CIT  Reviews 516

TrustScore 1.5 out of 5

1.6

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Review summary

Created with AI, based on recent reviews

Considering 42 reviews, most reviewers were let down by their experience overall. Many customers found the customer service unhelpful and difficult to reach, often encountering issues with account access and transfers. People frequently reported problems with the website, describing it as unreliable and prone to being down, which prevented them from managing their finances effectively. Some people were dissatisfied with unexpected charges and changes to their payment plans, and many felt that the pricing was not transparent. Additionally, several reviewers mentioned difficulties in contacting the bank for support, leading to prolonged issues with their accounts.

What people talk about most

Payment

People report negative experiences with payment. Many customers faced issues when trying to fund accounts,... See more

Customer service

Customers had negative experiences with customer service. Many reviewers found support agents unhelpful, with... See more

Website

Reviewers highlight negative aspects of the website, with many experiencing significant issues. Customers... See more

Customer communications

Customers consistently note negative experiences with contact. Many reviewers report difficulties reaching... See more

Price

Users describe negative interactions with price, often citing hidden charges and unexpected increases. Many... See more

Reviews shaping this summary

Rated 1 out of 5 stars

This was by far one of the worst online banks I’ve ever experienced! , I opened an account 3 weeks ago & set up my direct deposit. The minute I tried too send multiple Zelle payments I was locked out... See more

Company replied

Rated 1 out of 5 stars

Completely unreliable website. From 6/21/25 - 6/23/25 the website was completely down. However, it was just an infinite loading bar, they don't even have proper error handling. For all the brain... See more

Company replied

Rated 1 out of 5 stars

Lubaki Nkete and Erin Hodges put my account in collections while I was out due to cancer treatments. They never sent me a final notice and put accounts in collections that were not even 30 days past... See more

Company replied


Company details

  1. Bank
  2. Financial Consultant

Information provided by various external sources

CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals.


Contact info

1.6

Bad

TrustScore 1.5 out of 5

516 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 2 weeks

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Rated 5 out of 5 stars

Satisfied customer

WE get our notices on time. All business personnel have been helpful and courteous to us. All questions answered immediately.

February 24, 2023
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Reply from CIT

Hi, thanks for the kind words! We certainly appreciate hearing from you.

Rated 2 out of 5 stars

Incorrect tax rates

CIT seems unable to enter the correct tax rate when the rate varies at different locations. 6 months into our lease, and we still can't get a correct invoice.

February 24, 2023
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Reply from CIT

Hi, we're sorry to hear about your experience. We always try our best to create a seamless and pleasant banking experience. We’ll share your feedback with the team. Thanks.

Rated 1 out of 5 stars

Before you lease, say no to CIT.

They are quick to send invoices, slow to process changes and poor communicators. The associates seem nice, but I would never voluntarily work with the organization. I made a payment and then sent in all documents required to have automatic drafts on 2-1-2023. Their set up time for auto draft is 30 days. They are a bank, and they can't get it set up for 30 days. Decided to make 5 payments over the phone, so I didn't have to deal with them again. They charged me $10, they couldn't (wouldn't) use a credit or debit card. Every interaction disgust me.

February 23, 2023
Unprompted review
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Reply from CIT

Hi Dwain, we're sorry to hear about your experience. We always try our best to create a seamless and pleasant banking experience. We'll share your feedback with the team. Thank you.

Rated 1 out of 5 stars

One of the Worst decisions of my Life

The customer service phone number goes nowhere!!! Their web portal is a joke and their insurance party is totally non-responsive.

Worst decision ever to work with CTI

January 23, 2023
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Reply from CIT

Hi, we're sorry to hear about your experience. We always try our best to create a seamless and pleasant banking experience. We'll share your feedback with the team. Thank you.

Rated 1 out of 5 stars

Nothing but headaches

The customer service & experience with CIT is pathetic. Below outlines what I've gone through:
1) I ordered the new mac book pro and ipad

2) Shortly after receiving the new iPad, I realized I didn’t need it and requested to return it

3) After not hearing from CIT, it turns out their response email went to spam. Due to this, they said I was past the exchange date and their's nothing they can do. So much for sympathy.

4) After clearing up the email issue, it took close to a month for them to provide any details to return my old equipment. I sent multiple emails trying to resolve the issue. This is when I realized that didn't care.

5) The protocols for returning the devices is pathetic. Basically, they put all the responsibility on the customer.

6) A few back and forth emails with Funding Managers / Operations (because they don't return calls), they provided a customer service number. They'll do anything to kick the can down the road.

7) The woman at CIT was great and understanding (as customer service should be) and said I could return the new ipad due to the frustration I had experienced.

8) Logistics company sends an email outlining a return process that's disjointed and confusing.

9) I sent the products via Fedex within the week.

10) After a week, I emailed asking if they received the product, (since I know they wouldn't update me) they claimed the products arrived in empty boxes.

