Co-op Insurance Reviews 

4,635
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 1,175 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing and the highly user-friendly online platform, which makes obtaining a new policy quick, simple, and entirely straightforward. People also highlight the exceptionally helpful and polite staff who provide clear guidance, reassurance, and compassionate support during phone calls. However, some reviewers were not happy with the renewal process, noting steep price increases and expensive quotes received by existing customers. A few other people also felt that navigating the digital system could be clunky, alongside experiencing long waiting times when trying to reach support by phone.

What people talk about most

Price

People report positive experiences with price, frequently highlighting that policies are available at a very... See more

Service

Users describe positive interactions with service, highlighting that the support team on the telephone is... See more

User experience

Customers consistently note positive experiences with user experience, highlighting how easy the website is... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently praising friendly and helpful call... See more

Staff

Consumers find staff to be positive, highlighting that telephone agents are extremely helpful, friendly, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

From the very beginning and never claimed before each call handler for Co-Op Pet Insurance made me feel relaxed and listen to me. They guided me through the process and reassured me of their support... See more

Company replied

Rated 5 out of 5 stars

My partner and I are now in the pensioner years and I have a health condition so I shopped around a bit for cruise travel insurance, Some companies wanted over 220 pound for a week which was ridicu... See more

Rated 5 out of 5 stars

The Co-op I feel has always been a a good company for many, many years. I bought the multi trip , couples, travel insurance - it was an extremely good price compared to other companies.... See more

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied


Company details

  1. Insurance Company
  2. also in
  3. Auto Insurance Agency
  4. Home Insurance Agency
  5. Life Insurance Agency
  6. Pet Insurance Company
  7. Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

5K reviews

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4.4

All reviews

(4,635)

1,119 reviews in the last 12 months

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Rated 5 out of 5 stars

The renewal was easy & straight…

The renewal was easy & straight forward. Scott was very professional & helpful.

October 2, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Mr Mcintosh

Thank you for leaving us a review. It is great to hear of how our colleague supported you when you called. We look forward to serving you again in the future.

Kind regards
Aysha

Rated 5 out of 5 stars

It was the price that got me hooked

It was the price that got me hooked. It was way cheaper than any of the others I had been looking at. The comparison for making a claim and what I would have to pay were roughly the same. This was completed on line in roughly 5 minutes.

September 30, 2026
Rated 5 out of 5 stars

Able to speak to a human being

Able to speak to a human being, instead of hoping that the info given on line is correct, there is someone there to help and advise you if there is something you are unsure of.

October 2, 2026
Unprompted review
Rated 4 out of 5 stars

every was easy to set up on the…

every was easy to set up on the Internet and the price was just right

September 20, 2026
Co-op Insurance logo

Reply from Co-op Insurance

We are happy to hear that our online process was simple and affordable for you. Thank you for sharing your feedback.
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 1 out of 5 stars

“Shameful practices “

23rd September I wrote a review about my car insurance and the change of police 4 months down the line. To be told my details have been passed on and I would get a phone call. 8 days on and I’m still waiting for this said phone call. SHAME on you Co op I hope in the next 8 months I don’t have to get in touch with you if I break down or worse.

October 1, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Mr Gibbs

Thanks for taking the time to leave us your review. I'm sorry to hear you have not yet received a phone call from the correct team regarding your car insurance. I have passed your details over and requested for them to call you to as soon as possible discuss your concerns further.


Kind regards
Leanne

Rated 5 out of 5 stars

Spoke to a lovely lady called Julie who…

Spoke to a lovely lady called Julie who helped me out with my new policy. She was very helpful and took her time to explain everything.

October 1, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Mr Lyall

Thank you for your kind words. It is great to hear of how our colleague supported you when you called. We'd be happy to help again anytime.

