I hold annuities from Global Atlantic, Symetra, Nationwide, and Athene via my Chase broker. When I registered online, I was amazed at how effortlessly it went. Whenever I required assistance, it... See more
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My first transaction with Gainbridge, I was a little nervous about the transfer of funds between banks and Gainbridge. There was a small period of time where I didn’t know who was holding my funds. Af... See more
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Looking for an investment for my retirement savings. While searching through the investment opportunities, I noticed an annuity which had a great rate. I was like, "What's the catch." After doing s... See more
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I found Gainbridge on the internet when I was searching for an Annuity. They were very clear and upfront with their rates and terms, my communications prior to opening my account were with real peopl... See more
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Company details
About Gainbridge
Written by the company
Gainbridge® was founded to be a better way for people to grow their money. Through our self-managed digital platform, we eliminated hidden fees and commissions, putting the power and more money back in your hands, which, really, is where it should have been all along.
How does buying annuities directly from Gainbridge® work?
1. Apply in minutes: Open an account with an easy, online application.
2. Fund your annuity: You can fund your annuity by a checking or savings account, check, or, for products that qualify, qualified transfer (typically an IRA, 401(k) or 1035 exchange).
3. Watch your money grow: To manage your account and see your growth, simply log into your Gainbridge® portal for real-time updates.
Apply now
Our online platform lets you buy our annuities directly. This means you get a transparent experience, putting the power and higher returns back in your hands.
Insurers rated A- (excellent) by AM Best for their financial strength1. And with Gainbridge® annuity products, you can cancel within 30 days of receiving your contract. We strive to give you the most trustworthy and transparent experience as we continue to offer annuities built for the 21st century.
We have real people ready to help real people. Our gold medal support team is here to help. Reach us by phone, email, or live chat.
Contact us
1A.M. Best Company assigns ratings from A++ to S based on a company’s financial strength and ability to meet obligations to contract holders. A- (Excellent) is the 4th highest of 16 ratings. For more information about the rating, visit www.ambest.com
Annuities issued by Gainbridge Life Insurance Company, Zionsville, Indiana. Products and/or features may not be available in all states. All guarantees based on the financial strength and claims paying ability of the issuing insurance company.
Contact info
10555 Group 1001 Way, 46077, Zionsville, United States
- +1 866-252-9439
- team@gainbridge.com
- gainbridge.com
4.5
Excellent
1K reviews
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New Account Failing
Applied March 20. Emailed notification on March 24 that funds to open $50K acct. were received. Processing payment would take 1-3 business days. Followed by an email to activate account. It is Monday March 30. Email not received. Attempt to access portal has failed. Phone contact says this is not a problem normally encountered. Flagging IT engineering dept. Awaiting response. Very problematic. Not acceptable.
Determined finally after a week that IT platform not compatible with customer's Apple iOS out-of-date. Told it would not be a problem prior to application. Contract finally reviewed this day April 6 using MsDOS PC computer at the library. Support is sending 36-page contract not accessible via portal using my iPhone and not printable at the library by an overnight courier for my records. Support subsequently contacted for instructions to cancel contract within 30-days of acceptance. Very helpful. Seamless. Procesing request to transfer back to my checking account may take up to seven more business days. Added to the first four to process payment after being rec'd March 20. A considerable amount of interest accrued daily not being credited to initial $50K balance of the customer. Very disappointing.
March 29, 2026
Reply from Gainbridge
Timothy,
Being locked out of your own account is beyond frustrating—we completely understand, and we're truly sorry this happened to you. Please call us at 1-866-252-9439 or email team@Gainbridge.io. We'll work with you to get you back into your account quickly and make sure this doesn't keep happening. You have our full attention on this.
The Gainbridge℠ Team
I rate are competitive and the process…
I rate are competitive and the process was fast
March 12, 2026
Reply from Gainbridge
Mila,
This is wonderful to hear—thank you! Our mission is to take the complexity and confusion out of saving for your future. Your feedback tells us that we're on the right track, and that means so much to us.
The Gainbridge℠ Team
Ease of use to access their financial…
Ease of use to access their financial products online
March 16, 2026
Reply from Gainbridge
Joseph,
Thank you for sharing this with us! We put a lot of thought and care into making our platform clear, easy to navigate, and user-friendly. We're so glad that all of that effort paid off in your experience with Gainbridge℠.
The Gainbridge℠ Team
I lost 3 weeks of interest
Gainbridge held my money ( and collected interest on it) for 2 weeks due to NO FAULT of my own. They said they received a notice from the social security office that I was deceased. That is a LIE! I contacted the social security office and they said they do not send letters like that! It took me 3 weeks total to get my money back! They should have paid me my interest!
March 23, 2026
Reply from Gainbridge
Lori,
We are so sorry to hear about your experience with Gainbridge℠. That's simply not the experience you should have had with us, and we're genuinely sorry. You deserve better, and we want to deliver that.
The Gainbridge℠ Team
Reply from Gainbridge
Mary,
We appreciate this so much—thank you! We believe in building real, lasting relationships with our members. You're not just a number or an account to us—you're someone who has trusted us with something important, and we don't take that lightly.
