I was backpacking for a few months and needed something flexible and budget friendly. Genki offered just that. Thankfully I didn't have any serious medical situations, but when I did need to go to the... See more
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About Genki - Insurance for Nomads
Written by the company
Health Insurance for Digital Nomads
Every country. Any doctor or hospital. We've got you covered.
Your worldwide health partner
Written by the company

- Made for Nomads by Nomads
- We are a fully remote team working from around the world. We understand the challenges (and joys!) that come from leaving home, exploring new places, and living & working abroad.
- Our Mission
- We're here to make health easier and more accessible for digital nomads, expats, and world travelers. We're not an insurance company. We're your health partner, always there to support you in your journey, wherever it may lead.
24/7 Emergency Assistance
Genki members have access to a 24/7 emergency assistance hotline

Contact info
Siegburger Str. 231, 50679, Cologne, Germany
- help@genki.world
- genki.world

Genki Health Insurance for Nomads
Replied to 94% of negative reviews
Typically replies within 48 hours
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Knowing that I was fully covered by Genki
Knowing that I was fully covered by insurance I can trust
Incredibly easy to understand and…
Incredibly easy to understand and reliable information!
The best insurance I have seen. Congratulation to the team that made this possible.
Thank you!
Be cautious with this insurance…
Be cautious with this insurance company. I used their service for 6 months and had just one doctor visit that cost €86. Out of that, they only reimbursed €10. They deduct €50 for every claim, no matter how small, and clearly try to minimize the refund.
On their website, they claim to cover specific treatments, but in reality, they denied reimbursement for something explicitly listed as covered. At €60/month plus €50 per claim, it’s simply not worth it, especially if you’re under 50. I strongly do not recommend this company.

Reply from Genki - Insurance for Nomads
Great insurance for digital nomad
Great insurance for digital nomad. I'm very happy with it.
Caroline
Caroline, as was Jet, proved superlative at her work...professional and efficient, assisting me as I navigated through the process. Excellent support.
⭐⭐⭐⭐⭐ 5/5 – Absolutely outstanding service from Genki
⭐⭐⭐⭐⭐ 5/5 – Absolutely outstanding service from Genki!
I recently signed up for Genki Traveler while preparing to apply for a Colombian visa as a European pensioner. From the moment I contacted them, I received exceptional support, both from their AI assistant and their human team.
Their AI was incredibly fast and helpful — honestly better than most human customer services I’ve dealt with — and when I needed a Spanish version of my insurance certificate for immigration authorities, they handled it immediately and efficiently.
The certificate was delivered fast, correctly formatted, and clearly outlined all the coverage needed (accident, illness, hospitalization, repatriation, etc.). This level of precision and responsiveness was critical for my visa application, and Genki exceeded expectations.
Also, the monthly flexibility and ability to cancel anytime is ideal for travelers who don’t know how long they’ll be staying. Add to that the quality of communication, and I can confidently say:
Genki is the gold standard in international travel health insurance.
Thank you, Jets and the whole Genki team. German reliability at its best 🇩🇪💪🏼
⸻
⭐⭐⭐⭐⭐ 5/5 – ¡Servicio absolutamente impecable por parte de Genki!
Recientemente contraté Genki Traveler mientras preparaba mi solicitud de visa colombiana como pensionado europeo. Desde el primer momento recibí un soporte excepcional, tanto por parte de su asistente virtual como del equipo humano.
Su inteligencia artificial fue increíblemente rápida y útil — sinceramente mejor que muchos servicios de atención al cliente tradicionales — y cuando necesité un certificado de seguro en español para las autoridades migratorias, lo gestionaron de forma inmediata y eficiente.
El certificado llegó rápido, correctamente redactado y con todos los elementos necesarios (accidente, enfermedad, hospitalización, repatriación, etc.). Este nivel de precisión y rapidez fue clave para poder presentar mi solicitud de visa, y Genki superó con creces mis expectativas.
Además, la flexibilidad de pago mensual y la posibilidad de cancelar en cualquier momento es ideal para quienes aún no saben cuánto tiempo se quedarán. La comunicación ha sido constante, profesional y clara.
Genki es, sin duda, el referente en seguros de salud para viajeros internacionales.
Gracias a Jets y todo el equipo de Genki. Fiabilidad alemana en su máxima expresión 🇩🇪💪🏼
Very good insurance being a digital…
Very good insurance being a digital nomad. They paid many claims, not all. But, their policy is clear so read what is covered. There customer service is very responsive. I would recommend Genki as a provider. I had the Native plan.
Andreia is a legend
Andreia is a legend. When I go travel this is where I will insure myself
Genki is clear and to the point in there communication…
I never had to use the health insurance because I was not ill during my stay abroad, but website and communication with Genki is correct and very clear and to the point. I liked it.
Everything was fine until I had to…
Everything was fine until I had to cancel a booking through Air Doctor. You pay for expensive insurance, but you’re still left to handle all the communication and paperwork on your own.
They also left this comment under other review:
“For emergencies that require hospitalization, we always offer direct billing, including any planned surgeries or inpatient care.”
That’s simply not true — they do not cover planned surgeries.
In my case, I was diagnosed with a hernia of the linea alba. The doctor confirmed that while it’s not yet critical, surgery is needed as soon as possible. Still, the insurance refused to cover it, claiming it’s a planned procedure.

Reply from Genki - Insurance for Nomads
Very versatile insurance option
Very versatile insurance option, as long as you're not staying in your home country for too long. However, as far as international travel goes, it's an option with outstanding coverage at the cheapest prices I could find.
I have used this insurance for a whole…
I have used this insurance for a whole year, and it was the best insurance that I have used in all 15 years of my adventures and travels. The genki Insurance team was always in touch and always helped me solve any issue that was necessary very quickly and efficiently. I have always received compensation on time. I am very grateful to you, it’s been a great luck that my friend introduced you to me. thank you guys for such a good job, I really recommend you to my friends and random people I meet who’s searching for a good insurance. And for me personally while traveling it is very important to have good support from an insurance company because I never know what can happen. With you I feel really protected, thank you, thank you, thank you! All the best wishes for you! Hurray! 🥰🌺❤️😊🙏🏻🥹🌸😁👌🏻🌞🏆🏆🏆see u soon again
Everything with Genki was really easy
Everything with Genki was really easy. From the website you can subscribe and manage the policy and if you have any question, they will answer you very fast at the live chat. I used the policy during my trip since I had to go to the hospital for a serious infection. The process to request a refund was straighforward. I received the refund for both medical visits and medicines after a few days
Super easy process
The whole process of applying for an insurance was very easy and not complicated at all. The team is also very helpful regarding questions and requests, my email was replied within minutes, which is very impressive. I am very satisfied! Can recommend Genki for people going abroad (especially for the first time).
Very fast and polite assistance
Very fast and polite assistance.
Had my account blocked cause of failure with the bank payment but with the help of the representative received important information how to renew the insurance and apply to have a cover by Genki.
The best insurance for digital nomads and people who travels a lot. Thanks to the team for a great job.
Regards
Great option for people who are in…
Great option for people who are in between countries/ without residence. Quick and helpful customer support!
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