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Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Finance Broker
  4. Financial Consultant
  5. Financial Institution
  6. Loan Agency

Information provided by various external sources

Everyday our dedicated team help businesses access the funding they require. Unlike other lenders our decisions are made by humans not machines.


Contact info

3.6

Average

TrustScore 3.5 out of 5

9 reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars

Open-minded, fair and flexible.

I have worked with Credit4 for several years, which has helped me support a wide array of SMEs looking to grow. Unlike traditional banks and lenders, Credit4 take an open-minded approach to all clients, resulting in fair, flexible funding with funds usually available within a few days of application.

January 14, 2026
Unprompted review
Rated 5 out of 5 stars

My Review of Credit4

My Review of Credit4
We have been with Credit4 for 7 years ,
They are the only lenders that take the time to understand your business and provide a professional service. Our experience with this company is second to none and a seamless experience when finance is required. Cannot recommend this lender highly enough.

January 11, 2026
Unprompted review
Rated 1 out of 5 stars

Very rude not professional at all

Very rude not professional at all! Applied for a loan and they scammed £240 out of me and asked for a further £100 to unblock my fees so they could return! I have canceled with them and they are saying I need to now pay a fee to cancel! AVOID!!!!!!

August 11, 2025
Unprompted review
Rated 1 out of 5 stars

This company is not trustworthy…

This company is not trustworthy firstly that ask for an arrangement fee this sound fair but then they start asking for more payments but into different bank account do not trust them !!!!!!!!!

August 8, 2025
Unprompted review
Rated 1 out of 5 stars

They are the worst loan ever

They are the worst loan ever! They do not care about you sand they so aggressive. They called me at 2am!!!! And they deny it for doing it. I have make my payment even tho its not the amount they want. They still harassing my work place. RUN AWAY FROM THEM!!!!!!!

December 2, 2023
Unprompted review
Rated 1 out of 5 stars

We are a broker and have tried to work…

We are a broker and have tried to work with credit4 however they are outrageously expensive, And when you do find a customer that would like to proceed they continually up and up and up the rate and fees as much as they possibly can, which I understand however, this is not good for the customer or for the broker. Its better to be in the long game then make a quick buck like credit4 are clearly trying.

December 3, 2019
Unprompted review

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