Co-op Insurance Reviews 

4,363
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 1,267 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the competitive and affordable pricing, often finding it to be the best value compared to other providers. Many people praise the helpful and friendly staff, noting their efficiency and clear explanations when assisting with policies. The user experience is consistently described as easy, straightforward, and simple to navigate, whether online or over the phone. However, some customers noted difficulties with the phone system, experiencing long waits or issues with automated options when trying to reach support. A few other people also felt that renewal prices were unexpectedly high, with some reporting significant increases or difficulties changing policy details.

What people talk about most

Price

People report positive experiences with price, often finding competitive rates and good value for money, even... See more

Service

Consumers find service to be positive, with many reviewers reporting quick, easy, and fuss-free experiences... See more

User experience

Clients share positive opinions on user experience, highlighting the ease and simplicity of the application... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, friendly, and understanding... See more

Staff

Reviewers mention positive feedback about staff, often describing them as friendly, helpful, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The product is very good, but at present I’ve not had to make a claim. I would have given it a 5 start apart from your renewal costs, for the second year in a row I’ve declined the renewal because th... See more

Company replied

Rated 4 out of 5 stars

The representative was excellent but getting through was a nightmare. I was given two number choices but when pressing my choice I was told that it didn’t exist Very Confusing

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied

Rated 5 out of 5 stars

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞 Good old Co op came to m... See more


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Life Insurance Agency
  5. Pet Insurance Company
  6. Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

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4.4

All reviews

(4,363)

1,243 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very easy to complete the form online but

Very easy to complete the form online except in picking Spain as a destination the form required a destination. The city or district of Alicante was not on the drop-down list so picked one of the locations I am visiting in the period. I hope that doesn't invalidate the policy. After checking with the Co-Op everything is fine. So the help line was quick and excellent help.

June 9, 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon,

Thank you for your review. We're pleased to hear you found the online process easy to complete.

To ensure your Travel Insurance meets your needs, it's important that all destinations you plan to visit are declared accurately. If you are unsure whether the destination details on your policy are correct, please get in touch with our team, who will be happy to review this with you and make any necessary amendments.

Best regards,
Elice
Co-op Insurance Team

Rated 5 out of 5 stars

Quote process straightforward!

Found process to obtain a quote for my dog easy and straightforward and was able to complete the insurance application during same web visit. Price was extremely competitive against former insurer.

June 8, 2026
Co-op Insurance logo

Reply from Co-op Insurance

We're so glad you found our quote process easy and straightforward, and that our pricing was competitive. Thank you for your positive feedback!
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 1 out of 5 stars

Unfair Treatment by the Coop

I am extremely disappointed with the service I’ve received from Co‑op Pet Insurance.My dog, Alfred, was taken to Vets Now on 13 May for severe vomiting, and I submitted the claim the same day. He was then admitted to our local vet, where he was treated, monitored, and diagnosed with pancreatitis. A second claim was submitted immediately. I paid both bills in full, taking out a loan to do so.Despite providing all information promptly, and despite my local vet confirming they sent the additional details requested on 1 June, Co‑op has continued to ask for more information. Each request resets their response time, and as of 9 June — 27 days later — I still have no payment.Alfred has never had pancreatitis before, so I do not understand why the claim is being delayed in this way. I have raised a complaint about the delay however the complaint team are no longer responding to me, what are you supposed to do. I have upheld my side of the agreement by paying my premiums on time. I do not feel I am being treated fairly.This experience has caused significant stress and financial strain, and it does not reflect the values I expected from the Co‑op brand

May 13, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good morning
Thank you for taking the time to leave a review. I’m sorry to hear that you are unhappy with the service you have received. We have arranged for an agent to contact you.
Thank you,
Jemma
The Co-op Pet Team

Rated 1 out of 5 stars

Terrible prices

UPDATE, My mother as found a better home insurance with alot more extras then Co Op could ever provide, beyond all its seems there is no one really wanting to help when they just want over £1500 for one thing on a policy while we have now found Home Protect who offer so much including Underground services. Co op failed and will carry on doing so until they put their customers first priorty.

My mother has been with Co Op insurance for so many years I was a child when they took it out, and im 42 now. Ive been telling my mother they taking too much and recently proved this by increasing her insurance, 1st been doubled to nearly 900 and then after a quick phone call went to 1400, after another phone call it went to over 900 again. These places really dont want to offer help just the best deal for them to take more money out your pockets. We had subsidence 16 years ago and all sorted, no issues again. But they made out on the forms we put a claim in 2023, listen up kids this is why you must check your elderly parents documentation properly because of things like this. Then they add on things thats not really wanted. Well luckily I have found a better place that offers more value and less money then these guys want. Really distressed my mother out over this, rememeber is always about keep loyal customers of a certain age happy.

June 8, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Andrew

Thank you for sharing your concerns regarding your mother’s policy. We understand that premium increases can be frustrating, particularly when you feel the policy no longer represents good value for money. Premiums can change for several reasons, including changes in risk factors and wider market conditions, however we do aim to ensure customers are informed of any changes to their cover.

We note that you have found an alternative policy that you believe better suits your mother’s needs. As the policy is held in your mother’s name, we are only able to discuss specific policy details with her. If your mother would us like to review her policy, explain any premium increases, or discuss the cover she currently has please ask her to contact us directly and we will be happy to look into her concerns.

Thank you

Aysha

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