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Rated 4 out of 5 stars

Hi im Mrs Brenda Velasquez I have full application for Shauna lee so she can receive your clearloans she also a honest person to pay a fortnight payment I be the guarantor to make sure she pays the pa... See more

Company replied

Rated 3 out of 5 stars

Everything was great, until I spoke to my mum (guarantor) who advised that the person she had spoken to over the phone was incredibly rude. Also seems to be a lot pf back and forth and over the phone... See more

Company replied

Rated 3 out of 5 stars

There was so much to do and my guarantor was not happy she had to make an online because yous refuse to take fax or email. Alit of people dont use online banking which makes it hard yous needed so muc... See more

Company replied

Rated 4 out of 5 stars

This is the second time in 2 years I’ve used clearloans. This time I had to submit the same personal details several times due to computer issues on their end. Mind you it is Xmas and everyone would b... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

About ClearLoans

Information provided by various external sources

ClearLoans - Comparison Rate 43%

Decisions made by real people

ClearLoans doesn't just let computers decide if you can have a guarantor loan. The most important thing is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don't, and that you can afford to repay the loan.

No Fees or Charges

ClearLoans doesn't charge fees for applying for a loan, paying your loan off early or making a late payment. The only thing you pay is the interest agreed before the loan is paid out.

A cheaper way to borrow

Our guarantor loans are around 30th of the interest rate of a payday loan and are regularly featured by price comparison sites as one of the cheapest options for anyone borrowing $3,000 - $15,000 with a low credit score.

Paying off your guarantor loan

We've thought of as many ways as possible for you to repay your guarantor loan. Regular payments are made by Direct Debit, but you can also pay by card over the phone during office hours. Interest is calculated daily so you only pay for the time you have the loan. If you pay the loan off early, you pay less than the agreed amount, even if you pay just $1 off early, you stop paying interest on that money immediately.

About ClearLoans


Contact info

3.2

Average

TrustScore 3 out of 5

941 reviews

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Rated 5 out of 5 stars

I would recommend your service to…

I would recommend your service to anyone .,because it was a easy and fast process and the staff were all helpful ..Thank you for your service

December 22, 2019
Unprompted review
ClearLoans logo

Reply from ClearLoans

Hi Noa,

Thanks for this great feedback!

We always work hard to ensure that our application process is as smooth as possible and that everyone receives an excellent customer service, so we're always glad to hear that we've delivered on these key values.

Have a great Christmas!

James@ClearLoans

Rated 5 out of 5 stars

So thankful for their help

Clear Loan approved me when nobody else would. The entire process was fast, easy and painless.
THANKYOU Clear Loans for saving me financially this Christmas.

With kindest regards,
Julie

December 21, 2019
Unprompted review
ClearLoans logo

Reply from ClearLoans

Hi Julie,

Thanks for your review!

We love to hear stories like this, as we don't judge our borrowers on their credit score and we believe in lending responsibly based on trust and a human decision. We're glad to have been able to help you get the funds you need and we hope you have a great Christmas!

Kind regards,

James@ClearLoans

Rated 4 out of 5 stars

Very friendly staff

Very friendly staff, received money quick.
Just need a bit more organisation when receiving documents but otherwise a very good overall experience.

December 20, 2019
Unprompted review
Rated 4 out of 5 stars

Definitely recommend clearloans!

This is the second time in 2 years I’ve used clearloans. This time I had to submit the same personal details several times due to computer issues on their end. Mind you it is Xmas and everyone would be trying to get a little extra cash for Xmas. Spoke to Mark on the phone and he was SUPER helpful as to solving the issue almost straight away and funds were in my acc the next day!! Would definitely recommend clearloans :)

December 20, 2019
Unprompted review
Rated 3 out of 5 stars

Okay experience

Everything was great, until I spoke to my mum (guarantor) who advised that the person she had spoken to over the phone was incredibly rude. Also seems to be a lot pf back and forth and over the phone confirmations. I found myself constantly repeating myself to the person on the other end just tp.confirm details. Option for weekly repayments would be great.

December 20, 2019
Unprompted review
ClearLoans logo

Reply from ClearLoans

Hi Danielle,

Thanks for your review, we appreciate your feedback.

One of our top priorities is to ensure that all of the terms of your loan are as clear as possible. We're committed to responsible lending and passionate about all of our customers being fully happy with their new loan before it's approved.

The good news is that we allow all of our customers to make extra or early payments at any point, as we want you to have as much control of your loan as possible. If you'd like to consider weekly payments towards your account, please email our Collections Team who will be happy to provide you with all the right details. You can reach them at: Collections@clearloans.com.au.

Kind regards,

James@ClearLoans

Rated 4 out of 5 stars

It was a quick response

It was a quick response
Friendly service
Only thing was you kept getting asked the same thing over and over

December 18, 2019
Unprompted review
ClearLoans logo

Reply from ClearLoans

Hi Anne,

Thanks for your review, we're glad that we've been able to help you get the funds you need!

We're also glad to hear that you had a friendly service and we appreciate your feedback, as one of our top priorities is to ensure that all of the terms of your loan are as clear as possible. We're committed to responsible lending and passionate about all of our customers being fully happy with their new loan before it's approved.

Kind regards,

James@ClearLoans

Rated 1 out of 5 stars

My honest opinion is don't do it…

My honest opinion is don't do it people, it's easy money but they aren't flexible or compassionate towards you at all, if you going to be one day late with payment and ring them to explain why they don't want to know or give a rats,,they are a cruel and cold hearted company that make huge profits 😡 You will regret dealing with them so be warned people

December 12, 2019
Unprompted review
Rated 4 out of 5 stars

Professional peace of mind.

From a lender point of view the process was very professional and easy. Such peace of mind knowing that I have now paid out all my other loans, and will have one affordable monthly payment.

December 11, 2019
Unprompted review

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