Cogo Capital — The Private Money Company Reviews 181

TrustScore 4 out of 5

4.0

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

I was a broker on a deal with my borrower Eddie (leaving his last name off for his privacy). This was a smooth process from start to finish. My loan officer Bill Koder is a phenomenal communicator,... See more

Rated 5 out of 5 stars

Abie did an great job analyzing loans! I could call or email her anytime, and she was always right on top of whatever needed to happen next. If additional details or documents were required, she promp... See more

Company replied

Rated 1 out of 5 stars

Their entire sales team engages in Bait and Switch tactics including their leadership team. Over promise and under deliver most of the time that creates lots of tension. People go on vacation and... See more

Company replied

Rated 5 out of 5 stars

My name is Dale Williams, owner of Investment Capital Solutions, LLC. I've had the awesome privilege of working with the very best loan analyst I know in the business. It has been a great pleasure to... See more

Company replied

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Written by the company

As a full-service Private Money lender, we do most of the leg-work for you, while you build up your real estate portfolio and cash-flow all your deals. Whether it's for wholesale, rehab, or buy and hold for long-term cash investment deals, Cogo Capital® delivers fast and easy access to Private Money. We're an equity-based lender which means we care more about the property's merits, and don't focus on bad credit, recent foreclosures, or bankruptcy.

Written by the company


Contact info

4.0

Great

TrustScore 4 out of 5

181 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Replied to 71% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Since I'm a virtual agent with eXp…

Since I'm a virtual agent with eXp Realty International it was a virtual experience. If you are not comfortable with technology it could be a challenge. The Team was responsive by email and the property portal. It was important for me to monitor the process for a successful closing, which this transaction successfully closed..

August 9, 2021
Unprompted review
Rated 5 out of 5 stars

Plain and simple!

Plain and simple!
The most professional and accessible service ever!
Thanks, COGO capital for been there for us the real estate entrepenuors!

June 30, 2021
Unprompted review
Rated 4 out of 5 stars

Great experience

Great experience, just took a little longer due to a few setbacks. The COGO team is very supportive and wants to ensure the loan goes through without any hiccups. I enjoyed working with the various key players to help get to the closing table.

June 22, 2021
Unprompted review
Rated 5 out of 5 stars

Friendly, Helpful & Professional

The entire staff at COGO Capital was genuinely friendly and helpful. They made the loan acquisition process smooth and easy. They're always available to answer any questions as well as offer sound, professional advice when necessary. Great company to work with!

June 16, 2021
Unprompted review
Rated 4 out of 5 stars

The first Private Money loan with…

The first Private Money loan with Cogo. My first transaction with COGO Capital went well. We were able to get the deal funded and closed in under 30 days. Many thanks to the team at Cogo for making it happen!!!

Clyde W.
California

May 27, 2021
Unprompted review
Rated 5 out of 5 stars

3rd Loan Closed with Cogo !!!

This is my 3rd loan closed with Cogo. The process is quick and simple. Working with Bill Koder is absolutely the best. He is very responsive and gets you to the closing table quickly. Being a seasoned flipper, time is money and Cogo hits a homerun everytime !

May 18, 2021
Unprompted review
Rated 5 out of 5 stars

My first loan with cogo and my loan…

My first loan with cogo and my loan officer Terri was there every step. I would call her with any and every question that came to mind and she would gladly answer and if she couldn't she would get back to me with an answer. On to the next closing

May 2, 2021
Unprompted review
Rated 5 out of 5 stars

The entire process was positive from…

The entire process was positive from start to closed. Some deals close with little or no issues. Some have a way of not wanting to close. The team at CoGo took the time and worked with seller, buyer, attorneys, and Title company to make my deal work! Thank you for all your hard work, patience, and effort.

April 29, 2021
Unprompted review
Rated 5 out of 5 stars

I just completed my first flip loan…

I just completed my first flip loan with COGO and I have to say, their team was awesome to work with. None of my questions went unanswered, and they guided me through the process. Communications were 100% and I am a great appreciator of that! If you're looking for the answer to "Where am I going to get the money?" then COGO is the place to get it!

March 2, 2021
Unprompted review
Rated 5 out of 5 stars

COGO Capital and Terri Antonson

Working with Terri Antonson and COGO Capital for my first flip has been an extremely streamlined process. Any questions that I had were answered quickly and with detail. When problems arose there was constant communication until the issue was resolved. Terms were laid out from the beginning and easy to understand what I was signing for. I have had a great experience working with COGO Capital and specifically Terri. She made sure that her entire team was on board with each step of the process and helped me get started on a new journey.

December 10, 2020
Unprompted review
Rated 5 out of 5 stars

Top Priority Feel

Our experience was fantastic. The process was really smooth and easy. Terri was so great to work with and she made the process so simple. She made sure to follow up with everyone involved in the process and made us feel like we were her top priority.

November 13, 2020
Unprompted review
Rated 5 out of 5 stars

I had a very smooth experience with…

I had a very smooth experience with getting documents in and the team stayed on track with my timeline.
It was comforting to be able to ask questions and get answers.
Bill Koder was great at working with me over all and Tony Whitmer was patient and responsive addressing the little details that concerned.

November 13, 2020
Unprompted review
Rated 2 out of 5 stars

This took an incredibly long time

This took an incredibly long time - much longer than it should have. Bill asked for the same information again and again. The icing on the cake was when Bill asked who James Ray Burk was - less than 2 weeks from closing - that is the name of the client. The only client we had been working with for months. I would like an alternate loan officer with COGO for future business.

October 30, 2020
Unprompted review
Rated 2 out of 5 stars

Cost to much

Well I actually like the people and you can trust them... they are too expensive. Their training course is amazing with a money back guarantee... IF you can actually get a loan from them which I have not been able to find... A trade school would probably be cheaper and you’ll learn more. I have a property under contract for 120,000 and that’s all I need, 2 points 12% paid at the close and I could make money, they would make money, the contractors would make money. I have all of the capital to do the rehab but they want to cover that part as well, so I would end up spending $24,000 just to close a property, And I would have to pay 1700 a month... I make no money. I’m basically working for them. Maybe they are right fit for you? Just know it’s going to cost you and all of your hard work.
Proverbs 22:7
7 The rich ruleth over the poor, and the borrower is slave to the lender.

October 7, 2020
Unprompted review
Rated 1 out of 5 stars

All they care about is up selling you

All they care about is up selling you, high interest rates and points. Too many documents required. Rude people. All they want and care about is making money off the people.Everybody lies . Please do not use !!

August 26, 2020
Unprompted review
Rated 5 out of 5 stars

Best Lender I’ve Ever Worked With

I had a wonderful experience working with Cogo Capital. My loan officer Bill Koder was amazing to deal with. He was always very prompt with communications and the whole deal went extremely smooth from start to finish. I deal with a lot of lenders and this was one of the best transactions I’ve ever completed so I had to write them a great review. Everything was simple and they delivered on what they promised. I’ve already referred to several other investors and Cogo is my new go to lender for all deals.

June 16, 2020
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look