Credit Engine Reviews 2,186

TrustScore 4.5 out of 5

4.3

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 977 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent user experience, finding the platform easy to navigate and understand. Many people praise the service for its efficiency and the clarity with which information is presented, especially regarding credit scores and loan options. The staff and customer service are consistently described as helpful, professional, and understanding, providing clear explanations and quick resolutions. However, some customers were dissatisfied with unexpected charges, reporting confusion or a lack of awareness regarding subscription services that led to deductions from their bank accounts. A few other people also felt that the company did not deliver on promised financial assistance, leading to confusion and frustration regarding payments and loan applications.

What people talk about most

User experience

Customers consistently note positive experiences with user experience, highlighting the quick setup,... See more

Service

Customers had positive experiences with service, often praising the efficiency and helpfulness of the... See more

Staff

Users describe positive interactions with staff, highlighting their helpfulness, kindness, and... See more

Customer service

Reviewers mention positive feedback about customer service. Many customers highlight the helpfulness and... See more

Payment

Consumers express significant dissatisfaction with the payment process, frequently reporting unexpected... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Within a blizzard of emails and texts, unknown to me CE set up an account and deducted money from my bank. However when I spotted it and contacted them (which you will not be surprised to hear is extr... See more

Company replied

Rated 4 out of 5 stars

I’ve just signed up with them, and the person I spoke to was very helpful. He walked me through the forms and explained everything as we filled them out. I would recommend Credit Engine to anyone who... See more

Company replied

Rated 4 out of 5 stars

It was straight forward few details and done within about 5 mins 👌🏻 may be even less wasnt watching the clock

Company replied


Company details

Written by the company

Credit Engine was set up to help UK consumers who are struggling to access credit, to understand their credit profile and find credit products that work for them. Whether you have an issue with your credit file you need help with, or want to understand what’s affecting your ability to get credit, we can help. Our team of credit experts are on hand to help you understand what lenders see when making lending decisions. Get a personalised action plan with tips and tasks to help you manage your credit score. With daily updates and 24/7 access to your credit report, you can track your progress towards a healthier credit profile. Try us free for 14 days, membership is £19.99 per month thereafter. You can easily cancel online at any time. If you cancel within your free trial you will not be charged.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 99% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great services

March 4, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Vebaiz,

Thank you for the great 5-star review!

We're delighted to hear that you had a positive experience with our services.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Because it's easy and reliable

Because it's easy and reliable

March 3, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Sinclair,

Thank you for the fantastic 5-star feedback!

We're delighted to hear you find our service "easy and reliable." That's exactly what we aim for!

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Was a nice experience and the lady was…

Was a nice experience and the lady was very understanding and clear and well spoken i appreciated the time she took to explain everything overall was a lovely telephone call I would recommend this service. 5☆+

March 3, 2026
Credit Engine logo

Reply from Credit Engine

Thank you for your wonderful 5-star review!

We are so pleased to hear that you had a nice experience and that the lady you spoke with was clear, understanding, and well-spoken.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

EDIT - RESOLVED! :D

EDIT - Thought I was scammed but this company did amazing at making sure that I was satisfied and that I wasn’t fraudulently taken advantage of. They took it out of their day to ring me multiple times and then compose an email explaining why I may have been confused and that it was all a simple mistake, they offered me a refund higher than I even expected. Just brilliant, brilliant all around company should feel very safe when using these guys!

March 2, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thank you for your time.

I am pleased that we were able to resolve this matter.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Great experience and service from start…

Great experience and service from start to finish really pleased customer here, would 100% recommend. Xx

February 19, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Lesley-Anne,

Thank you so much for your fantastic 5-star review!

We are delighted to hear you had a great experience and were pleased with our service from start to finish.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars
Credit Engine logo

Reply from Credit Engine

Thank you for your fantastic 5-star review!

We're so pleased to hear that we listened and were able to resolve everything for you.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Straight forward and very informative

Straight forward and very informative

February 27, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Adam,

Thank you so much for your 5-star review!

We're delighted to hear that you found the experience straightforward and informative.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Good

Good and easy to cancel memebrship

February 26, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thank you for taking the time to leave a 4-star review!

We're pleased to hear that you found the cancellation process good and easy.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Quick and easy

February 25, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Angie,

Thank you for taking the time to share your fantastic feedback!

We're delighted to hear you found our service "Quick and easy." We strive to make the experience as seamless as possible.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Brilliant done good for me

Brilliant done good for me

February 24, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Jade,

Thank you for your fantastic 5-star review!

We're delighted to hear we did well for you.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Brilliant service

Brilliant service

February 24, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Ty,

Thank you for your fantastic 5-star review!

We're so pleased to hear you received "Brilliant service."

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

Crooks

Absolute crooks they conned me

February 24, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear David,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Amazing there doing there best to help…

Amazing there doing there best to help me

February 23, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Charley,

Thank you so much for your 4-star review!

We're glad to hear that our team has been doing their best to help you.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Great platform

Great platform

February 23, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Duda,

Thank you for your fantastic 5-star review!

We're delighted to hear you find the platform great.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Great Customer service

A Polite and very understanding lady spoke to me calmly on phone and was really helpful. Also got my issue resolved swiftly.

February 23, 2026
Credit Engine logo

Reply from Credit Engine

Dear Newton,

Thank you so much for taking the time to share your 5-star review!

We are delighted to hear that the lady you spoke with was both helpful and calm, and that your issue was resolved swiftly.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Very helpful and supportive people at…

Very helpful and supportive people at the end of the phone.

February 20, 2026
Credit Engine logo

Reply from Credit Engine

Dear Ian,

Thank you for your fantastic 4-star review!

We're so pleased to hear that you found our team helpful and supportive.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

My loan got rejected but they offered…

My loan got rejected but they offered to help build my Credit Score

February 19, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Eric,

We appreciate your 4-star review.

While we understand the frustration of a loan rejection, we're glad the alternative credit-building offer was valuable.

We aim to help customers achieve financial goals, often starting with credit health.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

I had an issue with my account and…

I had an issue with my account and called customer service. The gentleman I spoke to was very polite, professional, and extremely helpful. He explained everything clearly and resolved my issue quickly. Thank you for the great support.

February 20, 2026
Credit Engine logo

Reply from Credit Engine

Dear Arash,

We're so glad you took the time to share your positive 5-star review!

It's wonderful to hear that the gentleman you spoke with was polite, professional, and quickly resolved your issue. We strive to offer great support, and your feedback is a valuable affirmation.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Fantastic service

Although I got rejected for a loan,they offered me loqbox which I accepted and now I can rebuild my credit score

February 19, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thanks for a great 5-star review!

We understand that a loan rejection can be disappointing, but we're thrilled that Loqbox was a suitable alternative to help you on your journey to rebuild your credit score.

We wish you all the best!

Kind regards,

The Credit Engine Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look