Now I fear my credit is going to be impacted due to their careless and reckless regarded to my financial well being. I'm hopeful that a more sensible, and responsible group, will reach out to help me.

February 17, 2023
Unprompted review
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Reply from CIT

Hi Joey, we're sorry to hear about your experience. We always try our best to create a seamless and pleasant banking experience. If you would like us to look into this with you and are willing to provide your phone number through a private message on CIT’s Facebook page (https://www.facebook.com/CITGroup), we can have a representative contact you. Thank you.

Rated 1 out of 5 stars

Stay away from this company.

I have called several times to set up an appointment. Left voicemails and nothing.Our printer hasn't worked form months. Horrible service.

December 3, 2022
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Reply from CIT

Hi Vinny, we're sorry to hear about your experience. We always try our best to create a seamless and pleasant banking experience. If you would like us to look into this with you and are willing to provide your phone number through a private message on CIT’s Facebook page (https://www.facebook.com/CITGroup), we can have a representative contact you. Thank you.

Rated 1 out of 5 stars

Too many people to deal with and no one…

Too many people to deal with and no one listening to customer

February 17, 2023
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Reply from CIT

Hi, we're sorry to hear about your experience. We always try our best to create a seamless and pleasant banking experience. We’ll share your feedback with the team. Thank you.

Rated 1 out of 5 stars

Previously I had a basically OK…

Previously I had a basically OK relationship with the bank, re: CD's. However, I cannot say the same for a no-penalty CD first taken out last December, 2022. The now ongoing problems began when the login system was changed, whereby aside from providing both the user ID and the PW, next I was required to receive either text or had to call to advance further in the login process. My obstacle was that I don't have text on my mobile phone plan, nor do I have home internet (for many years I've used the computer at my local library). The end result is that after I'd opened the CD account by having mailed in the requisite document as well as a check, no longer have I been able to login. Next, I wrote to the attention of the office of the president and in part asked why the bank did not amend its system, e.g., at Marcus Bank after providing the user ID and PW, as part of the additional security sign in, the customer has the option of receiving an email with a on-time 6 # security code. Easy Peasy. But nary any form of written reply. Subsequently I emailed the banks; 'contact center." No help. Finally, TWO weeks ago I sent another letter again to the attention of the office of the president. In it, I categorically stated I wanted the original CD contribution as well as all accrued interest sent to me. First, after having enclosed a voided check from my bank, I said that the easiest for me outcome would be for C I T Bank to wire/electronically send the funds in question to my checking account, though in light of the ongoing inconveniences I'd already endured, I was not willing to pay any wire fee. The second option was to post a requisite check to me. Yet as of today's date, February 18, 2023, no such check has been seen!

February 6, 2023
Unprompted review
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Reply from CIT

Hi Marlowe, we're sorry to hear about your experience. We always try our best to create a seamless and pleasant banking experience. If you would like us to look into this with you and are willing to provide your phone number through a private message on CIT’s Facebook page (https://www.facebook.com/CITGroup), we can have a representative contact you. Thank you.

Rated 1 out of 5 stars

I bought a truck in August and still…

I bought a truck in August and still have not received the hard title at my DMV in Delaware

February 8, 2023
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Reply from CIT

Hi Robert, we're sorry to hear about your experience. We always try our best to create a seamless and pleasant banking experience. If you would like us to look into this with you and are willing to provide your phone number through a private message on CIT’s Facebook page (https://www.facebook.com/CITGroup), we can have a representative contact you. Thank you.

Rated 1 out of 5 stars

We have a lease with CIT and they have…

We have a lease with CIT and they have been overcharging me from the agreed amount every month.
I have tried numerous times to contact them but I get no response.

February 16, 2023
Unprompted review
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Reply from CIT

Hi Richard, we're sorry to hear about your experience. We always try our best to create a seamless and pleasant banking experience. If you would like us to look into this with you and are willing to provide your phone number through a private message on CIT’s Facebook page (https://www.facebook.com/CITGroup), we can have a representative contact you. Thank you.

Rated 1 out of 5 stars

CIT Bank LOCKS UP your money

CIT Bank was essentially a vault for my money. I had a debit card; couldn't use or connect to any online platform. I managed to somehow link one credit card account and send a few Zelle payments. I literally had to call customer support to send me a check of my balance and close out my account because no micro-deposits were sent after a month to an external account and it would cost me $10 to wire the money.... Overall, the high interest is only worth it if you're saving money in their saving's account.

February 9, 2023
Unprompted review
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Reply from CIT

Hi, thanks for your review and feedback. We’ll share it with the team.

Rated 2 out of 5 stars

Clunky, outdated website-interface

The website CIT uses for the leases handling is clunky, outdated, and not easy to navigate.
1. Layout. You need to guess how to navigate the website (not intuitive)
2. Try/Error. While navigating the system and finding the information, there is a few try and error to do before you get what you need.
3. Outdated. This is not just the website/layout, but the content itself. For example, invoices cannot be sorted by date. They are displayed by old to newest. The same with payments.
4. Lack of reporting building, or reports at all. To match the invoice vs the payment, both records need to be downloaded. Then, you match them manually.

