AKKO Reviews 708

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the efficient and straightforward claims process, highlighting how quickly and easily their claims are handled. Many consumers appreciate the prompt and helpful responses from the customer service team, noting their clear communication and supportive approach. People frequently mention the comprehensive coverage and the overall satisfaction with the service provided, often comparing it favorably to other options. However, some customers also noted issues with claim denials, particularly when initial information was deemed insufficient or when the damage was misinterpreted. A few reviewers expressed dissatisfaction with the product replacement process, citing instances where replacement devices were of lower quality or incompatible. There were also occasional mentions of slower response times or difficulties in providing necessary documentation for claims.

What people talk about most

Claim

Users describe positive interactions with claim. Many customers found the claim process to be fast, easy, and... See more

Service

Reviewers mention positive feedback about service. Many customers praise the fast, efficient, and... See more

Response time

Consumers generally express satisfaction with response times. Many reviewers highlight quick responses, with... See more

Product

People report ambiguous experiences with product. Many customers praise the comprehensive coverage for... See more

Customer service

Reviewers highlight positive aspects of customer service, praising helpful, professional, and responsive... See more

Based on these reviews

Rated 5 out of 5 stars

Akko has been outstanding for me from beginning to end. Handling my claim was simple and fast, and everything was taken care of without any hassle. Their support team responded quickly, communicated c... See more

Rated 5 out of 5 stars

I’ve unfortunately had my tv broken twice by kids throwing toys. Don’t judge, some kids are very stubborn. I had a hiccup on my second claim and it was initially denied without asking for further clar... See more

Rated 5 out of 5 stars

I recently had to replace my iPhone due to a cellular issue, and Akko made the entire process incredibly smooth. The claim was handled quickly and efficiently, with no runaround or endless waiting. W... See more

Rated 5 out of 5 stars

AKKO has gone above and beyond to make sure their customers are happy. They have provided great service as well as great coverage. While certain things may be a little hard to understand VIA their web... See more


Company details

  1. Gadget Insurance Company

Written by the company

AKKO is the highest rated Gadget Insurance Provider on Trustpilot! As well as ranked as a top choice for device protection by the likes of Investopedia, Benzina, Gadget Review, Android Central, and other publishers. AKKO protection offerings combine affordability with an unparalleled claims experience. Our offerings start with phone protection plans as low as $5/mo and more comprehensive protection with bundled plans at $15/mo to cover a phone + r a range of personal devices, from laptops, tablets, and smartwatches to headphones, photography gear, and recording equipment. Families can take advantage of our household device protection plans, beginning at $25/mo to cover ALL the devices in your phone, ensuring every gadget is safeguarded under one simple plan. Business and group plans are also available for covering cellphones, tablets, laptops/chromebooks, and more. Reach out for a quote! What sets AKKO apart in the industry is our commitment to a seamless claims process. Customers benefit from same and next-day repairs, backed by an extensive network of over 3,000+ repair shops across the U.S. This ensures quick and dependable service nationwide, making AKKO a leader in the device protection market. With AKKO, you get a flexible, affordable, and comprehensive protection plan for the digital age.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

708 reviews

5-star
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1-star

Replied to 66% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

AKKO Insurance Reimbursement

AKKO was very responsive to our claim, and understood that our son didn’t know (and was unable) to take pictures of his damaged I-phone prior to repair. We received reimbursement (minus deductible) via Venmo for the phone repair, within 2 days of making the claim. after explaining the situation. Highly recommend AKKO and their staff!

April 9, 2026
Unprompted review
Rated 1 out of 5 stars

AKKO is a scam

I have been paying phone insurance for from AKKO for my galaxy S8 phone since March of 2023 at a rate of about 7.00 per month. They claim that they will pay 75% of replacement cost for my old phone. Currently that phone is no longer manufactured. when I submitted my claim on my damaged phone they gave me a link to amazon for a replacement phone that was listed at 110.00 and gave me 27.00 for my damaged phone (cost of new phone - 75.00 deductable). I ordered a replacement s8 off of amazon. This phone was defective and i could not activate it or update it as it was so old even though it was listed on amazon as new it was not. What company would replace your old phone with a unit that cannot be replaced. If you offer insurance you should at least give you a phone that can actually be used. I shipped the phone back and will be forced to purchase a new phone. Why did i ever pay them for anything?

April 1, 2026
Unprompted review
AKKO logo

Reply from AKKO

Hey Charlie,

Thank you for taking the time to share your experience with us.

We completely understand the frustration of receiving a defective replacement device and we are very sorry that occurred here. We double-checked the Amazon listing URL our team provided and can confirm the device was listed in “Like New” condition and should not have had any defects. Unfortunately we cannot control the quality of devices supplied by Amazon’s sellers, but you will be covered under Amazon’s A-to-Z Guarantee and return policies. Please proceed through Amazon’s support/return options to get a replacement device or refund. Our customer service team has already reached out as well to help in any way we can with this process, and provided a $25 deductible credit to your account for the inconvenience.

