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The Co-operative Bank Reviews 

20,058
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 6,101 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and branch members for being exceptionally helpful, patient, and knowledgeable when answering queries. People also find the online banking platform and overall financial services very straightforward, honest, and easy to use. Consumers often mention that customer service representatives consistently go above and beyond to provide top-tier support. However, some reviewers were not happy with strict security checks, complicated verification questions, or difficult account switching processes. A few consumers also noted that these payment verification steps, unexpected delays, and temporary account blocks caused considerable frustration.

What people talk about most

Staff

People report positive experiences with staff, highlighting their helpfulness, patience, and professionalism... See more

Customer service

Customers consistently note positive experiences with customer service, praising staff for being supportive,... See more

Service

Reviewers mention positive feedback about service, expressing overall satisfaction and appreciation for the... See more

User experience

Reviewers highlight positive aspects of user experience, noting that the app and online interface are very... See more

Payment

Customers had ambiguous experiences with payment. While some reviewers praised the robust security measures... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I was contacted by the bank as they didn't recognise a transaction made. I was thankful for their diligence. This was a bona fide payment but I'm glad they checked as it was a fairly large payment. We... See more

Company replied

Rated 5 out of 5 stars

I visited the Co-operativebank in Hanley. On arrival I was greeted straight away as I walked through the door by a lady called Alison ( very professional ) I had an issue with my banking app... See more

Company replied

Rated 5 out of 5 stars

Excellent efficiency. Savings accounts, interest, fees, maturation details, all handled most knowledgeably. I chose Coop Bank years ago for its ethical policy and the customer service is the best.... See more

Company replied

Rated 5 out of 5 stars

I could not cope with the complicated security questions online when applying for my new account. I telephoned customer services and a Branch member of staff helped me over the phone. She kindly sent... See more

Company replied


Company details

  1. Bank

About The Co-operative Bank

Written by the company

Founded in 1872 and born from the co-operative movement, co-operative values continue to be a fundamental part of everything we do.

In 1992, we were the UK’s first bank to introduce a customer-led Ethical Policy, which empowers us to make a real positive difference to the world around us.

We believe it's our duty to stand up for the issues that matter to our customers and which bind our colleagues, customers and partner organisations together.

Because unlike a lot of businesses, we haven’t just developed an ethical approach — we’ve had one from the very start.

Ethical then, now and always.

Contact info

Join a bank that shares your values

Over 150 years of putting ethics into action

4.5

Excellent

TrustScore 4.5 out of 5

20K reviews

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4.5

All reviews

(20,058)

5,618 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Service second to none

The knowledge, professionalism and excellent customer service provided by all members of staff especially Leonna and Sola. I would highly recommend the Co-operative bank to family and friends.

August 25, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Gillian. We're so pleased to hear about your excellent experience with us. It's wonderful that our staff provided such great knowledge, professionalism, and customer service. We appreciate you recommending us to family and friends. Thanks - Claire.

Rated 5 out of 5 stars

Transaction Queries

I had a couple of queries about a few transactions which left my account in the last couple of days which I didn’t recognise. I’m a pensioner, 79 yr old and find buying products on the internet very scary. The 2 in question had a recurring payment set up which I definitely wouldn’t have accepted. My bank refunded my payments which I am very grateful for.

August 25, 2026
Unprompted review
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Reply from The Co-operative Bank

Hi Maureen. We are truly sorry to hear about the unsettling experience you had with unrecognized transactions and recurring payments. We understand how concerning this must have been, especially with online purchases. We are relieved your bank was able to assist you with the refunds. Thanks - Claire.

Rated 5 out of 5 stars

Friendly and knowledgeable staff who…

Friendly and knowledgeable staff who resolved my query quickly and efficiently.

August 25, 2026
Unprompted review
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Reply from The Co-operative Bank

Hi Sam. We're so pleased to hear that our staff were friendly and knowledgeable, and that they resolved your query quickly and efficiently. Thank you for your wonderful feedback - Claire.

Rated 5 out of 5 stars

The lady i spoke to was very supportive…

The lady i spoke to was very supportive & understood my issues and was resolved straight away.
Manh thanks to the co-operative

August 25, 2026
Unprompted review
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Reply from The Co-operative Bank

Hi Martin. We're so pleased to hear that the person you spoke to was supportive and understood your issues, and that everything was resolved straight away. Thank you for your kind words - Claire.

Rated 5 out of 5 stars

I couldn't access my online account,the…

I couldn't access my online account,the lady was very helpful and my problem was resolved.

August 24, 2026
Unprompted review
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Reply from The Co-operative Bank

Hi Christine. We're so pleased to hear that our team member was able to assist you and resolve your online account issue efficiently. Thank you for sharing your positive experience - Claire.

Rated 5 out of 5 stars

Very easy to switch my bank account to…

Very easy to switch my bank account to the co operative bank.

August 26, 2026
Unprompted review
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Reply from The Co-operative Bank

Hi David. We are delighted to hear that switching your bank account to us was such an easy and positive experience. Thank you for sharing your feedback - Claire.

