhere and got it for 388

June 3, 2026
Unprompted review
Churchill logo

Reply from Churchill

I'm sorry we couldn't be more competitive on this occasion, Jennifer. We appreciate your feedback and have taken it on board. We hope you'll consider us again in the future. Aston

Rated 1 out of 5 stars

Deceitful, slow and terrible communication.

I have only given them 1 star because I don't think I can select none. This was the worst experience of making a calling in my life. I was reversed into by another vehicle pulling out of there dive, it was not up for dispute it was a no fault claim. Our vehicle a VW caravel adapted for my disabled family was vital to the well-being a safety of my complex family, my wife and I specialise in looking after children with dissabilites within the fostering service. We also have three of our own children that are disabled. Right from the start it was a nightmare, they could not provide a wheelchair accessible hire car, the created two difference accounts for the accident, the valuation engineer offered us more that £7,000 less than teh vehicle was worth by recording double the milage of your vehicle, he also claimed the vehicle had previous rust and damage prior to the accident and sent in photos of a completely different vehicle. Complaint after complaint was mishandled and ignored. Eventually a threat to take them to the financial ombudsman meant they sent another engineer who medal raised the offer by £6,500 proving they had seriously undervalued our claim. This second evaluation took over a month to complete and during that time our hire car was removed completely, our middle son missed important medial appointment because we were only giving 12 hours notice of the removal of our vehicle, our complaint was ignored. As we could not do without a vehicle we had to use all of our saving to purchase an inferior vehicle as we could not afford a winch to be fitted as we had to have it adapted for my disabled wife to drive. it cost us £100's in taxi's , I had to make over 50 call chasing them up and they eventually offer £350 compensation for 6 weeks of hell. Do not use this company, when we spoke to company that supplied the hire car, they told us Churchill would do anything at all to not pay out because people are skint and need the money to get mobile again. Thankgod we had some saving and could buy a new car, although inferior. For those families living hand to mouth this would have ten a disaster. Our complaint now sits with th2 financial ombudsman.

May 1, 2026
Unprompted review
Churchill logo

Reply from Churchill

I'm truly sorry to hear you've had this experience with us, Lawrence. As your complaint is now with the Financial Ombudsman Service, they'll complete an independent review into our resolution to ensure it's fair. We value your feedback and have taken it on board. Aston

Rated 4 out of 5 stars

Churchill has been great over the years…

Churchill has been great over the years with my car insurance. So you can imagine my surprise that they have sent me a renewal which is £100 more expensive than last year! I can only presume you have hired Rachel Reeves as your Chief Renewal Officer? I have never claimed on my insurance so to put this up by this much is ridiculous. What’s the reason or reasons it’s gone up that much? Donald Trump? The war in Ukraine? The Iran War? Brexit? They’re the usual reasons why everything goes up in this country or so they say…

June 3, 2026
Unprompted review
Churchill logo

Reply from Churchill

It's great to hear you've been happy with our cover over the years John, and we appreciate your long term custom. We consider many rating factors when calculating an insurance price, and these are set by our underwriters. We'll always aim to be as competitive as we possibly can but, sometimes prices can increase in an ever changing market. We value your feedback and have taken it on board. Aston

Rated 1 out of 5 stars

I tell you what stinks,your whole…

I tell you what stinks,your whole approach what do you do sit down and think of a figure and then just send it out and see what sticks,some people would probably not even question it and just pay up my family has 4 cars insured with you, and we have done for years so much for loyalty and looking after your old customers if I had not questioned it you would have just taken the extra money, thanks for nothing,if anyone asked me I would tell them to shop around as there is no such thing as loyalty with insurance companies

June 2, 2026
Churchill logo

Reply from Churchill

We're sorry to see we've left you feeling this ways. We consider many rating factors when pricing our cover, and we'll always aim to be as competitive as we possibly can. We appreciate your feedback about this and have taken it on board. Aston

Rated 2 out of 5 stars

Cancelling auto renewal and diabolical renewal prices.

From a renewal and cancelling the auto renewal function perspective they are awful. They nearly trippled my renewal price (for no apparent reason, no claims or fines or anything) which was set to auto renew automatically, which i thought was illegal now. I tried to cancel the auto renewal through the website where they have a button to do so, but clicking it just takes you to a page where they say they're sorry to see you go and to call them so they can try and sort it out, without the actual ability to cancel the auto renewal. It just feels very underhanded and wrong. You then have to call them and sit on hold for an hour to stop from being scammed out of 100's of pounds. Very very unimpressed. The intial price of the insurance was good and competetive, it was at the end that i lost all faith in them and won't be going back. They apparently see their customers as idiots hoping they don't see they're trying to take as much money as possible out of them via the auto renewal function. Poor.

June 2, 2026
Unprompted review
Churchill logo

Reply from Churchill

We're sorry to see we've left you feeling this way, Tom. You can opt out of automatic renewal at any point, either by using our online form or contacting us directly. The automatic renewal form won't work if the request is made on the day the policy is due to automatically renew, as it would be considered started. We always aim to keep our insurance as competitive as we possibly can and we do value your feedback about the service you received. We have taken your review on board, and we hope to see you again in the future. Aston

Rated 1 out of 5 stars

Cost me a home

Balance was cleared march 2025, as far as i was concerned this was finished with, may 2025 2 months later a random charge of £62 was added which i was oblivious to, 3 after this charge a default was added to my credit file.

Fast forward to june 2026 when i go for a property which requires no unsettled defaults. this cost me the property now someone else has gone for it.

To say im angry is an understatement

June 2, 2026
Unprompted review
Churchill logo

Reply from Churchill

We truly regret the distress this situation has caused, especially regarding your property application. Please send us a message using the link below, and we'll be happy to look into this for you. Nathan
m.me/churchill

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