Bilel Chouaibi is truly amazing! From the very beginning, he was patient, kind, and took the time to explain everything in detail. My experience with him has been absolutely wonderful ,he isprofessio... See more
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My experience has been nothing but amazing. I was hesitant and scared to talk about my financial situation but after speaking to Keirston , he made me feel at ease. He was empathetic, kind and list... See more
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They have been a saving grace for me; their service has been invaluable. Before contact Consolidated Credit I had over 30k in debt and even making over 1000.00 in payments every month, after 2 years m... See more
Company replied
Honestly i don't think I'd ever get out of my 60k in credit debt without consolidated credit. An incredible option for those of us in crippling debt. Also very kind, understanding staff.
Company replied
Company details
About Consolidated Credit Canada
Written by the company
Call us today at 1-844-237-4812 to begin your path towards freedom from debt.
Consolidated Credit Counseling Services of Canada Inc. is a national non-profit credit counselling organization that educates consumers about personal finance and has helped over 500,000 Canadians tackle their debt. Consolidated Credit’s unbiased debt-counselling service offers alternatives to help people get their debts under control. Alongside consolidating payments, Consolidated Credit’s counsellors focus on education and understanding. Strategies include teaching basic, but vital concepts, such as how to budget, understanding credit, and how to manage money.
Consolidated Credit Counseling Services of Canada Inc. is a national non-profit credit counselling organization that educates consumers about personal finance and has helped over 500,000 Canadians tackle their debt. Consolidated Credit’s unbiased debt-counselling service offers alternatives to help people get their debts under control. Alongside consolidating payments, Consolidated Credit’s counsellors focus on education and understanding. Strategies include teaching basic, but vital concepts, such as how to budget, understanding credit, and how to manage money.
BBB Accredited Business
Written by the company
Contact info
505 Consumers Rd, Suite 400, M2J 4V8, North York, Canada
- 1-844-237-4812
- inquiry@consolidatedcredit.ca
- consolidatedcredit.ca
4.8
Excellent
7K reviews
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Non-Judgemental
They're very helpful. Whenever I have a problem with my funding, I'm never judged for it, I just call and they alter my pay date right away.
June 16, 2025
Reply from Consolidated Credit Canada
Dear Elizabeth,
We appreciate you sharing your experience! We're happy be flexible whenever possible - we understand life doesn't always go to plan. If you ever recommend us to anyone, tell them to call 855-237-3337!
Thank you so much
Thank you so much. I deeply appreciate your support. Your kindness has brought me relief and hope, and I can't thank you enough.
June 10, 2025
Reply from Consolidated Credit Canada
Hi Melo,
We understand how easy it can be to find yourself in debt and how difficult it can be to get out of. We're delighted to take some stress off your shoulders and provide the support, empathy, and assistance you deserve!
first time to deal consolidated
first time to deal consolidated and i'm satisfied for their service thanks you ..
January 5, 2025
Reply from Consolidated Credit Canada
Hi FG,
It's a pleasure to be working with you and we're glad to hear you've been happy with our service! If you ever recommend us to anyone, tell them to call 855-237-3337.
Reply from Consolidated Credit Canada
Dear Angelo,
We appreciate your feedback! Thank you for choosing us as a partner in your financial journey. Help your friends and family achieve financial security by referring them to us! Have them call 855-237-3337 for a free consultation.
Reply from Consolidated Credit Canada
Hi George,
It's our pleasure to provide the professional assistance you deserve. Help your friends and family by referring them to us, have them call 855-237-3337 for a free consultation!
This company is concrete
This company is concrete, legit, and consistent. I appreciate the portal page so I can also keep track of my account. I can trust them.
June 2, 2025
Reply from Consolidated Credit Canada
Dear Lisa,
Welcome aboard! We're happy to hear that you find the portal page convenient and our service reliable. Thank you for your trust and positive feedback! We’ve provided free financial counselling for more than half a million Canadians. Refer your friends and family to call us at 855-237-3337 so they can be helped next!
Reply from Consolidated Credit Canada
Hi Paul,
We're happy to hear that your experience was so positive! It's great to know that we're easy to deal with and accessible when you need us. If you ever recommend us to anyone, tell them to call 855-237-3337.
Dissatisfied and disappointed
I recommend Consolidated Credit to provide additional training on listening skills for the so called senior credit counsellor (Ahmad) and not being judgemental as I had asked for help for debt consolidation with only having one monthly payment and lower interest but he keeps insisting that I want him to ask the creditors to reduce the debt amount!!!!! No I want to consolidate with one payment and reduce the rate if possible - not quite sure what is so hard to understand…..we had emails exchange and yet ……he is not able to understand. At the end of all of this for the past 2 months - I am now understanding that the company is not worth the while after reading all the negative ratings and some positive. There are many other companies to reach out to after all and yes Consolidated Credit does charge one time fee and additional fees with your monthly payments - not non-profit. I guess they don’t want my business and that’s alright. Please train your personnel to listen and not be judgemental!!!!!
Update: Thank you for your response. Fortunately I have kept all my emails exchange with your counsellor. The applicant number is 474764 and I had originally spoken with Jason and he was very professional and understanding. He had passed me on to Atif not sure why ..in any event the initial call was April 12th and emails with my budget summary attached and after numerous emails (last one) on May 27th to follow up with your senior counsellor …yes I had to email him for updates and he was fixated on my ask to lower my debt amount versus my ask of consolidating. It was almost 2 months of going back and forth that is why you have no file….except my applicant number. I have since contacted my creditor and they are more than willing to assist me….with no extra charges so I will not be contacting Consolidated Credit again. I am sure your company does assist people as you do have good reviews along with bad reviews…..it is always your employees that need coaching to listen.
