Consolidated Credit Reviews 

9,167
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 70 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the professional and helpful staff, who are described as patient, understanding, and knowledgeable. Many people appreciate the excellent customer service, noting that representatives actively listen and provide clear guidance. The company's service is highly valued for its ability to significantly lower monthly payments and negotiate reduced or even zero interest rates. Reviewers express gratitude for the assistance in paying off debt faster, saving money, and improving their credit scores. The process is often described as simple and easy to work with, providing peace of mind to consumers. Many also highlight the valuable budgeting advice and consistent support in staying on track with payments.

What people talk about most

Customer service

Clients share positive opinions on customer service, often describing representatives as helpful, pleasant,... See more

Staff

Consumers find staff to be positive, consistently describing them as very helpful, nice, and knowledgeable.... See more

Payment

Reviewers mention positive feedback about payment, with many expressing satisfaction that payments are on... See more

Service

Customers had positive experiences with service, with many expressing satisfaction and happiness with the... See more

Price

Users describe positive interactions with price, with many reviewers reporting that the company successfully... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This company is so professional to work with. They are not like other debt consolidation companies. They work by lowering interest rates while keeping the debt and not negotiating like other companies... See more

Company replied

Rated 5 out of 5 stars

Consolidated Credit made it possible to finally pay off a debt that would have taken me decades to do. I was taken advantage of by a lender who used the old trick of fine print to charge interest tha... See more

Company replied

Rated 5 out of 5 stars

The process was really simple to start, they lowered my monthly credit card bills from a minimum payment of $450 a month to a repayment plan of $240 a month with no interest. They wven gave me a free... See more

Company replied

Rated 5 out of 5 stars

This company is awesome, it's helping me pay my debt of every month after the negotiated a much lower price & intrest rate. It's made me financially more responsible. A great service to help. I'm so g... See more

Company replied


Company details

  1. Debt Relief Service
  2. Financial Consultant

About Consolidated Credit

Information provided by various external sources

Call us today at 1-844-329-7146 to begin your path towards freedom from debt.
As a non-profit agency and one of the nation’s largest credit counseling organizations in the country, our mission is to assist families throughout the United States in ending financial crisis and solving money management problems through education and professional counseling. For 23 years we have helped over 6.5 million people find the financial freedom they need. Whether they need housing counseling, relief from credit card debt, or simply want advice on how to better manage their money, we have the resources, recommendations, and solutions consumers need to reach their financial goals.

Llámenos hoy al 1-844-329-7146 para comenzar su camino hacia una vida sin deudas. Como una organización sin fines de lucro y una de las agencias de consejería de crédito más grande de los Estados Unidos, nuestra misión es la de ayudar a las familias con sus problemas de deudas a través de programas de manejo de deudas, consejería profesional y educación financiera. Durante más de 23 años, hemos ayudado a 6,5 millones de personas a encontrar la libertad financiera que necesitan. Ya sea que necesiten asesoramiento sobre vivienda, alivio de deudas de tarjetas de crédito o simplemente desean administrar mejor su dinero, tenemos los recursos, las recomendaciones y las soluciones para ayudarlos a alcanzar sus metas financieras.

BBB Accredited Business A+ Rating

Written by the company

Giving Back to the Community

Consolidated Credit believes in giving back to the communities in which we work, live and help our clients.

Consolidated Credit believes in giving back to the communities in which we work, live and help our clients.
Whether it is through a corporate donation, employee fundraising campaign or volunteering, we want to help enrich the lives of Americans.

Contact info

4.8

Excellent

TrustScore 5 out of 5

9K reviews

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4.8

All reviews

(9,167)

90 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Effective program.

December 4, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Dear Ruby,
We strive to deliver real financial help and are pleased that's what you've experienced. Thank you for choosing us as a partner in your financial journey! If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

Consolidated Credit is truly a lifesaver.

Consolidated Credit didn't loan me money; they got my credit card companies to agree to reduce the interest I was paying and apply more of my payment directly to the loans. One of the credit holders even reduced the interest to ZERO! As a result, I am paying down crippling debt much faster than I could have while paying significantly less in interest. In about 4 years from the time Consolidated Credit started helping me, I should be debt-free.

April 15, 2025
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Reply from Consolidated Credit

Dear Howard,
We're delighted the program has been so helpful and effective for you! We love hearing stories like yours and appreciate you taking the time to share your experience. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

All my debt, in one easy place

The company helped me lower my payments by a large amount and has been keeping up with me and helping me stay on track with my payments.

July 31, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Dear Aaron,
It's a pleasure to be working with you and we're glad the program has helped you meet your needs and goals! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

Very Professional & easy to work…

Very Professional & easy to work with-every representative is understanding, and caring.