For all the money they make, this seems like a negligent section CIT doesn't want to put emphasis into.

December 29, 2022
Rated 5 out of 5 stars

Godd customer service

The agent was very knowledgeable, courteous and efficient.

February 1, 2023
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Reply from CIT

Hi, thanks for the kind words! We certainly appreciate hearing from you.

Rated 1 out of 5 stars

Discrimination. Don’t trust CiT with your personal information applying for credit. I think there fraud

The worst company to apply with for an Apple Business Account.

We feel discriminated after we provided our ID cards via upload to there website our approval that we had for two days already was changed to declined all if a sudden…

We applied for a Apple business leasing account , got approve for $20,000 after providing my business EIN number and my social, they had me choose my equipment my plan , agree to terms , to then send me a request for picture ID of myself and business partner why I don’t know , we’ve been approved 2days ago… now we receive a email saying our approval is now declined . Something seem fishy with this company after they receive all your personal information they decline your approval . Don’t trust them. So now we have to keep an eye on our credit reports for fraud .

February 2, 2023
Unprompted review
Rated 5 out of 5 stars

CIT Office Phone Lease

CIT handles our phone lease for our psychiatric practice office. CIT has been easy to work with, especially in setting up automatic ACH payments. We had a few minor problems when we started the lease and CIT customer service was easy to work with and very professional. I highly recommend them.

January 26, 2023
Rated 3 out of 5 stars

mid experience

when i created an account and tried to login the phone numbers available for a one-time code weren't mine. i called the support and after waiting around 15 minutes I finally talked to a real person who explained I had to enroll and set a USERID and password (even though I did that in the application step). once I did that everything else worked but overall the instructions weren't as clear as they could have been. i don't understand whose numbers were the ones that first showed up since I'm assuming the USERID I picked was not taken. not sure if I will keep the account. my advice if you're having trouble: DO NOT GET OFF THE PHONE CALL. they offer to call you back but I've seen in other reviews that they never do. may or may not keep the account, the APY is pretty nice

January 23, 2023
Unprompted review
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Reply from CIT

Hi Neela, we're sorry to hear about your experience. We always try our best to create a seamless and pleasant banking experience. We’ll share your feedback with the team. Thanks.

Rated 1 out of 5 stars

What customer service?

I have tried unsuccessfully to speak with a customer service representative for days now. The computer places me on hold, music plays, after 45+minutes waiting I hang up.
I have emailed our account representative, she has not returned my emails.
My HOA has entrusted a group of people like this to manage our HOA's $250k?!?
Next board meeting we will be discussing alternatives.

Update. I have messaged my phone number through Facebook. No response.

January 19, 2023
Unprompted review
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Reply from CIT

Hi John, we're sorry to hear about your experience. We always try our best to create a seamless and pleasant banking experience. If you would like us to look into this with you and are willing to provide your phone number through a private message on CIT’s Facebook page (https://www.facebook.com/CITGroup), we can have a representative contact you. Thank you.

Rated 1 out of 5 stars

I wouldn't trust these guys with five bucks.

I opened a new account with them and they forced me to use my old address, even though I updated it with my new one. I've tried to fix it online or through the app but you can't. They told me that I had to call customer service but everything you call, there is at least a 30 minute wait. I have a decent amount of money I was putting in with them too, so I'm not sure what the problem is but I'd rather get a lower interest rate and have a reliable bank. You'll never go anywhere with this kind of customer service. In fact, it seems suspicious just how bad it is. I submitted a complaint with my uncle at the SEC to have this place looked into.

January 16, 2023
Unprompted review
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Reply from CIT

Hi Chris, we're sorry to hear about your experience. We always try our best to create a seamless and pleasant banking experience. If you would like us to look into this with you and are willing to provide your phone number through a private message on CIT’s Facebook page (https://www.facebook.com/CITGroup), we can have a representative contact you. Thank you.

Rated 1 out of 5 stars

Customer is always WRONG

Went to make my first deposit and screen froze. CIT showed no balance, no recent transaction, NOTHING. Next day made accepted transfer with acknowledgement on the screen. No confirmation of transfer emailed. Four days later, two deposits shown, second transfer bounced at my bank. $35 fee. CIT says I should have gone to another screen and known better. Save yourself the frustration and expense of dealing with companies like this. They told me I'm at fault and now have to wait 9 days after first transfer to access my money. Day 10 will transfer all of my cash out of this poorly designed, online bank.

January 12, 2023
Unprompted review
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Reply from CIT

Hi Joseph, we're sorry to hear about your experience. We always try our best to create a seamless and pleasant banking experience. We’ll share your feedback with the team. Thanks.

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