We have been working with Cynergy for a year now. Everything from setup, onboarding and the day to day management has been straight forward and we have been fully supported. Dave Green was with us at... See more
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Cynergy Business Finance is the asset-based lending subsidiary of Cynergy Bank*. We are committed to delivering a comprehensive set of services to meet the evolving needs of our clients and provide a range of finance solutions, between £200,000 and £40,000,000 per eligible business, against business assets such as receivables, plant & machinery, inventory and property. We also offer Block Discounting, cash flow loans and provide complementary export funding. The Cynergy Business Finance team has extensive collective experience in commercial and corporate lending, supporting clients to achieve their growth, acquisition, turnaround and expansion objectives. We are the proud winners of the 'Asset Based Lending Team of the Year' award at Insider Media’s Dealmakers Awards 2022. Please visit cynergybusinessfinance.co.uk to find out more. *Cynergy Bank was established in 2018 following the acquisition of a UK based community bank and serves the needs of business owners, property entrepreneurs and family businesses.
3 Hardman Square, M3 3EB, Manchester, United Kingdom
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We found the team extremely helpful and supportive throughout the process, all delivered in a short time period.

Reply from Cynergy Business Finance
A refreshingly human banking experience
The bank supported us in putting an ABL facility in place, and the experience was genuinely different from what we had come to expect from a traditional bank.
The team were human, approachable, understanding and supportive throughout the process. They took the time to understand our business, our needs and our growth plans, then adapted their approach accordingly. The team we worked with was David Green, Mark Simpson, David Pelham and Martin Wong. David Pelham was always on the end of the phone (even outside working hours!)
It was clear that they genuinely wanted to help us find the right solution and support the business in achieving its ambitions. A refreshingly collaborative and positive experience, and quite unusual in the banking world.

Reply from Cynergy Business Finance
Just a quick note to Thank you all for your efforts in assisting us recently.
Your help has made a difficult process as smooth as possible, and it’s much appreciated.
In a world where we are quick to complain, we sometimes overlook the praise when things have gone well.
Here’s to a brighter future !!
Thank you and Kind Regards,

Reply from Cynergy Business Finance
Life doesn’t always go to plan and challenges come up that are extremely hard to navigate. I had some personal challenges mainly with my dad’s health but also my daughter and was finding life real hard at the time. The MI was due and my balance sheet wasn’t balancing so it was back and forth between myself and my accountants for some time. I found this stressful and it was waking me at night worrying about it. I reached out and shared this with Sam who orchestrated for me to submit the information still needed but on a quarterly rather than monthly basis. I can’t express how helpful at that time that was. She took the time to listen to my challenges and did everything she could to help and for that I am extremely grateful. The emotional intelligence and professional input during a tough time was superb. I wish I could have shared that via the survey, but I hope it’s ok to share with you here.

Reply from Cynergy Business Finance
We have been with Cynergy Business finance for over a year now, and have always found them helpful and quick to respond to queries. Very pleased with the service.

Reply from Cynergy Business Finance
Our RM Imogen Clowes has been exceedingly helpful honest and transparent, meaning the 'day to day' processing has been relatively smooth, she has taken the time to train us and enable us to understand what we need to do and why, It has been a pleasure to work with her. Would recommend them to anyone needing their services.

Reply from Cynergy Business Finance
We have only recently transferred over to Cynergy and, so far, the transition has been very smooth, thanks to Munair.
Munair has been incredibly helpful throughout the process, taking the time to explain everything clearly and answering all of our questions with great patience. His support and guidance have made what could have been a daunting change much easier to manage.
Thank you, Munair, for all your help and patience – it is very much appreciated.

Reply from Cynergy Business Finance
Cynergy have become a great partner from on boarding through to transitioning away. Their staff from James J and Harrison have been exceptional, honest and transparent. It has been a pleasure to work with them, helpful, organised and very much colaborative. Would recommend them to anyone needing their services.

