Co-op Insurance Reviews 

4,354
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 1,282 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the competitive pricing and excellent value for money, often finding policies cheaper than alternatives. People also appreciate the straightforward and easy-to-use online experience, making applications and renewals simple. The staff and customer service receive consistent praise for being helpful, friendly, and efficient, providing clear explanations and quick resolutions. However, some customers also noted difficulties reaching customer service, experiencing clunky online interfaces, or being logged out unexpectedly. A few other people also felt that renewal prices could be unexpectedly high, with significant increases or expensive admin fees when making policy changes. Some reviewers were not happy with the unhelpful or unresponsive customer service they received once connected.

What people talk about most

Price

Users describe positive interactions with price, often finding competitive rates and good value for money,... See more

Service

Reviewers mention positive feedback about service, highlighting that it is often fast, efficient, and easy to... See more

User experience

Consumers find the user experience to be positive, with many reviewers highlighting the ease of use and... See more

Customer service

People report positive experiences with customer service, highlighting helpful, polite, and efficient... See more

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, politeness, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The representative was excellent but getting through was a nightmare. I was given two number choices but when pressing my choice I was told that it didn’t exist Very Confusing

Rated 4 out of 5 stars

The product is very good, but at present I’ve not had to make a claim. I would have given it a 5 start apart from your renewal costs, for the second year in a row I’ve declined the renewal because th... See more

Company replied

Rated 5 out of 5 stars

Easy to apply and do medical screening before your quote. One of the cheapest quotes for basically the same as other insures. Would definately recommend, will even post your documents if need be. Very... See more

Rated 5 out of 5 stars

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞 Good old Co op came to m... See more


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Life Insurance Agency
  5. Pet Insurance Company
  6. Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

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4.4

All reviews

(4,354)

1,235 reviews in the last 12 months

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Rated 1 out of 5 stars

Massive quote to change car or £50 cancellation fee

Having held a full, clean driving licence for over 35 years, and no accidents in over 7 years (last one was a non fault), the quote for my 64 plate car in October 25 was very competitive at around £270 for the year. However, when I contacted them to change my vehicle to a 19 plate car (similar spec) in June 26, the current underwriter would not quote and the 'cheapest' one came back at £1700!!!! No thanks = a £50 cancellation fee. Wondering if this is a ploy to charge fees rather than change policies. Got a new policy with another very well known company for £300.

June 24, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good evening Louise

Thank you for taking the time to share your feedback. We're sorry to hear that your experience did not meet your expectations.

Sometimes when a change is requested to your policy, the amended details can be declined due to the underwriting criteria set by the insurer providing your cover. Where this happens we do look at alternative options such as providing you with a new quote though a different insurer from our panel of underwriters. We understand having to pay a cancellation fee in this situation can be disappointing, and we have passed your details across to the relevant team, who will be in contact with you to discuss your concerns further.

Kind regards

Aysha

Rated 5 out of 5 stars

Extremely straightforward to arrange

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞
Good old Co op came to my rescue! Reliability, reasonable quote, what's not to love!! Can't recommend enough!! Thank you x

July 7, 2026
Rated 4 out of 5 stars

Connected eventually

The representative was excellent but getting through was a nightmare. I was given two number choices but when pressing my choice I was told that it didn’t exist
Very Confusing

July 6, 2026
Unprompted review
Rated 5 out of 5 stars
Co-op Insurance logo

Reply from Co-op Insurance

We're so happy to hear that setting up your new policy was a very easy process for you. We truly appreciate your positive feedback!
Kind regards
Jemma
The Co-op Pet Team 🐾

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