I was a broker on a deal with my borrower Eddie (leaving his last name off for his privacy). This was a smooth process from start to finish. My loan officer Bill Koder is a phenomenal communicator,... See more
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Abie did an great job analyzing loans! I could call or email her anytime, and she was always right on top of whatever needed to happen next. If additional details or documents were required, she promp... See more
Company replied
Their entire sales team engages in Bait and Switch tactics including their leadership team. Over promise and under deliver most of the time that creates lots of tension. People go on vacation and... See more
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My name is Dale Williams, owner of Investment Capital Solutions, LLC. I've had the awesome privilege of working with the very best loan analyst I know in the business. It has been a great pleasure to... See more
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Company details
Written by the company
As a full-service Private Money lender, we do most of the leg-work for you, while you build up your real estate portfolio and cash-flow all your deals. Whether it's for wholesale, rehab, or buy and hold for long-term cash investment deals, Cogo Capital® delivers fast and easy access to Private Money. We're an equity-based lender which means we care more about the property's merits, and don't focus on bad credit, recent foreclosures, or bankruptcy.
Written by the company

Contact info
United States
- (800) 473-6051
- cs@cogocapital.com
- cogocapital.com
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
Replied to 71% of negative reviews
Typically replies within 1 week
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Since I'm a virtual agent with eXp…
Since I'm a virtual agent with eXp Realty International it was a virtual experience. If you are not comfortable with technology it could be a challenge. The Team was responsive by email and the property portal. It was important for me to monitor the process for a successful closing, which this transaction successfully closed..
Plain and simple!
Plain and simple!
The most professional and accessible service ever!
Thanks, COGO capital for been there for us the real estate entrepenuors!
Great experience
Great experience, just took a little longer due to a few setbacks. The COGO team is very supportive and wants to ensure the loan goes through without any hiccups. I enjoyed working with the various key players to help get to the closing table.
Friendly, Helpful & Professional
The entire staff at COGO Capital was genuinely friendly and helpful. They made the loan acquisition process smooth and easy. They're always available to answer any questions as well as offer sound, professional advice when necessary. Great company to work with!
The first Private Money loan with…
The first Private Money loan with Cogo. My first transaction with COGO Capital went well. We were able to get the deal funded and closed in under 30 days. Many thanks to the team at Cogo for making it happen!!!
Clyde W.
California
3rd Loan Closed with Cogo !!!
This is my 3rd loan closed with Cogo. The process is quick and simple. Working with Bill Koder is absolutely the best. He is very responsive and gets you to the closing table quickly. Being a seasoned flipper, time is money and Cogo hits a homerun everytime !
My first loan with cogo and my loan…
My first loan with cogo and my loan officer Terri was there every step. I would call her with any and every question that came to mind and she would gladly answer and if she couldn't she would get back to me with an answer. On to the next closing
We closed in 2 weeks!
The entire process was positive from…
The entire process was positive from start to closed. Some deals close with little or no issues. Some have a way of not wanting to close. The team at CoGo took the time and worked with seller, buyer, attorneys, and Title company to make my deal work! Thank you for all your hard work, patience, and effort.
Continued excellent experience and…
Continued excellent experience and service with Bill Koder. Bill is able to navigate the process with me and make it a seamless experience.
This was our second buy this year with…
This was our second buy this year with Cogo, everything went smooth as the first loan.
I just completed my first flip loan…
I just completed my first flip loan with COGO and I have to say, their team was awesome to work with. None of my questions went unanswered, and they guided me through the process. Communications were 100% and I am a great appreciator of that! If you're looking for the answer to "Where am I going to get the money?" then COGO is the place to get it!
COGO Capital and Terri Antonson
Working with Terri Antonson and COGO Capital for my first flip has been an extremely streamlined process. Any questions that I had were answered quickly and with detail. When problems arose there was constant communication until the issue was resolved. Terms were laid out from the beginning and easy to understand what I was signing for. I have had a great experience working with COGO Capital and specifically Terri. She made sure that her entire team was on board with each step of the process and helped me get started on a new journey.
Top Priority Feel
Our experience was fantastic. The process was really smooth and easy. Terri was so great to work with and she made the process so simple. She made sure to follow up with everyone involved in the process and made us feel like we were her top priority.
I had a very smooth experience with…
I had a very smooth experience with getting documents in and the team stayed on track with my timeline.
It was comforting to be able to ask questions and get answers.
Bill Koder was great at working with me over all and Tony Whitmer was patient and responsive addressing the little details that concerned.
I’m extremely pleased with with COGO…
I’m extremely pleased with with COGO everyone is amazing.
This took an incredibly long time
This took an incredibly long time - much longer than it should have. Bill asked for the same information again and again. The icing on the cake was when Bill asked who James Ray Burk was - less than 2 weeks from closing - that is the name of the client. The only client we had been working with for months. I would like an alternate loan officer with COGO for future business.
Cost to much
Well I actually like the people and you can trust them... they are too expensive. Their training course is amazing with a money back guarantee... IF you can actually get a loan from them which I have not been able to find... A trade school would probably be cheaper and you’ll learn more. I have a property under contract for 120,000 and that’s all I need, 2 points 12% paid at the close and I could make money, they would make money, the contractors would make money. I have all of the capital to do the rehab but they want to cover that part as well, so I would end up spending $24,000 just to close a property, And I would have to pay 1700 a month... I make no money. I’m basically working for them. Maybe they are right fit for you? Just know it’s going to cost you and all of your hard work.
Proverbs 22:7
7 The rich ruleth over the poor, and the borrower is slave to the lender.
All they care about is up selling you
All they care about is up selling you, high interest rates and points. Too many documents required. Rude people. All they want and care about is making money off the people.Everybody lies . Please do not use !!
Best Lender I’ve Ever Worked With
I had a wonderful experience working with Cogo Capital. My loan officer Bill Koder was amazing to deal with. He was always very prompt with communications and the whole deal went extremely smooth from start to finish. I deal with a lot of lenders and this was one of the best transactions I’ve ever completed so I had to write them a great review. Everything was simple and they delivered on what they promised. I’ve already referred to several other investors and Cogo is my new go to lender for all deals.
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