Reply from Cynergy Business Finance
When looking to finance a large business expansion with asset finance and also great working capital options, we were recommended to Cynergy Business Finance.
Never heard of them before, yet after a couple of months working with their team the process was effortless from start to finish.
The diligence and response from the whole team at Cynergy was second to none, which is a great support to our financial plans.
We would have no hesitation in recommending Cynergy Business Finance.

Reply from Cynergy Business Finance
Without the support from Cynergy, our business quite simply would not have survived. We now have an IF facility that helps us manage our working capital cash flow and a team of Cynergy customer service employees behind the scenes providing much needed guidance.

Reply from Cynergy Business Finance
We've spent the last 12 months working with Cynergy Bank. Our main point of contact is James John, over the year he has taken time to understand the nuance of our business which has helped enormously with the funding we've required... The invoice finance funding they offer is clear, concise and seamlessly works with our fast paced business.

Reply from Cynergy Business Finance
Cynergy have been provided our confidential invoice discounting facility since 2022 and I am pleased to have signed up for another 2 years. Cynergy offered us a facility that many other lenders would not consider, because of our unusual client base. At the time, they took time to understand our business and our clients, and that has been the case throughout. The ability to pick up a phone and speak to a dedicated team (Kristina, Bethanie and Imogen) who know us and who are willing to delve into an issue to understand it, is invaluable.
Facility limits, pricing and response times have all been excellent.

Reply from Cynergy Business Finance
great experience with Cynergy! The staff are very helpful, and a special thanks to Alex English, our RM, for being so supportive and cooperative.

Reply from Cynergy Business Finance
I am currently using the confidential invoice financing facility and, after being previously apprehensive about using services such as these, I am having a very positive experience. From the set-up of the facility by Maxine Hennessy, to the running of the account by Imogen Clowes, the team were very professional and easy to deal with, explaining the terms clearly and making sure that our team understood how the processes worked. Access to funds was quick once everything was set up, which is really helping us navigate through the 'leaner' period in our year. There were a couple of confusing instances at first but mainly down to us being very new to the service and nothing major enough to outweigh the benefits of the facility. All in all, a reliable option for any business needing to improve cash flow, which I would recommend to anyone looking to do so.

Reply from Cynergy Business Finance
Kristina Circus and Bethanie Winterbottom have not just facilitated our new relationship with Cynergy Business Finance but encouraged an open dialogue and collaborative working between us and the Cynergy team. This approach is providing a platform for both parties to get the best return out of our relationship.

Reply from Cynergy Business Finance
The service given by our bank relationship team was excellent and cannot be faulted.
What marks this as 4 star (more 4.5) is with the length of time it took between stages due to the other parties such as underwriters, where they asked questions that should be on record from the start about our trading style and customers.

Reply from Cynergy Business Finance
Great approach to deal making and trying to get things done. Very fast turnaround on facility offer and credit underwriting approval. Appreciate all your efforts.

Reply from Cynergy Business Finance
Since moving to Cynergy Business Finance, the personalised support from Alex English, Nicole Wadmore, Nathaniel Higgins and the team has been exemplary, and a breath of fresh air in an industry such as finance where complexity often raises concerns and anxieties.
Firstly their on boarding process with Nicole was totally seamless with full support, making this usually anxious time painless.
Their ability to deal with matters in a logical straight forward and supportive way with real expertise gives confidence which is second to none in our experience. We would recommend Cynergy Business Finance to any business who needs a proactive competent partner.

Reply from Cynergy Business Finance
Good operators having passed many clients over to my contact Luke Fitzsimmons. He has understood the clients needs and feedback from the clients is excellent. One in particular has had experience with many other IF providers and rates Cynergy as first class

Reply from Cynergy Business Finance
Luke, Reilly and the Cynergy team were fantastic from start to finish. Communication was brilliant, and we always had someone at the other end of the phone to aid us when needed. Once all in place, the organisation from the team at Cynergy meant quick turnarounds. A fantastic asset to any business so thank you all!

Reply from Cynergy Business Finance
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