I was contacted by the bank as they didn't recognise a transaction made. I was thankful for their diligence. This was a bona fide payment but I'm glad they checked as it was a fairly large payment. We... See more
Company replied

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Created with AI, based on recent reviews
Written by the company
Founded in 1872 and born from the co-operative movement, co-operative values continue to be a fundamental part of everything we do.
In 1992, we were the UK’s first bank to introduce a customer-led Ethical Policy, which empowers us to make a real positive difference to the world around us. We believe it's our duty to stand up for the issues that matter to our customers and which bind our colleagues, customers and partner organisations together.Because unlike a lot of businesses, we haven’t just developed an ethical approach — we’ve had one from the very start.
Ethical then, now and always.United Kingdom
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
I used the 159 service to place a call with Smile's fraud team after receiving what I thought were scam messages about my account. I received prompt, professional and friendly help, was taken seriously and listened to carefully. All the issues were resolved and I had lots of opportunities to ask questions and get all the information I needed. It was a huge relief to get straight through to a person who could help me, rather than battling scripted menus that don't have the option needed. Excellent service.

Reply from The Co-operative Bank
Excellent customer service and easy online banking service

Reply from The Co-operative Bank
I recently visited Southend branch and found the staff very pleasant and helpful.

Reply from The Co-operative Bank
Terrible app, abysmal lack of customer service (I've been a customer for far too long and endured their shabby standards for too long). Honestly, they make it impossible to get the help you need. And forget a fair interest rate, other banks manage to maintain 5% and pay interest daily, but Smile will leave you with a frown. I'm done with them.
This review is about my experience with them over decades, everything from issues finding and accessing benefits, to ever decreasing interest rates and a badly designed app. They will likely try to invalidate this as I have not bothered to raise another issue with them, instead I just instructed them to close my account. Let's see if TrustPilot can be trusted to keep my review or, if they are more interested in proping up poor businesses.

Reply from The Co-operative Bank
I’m an elderly man with tinnitus and hard of hearing. Handling my fraud case this morning was a familiar voice of the most patient, understanding and helpful young woman named Kacy who was able to communicate extremely well, speaking slowly enough and clearly she really gave the best experience in the face of my difficulties and problems. I remembered her helpful voice from a few similar problems in the past and would recommend her and others in this caring bank to anyone! 👌👌👌

Reply from The Co-operative Bank
Stacey was very helpful and friendly, just a shame so many details have to be read out and harvested as part of the process (e.g. why do you need to know how long I have been in my job, how long I have lived in my house, whether I have a mortgage or not etc?)

Reply from The Co-operative Bank
Great telephone switching server and service. Great to have dedicated bank advisor.

Reply from The Co-operative Bank
Effortlessly opened a new account with help from Stacey, friendly as well as very professional in doing what was requested from her, and an asset to the coop bank

Reply from The Co-operative Bank
I use online banking. The system is very easy to use. I'm very happy with it.
This past week the Co-op alerted me to a scam on my account - someone was using my details to try to withdraw money illegally. The matter was dealt with promptly. No money was lost. The Co-op person I spoke to was helpful, supportive and very efficient.

Reply from The Co-operative Bank
Not being technically able I found this process of applying somewhat challenging. However you were patient and eventually we got through the process. I was grateful that you did not abandon the transition and persevered to completion.

Reply from The Co-operative Bank
I have been a customer for many many years. I can honestly say that I have had superb customer service throughout the many, many years I have been with this bank.

Reply from The Co-operative Bank
The customer service for the coop bank was excellent! They guided me through the whole process of switching my account over! I would most certainly recommend this company!

Reply from The Co-operative Bank
I have been with the Cooperative Bank for many years and I would not go any where else. I know my account is safe and if I suspect fraudulant activity they respond immediatly. I get regular up dates on security. They give plenty of notice if the APP will not be available during certain times and customer service is excellent in my experience

Reply from The Co-operative Bank
I have banked with the Co-Op since 1983. They are an ethical bank. I have always found them to be customer focused and efficient. I have other bank accounts but the Co-Op is and always has been my personal bank and I will never change. I have never found another bank as good as the Co-Op.

Reply from The Co-operative Bank
“The account opening process was simple and straightforward. The website was easy to use, and everything was clear.”

Reply from The Co-operative Bank
Staff were friendly and knowledgeable. The waiting time to be seen was acceptable and the young lady who assisted was able to sort out the tasks needed that I was unable to achieve.

Reply from The Co-operative Bank
Just opened a savings account with the Coop Bank. It was efficient, speedy and straightforward. What's not to like? If only...

Reply from The Co-operative Bank
I have been member of Co-Op bank for about 40 years or more, I have always been very happy with them, and would recommend them

Reply from The Co-operative Bank
Easy to switch from my main bank and hopefully I will receive the bonus offered.
I was kept informed through the process.
Their website is very straightforward and easy to use.

Reply from The Co-operative Bank
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.