November 26, 2025
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Reply from Consolidated Credit

Hi Tina,
We're delighted to hear you've received the high level of service you deserve! Thank you for choosing us as a partner in your financial journey. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

They helped me to negotiate with my…

They helped me to negotiate with my creditors. I’ll be saving a lot of money in the process. Their customer support really takes the time to explain how everything works.

November 11, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Hi Jesus,
We're happy to hear that our team helped you negotiate with your creditors. It's great to know that you'll be saving money and that our customer support was helpful in explaining the process. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

The process was really simple to start

The process was really simple to start, they lowered my monthly credit card bills from a minimum payment of $450 a month to a repayment plan of $240 a month with no interest. They wven gave me a free accounting session over the phone to help me budget better in the future and avoid going into any more debt

November 25, 2024
Consolidated Credit logo

Reply from Consolidated Credit

Hi EF,
We're happy to hear that the process was simple and helped lower your monthly payments. It's great to know the accounting session was valuable for future budgeting. Thank you for the feedback! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

Satisfied

Everyone I've spoken to has been very helpful and professional

January 22, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Dear Todd,
We're happy to hear that everyone you spoke with provided helpful and professional assistance. Thank you for sharing your positive experience with us! If you’ve been happy with our service, please consider referring us to family and friends. Tell them to give us a call at 877-987-3337! Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

Ease of use and convenience

Ease of use and convenience. Great rates.

November 7, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Hi Charena,
Our teams work hard to make our program effective and convenient, and we're pleased to hear that effort paid off for you. Thank you for sharing your experience! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

Great service

Thank you thank you

October 31, 2025
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Reply from Consolidated Credit

Dear Timothy,
Welcome aboard! It's a treat to have you along and we can't wait to see the progress you'll make in the program. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

The ease of it all

The ease of it all. It was the best outcome and excellent customer service.

October 30, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Hi Cherise,
Our teams work hard to deliver stellar service and we're pleased to hear that's what you received! It's a treat to be working with you. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

Consolidated Credit restored my peace of mind.

Consolidated Credit made it possible to finally pay off a debt that would have taken me decades to do. I was taken advantage of by a lender who used the old trick of fine print to charge interest that rolled over and over for years.
I am very grateful to this company for help in getting the interest rate terms renewed.

October 24, 2024
Consolidated Credit logo

Reply from Consolidated Credit

Dear Margaret,
It's a delight to help you out of a situation as unfair as that one! Congratulations on escaping that trap and we wish you the best now that you're finally free. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

Service all the time

Service request for my case always helped and very patient

October 15, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Hi Brannoc,
We strive to provide helpful, responsive service and are pleased that's been your experience. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

Good very good

Good very good

August 10, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Hi Wilbert,
We're pleased to hear you've received the high level of service you deserve! We appreciate the chance to be part of your financial journey. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

Personable service

Personable service

October 10, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Dear Audra,
We strive to provide stellar service and effective programs and are delighted that's what you've received. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

Great service

Great service, friendly, patient and knowledgeable staff!

October 7, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Hi Francesca,
It's a treat to hear you've had such a nice experience with our counselors! Thank you for feedback. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

I have always had positive experiences…

I have always had positive experiences from the time of having this agency assist with my credit consolidation needs.

October 8, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Dear Mary,
We're grateful for the chance to work with you and are pleased to hear you've had such nice experiences with our service! We’ve been counseling people through credit challenges for free since 1993. If you recommend us to family or friends tell them to call 877-987-3337! We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

These people are great always helpful


These people are great always helpful. They all deserve a raise

October 6, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Hi Tom,
We're delighted to hear you've had such a nice experience with our team! We appreciate the opportunity to work with you. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

Love the company

So far, everything has worked very smoothly. all ofmy questions have been answered.

October 7, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Dear Leigh,
We're glad your counselor answered all your questions fully and has set up your program well! Thank you for the feedback. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

FIRST CHOICE FOR DEBT CONSOLIDATION

They are so consistent and helpful. User friendly and sadly I had to work with them again and hope I don't ever have to but if I did, they're my first choice.

October 3, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Hi Nichole,
It's a treat to know you've found our service and team members so consistently helpful and friendly! We understand it can be frustrating to have debt again but we're always here to help and know that life doesn't always go according to plan. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Rated 5 out of 5 stars

John review

My consultant was very helpful, she helped me find the card web sites and my balance on 2 cards. She also suggested that I pay what’s due on the cards. She also gave me an update on the letters that were sent to the banks.

September 28, 2025
Consolidated Credit logo

Reply from Consolidated Credit

Hi John,
We're glad to hear your counselor was helpful and took the time to locate what you needed! Thank you for choosing us as a partner in your financial journey. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

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