Co-op Insurance Reviews 

4,362
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 1,267 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the competitive and affordable pricing, often finding it to be the best value compared to other providers. Many people praise the helpful and friendly staff, noting their efficiency and clear explanations when assisting with policies. The user experience is consistently described as easy, straightforward, and simple to navigate, whether online or over the phone. However, some customers noted difficulties with the phone system, experiencing long waits or issues with automated options when trying to reach support. A few other people also felt that renewal prices were unexpectedly high, with some reporting significant increases or difficulties changing policy details.

What people talk about most

Price

People report positive experiences with price, often finding competitive rates and good value for money, even... See more

Service

Consumers find service to be positive, with many reviewers reporting quick, easy, and fuss-free experiences... See more

User experience

Clients share positive opinions on user experience, highlighting the ease and simplicity of the application... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, friendly, and understanding... See more

Staff

Reviewers mention positive feedback about staff, often describing them as friendly, helpful, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The product is very good, but at present I’ve not had to make a claim. I would have given it a 5 start apart from your renewal costs, for the second year in a row I’ve declined the renewal because th... See more

Company replied

Rated 4 out of 5 stars

The representative was excellent but getting through was a nightmare. I was given two number choices but when pressing my choice I was told that it didn’t exist Very Confusing

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied

Rated 5 out of 5 stars

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞 Good old Co op came to m... See more


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Life Insurance Agency
  5. Pet Insurance Company
  6. Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

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4.4

All reviews

(4,362)

1,243 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The website was so easy

The website was so easy . No unnecessary questions. Just insurance and nothing else. And so cheap? One third of the price of the post office. I’m very, very happy.

June 30, 2026
Rated 5 out of 5 stars

Great customer service

Had to make a small change to the policy and the process was very easy annd efficient, the admin fee was also waved which was greatly appreciated. Very friendly service.

June 29, 2026
Rated 1 out of 5 stars

Cancelled auto-renewal...got charged TWICE!

I got a reminder for the renewal of my Co-op car insurance policy but had a better offer elsewhere. So I logged into my Co-op account and clicked to turn off auto renewal and all seamed well. Later that week I got a meassage saying my policy had been renewed against my wishes and upon checking my bank account saw that not only was there a pending full payment for the unwanted policy but there were TWO pending payments, they charged me TWICE!

I contacted customer services who said they would cancel the policy and sort it all out, unfortunately the first payment has now cleared the second is still pending.

Second call claims I should be refunded once BOTH payments have cleared but it could take up to 14 days!!!

What a shambles, be careful it you try to leave Co-op Insurance they may take unauthorised payments from you.

June 23, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Rob

Thanks for taking the time to leave us your review. I'm sorry to hear your policy was renewed in error and two payments have been taken from your bank account. I have passed your details over to the relevant team who will be in touch to discuss your concerns further.

Kind regards
Leanne

Rated 1 out of 5 stars

Not suitable for someone of my age

Not suitable for someone of my age
Total nightmare
Everything was okay until I was timed out while I was reading the policy details and T and C which took quite a long time when you consider how many pages there are. I don’t suppose many people actually do read them.I retrieved the quote but couldn’t get back to where I was so went to chat box didn’t understand what I wanted so put me through to an advisor. I wanted to make sure I had completed the request to the end. He asked me silly questions so I in the end I said I guess I’ll just have to pay it now. I clicked on the proceed to payment but the screen didn’t come up. I then went back to retrieve my details again and got to the proceed to payment again and a screen I hadn’t seen before popped up and I was able to make payment. By this time I was totally fed up and distressed. I am 76 years old but still have my faculties hence my comments

June 29, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon Janet

Thank you for taking the time to share your feedback. I am sorry to hear that you experienced difficulties when trying to purchase your policy online and that the process caused you distress. We appreciate that our customers have different preferences and needs when interacting with us. While many customers choose to set up their policy online, others may prefer to call us and speak to an agent if the online method is not suitable. For this reason, we continue to offer support through our UK contact centre where customers can speak directly with a member of our team who can guide them through the process.

Your comments regarding the online experience have been noted and will be shared with the relevant team for consideration as we continually review and work to improve our customer experience. Should you wish to arrange future insurance, you are more than welcome to give our customer service team a call who will be happy to assist you over the telephone.

Kind regards

Aysha

Rated 1 out of 5 stars

Very poor at resolving problems.

