Very good peer to peer platform. They do exactly what the advertise. After approximately 9 months I receive passive income with minimum effort. The interest rate of Go & Grow is lower than othe... See more
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From Spain. Today, August 12, it has been exactly two years since I invested my security mattress in Bondora. At first with little confidence, where is Estonia? Today, 2 years later, I have part of m... See more
Company replied
My account was restricted. I filled in the required personal details and received an email saying my verification was complete. But my account is still restricted. I sent an email to support as advis... See more
So far it is the best peer-to-peer platform I have used. Super reliable and consistent. You always know how much you'll get and no surprises. There is a low monthly investment limit which is the p... See more
Company details
Written by the company
Go&Grow (formerly Bondora Capital) is a leading European fintech that helps people accelerate their dreams financially. Established in 2008, Go & Grow has grown to be one of the most popular and trusted investment platforms in Europe. With Go & Grow, our most hassle-free investing product, customers enjoy simple online investing, instant liquidity, and attractive returns. Our community over almost 500,000 customers has added over €1.7B to their accounts and continue to reach their financial goals with ease. For more information or to create your free account, please visit https://goandgrow.eu
Contact info
Sõjakooli tn 6, 11316, Tallinn, Estonia
- investor@bondora.com
- goandgrow.eu
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Hello it is so cheap service guys I…
Hello it is so cheap service guys I payed already my payment why I m keep getting email that I didint pay it yet I send my Bank that I already payed but no one response emails already 1 week I send many it’s soo poor service why ??i m not asking much I ask I can not open my acount I ask help no one reply???is that how bandora treat the customer??what do I have to do that you guys can help to come to Estonia ??
Very good
Very good. I've been investing with Bondora for more than three years now and haven't had any problems. Interest is credited everyday and withdrawings, when needed, were immediate. I recommend.
Steady rates with Go & Grow
I can only speak for the Go & Grow product, since that is all I Invested in so far. I started investing over years ago, in 2019, and all experiences so far have been positive.
Yes, during the early days of COVID there was a phase where payouts did not happen super fast - which was understandable though, I think. The requested funds were paid out to people in multiple parts, over a few days, which I think was a great way to ensure everyone gets at least some money right away! There was no money "lost" in that process.
The interest was always steady and transparent with Go & Grow and payouts have never been a problem so far.
Needed to withdraw 50% of my investment…
Needed to withdraw 50% of my investment from Bondora, unfortunately I couldn't receive the SMS for the code, after contacting the support team they transferred the amount to my bank instantly, Great support from them, I have since topped up my bondora account, keep up the great work. Thanks
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Fraudsters
Fraudsters
I sent money to start my account and they will not give it back to me
1. They said it was a modern bank (I.e monzo) and they could not confirm the payment came from me and thus cannot reflect the funds on my account or return it to me
They then said I need to use a traditional bank , transfer money to them using traditional bank and it should work
2. I used a traditional bank but but they still said they couldn’t verify me . I used all the correct details and sent evidence but still they are refusing to verify my account or send me back my money
Don’t waste your time

Reply from Go&Grow
Avoid it could be an organized scam
I agree with Benjamin Knopp below so I am reposting the first part of his review below. It is exactly experience as well-
Withdrawal Woes – From +18% to -1%
I had been invested with Bondora for several years. When I decided to withdraw my funds, I stopped reinvesting into new loans. Bondora warned that my returns would drop—but I never expected the complete nosedive that followed.
My returns plummeted from +18% to -1%, effectively wiping out years of gains. This suggests that the advertised returns are only achievable if you keep reinvesting. The moment you try to pull out, the reality sets in: liquidity is poor, and the system appears designed to penalize withdrawals.
Also they try and manipulate you on their website by making it awkward to withdraw your money.
Everything looks fine when you are putting money in BUT as soon as you try and withdraw your investment at all changes. It makes it look like a well organized scam.

Reply from Go&Grow
I invest coviniently.
they eat your money if you dont keep…
they eat your money if you dont keep adding more

Reply from Go&Grow
About my Bondora internet page
I can read my Bondora internet page in my lithuanian languange.
I like informatio in simple text in Bondora internet page.
they deliver what they promise
they deliver what they promise. they have never failed me
privacy breakers
Why keep im getting SMS text from u? i never signed up for this and you breaking into my privacy!
A Truly Atrocious Experience
A Truly Atrocious Experience – Avoid Bondora
My issue with Bondora is twofold:
1️⃣ Withdrawing money destroys your returns
2️⃣ They blocked access from my country of residence
1. Withdrawal Woes – From +18% to -1%
I had been invested with Bondora for several years. When I decided to withdraw my funds, I stopped reinvesting into new loans. Bondora warned that my returns would drop—but I never expected the complete nosedive that followed.
My returns plummeted from +18% to -1%, effectively wiping out years of gains. This suggests that the advertised returns are only achievable if you keep reinvesting. The moment you try to pull out, the reality sets in: liquidity is poor, and the system appears designed to penalize withdrawals.
2. Blocked Access – Stuck Without My Own Money
I reside in Asia and had registered my Bondora account with my correct country of residence. At some point last year, Bondora decided to block access from my country, effectively locking me out. When I reached out for help, they bombarded me with invasive questions:
• Which country are you trying to access your account from?
• How long will you be there?
• What is the purpose of your stay (work, visit, etc.)?
• When will you return to an “approved” country?
• Your IP address.
• Are you using a VPN?
They claimed their service is only available to certain European countries. If that’s the case, why did they allow me to sign up as a resident of a restricted country in the first place?
Now, because I refuse to answer these intrusive questions, I remain locked out of my own money. My only options are to use a VPN or physically travel to an “approved” country—which is absolutely ridiculous for a financial service.
Final Verdict: Stay Away from Bondora
• Terrible liquidity – Trying to withdraw money crushes your returns
• Unethical restrictions – Blocks access from certain countries after letting people sign up
• Poor customer experience – No clear support for international users
If you’re considering Bondora, think twice before investing. Once your money is in, getting it out may not be as easy as they claim.

Reply from Go&Grow
Ease and liquidity
I have been a customer for two years.
Investing on this platform is extraordinarily easy.
The interest rate is very good considering that the money is very easy to withdraw.
Bandora gives loan to only a few banks…
Bandora gives loan to only a few banks customers who are on IDIN. What about the other banks?

Reply from Go&Grow
Thanks till now i am satisfied of your…
Thanks till now i am satisfied of your service
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