Co-op Insurance Reviews 

4,363
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 1,267 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the competitive and affordable pricing, often finding it to be the best value compared to other providers. Many people praise the helpful and friendly staff, noting their efficiency and clear explanations when assisting with policies. The user experience is consistently described as easy, straightforward, and simple to navigate, whether online or over the phone. However, some customers noted difficulties with the phone system, experiencing long waits or issues with automated options when trying to reach support. A few other people also felt that renewal prices were unexpectedly high, with some reporting significant increases or difficulties changing policy details.

What people talk about most

Price

People report positive experiences with price, often finding competitive rates and good value for money, even... See more

Service

Consumers find service to be positive, with many reviewers reporting quick, easy, and fuss-free experiences... See more

User experience

Clients share positive opinions on user experience, highlighting the ease and simplicity of the application... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, friendly, and understanding... See more

Staff

Reviewers mention positive feedback about staff, often describing them as friendly, helpful, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The product is very good, but at present I’ve not had to make a claim. I would have given it a 5 start apart from your renewal costs, for the second year in a row I’ve declined the renewal because th... See more

Company replied

Rated 4 out of 5 stars

The representative was excellent but getting through was a nightmare. I was given two number choices but when pressing my choice I was told that it didn’t exist Very Confusing

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied

Rated 5 out of 5 stars

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞 Good old Co op came to m... See more


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Life Insurance Agency
  5. Pet Insurance Company
  6. Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

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4.4

All reviews

(4,363)

1,243 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

I am left unsure of what the policy I…

I am left unsure of what the policy I have bought covers! Also, no clue of how to get in touch with them if it became necessary. Overall, quite disappointed!

June 22, 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon, Deborah,

Thank you for taking the time to share your feedback. I'm sorry to hear you felt disappointed with the cover you arranged.

I've resent your policy documents by email, and they should arrive within the next 20 minutes. Your policy schedule will show the cover you have in place, and your policy booklet includes the emergency phone numbers for claims and 24-hour assistance.

To open the documents, please enter your postcode in lowercase with no spaces.

If there's anything else we can help with, please don't hesitate to get in touch.

Kind regards,

Reece
Co-Op Travel Insurance

Rated 2 out of 5 stars

Let down at renewal stage

Existing customers expected to renew at a higher price than someone new going to CO-OP via a comparison site?. Called to query and told “that’s just the way it is”. Great customer retention plan.

June 24, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good morning David,

Thank you for taking the time to share your feedback. We’re sorry to hear you’re disappointed with your renewal experience. We’d like to reassure you that in most cases, our existing customers receive a lower price at renewal than they would if they purchased a brand new policy, as long as the details are like for like.

We have tried to get in touch to discuss your review but unfortunately have not received your policy details. If you’d like us to investigate this further, please call our team directly and we’ll be happy to take a look for you.

Kind regards,

Aysha

Rated 5 out of 5 stars

Sge was very polite

Sge was very polite

June 22, 2026
Co-op Insurance logo

Reply from Co-op Insurance

We are delighted to hear you had such a positive interaction with us. Thank you for sharing your kind words.
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 5 out of 5 stars

Competitive pricing at a cover that…

Competitive pricing at a cover that suits my needs, easy to set up .

June 11, 2026
Co-op Insurance logo

Reply from Co-op Insurance

We're glad our competitive pricing and easy setup met your needs. Thank you for your positive feedback!
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 2 out of 5 stars

Disappointed

Whilst the staff are friendly & helpful, the claims department go out of their way to complicate simple claims. I have cancelled my Pet insurance policy and previously another Home insurance one too. The renewal terms are extraordinarily expensive and I’m so disappointed in the Co-Op’s avoidant behaviour.
The two stars are for the helpful manner of the staff, which never comes to fruition.

June 5, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good morning
Thank you for taking the time to leave a review.
I’m sorry to hear that you are unhappy with the service you have received. We strive to provide excellent customer service in a timely manner and I truly apologise for the frustration this has caused.
We have requested more information from you to enable us to investigate and resolve your concerns as soon as possible.
Thank you,
Jemma
The Co-op Pet Team

Rated 5 out of 5 stars

Very easy website.

Easier to navigate through the options than moneysupermarket. Go straight to co-op website. I got a great deal for my travel insurance

June 19, 2026
Rated 5 out of 5 stars

Agent was very helpful and courteous.

June 20, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Mr Burns

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided. Thanks for your positive feedback.

Kind regards
Leanne

Rated 5 out of 5 stars

Helpful staff

Made a mistake when booking insurance, talked to a very helpful lady, who sadly couldn't make the policy cheaper, so refunded money within a couple of hours. I'll try again next year👍

June 17, 2026
Rated 5 out of 5 stars

Good Website

Details all set out clearly easy to apply.

May 19, 2026
Co-op Insurance logo

Reply from Co-op Insurance

We're glad to hear our details were clear and easy to apply. Thank you for your positive feedback!
Kind regards
Jemma
The Co-op Pet Team 🐾

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