Expatriate Group Reviews 

476
TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

We bought multi-trip annual insurance, and the option of just buying cover for emergency medical care and repatriation suits us. We live in France, and return to the UK to visit friends and family 3 t... See more

Company replied

Rated 5 out of 5 stars

Sraight forward renewal process, hasle free and easy to read infomration. All optons are on display, so you select which ones you wish to include and the price is adjusted in front of you. Once you ha... See more

Company replied

Rated 5 out of 5 stars

I have renewed my Expat Group Travel Insurance for both my husband and I every year since 2019. It is always very easy to do even if you want to change your cover. I particularly like that I have be... See more

Company replied

Rated 5 out of 5 stars

Relatively easy to work through. Perfect for our expat situation when returning to the home country after spending a long spell working overseas. We can select what we want to suit our requirements an... See more

Company replied

Company details

  1. Insurance Agency
  2. Health Insurance Agency
  3. Income Protection Insurance Company
  4. Life Insurance Agency
  5. Travel Insurance Company

About Expatriate Group

Written by the company

Expatriate Group

A leading provider of international health insurance and financial services for expatriates and global citizens.


With over 30 years of experience, our company offers a range of solutions that cater to the unique needs of individuals, families, and businesses living and working abroad.

We understand the challenges and complexities of international living, which is why we offer comprehensive insurance coverage and financial services to ensure our clients have the protection they need while abroad. Our products include health insurance, life insurance, income protection, and travel insurance, all designed to provide peace of mind and financial security.

Our team of experienced professionals is dedicated to providing personalized service and support, helping clients navigate the complexities of global healthcare and insurance. We work with leading insurance providers around the world to ensure our clients have access to quality healthcare and financial services, no matter where they are.

At Expatriate Group, we believe in making international living accessible and affordable for everyone. Whether you are an individual, family, or business, we have a solution that fits your needs and budget. Contact us today to learn more about our products and services, and how we can help you protect your health and wealth while living abroad.

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Expatriate Healthcare

Written by the company

14 day money back guarantee
If you purchase any product from Expatriate Group and aren't 100% happy, so long as you haven't made a claim, we will refund 100% of your premium.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

476 reviews

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4.7

All reviews

(476)

35 reviews in the last 12 months

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Rated 1 out of 5 stars

Age discrimintation

Recently enquired about Worldwide health insurance, had a brief online chat gave my date of birth and was immediately they would not provide cover as I was too old, over 65 (68). Before speaking to the agent, i reviewed the advertisement and no statement by Expatriate Group that states they do not insure those over 65. This in my opinion is age discrimination and said this to the agent who immediately went on the defensive. Would not recommend this group due to their policy.

June 4, 2024
Unprompted review
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Reply from Expatriate Group

Thank you for your feedback. Most insurances have some form of age restriction on entry. All our products have an 'Am I Eligible' section in the FAQs area. Our Quick Quotes take a few seconds and also confirm eligibility. Customers purchasing before their 66th birthday are able to renew their cover for life.

Rated 2 out of 5 stars

2 Year old with Pneumonia having to wait 6:20 Hours in Hospital Lobby for Expatriate Group to give letter of authorization of payment!

I had an extremely disappointing experience with Expatriate Group. Our ordeal began when we contacted them at 2:41 PM regarding urgent authorization for hospital treatment for my 2-year-old daughter, who was suffering from pneumonia.

Despite multiple follow-ups, we were left in a state of limbo, with the hospital telling us they were waiting on Expatriate Group, and BIMC Siloam (Bali) insisting they were waiting on the hospital. The lack of communication and coordination was appalling.

I have documented proof of the entire timeline. I used my card to pay at 7 PM, by which time 4 hours and 20 minutes had already passed. We finally received confirmation from the hospital at 9 PM, making the total wait time 6 hours and 20 minutes. This prolonged waiting period forced us to stay in the hospital lobby with a very sick child, causing undue stress and discomfort.

This experience has been extremely frustrating and unacceptable. The lack of urgency and inefficiency shown by Expatriate Group in such a critical situation is inexcusable. I cannot recommend their services to anyone based on this experience.

This is absurd given that our family policy costs $20,000 per year. In 2 years, only I have made a claim, and my daughter is the only other family member (out of 3 adults and 1 baby) to make a claim.

That being said, they did end up picking up all the cost we endured. So I've edited this review and changed the star rating on here to 2.

Regards,

May 27, 2024
Unprompted review
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Reply from Expatriate Group

Thank you for your feedback. Your comments are obviously disappointing. The matter has been referred to the claims manager to resolve, and we understand that they have already reached out to you. We hope that your daughter is recovering well.

