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The Co-operative Bank Reviews 

20,070
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 6,101 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and branch members for being exceptionally helpful, patient, and knowledgeable when answering queries. People also find the online banking platform and overall financial services very straightforward, honest, and easy to use. Consumers often mention that customer service representatives consistently go above and beyond to provide top-tier support. However, some reviewers were not happy with strict security checks, complicated verification questions, or difficult account switching processes. A few consumers also noted that these payment verification steps, unexpected delays, and temporary account blocks caused considerable frustration.

What people talk about most

Staff

People report positive experiences with staff, highlighting their helpfulness, patience, and professionalism... See more

Customer service

Customers consistently note positive experiences with customer service, praising staff for being supportive,... See more

Service

Reviewers mention positive feedback about service, expressing overall satisfaction and appreciation for the... See more

User experience

Reviewers highlight positive aspects of user experience, noting that the app and online interface are very... See more

Payment

Customers had ambiguous experiences with payment. While some reviewers praised the robust security measures... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I was contacted by the bank as they didn't recognise a transaction made. I was thankful for their diligence. This was a bona fide payment but I'm glad they checked as it was a fairly large payment. We... See more

Company replied

Rated 5 out of 5 stars

I visited the Co-operativebank in Hanley. On arrival I was greeted straight away as I walked through the door by a lady called Alison ( very professional ) I had an issue with my banking app... See more

Company replied

Rated 5 out of 5 stars

Excellent efficiency. Savings accounts, interest, fees, maturation details, all handled most knowledgeably. I chose Coop Bank years ago for its ethical policy and the customer service is the best.... See more

Company replied

Rated 5 out of 5 stars

I could not cope with the complicated security questions online when applying for my new account. I telephoned customer services and a Branch member of staff helped me over the phone. She kindly sent... See more

Company replied


Company details

  1. Bank

About The Co-operative Bank

Written by the company

Founded in 1872 and born from the co-operative movement, co-operative values continue to be a fundamental part of everything we do.

In 1992, we were the UK’s first bank to introduce a customer-led Ethical Policy, which empowers us to make a real positive difference to the world around us.

We believe it's our duty to stand up for the issues that matter to our customers and which bind our colleagues, customers and partner organisations together.

Because unlike a lot of businesses, we haven’t just developed an ethical approach — we’ve had one from the very start.

Ethical then, now and always.

Contact info

Join a bank that shares your values

Over 150 years of putting ethics into action

4.5

Excellent

TrustScore 4.5 out of 5

20K reviews

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4.5

All reviews

(20,070)

5,618 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Simple to use

Simple to use. App really been improving over the last year

August 25, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Thanks for your great feedback Andrea. - Michelle

Rated 5 out of 5 stars

Excellent efficiency

Excellent efficiency. Savings accounts, interest, fees, maturation details, all handled most knowledgeably. I chose Coop Bank years ago for its ethical policy and the customer service is the best. First time banking applicants can feel safe as everything is so very well explained. They were there for me during the learning process and i am really on top and confident now.

August 21, 2026
Unprompted review
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Reply from The Co-operative Bank

We're so pleased to hear about your excellent experience and that our ethical policy and customer service have made such a positive impression. It's wonderful that you feel safe and confident with us.- Michelle

Rated 5 out of 5 stars

Fabulous telephone conversation with a…

Fabulous telephone conversation with a lady called Linda from the derby branch
10/10

August 22, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Tracy, we're so happy to hear you had such a positive telephone conversation with our team. We appreciate your kind words! - Sammie

Rated 5 out of 5 stars

Excellent customer service from a very…

Excellent customer service from a very knowledgeable advisor.

August 25, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Jane, we're so pleased to hear that you received excellent customer service from one of our knowledgeable advisors. Thank you for your wonderful feedback! - Sammie

Rated 5 out of 5 stars

Very helpful service today with Stacey…

Very helpful service today with Stacey Jennins who dealt with my Regular Savings account. Easy to understand and very reassuring outcome.

August 25, 2026
Unprompted review
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Reply from The Co-operative Bank

Hi Stephen, we're so pleased to hear that you received helpful service and found the information easy to understand, leading to a very reassuring outcome. Thank you for your kind feedback. - Sammie

Rated 3 out of 5 stars

The standing order form

The standing order form did not let me leave a reference . I was only permitted to use "ref"

August 25, 2026
Unprompted review
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Reply from The Co-operative Bank

Hi, I'm sorry you've had difficulty including a reference on your standing order. This is possible and I'd like to help. I've sent you a request through Trustpilot for your contact information. Please respond so we can arrange a call back for you. Alternatively, you can message me on Facebook (https://www.facebook.com/thecooperativebank) or X (https://x.com/CooperativeBank). Just quote 'Trustpilot' in your message and we'll be able to link it back to this review. Kind regards – Sammie

Rated 5 out of 5 stars

This app has improved

This app has improved a lot over the last couple of years. Straightforward layout, more options etc. Saves me poring over loads of paper statements.

