Credit Engine Reviews 2,185

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 977 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent user experience, finding the platform easy to navigate and understand. Many people praise the service for its efficiency and the clarity with which information is presented, especially regarding credit scores and loan options. The staff and customer service are consistently described as helpful, professional, and understanding, providing clear explanations and quick resolutions. However, some customers were dissatisfied with unexpected charges, reporting confusion or a lack of awareness regarding subscription services that led to deductions from their bank accounts. A few other people also felt that the company did not deliver on promised financial assistance, leading to confusion and frustration regarding payments and loan applications.

What people talk about most

User experience

Customers consistently note positive experiences with user experience, highlighting the quick setup,... See more

Service

Customers had positive experiences with service, often praising the efficiency and helpfulness of the... See more

Staff

Users describe positive interactions with staff, highlighting their helpfulness, kindness, and... See more

Customer service

Reviewers mention positive feedback about customer service. Many customers highlight the helpfulness and... See more

Payment

Consumers express significant dissatisfaction with the payment process, frequently reporting unexpected... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Within a blizzard of emails and texts, unknown to me CE set up an account and deducted money from my bank. However when I spotted it and contacted them (which you will not be surprised to hear is extr... See more

Company replied

Rated 4 out of 5 stars

I’ve just signed up with them, and the person I spoke to was very helpful. He walked me through the forms and explained everything as we filled them out. I would recommend Credit Engine to anyone who... See more

Company replied

Rated 4 out of 5 stars

It was straight forward few details and done within about 5 mins 👌🏻 may be even less wasnt watching the clock

Company replied


Company details

Written by the company

Credit Engine was set up to help UK consumers who are struggling to access credit, to understand their credit profile and find credit products that work for them. Whether you have an issue with your credit file you need help with, or want to understand what’s affecting your ability to get credit, we can help. Our team of credit experts are on hand to help you understand what lenders see when making lending decisions. Get a personalised action plan with tips and tasks to help you manage your credit score. With daily updates and 24/7 access to your credit report, you can track your progress towards a healthier credit profile. Try us free for 14 days, membership is £19.99 per month thereafter. You can easily cancel online at any time. If you cancel within your free trial you will not be charged.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 98% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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Rated 5 out of 5 stars

Great helping response

Great helping response, recommended

March 11, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Abbygail,

Thank you so much for your 5-star review!

We're delighted to hear that you found our response helpful. We appreciate your recommendation!

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Verry easy

Is very easy

March 10, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Paul,

Thank you so much for your 5-star review!

We're glad to hear that you found the process so easy.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

That was a great experience with…

That was a great experience with talking to people of credit engine, I particularly want to mention a huge thanks to Natasha for understanding my situation and giving a solution for the problem in a satisfactory way . And thank you so much.

March 10, 2026
Credit Engine logo

Reply from Credit Engine

Dear Abhilash,

Thank you for sharing your positive experience!

We are delighted to hear that you had a great experience with our team and that Natasha was able to understand your situation and provide a satisfactory solution.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Easy to understand and simple to find…

Easy to understand and simple to find what your looking for

March 10, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Oli,

Thank you for taking the time to leave us a 5-star review!

We're delighted to hear that you found everything easy to understand and simple to find.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Very detailed and resourceful

Very detailed and resourceful

March 9, 2026
Credit Engine logo

Reply from Credit Engine

Thank you for your fantastic 5-star feedback!

We're delighted to hear you found our service "very detailed and resourceful."

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

I have tried to cancel by logging into…

I have tried to cancel by logging into my account but it will not let me. I want to cancel as you have nothing to offer me. Let’s see if you cancel my free trial within the 7 days.

March 9, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Ian,

Thank you for your time today; I am pleased we were able to resolve the issue.

Please do not hesitate to contact us if we can be of any further assistance.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

I love them so much

March 8, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear John,

Thank you so much for your 5-star review!

We're thrilled to hear how much you love what we do.

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

Scam scheme pushing you into direct…

Scam scheme pushing you into direct debit, this is only information page that drive you into direct debit. They do not find loan or anything like that, but just sell you info to their partner lenders.

March 7, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Aleksey,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

This company is a big scam

This company is a big scam. They have taken £20 out of my account for just opening their website. Don't sign up for anything
They even dont let you speak to anyone on the phone
Not even 1 star is deserved.

March 6, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Niamh,

Thank you for your time the other day; I am pleased we were able to resolve the issue.

Please do not hesitate to contact us if we can be of any further assistance.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Finding a solution to get a loan was easy peasy

Finding a solution to get a loan was very easy and quickly done and was very efficient.Personally I would recommend to a lot of people to use the credit engine it’s fast and easy and helpful .
Best regards,Ravi

March 6, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Ravi,

Thank you so much for your fantastic 4-star review!

We are delighted to hear that you found the process of getting a loan through our credit engine easy, fast, and efficient.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

All as expected easy to cancel

All as expected easy to cancel

March 6, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Chloe,

Thank you for your great feedback!

We're pleased to hear that everything was as you expected and that the cancellation process was easy.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

The lady I have spoken to had helped me…

The lady I have spoken to had helped me so much! I appreciate it. Sorry I don’t remember your name but I just want to say thank you.

March 6, 2026
Credit Engine logo

Reply from Credit Engine

Dear Rhiann,

Thank you so much for taking the time to leave this wonderful 5-star review!

We're delighted to hear that a member of our team was able to provide you with excellent assistance and that you appreciated the help.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Good experience I don’t have a job atm…

Good experience I don’t have a job atm had to cancel will definitely be back

March 6, 2026
Credit Engine logo

Reply from Credit Engine

Dear Jamie,

Thank you so much for your 5-star review!

We completely understand the need to cancel right now and truly appreciate your honest communication.

We'll be ready and happy to welcome you back whenever the time is right.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Helpful friendly and efficient

Helpful friendly and efficient

March 5, 2026
Credit Engine logo

Reply from Credit Engine

Thank you so much for your 4-star review!

We're thrilled to hear that you found our service helpful, friendly, and efficient.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Very helpful

Very helpful

March 4, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thank you for your 4-star review!

We're glad to hear you found us very helpful.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

An excellent app for credit score.

An excellent experience for checking credit scores and utilizing loans

March 4, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Oluwatoye,

Thank you for sharing your excellent 5-star review!

We're delighted to hear that you found our services helpful for checking credit scores and utilizing loans.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Had a issue with the subscription fee a…

Had a issue with the subscription fee a very nice lady gave me a call and resolved my issue straight away meaning I didn’t have to take the complaint any further

March 4, 2026
Credit Engine logo

Reply from Credit Engine

Dear Corey,

Thank you for your fantastic 5-star review!

We're delighted to hear that our team was able to resolve your subscription fee issue quickly and to your complete satisfaction.

We always aim to provide excellent customer service and we're glad we could prevent any further complaint.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

its user-friendly interface

its user-friendly interface, quick, and efficient service in providing credit scores, reports, and loan comparisons. Recommended.

March 1, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Ewa,

Thank you for your fantastic 5-star review!

We are delighted to hear that you found our interface user-friendly and our service for credit scores, reports, and loan comparisons quick and efficient.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Excellent communication

Excellent communication

March 4, 2026
Credit Engine logo

Reply from Credit Engine

Dear Sue,

Thank you so much for your 5-star review!

We're delighted to hear that you experienced excellent communication. We pride ourselves on keeping our customers well-informed every step of the way.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Great services

March 4, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Vebaiz,

Thank you for the great 5-star review!

We're delighted to hear that you had a positive experience with our services.

Kind regards,

The Credit Engine Team

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