Co-op Insurance Reviews 4,170

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 1,326 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent service and competitive pricing, often finding policies that are significantly cheaper than other providers. Many people appreciate the helpful and polite staff, noting that agents are knowledgeable and make the process easy and pleasant. The user experience, particularly online, is often described as clear, straightforward, and efficient, making it simple to get quotes and manage policies. However, some customers also noted issues with customer service, describing frustrating experiences with long wait times, unhelpful agents, or confusing automated systems. A few other people also felt that renewal prices were unexpectedly high, sometimes significantly increasing from the previous year, leading to dissatisfaction.

What people talk about most

Price

Users describe positive interactions with price, often highlighting competitive pricing and good value for... See more

Service

Reviewers highlight positive aspects of service, with many praising the helpfulness of operators and the... See more

User experience

Consumers generally find the user experience to be positive, highlighting a quick, simple, and... See more

Staff

Reviewers mention positive feedback about staff. Many customers found the staff to be helpful, pleasant, and... See more

Customer service

Clients share positive opinions on customer service, with many praising helpful and understanding agents, who... See more

Reviews shaping this summary

Rated 4 out of 5 stars

My telephone call with the staff member was helpful and polite. What I found very frustrating was the amount of information being read out, very quickly, from a script. I feel that I can read all this... See more

Company replied

Rated 4 out of 5 stars

The product is very good, but at present I’ve not had to make a claim. I would have given it a 5 start apart from your renewal costs, for the second year in a row I’ve declined the renewal because th... See more

Company replied

Rated 4 out of 5 stars

As an elderly lady holiday insurance can be expensive. I thought Co op was a fair price for the range of cover. I would recommend it to friends.

Company replied

Rated 5 out of 5 stars

With my then current pet insurance provider putting up the price substantially despite no claim being made I thought I'd look elsewhere. The Co-op insurance was very competitive. Unfortunately the si... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Life Insurance Agency
  5. Pet Insurance Company
  6. Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

4K reviews

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Rated 2 out of 5 stars

Negative communication from Co-Op

My experience is still ongoing but we have pet insurance with Co-Op and despite sending all invoices and receipts we are being made to feel threatened a little for instance
If we do not hear from your vets we may close this claim?!
I find this quite rude and also worrying
We have paid for pet insurance with Co-Op but my views initially without claim being reimbursed and initial contacts are not good for Pet insurance
Therefore right now Travel/Car/Home etc we would not consider Co-Op due to negative communication and updates (made to feel like you are scamming)

May 19, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good morning
Thank you for taking the time to leave a review. I’m sorry to hear that you are unhappy with the service you have received. We have arranged for an agent to contact you.
Thank you,
Jemma
The Co-op Pet Team

Rated 1 out of 5 stars

I think the £130 increase was a step to…

I think the £130 increase was a step to far, so I walked away

May 20, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good Evening

We're sorry we've come out too expensive for you this time. We do try to keep our rates as competitive as possible, but we can't be the cheapest option for everyone. I do hope you manage to find a good deal elsewhere that meets your needs.

Thank you

Sian

Rated 5 out of 5 stars

Julie and Anthony dealt with a…

Julie and Anthony dealt with a household policy renewal/new policy on an executor account pleasantly patiently and professionally - what you would expect from the COOP and what more would you want?

May 19, 2026
Unprompted review
Rated 1 out of 5 stars

I got sent three letters

I got sent three letters . One saying my policy was coming to an end . Then one to say here is the renewal. Third your policy has ended . But when I tried to call and email then there was no reply . Call said we have an emergency . Emails just bounced back . Very poor service I will look elsewhere . You lost three customers .

May 8, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Jitendra

Thank you for taking the time to share your experience. We haven't been able to locate a policy with us with the details you've provided. Please can you call us on 03457 46 46 46 so we can help you.

Kind Regards

Sian

Rated 3 out of 5 stars

It was long winded

May 17, 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good morning
Thank you for taking the time to leave a review. We have arranged for an agent to contact you.
Thank you, Jemma
The Co-op Pet Team

Rated 5 out of 5 stars

Excellent Service

Your operative that handled my car insurance renewal over the telephone was absolutely brilliant! He genuinely couldn't have been more helpful, courteous or friendlier. Without doubt, a huge asset to your company and provided one of the best customer services I've ever experienced!

May 7, 2026
Unprompted review
Rated 5 out of 5 stars

Easy does it

Quick and simple process - excellent value for money.

May 11, 2026
Co-op Insurance logo

Reply from Co-op Insurance

We are so glad you found our process simple and a great value. Thank you!
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 2 out of 5 stars

Despite deciding to not tick the…

Despite deciding to not tick the Automatic Renewals box and looking elsewhere Co-op say they have another Policy in my Account for buildings Insurance I have already contacted them saying I have made other arrangements !

May 15, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Alan

We're sorry for any confusion. From the details you've provided we can see the policy was opted out of auto renewal and there is no longer an active policy with us. If you have any questions or concerns please don't hesitate to get in touch.

Kind Regards

Sian

Rated 5 out of 5 stars

Good value product

Everything was explained well, easy to navigate the information and prices were very competitive too

April 14, 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good morning
Thank you for the great review!
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 3 out of 5 stars

Bumped the previoulsy offered renewal…

Bumped the previoulsy offered renewal price up by around 25% after asking them to correct a simple admin error on their part 3 days before expiry. No plausible reason for the increase given. If an offer is made before expiry, it should at least be maintained until policy expiry and certainly not increased if the risk has reduced.

May 13, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Chris

We're sorry to hear your renewal price increased following a change. When we make a change to a renewal quote, the system will re rate the renewal based on the changes made and also recalculate any changes to the risk and rating factors from the date we make the change. This can affect the premiums quoted by our underwriters. We completely understand your frustration and we're very sorry we wasn't able to offer you a better price. We're grateful to see you have renewed with us for another year.

Kind Regards

Sian

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