The Gainbridge℠ Team
Reply from Gainbridge
Daniel,
Thank you so much for this feedback! We've worked really hard to make the process as simple and straightforward as possible - no confusing steps, no unnecessary hurdles, just a clear path to help you start saving. We're so glad it met your expectations.
The Gainbridge℠ Team
Reply from Gainbridge
Phillip,
Thank you for taking the time to share your experience with us! We're truly glad to hear that Gainbridge℠ is working well for you so far. We genuinely appreciate your trust, and we're here for you whenever you need us.
The Gainbridge℠ Team
Great thanks
February 2, 2026
Reply from Gainbridge
Jose,
Thank you so much for taking the time to share your experience with us!
The Gainbridge℠ Team
Very easy to work with
Very easy to work with. Bought a CD and had no issues at a good rate.
March 6, 2026
Reply from Gainbridge
Elaine,
Thank you for your kind words. We are thrilled you had a good experience with Gainbridge℠.
The Gainbridge℠ Team
Better Rates, Better Experience
Gainbridge was straightforward to use and provided all the information i needed. If you are looking into annuities, start with Gainbridge.
March 15, 2026
Reply from Gainbridge
Daniel,
Thank you so much for these kind words! At Gainbridge℠, we believe in being upfront and honest - what you see is what you get, with no fine print or surprises hiding around the corner. We're so glad that came through in your experience, and we truly appreciate you sharing this with us.
The Gainbridge℠ Team
Gainbridge is doing great.
Gainbridge is doing great for me... I only wish I could have gotten in a little sooner, when rates were better. I used to play the market but, at my age I wanted something solid and steady...
October 10, 2025
Reply from Gainbridge
William,
We're so glad to hear that Gainbridge® is helping you work toward your financial goals! That's exactly what we're here for—to give you one less thing to worry about so you can focus on the things that matter most to you. Thank you so much for sharing your experience with us.
The Gainbridge℠ Team
Reply from Gainbridge
Roger,
We really appreciate you taking the time to share this feedback! Hearing from members like you helps us know that we're doing right by the people who trust us- offering competitve rates, being transparent, and as stress-free as possible. Thank you for being part of Gainbridge℠.
The Gainbridge℠ Team
Reply from Gainbridge
Jeffrey,
Thank you for noticing and for sharing this! We truly believe that buying an annuity should be something you can do yourself, from the comfort of your own home, in your own time. We're so glad we could deliver that experience for you.
The Gainbridge℠ Team
Easy to set up
Easy to set up, transparent and straightforward so far (still a new customer).
March 12, 2026
Reply from Gainbridge
Thank you for this wonderful feedback! We're committed to keeping things easy and straightforward while still giving you everything you need to feel confident and informed in your choice. We're so glad that came through in your experience.
The Gainbridge℠ Team
very helpful-very nice person he made…
very helpful-very nice person he made it easy, thank you
March 9, 2026
Reply from Gainbridge
Jack,
Thank you so much! Our team is here to make things easier for you, not harder or more confusing. We're so glad they were able to help you get exactly what you needed, and we appreciate you taking the time to share your experience.
The Gainbridge℠ Team
Would suggest a better one on one experience
I could not understand why it seemed to take so long for everything to be finalized. I would have appreciated a more one on one working relationship so I could have ongoing information. It made me feel as if they did not think my money was good enough. At one point, I began to wonder if I had made a mistake by investing my money with them. I believe being assigned to a specific agent with whom I could communicate would have helped throughout the process.
February 9, 2026
Reply from Gainbridge
Barbara,
This isn't who we want to be for you or for any of our members. Every single member's experience matters deeply to us, and we clearly missed the mark with yours. We will take your feedback into account as we continue to improve our offerings.
The Gainbridge℠ Team
Ease of dealing with reps
February 2, 2026
Reply from Gainbridge
Randall,
Thank you so much! Our team is here to make things easier for you, not harder or more confusing. We're so glad they were able to help you get exactly what you needed, and we appreciate you taking the time to share your experience.
The Gainbridge℠ Team
FastBreak
The whole process of purchasing a FastBreak annuity could not have been simpler.
March 3, 2026
Reply from Gainbridge
David,
This is wonderful to hear—thank you! Our mission is to take the complexity and confusion out of saving for your future. Your feedback tells us that we're on the right track, and that means so much to us.
The Gainbridge℠ Team
I love the way they work out with me to…
I love the way they work out with me to save my money
March 11, 2026
Reply from Gainbridge
Linh,
Thank you for being a valued Gainbridge℠ member and for taking the time to share your thoughts with us. We're here to help you save with confidence and peace of mind, and your feedback lets us know that we're heading in the right direction. We're so grateful to have you with us.
The Gainbridge℠ Team
Human personal service
What impressed me the most was how quick, easy and intelligent the Representatives were to communicate with.
March 11, 2026
Reply from Gainbridge
Linda,
This is so wonderful to hear—thank you for sharing! We believe in going the extra mile for our members because that's exactly what we'd want if the roles were reversed. We're so glad that showed in your experience with us.
The Gainbridge℠ Team
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