Co-op Insurance Reviews 

4,367
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 1,244 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive and affordable pricing, often finding it the cheapest option. People highlight excellent service, with staff described as helpful, friendly, and efficient. The user experience is consistently noted as easy, straightforward, and quick, making applications and renewals simple to manage online. However, some customers noted significant increases in renewal prices, finding identical policies cheaper elsewhere and expressing frustration. A few also felt contacting the company by phone could be difficult and time-consuming, occasionally encountering unhelpful customer service.

What people talk about most

Price

Users describe positive interactions with price, often finding competitive rates and good value for their... See more

Service

People report positive experiences with service, often highlighting clear information about policies and... See more

User experience

Clients share positive opinions on user experience, highlighting the ease of use and straightforward... See more

Customer service

Consumers generally report positive experiences with customer service, highlighting that advisors are often... See more

Staff

Reviewers highlight positive aspects of staff, frequently describing them as courteous, friendly, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The representative was excellent but getting through was a nightmare. I was given two number choices but when pressing my choice I was told that it didn’t exist Very Confusing

Rated 4 out of 5 stars

The product is very good, but at present I’ve not had to make a claim. I would have given it a 5 start apart from your renewal costs, for the second year in a row I’ve declined the renewal because th... See more

Company replied

Rated 5 out of 5 stars

Easy to apply and do medical screening before your quote. One of the cheapest quotes for basically the same as other insures. Would definately recommend, will even post your documents if need be. Very... See more

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Life Insurance Agency
  5. Pet Insurance Company
  6. Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(4,367)

1,118 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Straightforward

Straightforward

May 17, 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good morning
Thank you for the positive review!
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 5 out of 5 stars

New policy alterations

I took out a policy but wasn't sure if I'd filled in everything correctly so I called them to check. Lovely lady on the end of the phone did find out I'd made 1 error. We corrected this and also added a few nominated persons too. Thought that was really good idea. Policy updated and mind put at ease.

May 26, 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good morning
Thank you so much for taking the time to leave such a wonderful review! We will ensure your feedback is given to the agent you have spoken to.
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 1 out of 5 stars

Ridiculous increases for loyal customers

Our buildings insurance renewal didn't go through due to an administrative card error (card was replaced due to fraud and not updated on our account). The following morning, I called them directly to update the card details. I was told I'd need to get a brand new quote.

For backstory, we have been with Co-op since we bought the property (over 10 years ago) and the previous owner was also with Co-op. The previous owners had made a claim (with Co-op, and they also carried out the repairs) for subsidence, this was the reason we stayed with them as they were aware of all the details/repairs. It wasn't anything major, and only required minor repairs.

After completing a quote, we were then told we'd need to get all the information for the subsidence before they could proceed (which blows my mind as they were the ones who carried out the claim) and I'd need to contact my solicitor.

I did so, including providing THEIR OWN CLAIM NUMBER. They were then able to give us a quote - which had increased by over £200. No details had changed, they were aware of the subsidence as it was listed within our renewal & has been on our policy for 10+ years (which is at first how they justified the increase, until they realised they've always been aware of the subsidence).

I have now escalated this as a complaint as not one thing has changed since the renewal, and we haven't claimed in 8 years. A simple admin error, with nothing changing within the policy and how they justify over a £250 increase is absurd (it had already increased by £100 on this years renewal so would be a £350 increase from last year).

I'm now told I will need to wait up to 7 days to hear back from the Customer Relations team. Extremely disappointed with how Co-op have handled a simple administration error for a loyal customer.

May 28, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Charlotte

Thanks for taking the time to leave us your review. I'm sorry to hear you're unhappy with the price of the new quote, when a renewal expires, we're unable to renew the policy and a new quote is needed. I also apologies we requested information regarding the previous subsidence, thanks for providing the information.

I can see you have logged a complaint with our customer relations team, who will investigate this further and be in touch with the findings.

Kind regards
Leanne

Rated 5 out of 5 stars

Highly recommended.

After struggling to get any sensible response from the companies advertising as specialists in travel insurance for older people with health issues, I was delighted with the ease of application process on the coop website. I now have the travel insurance I need at a realistic price.

May 26, 2026
Rated 5 out of 5 stars

I found the pet insurance i needed at a…

I found the pet insurance i needed at a competitive price.Plus i was given a discount because of my CO OP membership

May 12, 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good morning
Thank you for the fantastic feedback!
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 1 out of 5 stars

Priced out within 2 renewals after illness

We've had our dog insured through Co Op his entire life, 5 years at this point. He developed a recurring illness, and within 2 years, our renewal quotes have more than doubled in an attempt to price us out of our claim.

They'll happily take your money, and as soon as you need them, they price you out. What a waste of money.

It's a disgusting practice.

May 26, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good morning
Thank you for taking the time to leave a review.
I’m sorry to hear that you are unhappy with the service you have received. We strive to provide excellent customer service in a timely manner and I truly apologise for the frustration this has caused.
We have requested more information from you to enable us to investigate and resolve your concerns as soon as possible.
Thank you,
Jemma
The Co-op Pet Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look