Please note that none of our plans reimburse customers for a replacement device based on a percentage of its value. All of our AKKO phone protection plan service fees and deductibles are set as flat dollar amounts ranging from $29-$99 depending on your phone’s make and model and whether the device needs a repair or full replacement. It is important to take into consideration the rates for our plans and their associated deductibles as devices age and depreciate since the replacement value afforded under any insurance plan reflects the current market.

We always recommend checking your device’s current value when choosing a plan, since for some phones that are many years old, they may not be worth insuring. At the time you enroll, you’ll see all deductibles listed out after selecting your make and model cellphone (here’s that sign up link you can view again for reference: https://app.getakko.com/registration/3c/phone). We prioritize being very transparent with all our pricing and deductibles upfront with customers.

Please let our team know how we can help with sorting out your replacement device with Amazon.

- The AKKO Team

Rated 5 out of 5 stars

Insurance for the people

This insurance is so affordable, and so effective! I love having the option to pick which cell repair place I go to, and the low deductibles are great! I highly recommend it over other phone insurances I've used before!

March 27, 2026
Unprompted review
Rated 5 out of 5 stars

Quick response

Response was within 1 day and all claims (4 different, culminating in replacing my phone) were paid timely and in full.

March 22, 2026
Unprompted review
Rated 5 out of 5 stars

Happy Customer

I am a long time customer with Akko and dealing with claims as customer I know can be frustrated but not with Akko.

March 22, 2026
Unprompted review
Rated 1 out of 5 stars

Customer service nonexistent and id verify virtually impossible

Trying to get someone to reply to help questions is the equivalent of speaking to a brick wall. I've been battling with these people to replace an irretrievable device since Monday this week. The agents are active most of the time but don't let that green dot fool you into believing assistance is just a quick DM away because it is not. Oh and here's the real kick in the groin is that they use a "id verification" service known as withpersona.com. Their Trustpilot review got 1.2 stars because despite using the highest quality scanned image of a valid government id, they NEVER are successful. So after getting past the first hurdle of getting one of AKKO's rep's to reply in a timely manner, if at all then you have the impossible task of having your "id verified" as they call it. It's now been a week since my phone has been gone and claim submitted. Make this right AKKO, you guys somehow have an excellent rating on this platform unfortunately for me that has NOT been my experience. I'm also posting this same review on the BBB website in hopes one of these will get their attention. Its claim #38559

March 19, 2026
Unprompted review
AKKO logo

Reply from AKKO

Hi Brandon,

We sincerely apologize for the frustration and delays you experienced with your claim.

To review your claim, our team requested specific documentation to ensure everything was properly verified. We recognize the process took longer than it should have, and we understand how difficult that must have been.

Your claim has since been approved, your deductible was waived due to the inconvenience, and a payout has been issued to you.

We truly appreciate your patience throughout this process and thank you for taking the time to share your feedback. It helps us improve and provide a smoother experience moving forward.
Thank you,

Rated 5 out of 5 stars

Fast and efficient

Fast and efficient I was able to get my phone fixed in an hour after filing a claim online very easy any questions I had were answered promptly by the representatives at AKKO

March 14, 2026
Unprompted review
Rated 5 out of 5 stars

Type of coverage

I have had this cellphone insurance for years, and only this week I needed to file a claim. I filed the claim, and within a day, I had a response with instructions on where to take my phone for repair and the amount it was covered. No run around, no double talk. The claim was fast and very easy. I highly recommend this AWESOME coverage!

March 10, 2026
Unprompted review
Rated 5 out of 5 stars

Recent stress taken away by Akko!

I had a really great experience with Akko. Unfortunately I lost a couple of my devices recently (which was stressful enough), but filing a claim was surprisingly easy. The process was straightforward, everything was clearly explained, and I didn’t feel like I had to jump through hoops to get help.

What could have been a total nightmare turned into a smooth, manageable situation. I’m really glad I had coverage and would definitely recommend Akko to anyone wanting peace of mind for their devices.

March 2, 2026
Unprompted review
Rated 5 out of 5 stars

Had my phone stolen, akko saved the day

Had my phone stolen, and thankfully I had akko. filed a police report, filed a claim and after some back and forth had my replacement approved. Their system was using incorrect comps so I had to share comparables but they approved in 15 minutes, very prompt resolution.

February 28, 2026
Unprompted review
Rated 5 out of 5 stars

Claim process was mostly smooth but…

Claim process was mostly smooth but definitly could use some improvements. The size limit for uploads is small, but besides that claim process was not too bad. I filed claim, got approved later that same day. Took it to Apple Store that weekend, and got it repaired. Claim payout took about 2 days since their was some system issues but chat was able to manually send it to my PayPal and took less than 5 minutes.

February 16, 2026
Unprompted review

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