City Finance Reviews 

1,709
TrustScore 2.5 out of 5

2.3

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Rated 1 out of 5 stars

STAY AWAY CUSTOMERS. i applied for a loan to get to a funeral as short of funds , these scammers made me reapply over and over as my details were wrong, mind you talked to them over the phone . Then t... See more

Rated 5 out of 5 stars

Would have given them a 0 if I could have I accidentally paid my rent into their account ok I owed them a few payments from being sick and loosing my job. Out of $860 the manager would only refund me... See more

Rated 1 out of 5 stars

Seriously so fed up with all the lies and deception. Called to explain my situation and hesitation to put through an application. Hoping to get some “”help “ in regards to what the best solution... See more

Rated 1 out of 5 stars

False advertising. They say your conditionally approved, then they send you an email saying next that you do not met the criteria! Now I am worried about fraud, and access they have? As th... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Information provided by various external sources

We offer small loans from $500 to $5000 and welcome all applications, dealing with them on a case-by-case basis, not a rigid algorithm. Whether it’s a short term loan of up to $2000, a medium term loan of up to $5000, talk to us today.


Contact info

2.3

Poor

TrustScore 2.5 out of 5

2K reviews

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2.3

All reviews

(1,709)

11 reviews in the last 12 months

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Rated 1 out of 5 stars

Application and documents sent in and…

Application and documents sent in and still no contact after two weeks. No reply to emails. Very poor customer service

May 6, 2023
Unprompted review
City Finance logo

Reply from City Finance

Hi Jodie, sorry to hear about your experience. Could you please email me at info@cityfinance.com.au so we can investigate this further for you.

Rated 5 out of 5 stars

Absolutely amazing 😻 they are so…

Absolutely amazing 😻 they are so helpful & very fast in responding I have been using city finance for ages now & will continue to as long as they let me lol 😂 thank you 🙏 for everything guys it’s much appreciated

May 11, 2023
Unprompted review
Rated 1 out of 5 stars

I accidentally have paid money into the…

I accidentally have paid money into the City Finance Account that has now been paid off
It’s been a week after 3 phone calls and 3 emails to retrieve this money
Quick to get people in debt at huge interest rates but when they have to refund - non attendance
Will be taking things further if not resolved

May 3, 2023
Unprompted review
Rated 1 out of 5 stars

Terrible service just after money don't…

Terrible service just after money don't care about you I've tried to contact them several times with no answer now apparently I owe them more then my loan amount I've tried to explain I don't work I receive centrelink payments but they don't care they have added an extra 300 onto my loan for no reason at all

May 5, 2023
Unprompted review
City Finance logo

Reply from City Finance

Hi Josh, sorry to hear about your experience. Could you please email me at info@cityfinance.com.au so we can investigate this further for you.

Rated 5 out of 5 stars

Amazing customer service

Wow, amazing company and old fashioned customer service very rarely seen these days! First time customer and loan approved and funds deposited within 24hrs. Being on disability benefits was expecting dramas and instead treated with respect. Big shout out to Sara who is just wonderful and made our experience so positive. Management she deserved a big fat raise!!!

April 28, 2023
Unprompted review
Rated 5 out of 5 stars

Customer Service!

Customer Service!
Anything that I submitted that was incorrect I was emailed with exactly what was wrong and how to correct it. The loan was approved within an hour or two from the time I first contacted them. The Agent was Noelle. The day before my payment I get a reminder so as to make sure the money is available in the account,

April 13, 2023
Unprompted review
Rated 5 out of 5 stars

They are an amazing service very…

They are an amazing service very helpful when it comes to taking a loan while on Centrelink
Was able to refinance without any problem to be able to service my car, repair my phone and help fund some money towards my twins 21st birthday for presents and a small party
Deanna,Amanda and Crystal were so very help and efficient with likely recommend my children through them if they need a loan

April 24, 2023
Unprompted review
Rated 1 out of 5 stars

Took six hours to finalize my loan…

Took six hours to finalize my loan application, multiple emails back and forth, wouldn't recommend.

April 24, 2023
Unprompted review
City Finance logo

Reply from City Finance

Hi Lee, sorry to hear about your experience. Could you please email me at info@cityfinance.com.au so we can investigate this further for you.

Rated 5 out of 5 stars

Sarah is fantastic

Sarah is fantastic. Deserves a pay rise for the great customer service. She is very knowledgeable, quick, efficient and pleasant to deal with. I would recommend City Finance and Sarah to anyone who is interested in getting a small loan.

April 18, 2023
Unprompted review
Rated 1 out of 5 stars

Don't waste your time with city finance

Applied for a loan 6 days ago and no reply, I tried emailing the 2 emails addresses I got off the website and no reply , I even tried calling right at the start of the day and end of the day and I get hung up on after waiting 15-20 mins , I reviewed a bunch of reviews about city finance and I've found I'm not the only one with the same problems , it's obvious Theres some sort of staff shortage or a bunch of people have been laid off , or I could only assume that loan applications are not of high priority,

Pretty poor effort

April 12, 2023
Unprompted review
City Finance logo

Reply from City Finance

Hi Willie, sorry to hear about your experience. Could you please email me at info@cityfinance.com.au so we can investigate this further for you.

Rated 5 out of 5 stars

Amazed & Astounded Thanks to City Finance

So I made an application with City Finance simply unknowingly whether or not I would be approved.
Also knowing I did not have the greatest credit rating on file, my income isn’t a lot and fortnightly and I just felt my chances of approval were slim next to no chance.
I applied anyway, with this being my only hope…to my surprise, not only was I approved but City Finance actually offered and approved my loan amount.
There is hope for those who have lost hope, there is a chance for those on next to no income and there are still really really genuine and decent loan lenders like City Finance.
Sara is who I had majority of my comms with and she made the approval possible for me.
To the City Finance Company - thank you, so very appreciative and grateful I wasn’t just a number and I was looked over considering my chances. Truly truly amazed and astounded right now
5+++++ stars just for the consideration for me

April 12, 2023
Unprompted review

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