I hold annuities from Global Atlantic, Symetra, Nationwide, and Athene via my Chase broker. When I registered online, I was amazed at how effortlessly it went. Whenever I required assistance, it... See more
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Based on these reviews
My first transaction with Gainbridge, I was a little nervous about the transfer of funds between banks and Gainbridge. There was a small period of time where I didn’t know who was holding my funds. Af... See more
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Looking for an investment for my retirement savings. While searching through the investment opportunities, I noticed an annuity which had a great rate. I was like, "What's the catch." After doing s... See more
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I found Gainbridge on the internet when I was searching for an Annuity. They were very clear and upfront with their rates and terms, my communications prior to opening my account were with real peopl... See more
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Company details
About Gainbridge
Written by the company
Gainbridge® was founded to be a better way for people to grow their money. Through our self-managed digital platform, we eliminated hidden fees and commissions, putting the power and more money back in your hands, which, really, is where it should have been all along.
How does buying annuities directly from Gainbridge® work?
1. Apply in minutes: Open an account with an easy, online application.
2. Fund your annuity: You can fund your annuity by a checking or savings account, check, or, for products that qualify, qualified transfer (typically an IRA, 401(k) or 1035 exchange).
3. Watch your money grow: To manage your account and see your growth, simply log into your Gainbridge® portal for real-time updates.
Apply now
Our online platform lets you buy our annuities directly. This means you get a transparent experience, putting the power and higher returns back in your hands.
Insurers rated A- (excellent) by AM Best for their financial strength1. And with Gainbridge® annuity products, you can cancel within 30 days of receiving your contract. We strive to give you the most trustworthy and transparent experience as we continue to offer annuities built for the 21st century.
We have real people ready to help real people. Our gold medal support team is here to help. Reach us by phone, email, or live chat.
Contact us
1A.M. Best Company assigns ratings from A++ to S based on a company’s financial strength and ability to meet obligations to contract holders. A- (Excellent) is the 4th highest of 16 ratings. For more information about the rating, visit www.ambest.com
Annuities issued by Gainbridge Life Insurance Company, Zionsville, Indiana. Products and/or features may not be available in all states. All guarantees based on the financial strength and claims paying ability of the issuing insurance company.
Contact info
10555 Group 1001 Way, 46077, Zionsville, United States
- +1 866-252-9439
- team@gainbridge.com
- gainbridge.com
4.5
Excellent
1K reviews
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Favorable interest rate
March 25, 2026
Reply from Gainbridge
Ronald,
We really appreciate you sharing this! We keep a very close eye on rates to make sure we're consistently offering real, meaningful value to our members. We're so glad you noticed, and we thank you for your trust in us.
The Gainbridge℠ Team
The website was user friendly
The website was user friendly. Each step by step process was very convenient. I also liked how efficient the process was.
April 14, 2026
Reply from Gainbridge
Pamela,
Thank you so much for this feedback! We've worked really hard to make the process as simple and straightforward as possible with no confusing steps and no unnecessary hurdles, just a clear path to help you start saving. We're so glad it met your expectations.
The Gainbridge℠ Team
Reply from Gainbridge
Beth,
We really appreciate you highlighting this! Simplicity is absolutely core to who we are and what we do. If something feels complicated or confusing, then we haven't done our job right. We're so glad your experience was a smooth one.
The Gainbridge℠ Team
Easy annuity setup
Gainbridge makes it so easy to set up an annuity, and also to transfer funds. This is my second account set up in less than two years.
April 1, 2026
Reply from Gainbridge
Todd,
This is wonderful to hear—thank you! Our mission is to take the complexity and confusion out of saving for your future. Your feedback tells us that we're on the right track, and that means so much to us.
The Gainbridge℠ Team
All went very smoothly and easier than…
All went very smoothly and easier than I even expected
April 13, 2026
Reply from Gainbridge
Elaine,
We really appreciate you sharing your experience with us! Our goal is to make saving as simple as possible—find a good rate, set it up, and then get back to enjoying your life without worrying about it. We're so happy we could do that for you, and we thank you for trusting us with your financial journey.
The Gainbridge℠ Team
Very easy and simple online process to…
Very easy and simple online process to make application and fund.
April 2, 2026
Reply from Gainbridge
Ron,
We really appreciate you highlighting this! Simplicity is absolutely core to who we are and what we do. If something feels complicated or confusing, then we haven't done our job right. We're so glad your experience was a smooth one.
The Gainbridge℠ Team
Website easy to navigate for…
Website easy to navigate for application. Interest rates great. Would like to be able to establish Joint Ownership and/or Payable on Death features at the time of application.
March 24, 2026
Reply from Gainbridge
Karlyn,
Thank you for sharing this with us! We put a lot of thought and care into making our platform clear, easy to navigate, and user-friendly. We're so glad that all of that effort paid off in your experience with Gainbridge℠. That being said, there is always room for improvement! We take your feedback about additional features during the application seriously and will bring it back to the team!
The Gainbridge℠ Team
Still don't know anything about your…
Still don't know anything about your company except that you have my money. How do I access knowledge about my money?