May 27, 2025
Unprompted review
Reply from Consolidated Credit Canada
Dear Yvonne,
We appreciate you sharing your feedback so that we may improve our client experience and deliver the high level of service not only that you deserve but that we strive to provide. We tried to find your interaction with our counsellor but based off the information available in your Trust Pilot profile, were unable to locate your file or call within our system.
Please reach out to our client services team at 800-656-4049 and ask to be connected with a manager so that we may find you a program best for your needs and goals as well as show you our commitment to superior service.
We hope to hear from you soon!
UPDATED REPLY: Thank you for taking the time to update your review and provide additional details. We appreciate the opportunity to address your concerns.
After thoroughly reviewing your file and listening to the call, we agree that returning to your creditor was a reasonable and effective course of action, which ultimately led to a positive outcome. We have also discussed the matter with your counsellor, who now has a clear understanding of the steps taken.
Please note that while Consolidated Credit is a non-profit organization, we do charge fees to support the tools, resources, and services we provide to all consumers.
We wish you continued success, and should you need any further assistance or resources in the future, please don’t hesitate to reach out.
Reply from Consolidated Credit Canada
Hi Timothy,
We're excited to be working with you and are glad your enrollment has been smooth! We can't wait to see the progress you'll make in the program. If you ever have any questions, please feel free to contact client services at 800-656-4049!
They paid my creditor but took longer than expected
Finally my payment was paid to my creditor, and they refunded the difference. I just felt like if I hadn't been on top of the situation it wouldn't have been resolved. I"m happier but I"m giving a lower rating only because of the stress I endured before it was all handled properly. Nice to have a debt paid off! :D
May 20, 2025
Unprompted review
Reply from Consolidated Credit Canada
Dear Katarzyna,
Congratulations on completing the program and getting out of debt! We appreciate you working with us on this and wish you the best moving forward.
Reply from Consolidated Credit Canada
Hi Karen,
We strive to provide knowledgeable, helpful customer service and are pleased to know that's what you've received. We’ve provided free financial counselling for more than half a million Canadians. Refer your friends and family to call us at 855-237-3337 so they can be helped next!
Everything 😍
May 19, 2025
Reply from Consolidated Credit Canada
Dear Norman,
It's a treat to hear you loved everything about your experience with us! We appreciate the chance to work with you. If you ever recommend us to anyone, tell them to call 855-237-3337!
The best service in Canadian debt consultation
You guys were the best. 99.9% chance of a reasonable debt solution. Thanks.
May 18, 2025
Reply from Consolidated Credit Canada
Dear Tristan,
It's a pleasure to be part of your financial journey and we're happy to have found you a program that fits your needs and goals! Thank you for taking the time to leave a review. Help your friends and family achieve financial security by referring them to us! Have them call 855-237-3337 for a free consultation.
Everyone has been very helpful and…
Everyone has been very helpful and professional.
February 1, 2025
Reply from Consolidated Credit Canada
Hi Heather,
We strive to deliver exceptional service and are pleased to know every interaction you had with our team was enjoyable. If you ever recommend us to anyone, tell them to call 855-237-3337!
Laura was very helpful and informative
May 13, 2025
Reply from Consolidated Credit Canada
Hi Wayne,
It's a treat to know Laura made a positive difference for you! We appreciate the opportunity to be part of your financial journey. Help your friends and family achieve financial security by referring them to us! Have them call 855-237-3337 for a free consultation.
Very helpful and accommodating
May 13, 2025
Reply from Consolidated Credit Canada
Hi ME L.,
We strive to provide exemplary customer service and are glad to know that's exactly what you got! Thank you for taking the time to leave a review. Help your friends and family by referring them to us, have them call 855-237-3337 for a free consultation!
Highly recommended
I was in debt up to my neck paying almost 400$ just on interest..
consolidated debt helped me out and got it lowered to 30$ and they were very helpful and respectful.Im honestly glad that I chose consolidated debt.
Only downside is that it will hurt your credit but when you can’t sleep coz of your debt who cares about the credit score
May 13, 2025
Unprompted review
Reply from Consolidated Credit Canada
Dear Thilanka,
We understand how difficult it can be to live with debt and are happy we were able to find you the relief you deserve! We're also confident your credit will soon rebound - most clients end our program with a positive or neutral effect on credit. Thank you for taking the time to share your experience. We’ve provided free financial counselling for more than half a million Canadians. Refer your friends and family to call us at 855-237-3337 so they can be helped next!
Great option for credit payment
Great options, friendliness of the agents. This is an amazing opportunity to fix my debt without filling for bankruptcy. Thank you
September 10, 2024
Reply from Consolidated Credit Canada
Dear Cesar,
It's a delight to be able to assist people like you in a way that avoids extreme options like bankruptcy. We're glad you received the helpful, friendly service you deserve! Thank you for the feedback and for choosing us as a partner in your financial journey. If you ever recommend us to anyone, tell them to call 855-237-3337!
A way out of debt when you feel like…
A way out of debt when you feel like you are drowning. A light at the end of the tunnel.
April 16, 2025
Reply from Consolidated Credit Canada
Dear Ryan,
We understand how easy it can be to find yourself in debt and how difficult it can be to get out of. It's our pleasure to take some of that stress off your shoulders and provide a real option that helps you reach your financial goals. Thank you for choosing us as a partner in your journey! If you ever recommend us to anyone, tell them to call 855-237-3337.
Reply from Consolidated Credit Canada
Hi Kelly,
We're glad you received the high level of service you deserve! Your feedback is appreciated. Help your friends and family achieve financial security by referring them to us! Have them call 855-237-3337 for a free consultation.
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