Rated 5 out of 5 stars

For once a insurance company that does…

For once a insurance company that does not use an AI bot if you use the chat option - that alone these days merits 4 stars !! plus one more star for the person being able to understand my not so trivial question and able to answer it.

May 9, 2024
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Reply from Expatriate Group

Thank you for sharing your experience. It's good to know that our human touch is appreciated. : )

Rated 5 out of 5 stars

We had to change our insurance policy…

We had to change our insurance policy due to a family member being terminally ill . Karen, the manager was simply lovely . and talked me through the best way to adjust our policy to enable my wife to travel at short notice back to Australia . Karen, if you are reading this , a massive thank you for your compasionate approach
With many thanks

Michael Todd

May 8, 2024
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Reply from Expatriate Group

Thank you for your review. Your kind words will most certainly be shared with Karen.

Rated 5 out of 5 stars

Good customer service

Online chat answered my questions clearly and efficiently.

April 25, 2024
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Reply from Expatriate Group

Thank you for your feedback. We'll share that with the appropriate team. : )

Rated 1 out of 5 stars

Poor service

Trying to get in touch with someone since April 3rd. I have sent multiple e Mails and didn’t receive any answer yet. Before I closed the insurance,I described my individual situation and wanted to get a suitable insurance package ,which seems right now ,I can not really use. If someone would at least get back to me in last 14 days,I wouldn’t weiter a bad review,but the whole situation is overwhelming and I am very desperate and sorry and closed insurance with this company.

April 3, 2024
Unprompted review
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Reply from Expatriate Group

Thank you for your feedback. Sorry to hear of your situation. We will review your situation and respond to you directly.

Rated 5 out of 5 stars

Consistently positive experience.

Website is super easy to navigate. Call centre staff are faultlessly polite and extremely helpful. Every interaction I have had with Expat Group has been positive. NZ expat living in Poland.

April 15, 2024
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Reply from Expatriate Group

Thank you for your review. We're delighted with your feedback.

Rated 5 out of 5 stars

Great service

Customer service has been very good. Thank you Jay-Luke Johnstone for speedy support, it was very helpful.

April 9, 2024
Unprompted review
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Reply from Expatriate Group

Thank you for your feedback. Your comments will be shared with Jay-Luke. : )

Rated 5 out of 5 stars

Relatively easy to work through

Relatively easy to work through. Perfect for our expat situation when returning to the home country after spending a long spell working overseas. We can select what we want to suit our requirements and circumstances. Sensibly, the form checks the country code entered. Lots of options, but not cluttered with too many add ons.

April 8, 2024
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Reply from Expatriate Group

Thank you for sharing your experience. : )

Rated 5 out of 5 stars

Well priced insurance

Well priced insurance. There was a hiccup with trying to pay so I called them. Quickly connected to customer service who resolved the problem.

March 20, 2024
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Reply from Expatriate Group

Thank you for your review. We're sorry about the hiccup, but happy we were able to resolve it quickly. : )

Rated 4 out of 5 stars

I have just taken out a yearly travel…

I have just taken out a yearly travel insurance with the Expatriate Group. I therefore do not have any experience of actual claims but my initial impression of the company is very favourable. I was assisted by a lady called Faith who was both patient and very professional.

March 7, 2024
Unprompted review
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Reply from Expatriate Group

Thank you for your review. We will share you feedback to Faith and her manager. : )

Rated 5 out of 5 stars

great service on internet getting quote…

great service on internet getting quote . They cover pre existing conditions and one way insurance which is what we wanted. Great chat support and quick.

March 7, 2024
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Reply from Expatriate Group

Thank you for sharing your experience. : )

Rated 1 out of 5 stars

I'm having a nightmare with this…

I'm having a nightmare with this insurance! a claim for reimbursement that's been going on for over a month! The customer agent who deals with my claim only responds after reminders! I had an accident in a gym that injured my right shoulder. I had to have emergency surgery to fix the problem. Now the insurer is constantly looking for unfounded arguments not to reimburse me! I've given them all the reports I've got! almost 4 or 5 reports with a confidential letter from the surgeon assuring them that the operation went well! In the end, here's what the insurance company told me to avoid paying me: It was an old injury, so we need another report...! Do I have to invent an old medical report that doesn't exist to convince them? In 3 years I've never made a claim, it's my only claim and now they're trying to rip me off! this company should be avoided! I'm going to re-sign my contract with them, I've been told a lot about BUPA Global, so I'm going to contact them.

February 19, 2024
Unprompted review
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Reply from Expatriate Group

Thank you for your feedback. We're disappointed to hear about the circumstances of your claim. We will treat your comments in accordance with our published complaints procedure and you will be contacted directly with a response to your comments.

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