Co-op Insurance Reviews 

4,362
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 1,267 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the competitive and affordable pricing, often finding it to be the best value compared to other providers. Many people praise the helpful and friendly staff, noting their efficiency and clear explanations when assisting with policies. The user experience is consistently described as easy, straightforward, and simple to navigate, whether online or over the phone. However, some customers noted difficulties with the phone system, experiencing long waits or issues with automated options when trying to reach support. A few other people also felt that renewal prices were unexpectedly high, with some reporting significant increases or difficulties changing policy details.

What people talk about most

Price

People report positive experiences with price, often finding competitive rates and good value for money, even... See more

Service

Consumers find service to be positive, with many reviewers reporting quick, easy, and fuss-free experiences... See more

User experience

Clients share positive opinions on user experience, highlighting the ease and simplicity of the application... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, friendly, and understanding... See more

Staff

Reviewers mention positive feedback about staff, often describing them as friendly, helpful, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The product is very good, but at present I’ve not had to make a claim. I would have given it a 5 start apart from your renewal costs, for the second year in a row I’ve declined the renewal because th... See more

Company replied

Rated 4 out of 5 stars

The representative was excellent but getting through was a nightmare. I was given two number choices but when pressing my choice I was told that it didn’t exist Very Confusing

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied

Rated 5 out of 5 stars

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞 Good old Co op came to m... See more


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Life Insurance Agency
  5. Pet Insurance Company
  6. Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

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4.4

All reviews

(4,362)

1,243 reviews in the last 12 months

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Rated 2 out of 5 stars

Can’t print out my cover documents

Can’t print out my cover documents. Haven’t got PDF.

June 13, 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good morning,

Thank you for your review.

I'm sorry to hear you've had difficulty accessing your policy documents. I can confirm that a copy of your documents has now been issued by post for your convenience.

If you need any further help, please get in touch and we'll be happy to assist.

Best regards,
Elice
Co-op Insurance Team

Rated 1 out of 5 stars

£35 for 2 mins work.

Made a mistake on the online form. Contacted co-op within minutes. Took a couple of minutes to correct and cost me £35.
Was told it would cost me £35 to cancel the insurance even though the insurance did not start until 4 days later.

Since co op replied on 16/06 (it's now the 28/06) saying they would contact me to discuss the issue I have heard nothing prompting me to reduce the score to one star.

June 14, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good morning

Thank you for taking the time to leave us your review. We're sorry to hear you're not happy with the service, we have passed your details to the relevant team who will be in contact to discuss your concerns further.

Kind regards

Aysha

Rated 5 out of 5 stars

Helpful contact

Helpful contact, listened and acted quickly to alter mileage on policy which reduced the premium. Pleasant, friendly and efficient. Top marks!

June 14, 2026
Unprompted review
Rated 4 out of 5 stars

1st and 3rd quotes was good.

Was all good. But when I returned to get a quote again it went from 120£ to 2000£. Possibly a glitch. The 3 rd time I got a quote it came back correctly. Otherwise all good.

June 12, 2026
Rated 1 out of 5 stars

No empathy or common sense shown

My mother has just died. I was notifying them of this and trying to keep the policy going, because one of my siblings is staying at the house while we sort things in the aftermath of her death.

There was absolutely no empathy, nor common sense, employed in this endeavour by the Co-op Insurance staff member on the phone.

I was on the phone for over an hour, endlessly having to answer questions the company would already have known the answers to (given it was all on the existing policy of my mother). I do not own, nor live, in this house....my mother has just died...and I am getting endless questions about the types of mortice locks, etc, etc. AND then being asked about my marketing preferences and whether they can keep my credit card details on file for renewal purposes. NO! They cannot! Please just deal with what I am trying to do in as smooth and efficient, and empathetic way as possible. Every time I pointed out that they already knew this information, the girl on the phone said something like: "If you keep interrupting me, this will only take you far longer." Unreal.

Co-op Insurance failed on all counts. Even their email link to setting up an online account failed to work - it would not accept my date of birth (I suspect their terrible system might still have my late mother's DOB in there instead?)

I have lodged a complaint, which I hope will be swiftly responded to. It was a total disgrace. (I have had very smooth, straightforward and kind responses and resolutions from various other banks and financial institutions). Co-op Insurance obviously has very poorly trained staff. I would not recommend this company.

June 13, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Gill

We're sorry to hear that your experience didn’t meet your expectations, but we appreciate you bringing this to our attention. This is certainly not the experience we wanted you to have with us especially during this difficult time. We can see a complaint has been registered so our Customer Relations team will look into this and they'll be in touch with you as soon as possible.

Kind Regards

Sian

Rated 5 out of 5 stars

Sensible quote

Sensible quote, excellent staff, sympathetic response to questions

June 14, 2026
Co-op Insurance logo

Reply from Co-op Insurance

We are so happy to hear you had such a positive experience with us. We appreciate your kind words.
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 5 out of 5 stars

Scott

Scott, the agent, was very patient and helpful despite my having misread my quotation documents.
He sorted my quote out with good humour and is a credit to the COOP.

June 12, 2026
Unprompted review
Rated 5 out of 5 stars

Very easy to complete the form online but

Very easy to complete the form online except in picking Spain as a destination the form required a destination. The city or district of Alicante was not on the drop-down list so picked one of the locations I am visiting in the period. I hope that doesn't invalidate the policy. After checking with the Co-Op everything is fine. So the help line was quick and excellent help.

June 9, 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon,

Thank you for your review. We're pleased to hear you found the online process easy to complete.

To ensure your Travel Insurance meets your needs, it's important that all destinations you plan to visit are declared accurately. If you are unsure whether the destination details on your policy are correct, please get in touch with our team, who will be happy to review this with you and make any necessary amendments.

Best regards,
Elice
Co-op Insurance Team

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