First Chicago Insurance Reviews 

108
TrustScore 1 out of 5

1.2

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Review summary

Created with AI, based on recent reviews

Evaluating 36 reviews, most reviewers were let down by their experience overall. Many customers reported significant difficulties with the claims process, often experiencing denials even when the other party was clearly at fault. People consistently found it nearly impossible to contact the company, with calls going unanswered and messages unreturned, leading to prolonged periods without resolution. Reviewers frequently mentioned extremely slow response times, waiting weeks or months for updates or callbacks. Poor communication was also a concern, with customers feeling ignored and struggling to get explanations. This often resulted in significant stress and potential long-term consequences, such as insurance record lapses.

What people talk about most

Claim

Customers consistently note negative experiences with claim, citing poor communication, endless delays, and a... See more

Service

Customers had negative experiences with service, with many reviewers describing it as the "worst insurance... See more

Customer communications

People report negative experiences with contact, consistently highlighting extreme difficulties in reaching... See more

Response time

Reviewers highlight significant dissatisfaction with response times, with many reporting being put on hold... See more

Customer service

Clients share negative opinions on customer service, with many reviewers reporting that calls go unanswered,... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Jessica Rodriguez is awful as an agent. Doesn't do her job thoroughly. Terrible experience with First Chicago. Claims took forever, reps were rude and passed me between departments, and I still don’t... See more

Rated 1 out of 5 stars

I don’t even understand how this company is still open they are the worse. They don’t help they don’t pick up any calls I had a claim open with them since August they sent a email saying my car was a... See more

Rated 1 out of 5 stars

If I could give this company a -10 I would. A driver who has this insurance hit my car on 12/11/25. It took about 24 hours before a representative returned my call. They told me they don't pay for... See more

Rated 1 out of 5 stars

Everyone needs to team up and report them to the Insurance Complaint Department and get this POS / Scam Company STUT DOWN ASAP!!! They will take your money to insure you, because no one else will, but... See more


Company details

  1. Insurance Agency
  2. Financial Consultant

Written by the company

First Chicago Insurance specializes in developing affordable auto insurance products for good drivers in Illinois, Indiana, Iowa, Kansas, Missouri, and Wisconsin.


Contact info

1.2

Bad

TrustScore 1 out of 5

108 reviews

5-star
4-star
3-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

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1.2

All reviews

(108)

35 reviews in the last 12 months

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Rated 5 out of 5 stars

After having an accident I was really…

After having an accident I was really distressed about the situation. First Chicago and my representative that assisted me was so professional and yet concerned. I would recommend First Chicago Insurance to anyone for top quality service and support.

April 25, 2019
Unprompted review
Rated 1 out of 5 stars

Absolutely terrible

Absolutely terrible. No one could answer simple questions about my policy and I got the run around when trying to remove a car from the policy. I can now see why it was half the price of my progressive policy. You really do get what you pay for

April 10, 2019
Unprompted review
Rated 1 out of 5 stars

Can never get in touch with an agent…

Can never get in touch with an agent takes forever I just pray too God that he keeps me well and avoid all auto accidents I feel this insurance company will make my life a living hell far as coverage

April 8, 2019
Unprompted review
First Chicago Insurance logo

Reply from First Chicago Insurance

Thank you for your feedback. We are sorry you are experiencing trouble with your agent. Please contact them directly as this complaint reflects your experience with your chosen insurance agent, and not First Chicago Insurance Company.

Rated 5 out of 5 stars

I had to call First Chicago Insurance…

I had to call First Chicago Insurance on 4/3/2019 and the lady i talk to was very understanding ( sorry I forgot he Name ) she really help me out I was having trouble paying my bill on line She took my payment over the phone and I thank her for all of her help

April 4, 2019
Unprompted review
Rated 1 out of 5 stars

Shady Organization

I was involved in an accident that was the fault of the other driver. His insurance company was terrible and dragging their feet to address damages after receiving the police report and acknowledging the driver to be at fault. The driver’s insurance company sent me to the body shop for damage estimate. After the estimate the driver’s insurance took 3 months and still would not okay my repairs. I paid my deductible with 1st Chicago $1030.00 to get damages repaired At which time they told me my deductible would be completely refunded to me pending repairs. I called them a week after my repairs were complete to complain about Shotty workmanship. I also inquired about when I would be receiving my deductible as a refund that I had to pay out. They then told me there was an open investigation and the other insurance company had not found the client liable so me receiving my deductible amount refunded was not possible. They mislead me as a customer and are a below standard company. I will never recommend them and I now have to hire an attorney to recoup my deductible. Stay away from this organization!

March 27, 2019
Unprompted review
Rated 3 out of 5 stars

Automated service for paying bill…

Automated service for paying bill doesn't work...

March 19, 2019
Unprompted review
First Chicago Insurance logo

Reply from First Chicago Insurance

Hello Sandra, I am sorry our systems were down while you were using them. Thank you for bringing it to our attention. If you would like to talk more about the issue you are welcome to call me at (708)552-2416 between 9 am and 4 pm Monday through Friday.

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