Very poor at resolving problems.
First contacted them on the 11th june after my online access to my policy was frozen to changes??. I've made several contacts by phone and online chat to try and get this resolved by nothing happens despite continual promises. I now need to cancel the policy as I've sold the car. I have previously been told by insurances companies it is illegal to have insurance in a vehicle you don't own!. Assume it stops them being flagged as uninsured by ANPR ??.
Was told last week by reply to my previous review about the problem someone would contact me, noone did so phoned again and went through the same loop, "yes we can cancel it" - "oh it won't let me" , - "I'll escalate it for you". BUT nothing happens to fix it.
Hopeless company.
I'm guessing Aysha will give me the same reply to this as last time and nothing will happen. Prove me wrong please!.
Update 010726 -- phoned up again chasing about them being unable to cancel my policy. After waiting & speaking to someone for a total of 90 mins then conclusion was that I should receive an email from the complaints team tomorrow to say they will start the complaints procedure and someone might be able to then refund and cancel the policy if they can fix the systems!.bid they can't I will have to wait 8 weeks before I can take it to the financial ombudsman.
Unbelievable poor service from Coop that noone can manually just say we'll cancel the policy and refund manually.

Ayhsa -- I presume asking someone to phone me will have the same result??

02nd July - latest issue-- despite repeated promises on phone call yesterday (1st July) that I would definitely get a reply from complaints department today, I have heard nothing.
Aysha phoned me yesterday and apologised but said she couldn't do anything herself but would pass on the problem.
They coop have a completely useless system when it comes to problems and cannot do anything manual to override them. By their own admission I am owed circa £300 as a refund for the policy they have cancelled (eventually) but I have no idea when or how much they are going to pay me. They really are a totally incompetent insurance setup. The people are good but they can't do anything, "computer says so".

June 26, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good morning Phil

Thank you for taking the time to leave a further review, we’re very sorry to hear you’ve been let down again. We understand how frustrating it must have been to chase this yourself without receiving the resolution you were looking for. We’d like to put this right so a member of our team will aim to call you today and get you through to the right department, to discuss your concerns and hopefully come to a resolution.

Thank you for bringing this to our attention and we appreciate the opportunity put things right.

Kind regards

Aysha

Rated 5 out of 5 stars

Efficient renewal

I renewed my car insurance without any fuss. Quick and clear instructions on how to renew and all set up in basically 5 minutes.

June 27, 2026
Rated 5 out of 5 stars

Customer service excellent

Customer service excellent Jess sorted out my query about the change in my policy efficiently and quickly Everything was clearly explained and had a helpful attitude
Renewal made easy what more could you ask for

June 29, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided. Thanks for insuring with us.

Kind regards
Leanne

Rated 5 out of 5 stars

Generous Cover and Excellent Web Design

The information was set out really well on the website; much better than other insurers. The features were generous for a single trip to Norway (covering hiking and swimming as standard, as well as the expected travel coverage of passports, baggage, canx, etc).

June 24, 2026
Rated 3 out of 5 stars

I would give more but I can’t open the…

I would give more but I can’t open the documents attached to the email so pointless so all I have is a policy number

June 26, 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon, Julie,

Thank you for taking the time to share your feedback with us. I'm sorry to hear you were unable to open your policy documents.

I've now resent the documents to you, and they should arrive within the next 20 minutes. To open them, you'll need to enter your postcode as the password, using capital letters but no spaces. Once you've opened the documents, you'll be able to save or print them if you wish.

I hope you have a wonderful trip. If there's anything else we can help with before you travel, please don't hesitate to get in touch.

Kind regards,

Reece
Co-Op Travel Insurance

Rated 4 out of 5 stars

Very professional and helpful

Very professional and helpful . I would have given five but it took ages on the phone

June 26, 2026
Co-op Insurance logo

Reply from Co-op Insurance

We're glad to hear our team was professional and helpful. We understand your time is valuable and we are working to reduce phone wait times. If you do wish to discuss this further please do contact us on policy@pets.coop.co.uk
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 5 out of 5 stars

A few clicks on the keyboard

A few clicks on the keyboard

June 26, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi

Thanks for taking the time to leave us a 5 star review! We're happy to hear you found the process easy! Thanks for insuring with us.

Kind regards
Leanne

Rated 5 out of 5 stars

Immediate cover available

Very easy to apply, and having easy to understand options in Layman's terms. Immediate same day or next day cover available at affordable prices - Took me about 20 mins from getting a quote to being covered.

June 26, 2026
Rated 3 out of 5 stars

I am left unsure of what the policy I…

I am left unsure of what the policy I have bought covers! Also, no clue of how to get in touch with them if it became necessary. Overall, quite disappointed!

June 22, 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon, Deborah,

Thank you for taking the time to share your feedback. I'm sorry to hear you felt disappointed with the cover you arranged.

I've resent your policy documents by email, and they should arrive within the next 20 minutes. Your policy schedule will show the cover you have in place, and your policy booklet includes the emergency phone numbers for claims and 24-hour assistance.

To open the documents, please enter your postcode in lowercase with no spaces.

If there's anything else we can help with, please don't hesitate to get in touch.

Kind regards,

Reece
Co-Op Travel Insurance

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