April 7, 2026
Reply from Gainbridge
Daniel,
Thank you for this question! We are seeing on our side that your policy is active and earning interest. You can always login to your account through gainbridge.com with the information sent to your email. If you are having further troubles, please reach out to us at 1-866-252-9439 or team@Gainbridge.io, and we'll sort this out together! We're here to help.
The Gainbridge℠ Team
Easy use and very clear account details.
April 6, 2026
Reply from Gainbridge
Ximing,
Thank you for noticing and for sharing this! We truly believe that buying an annuity should be something you can do yourself, from the comfort of your own home, in your own time. We're so glad we could deliver that experience for you.
The Gainbridge℠ Team
Very easy and pleasant experience with…
Very easy and pleasant experience with great rates!
April 6, 2026
Reply from Gainbridge
Phil,
Thank you so much! Our goal is to help you build a stronger financial future with rates that actually make a real difference in your savings. We're so grateful for your trust and for your kind feedback.
The Gainbridge℠ Team
I’ve been buying annuities from…
I’ve been buying annuities from Gainbridge for a couple of years, and always come back to them due to good rates and easy account management.
March 31, 2026
Reply from Gainbridge
Stefan,
Thank you for this wonderful review! We're in this for the long haul with you. Your rate is locked in from day one, your money is protected, and our team is here whenever you need us. We truly appreciate your trust and confidence in Gainbridge℠, and we look forward to continuing to serve you.
The Gainbridge℠ Team
Easy company to work with!
Was very easy to complete application and have Gainbridge transfer funds. Customer service was very efficient, friendly and professional!
April 1, 2026
Reply from Gainbridge
Melissa,
Thank you so much for this feedback! We've worked really hard to make the process as simple and straightforward as possible - no confusing steps, no unnecessary hurdles, just a clear path to help you start saving. We're so glad it met your expectations.
The Gainbridge℠ Team
It was a trial trying to get the former…
It was a trial trying to get the former insurance company to release the funds. Gainbridge customer service handle everything professionally and and efficiently.
April 3, 2026
Reply from Gainbridge
Gary,
This is so wonderful to hear - thank you for sharing! We believe in going the extra mile for our members because that's exactly what we'd want if the roles were reversed. We're so glad that showed in your experience with us.
The Gainbridge℠ Team
Their Customer Service Rules!
The one thing in particular I want to comment on is the excellent follow-up from Trista. Thank you Trista!!
April 1, 2026
Reply from Gainbridge
Bradley,
Thank you so much for recognizing our team! We'll definitely make sure they hear about this wonderful feedback. They work really hard to be genuinely helpful without any sales pressure - just real answers to your real questions. Your kind words mean so much to them and to us.
The Gainbridge℠ Team
Website Excellent and Easy to Navigate!
Website easy to navigate and I did have to make a telephone call and the lady that assisted me gave the answer that I needed to hear.
I see that my investment is running well as I requested online.
March 27, 2026
Reply from Gainbridge
Michael,
Thank you so much for this wonderful feedback! We built Gainbridge℠ with one thing in mind: to take the guesswork and stress out of saving for your future. Knowing that we've been able to deliver on that promise for you truly makes our day. We're so grateful you chose us.
The Gainbridge℠ Team
Great prior reviews and ratings
Great prior reviews and ratings, great system in place, fast and accurate.
March 9, 2026
Reply from Gainbridge
Heidi,
We really appreciate you sharing your experience with us! Our goal is to make saving as simple as possible—find a good rate, set it up, and then get back to enjoying your life without worrying about it. We're so happy we could do that for you, and we thank you for trusting us with your financial journey.
The Gainbridge℠ Team
EASY PROCESSING.....
It was an easy process from start to finish online for the transaction, ...
March 25, 2026
Reply from Gainbridge
Thank you so much for this feedback! We've worked really hard to make the process as simple and straightforward as possible—no confusing steps, no unnecessary hurdles, just a clear path to help you start saving. We're so glad it met your expectations.
The Gainbridge℠ Team
You received my funds on Tuesday March…
You received my funds on Tuesday March 24th and I still don’t have my account information.
March 24, 2026
Reply from Gainbridge
Hi Jon,
We are seeing on our side that your policy is active and earning interest! We're so sorry for the trouble you've had logging in. Your security absolutely matters to us, but you also need to be able to access what's yours—that's completely non-negotiable, and we understand that. Please reach out to us at 1-866-252-9439 or team@Gainbridge.io, and we'll sort this out together. We're here to help.
The Gainbridge℠ Team
The Gainbridge℠ Team
My first time experience with…
My first time experience with Bainbridge Anuity very positive
Staff very professional , knowledgeable & helpful every time I called.
March 23, 2026
Reply from Gainbridge
Ziggy,
Thank you so much! Every Gainbridge℠ member deserves a great experience, and we're so glad that yours was one of them. We work hard to make sure everyone who trusts us feels supported and valued, and your feedback means the world to us.
The Gainbridge℠ Team
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