I'm on a debt management plan and find it very difficult to obtain finance. Unfortunately our car was written off in an accident, meaning we needed to buy a new vehicle. First Response came to our res... See more
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Founded in 1998, First Response Finance is a leading vehicle finance company in the UK, with offices in Nottingham, Leigh, and Glasgow. With a strong team of over 300 employees, we believe everything starts with our own people, sharing the same values so we can deliver the best possible service to our customers. 💚 Here at First Response Finance, we offer Hire Purchase (HP) finance on three types of vehicles – cars, vans, and motorbikes – without charging our customers any extra fees. Putting customers at the heart of everything we do, our main purpose is to provide great credit solutions for non-prime customers, while creating an extremely positive and trust-based working environment. Our unique way of thinking and excellent customer service has helped us win “Sub-prime Finance Provider of the Year” five years running and has seen us rated as the UK’s number one motor finance lender on Review Centre.
5 Regan Way, NG9 6RZ, Nottingham, United Kingdom
Replied to 90% of negative reviews
Typically replies within 1 week
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Excellent experience. Steve is great trustworthy and friendly man. I would defo recommend!

Reply from First Response Finance
I'm on a debt management plan and find it very difficult to obtain finance. Unfortunately our car was written off in an accident, meaning we needed to buy a new vehicle. First Response came to our rescue. Friendly, empathetic staff and an easy process, we are in possession of our new vehicle, all within a week or so. Thank you.

Reply from First Response Finance
Really good .professional .helpful . 2nd time ive financed a bike with them wont be the last either time either

Reply from First Response Finance

Reply from First Response Finance
I think you’re management or through your guys in the office are disgraceful. They haven’t got a clue what they’re talking about or what they’re doing but I did experience satisfaction with two young ladies and well done for the girls but all the bad guys the changing is not a decent one amongst them terrible service I received.

Reply from First Response Finance
I can’t rate this company high enough. Fantastic from beginning to end. I applied in the evening, had a call the following day and drove home in my new car the day after. So many companies turned me down and this company did everything they could. 5* all the way. Thanks a million

Reply from First Response Finance
Always friendly, helpful,polite and a very quick service.
Couldn't be happier with how I was treated

Reply from First Response Finance
What an amazing company yo deal with, the staff are friendly and helpful and the whole process from start to finish was stress free.

Reply from First Response Finance
Really great and fast service! Thank you for accepting my credit!

Reply from First Response Finance
Amazing customer service
Painless from start to finish
Would recommend!

Reply from First Response Finance
customer service was impeccable! quick decision, after being rejected litteraly everywhere else these gave me a chance... yes a 42% interest rate.... but at the end of the day, still the cheapest for me and same day approval!

Reply from First Response Finance
Allways there to help the staff are amazing helped me out big time with getting my cars can’t thank them enough with how first response are amazing thank you to all the team at first response

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Reply from First Response Finance

Reply from First Response Finance
Absolute jokers, they have allowed a Car Dealership to gain finance against cars they don't even own. Now they are sending letters to the Genuine owners basically threatening them with repossession or the police if they don't respond to this letter. Would definately no recommend!
I had a really positive experience with First Response Finance. Despite having a bad credit score, the whole process of getting approved was surprisingly quick and straightforward. They made everything feel easy and stress-free, which I honestly didn’t expect.
Their team was very professional both over the phone and through emails. Every time I had a question, they responded clearly and promptly, making sure I understood everything before moving forward. The communication was spot on from start to finish.
What I really liked is that they also have an extra layer of protection for customers. If you haven’t seen the car at the dealer yet, they can hold the money that would normally be transferred to the dealer after approval. This gives you real peace of mind because you know they are there for you and you’re not just another person they want to give a loan to and forget about.
Overall, very good experience, professional service, and I would definitely recommend them.

Reply from First Response Finance
I can’t give a minus star rating unfortunately. DO NOT USE THIS COMPANY!!! I’ve had van that has needed a new engine, new turbo, New DPF, new Ad Blu and again needs a new turbo. This company has just fobbed me off to the Financial ombudsman service. Takes no responsibility and fobs you off hoping that you will just give up because you can’t be bothered with the hassle.

Reply from First Response Finance
My experience has been perfect with the help from the start and so far so good with payments being down on the correct dates with no issues so far

Reply from First Response Finance
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