Rated 4 out of 5 stars

Taken longer than expected to switch…

Taken longer than expected to switch accounts

August 26, 2026
Unprompted review
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Reply from The Co-operative Bank

Hi David. We appreciate your feedback regarding the account transfer timeline. We are actively working to streamline our processes. Thanks for your review - Claire.

Rated 4 out of 5 stars

App is easy to use but i do miss not…

App is easy to use but i do miss not being able to attend a branch any more due to branches closure

August 26, 2026
Unprompted review
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Reply from The Co-operative Bank

Hi Errol. We're glad our app is easy to use for you. We understand that the closure of branches can be disappointing, and we appreciate your feedback on this matter. Thanks - Claire.

Rated 5 out of 5 stars

Very professional and helpful advice…

Very professional and helpful advice given by Debra Pugh and her colleague also called Debora.
Warm and friendly .

August 26, 2026
Unprompted review
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Reply from The Co-operative Bank

Hi Nadine. We're so pleased to hear that our colleagues provided such professional and helpful advice. It's wonderful to know they were warm and friendly. Thanks - Claire.

Rated 5 out of 5 stars

I would like to leave a great…

I would like to leave a great compliment for Luke, who just helped me open a new bank account over the phone. He was extremely polite, patient, and clear in explaining every step of the process. He made a normally stressful task very easy and provided top-tier customer service. He is a great asset to your bank and deserves recognition for his help.

August 26, 2026
Unprompted review
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Reply from The Co-operative Bank

Hi. We're so pleased to hear about your excellent experience opening a new bank account. It's wonderful that our colleague was polite, patient, and clear, making a normally stressful task easy and providing top-tier customer service. We appreciate your kind words - Claire.

Rated 5 out of 5 stars

Ive been a customer of the Cooperative…

Ive been a customer of the Cooperative Bank for many years and am very pleased with the service both online and personal phone contact. Site easy to navigate and would recommend, no intention on leaving!

August 26, 2026
Unprompted review
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Reply from The Co-operative Bank

Hi Lilly, we're so pleased to hear about your long-standing positive experience with us. It's wonderful that you find our online service easy to navigate and appreciate our personal phone contact. - Michelle

Rated 5 out of 5 stars

Been using co op bank for several years…

Been using co op bank for several years now and the interface and app are much improved. Also much easier to get through to a helpful person on the phone without going through too much AI.

August 26, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Joy, we're so pleased to hear you've had a positive experience with us for several years and that you find our app and interface much improved. It's great to know you can easily reach a helpful person on the phone. - Michelle

Rated 1 out of 5 stars

BAD EXPERIENCE

Tried to open a current account with this bank. They sent me an email saying that there was issues with my address, and I had to phone the contact centre to resolve. I phoned the contact centre who said they cant do anything about this, *(basically wanted nothing to do with me) Not sure f they don't like the area I live in or what - but whatever this application isn't going to happen. Very disappointed in the CO-OP

August 26, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

He Gregor, I'm truly sorry to hear about the difficulties you experienced trying to open an account and the frustration with our contact centre. I understand how disappointing this must be.
I've sent you a request through Trustpilot for some more information. Please respond to this request so that we can help you.

Alternatively you can also send us a message on Facebook (https://www.facebook.com/thecooperativebank) or X (https://twitter.com/CooperativeBank). Just quote 'Trustpilot' in your message and we will be able to link it back to this review.
Thanks - Michelle

Rated 5 out of 5 stars

I've been with the co op bank for many…

I've been with the co op bank for many years. Very understanding . Any questions I've had to ask them. All resolved :) 😀

August 25, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Roy we're so happy to hear about your long-standing positive experience with us. It's wonderful to know that we've been able to resolve your questions and provide understanding support over the years.- Michelle

Rated 5 out of 5 stars

Very polite customer service

Very polite customer service. Very supportive throughout the call . Gave detailed instructions how to resolve my concerns . Been with the co op for over 40 yrs never had a bad experience always supportive and offer great advice

August 24, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi peter, we're so pleased to hear about your long-standing positive experience with us. It's wonderful that our team has consistently provided supportive service and detailed instructions, and that you've always received great advice. - Michelle

Rated 5 out of 5 stars

I had a telephone appointment with…

I had a telephone appointment with Kieran Lancaster who was friendly, knowledgeable and all round nice guy who listened and helped me throughout the call. I would definitely recommend him and I was completely satisfied with the outcome.

August 21, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi it's great to hear about your positive experience! It's wonderful that Kieran was friendly, knowledgeable, and helpful throughout your call, and that you were completely satisfied with the outcome. - Michelle

Rated 5 out of 5 stars

We make it our business to take care of yours.

I always find that the Co-operative Bank listens to my needs. Diverse and varied though they may be!

August 25, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so happy to hear that we consistently meet your diverse needs. We truly value your feedback! - Michelle

Rated 5 out of 5 stars

The advisor who answered my call

The advisor who answered my call, went above and beyond by ensuring that they fully understood my queries, they were very patient despite technical glitches during the call. Very professional and attention to detail, which demonstrated that they valued me as a customer. Highly recommend the bank.

August 24, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear about your positive experience with our advisor. It's wonderful that they were patient and professional, ensuring they fully understood your queries despite technical glitches. We're glad this demonstrated how much we value you as a customer. - Michelle

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