August 25, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Steve, we're so pleased to hear you've noticed the improvements in our app over the last couple of years! It's great to know the straightforward layout and additional options are saving you time. - Sammie

Rated 5 out of 5 stars

Michelle was absolutely amazing

Michelle was absolutely amazing. Attentive, friendly, informative and with a high-level of attention to detail. In an era when it feels like customer service has massively declined, it was very refreshing to receive such wonderful service. Thank you Michelle!

August 21, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Frances, we're so pleased to hear about your positive experience. It's wonderful that Michelle was attentive, friendly, informative, and provided such wonderful service. Thank you for your kind feedback. - Sammie

Rated 5 out of 5 stars

I am surprised that any other bank exists because The Cooperative Bank is excellent!

I am quite elderly but I have had the support of the
Co-operative Bank for many years.
It’s rare that I find anything difficult, but if I do, they are able to sort it for me, immensely 👍

August 25, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Barbara, we are so pleased to hear about your long-standing positive experience with us. It's wonderful to know that our team has consistently provided support and assistance. Thank you for your loyalty and kind words. - Sammie

Rated 5 out of 5 stars

So easy to use the app

So easy to use the app. No time wasted.

August 25, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Roselyne, we're so happy to hear that you find our app easy to use and that it saves you time. Thank you for your positive feedback! - Sammie

Rated 5 out of 5 stars

The cooperative bank is a well kept…

The cooperative bank is a well kept building, and comfortable seating areas should you need to wait, staff are always polite, and very pleasant a pleasure going there

August 20, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Colin, we're so pleased to hear you find our building well-kept and comfortable, and that our staff are always polite and pleasant. Thank you for your kind words. - Sammie

Rated 1 out of 5 stars

BEWARE !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Tried to do a bank transfer over the phone, the person I spoke to had not a clue what I was talking about, and transferred me to another department, then I was cut off !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

August 25, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Ray, I'm very sorry to hear about the incredibly frustrating experience you had trying to complete a bank transfer over the phone. It's clear this situation caused significant inconvenience and annoyance, especially being cut off. I've sent you a request through Trustpilot for your contact information. Please respond so I can arrange a call back for you. Alternatively, you can message me on Facebook (https://www.facebook.com/thecooperativebank) or X (https://x.com/CooperativeBank). Just quote 'Trustpilot' in your message and we'll be able to link it back to this review. Kind regards – Sammie

Rated 5 out of 5 stars

Easy to use app and website excellent…

Easy to use app and website excellent ethical policy

August 25, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Martin, we're happy to hear you find the app and website easy to use. We also appreciate your recognition of our ethical policy. Thank you for your positive feedback. - Sammie

Rated 5 out of 5 stars

Very easy to complete my transaction

Very easy to complete my transaction, thank you

August 25, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Philip, we're so pleased to hear that your transaction was easy to complete. Thank you for sharing your positive experience with us! - Sammie

Rated 5 out of 5 stars

Good clear website layout

Good clear website layout, easy to use, does what I need it to do.

August 24, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi James, we're so glad to hear that you find our website clear and easy to use, and that it meets your needs perfectly. Thank you for sharing your positive experience! - Sammie

Rated 5 out of 5 stars

The Cooperative Bank is with whom you need to be with!

The Cooperative Bank is an excellent bank with excellent pedigree!
I joined the bank when I was on my knees financially nearly twenty years ago. Their service is impeccably honest, straight forward with no faff or subversive charges! It is there to help you, and it does it in a way I couldn't better!
I highly recommend this bank to anyone who leans to all of the above. Do yourself a favour and start, or make a fresh start (as I did) with this wonderful service!
You won't regret it!

August 25, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hello Mr Poulter, we truly appreciate your incredibly kind words and the wonderful 5-star rating! It's fantastic to hear about your long-standing loyalty and that our straightforward and honest approach resonates so strongly with you. Thank you for your high recommendation. - Sammie

Rated 5 out of 5 stars

Appreciation

I have been a member of the Co-operative Bank for many years & have always found their staff to be extremely helpful. Since using Internet Banking, it generally works well & is easy to navigate. Thank you

August 25, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear about your long-standing positive experience with us. It's wonderful that our staff have always been helpful and that you find our internet banking easy to navigate. - Emma

Rated 4 out of 5 stars

Very efficient and professional

Very efficient and professional. Luke Thornton ar the Colchester branch was charming and patient and very good at his job.

August 24, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear that a member of our team at the Colchester branch was efficient, professional, charming, and patient. It's wonderful to know they were very good at their job. -Emma

Rated 5 out of 5 stars

Simple on line banking

Simple on line banking, straight forward.

August 24, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Thanks for your 5 star review. - Emma

Rated 1 out of 5 stars

BLOCKED CARD PAYMENT FOR NO REASON…

BLOCKED CARD PAYMENT FOR NO REASON HOURS HANGING ON PHONE FOR SOMEONE TO ANSWER ALL BRANCHES IN MY AREA CLOSED DOWN

August 23, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hello Mark, We're truly sorry to hear about the frustration and inconvenience you experienced with your card payment being blocked and the difficulty reaching us, especially with branches in your area being closed. We understand how upsetting this must have been.

I've requested more information from you via Trustpilot if you respond we can call you to discuss. - Emma

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