Kind regards

Aysha

Rated 5 out of 5 stars

Very good price

Very good price
Booked a single trip , so good I chose this again later in the same year
Cover is perfect

September 29, 2026
Rated 5 out of 5 stars

First Class service

I received first class, compassionate support today from Neveen at Co-Op insurance . I had inadvertently taken out, and paid for, insurance that I did not require. She effectively and efficiently cancelled that insurance and replaced it with a more appropriate policy at a considerably cheaper rate. The whole process, over the phone, was done politely at a pace that I was comfortable with.

October 1, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Mr Bentley

Thank you for taking the time to leave us a review. We are delighted to hear that you are happy with your new policy and how our colleague supported you when you called. We look forward to serving you again in the future and continuing to provide you with excellent service.

Kind regards
Aysha

Rated 1 out of 5 stars

I don’t even know where to start five…


Is this some kind of wind up? I may have received a refund after numerous emails phone calls and crying but you still haven’t dealt with my complaint which was logged with you on the 28th of September. It is now the 7th of October and you’ve never ever responded I think it’s disgusting and how dare you say that it’s all resolved? It isn’t resolved deal with my complaint and stop trying to pretend to everybody that it’s been sorted because it has not

Well, I’ve just received a phone call and all I cannot say is thank you Tom
Absolute wonderful customer service is the only person out of the five that I have spoken to that seems to have some flipping common sense and so where they made a mistake so now I Amin looking forward to having my full refund and I’m looking forward to having my complaint dealt with because all of this could’ve been avoided if the first person that I’ve spoken to had got his head out of the clouds and done the job that he was paid for

Update 11 emails sent but still NO RESPONSE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Looks like I will have to do a chargeback on my card. Thankfully I have proof of the cancellation being requested before the 14 days I have emailed proof and I also have an email back from the co-op confirming the time and the date of the cancellation so I really don’t understand why they’re trying to keep half of the premium. I feel they’ve made a mistake somewhere in their office and they don’t wanna hold their hands up and they wanna drag me over the Coles and make me wait weeks and weeks and weeks for them to sort this issue out. I’m sorry but that’s unacceptable. I’m going straight to my card company.

I don’t even know where to start five emails 4 phone calls. I cancelled my policy for travelling insurance on 13th day I called to doublecheck they received my cancellation documents. I was told by a person on the phone that yes it had been cancelled and I would receive an email to confirm,I didn’t receive email
I telephoned, after a 14 minute conversation with the gentleman I was told,Yes it has been cancelled. You receive a full refund. Still never received an email phoned up the next day. Same rubbish told me on the phone. Still no email phoned up this morning. Four times each time they said oh yes it’s been cancelled. finally gets an email. It’s been cancelled as of today and they’ve only refunded half of the premium. I have now spent a total of 6 1/2 hours in phone calls over two day period still to be given the runaround I do not recommend this company at all avoid them at every opportunity they are brokers.

I can never recommend this company. I’m gonna cancel my funeral plan with them and I am never dealing with this company again. I am shocked and disgusted that they would treat somebody like this in this day and age you expect the co-op to be trustworthy but they’re not. I don’t even think they’re the co-op anymore. I think they’re brokers and this is something brokers quite often. Do I will not let this matter rest I require the rest of my premium back thank you

September 29, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon,

Thank you for taking the time to share your feedback with us. I am sorry to hear about the difficulties you experienced when trying to cancel your policy, and I appreciate how frustrating this situation must have been.

While I am pleased that Tom was ultimately able to resolve the matter for you, I understand that the process took longer than expected and did not provide the level of service you should have received.

With regard to your emails, we always aim to respond within our two-working-day service level. Unfortunately, during this period we experienced a higher-than-usual volume of enquiries, which resulted in longer response times than we would have liked. I apologise for the delay and for any inconvenience or concern this may have caused.

I am glad that the matter has now been resolved and that your refund has been processed in full. Depending on your bank's processing times, it can take up to ten working days for the funds to appear in your account.

Thank you again for bringing this to our attention. Your feedback is invaluable in helping us improve the service we provide to our customers.

If there is anything further we can assist you with, please do not hesitate to contact us.

Kind regards,

Reece
Co-op Travel Insurance

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