Go&Grow Reviews 7,886

TrustScore 4 out of 5

3.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

Very good peer to peer platform. They do exactly what the advertise. After approximately 9 months I receive passive income with minimum effort. The interest rate of Go & Grow is lower than othe... See more

Rated 5 out of 5 stars

From Spain. Today, August 12, it has been exactly two years since I invested my security mattress in Bondora. At first with little confidence, where is Estonia? Today, 2 years later, I have part of m... See more

Company replied

Rated 4 out of 5 stars

My account was restricted. I filled in the required personal details and received an email saying my verification was complete. But my account is still restricted. I sent an email to support as advis... See more

Rated 4 out of 5 stars

So far it is the best peer-to-peer platform I have used. Super reliable and consistent. You always know how much you'll get and no surprises. There is a low monthly investment limit which is the p... See more

Company details

  1. Investment Service

Written by the company

Go&Grow (formerly Bondora Capital) is a leading European fintech that helps people accelerate their dreams financially. Established in 2008, Go & Grow has grown to be one of the most popular and trusted investment platforms in Europe. With Go & Grow, our most hassle-free investing product, customers enjoy simple online investing, instant liquidity, and attractive returns. Our community over almost 500,000 customers has added over €1.7B to their accounts and continue to reach their financial goals with ease. For more information or to create your free account, please visit https://goandgrow.eu


Contact info

3.8

Great

TrustScore 4 out of 5

8K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Hello it is so cheap service guys I…

Hello it is so cheap service guys I payed already my payment why I m keep getting email that I didint pay it yet I send my Bank that I already payed but no one response emails already 1 week I send many it’s soo poor service why ??i m not asking much I ask I can not open my acount I ask help no one reply???is that how bandora treat the customer??what do I have to do that you guys can help to come to Estonia ??

May 31, 2025
Unprompted review
Rated 5 out of 5 stars

Very good

Very good. I've been investing with Bondora for more than three years now and haven't had any problems. Interest is credited everyday and withdrawings, when needed, were immediate. I recommend.

May 29, 2025
Unprompted review
Rated 5 out of 5 stars

Steady rates with Go & Grow

I can only speak for the Go & Grow product, since that is all I Invested in so far. I started investing over years ago, in 2019, and all experiences so far have been positive.

Yes, during the early days of COVID there was a phase where payouts did not happen super fast - which was understandable though, I think. The requested funds were paid out to people in multiple parts, over a few days, which I think was a great way to ensure everyone gets at least some money right away! There was no money "lost" in that process.

The interest was always steady and transparent with Go & Grow and payouts have never been a problem so far.

May 28, 2025
Unprompted review
Rated 4 out of 5 stars

Needed to withdraw 50% of my investment…

Needed to withdraw 50% of my investment from Bondora, unfortunately I couldn't receive the SMS for the code, after contacting the support team they transferred the amount to my bank instantly, Great support from them, I have since topped up my bondora account, keep up the great work. Thanks

May 27, 2025
Rated 1 out of 5 stars

Fraudsters

Fraudsters

I sent money to start my account and they will not give it back to me

1. They said it was a modern bank (I.e monzo) and they could not confirm the payment came from me and thus cannot reflect the funds on my account or return it to me

They then said I need to use a traditional bank , transfer money to them using traditional bank and it should work

2. I used a traditional bank but but they still said they couldn’t verify me . I used all the correct details and sent evidence but still they are refusing to verify my account or send me back my money

Don’t waste your time

April 1, 2025
Unprompted review
Go&Grow logo

Reply from Go&Grow

Hi M O,

Thank you for your review. We are sorry to see that you had issues with your bank account verification.

As we cannot identify your details on Trustpilot, please contact our support directly so we can assist you.

We have also sent you a request via Trustpilot. Please respond to the request so our support team can locate and assist with your account.

Thank you.
Team Bondora

Rated 1 out of 5 stars

Avoid it could be an organized scam

I agree with Benjamin Knopp below so I am reposting the first part of his review below. It is exactly experience as well-
Withdrawal Woes – From +18% to -1%

I had been invested with Bondora for several years. When I decided to withdraw my funds, I stopped reinvesting into new loans. Bondora warned that my returns would drop—but I never expected the complete nosedive that followed.

My returns plummeted from +18% to -1%, effectively wiping out years of gains. This suggests that the advertised returns are only achievable if you keep reinvesting. The moment you try to pull out, the reality sets in: liquidity is poor, and the system appears designed to penalize withdrawals.
Also they try and manipulate you on their website by making it awkward to withdraw your money.
Everything looks fine when you are putting money in BUT as soon as you try and withdraw your investment at all changes. It makes it look like a well organized scam.

April 12, 2025
Unprompted review
Go&Grow logo

Reply from Go&Grow

Hi Peter,

Thank you for your review, and we're sorry to hear about the returns on your portfolio.

The return rate of each investment portfolio hinges on the performance of the loans in the portfolio.

We have sent you a request to provide your details so our support team can assist in investigating your account. Please provide the details via the same request.

Thank you!
Team Bondora

Rated 1 out of 5 stars

they eat your money if you dont keep…

they eat your money if you dont keep adding more

April 8, 2025
Unprompted review
Go&Grow logo

Reply from Go&Grow

Hi Ome,

Thank you for your review.

We'd be happy to assist if you have any issues with your account. You can contact our support team directly.

Thank you.
Team Bondora

Rated 1 out of 5 stars

A Truly Atrocious Experience

A Truly Atrocious Experience – Avoid Bondora

My issue with Bondora is twofold:

1️⃣ Withdrawing money destroys your returns
2️⃣ They blocked access from my country of residence

1. Withdrawal Woes – From +18% to -1%

I had been invested with Bondora for several years. When I decided to withdraw my funds, I stopped reinvesting into new loans. Bondora warned that my returns would drop—but I never expected the complete nosedive that followed.

My returns plummeted from +18% to -1%, effectively wiping out years of gains. This suggests that the advertised returns are only achievable if you keep reinvesting. The moment you try to pull out, the reality sets in: liquidity is poor, and the system appears designed to penalize withdrawals.

2. Blocked Access – Stuck Without My Own Money

I reside in Asia and had registered my Bondora account with my correct country of residence. At some point last year, Bondora decided to block access from my country, effectively locking me out. When I reached out for help, they bombarded me with invasive questions:
• Which country are you trying to access your account from?
• How long will you be there?
• What is the purpose of your stay (work, visit, etc.)?
• When will you return to an “approved” country?
• Your IP address.
• Are you using a VPN?

They claimed their service is only available to certain European countries. If that’s the case, why did they allow me to sign up as a resident of a restricted country in the first place?

Now, because I refuse to answer these intrusive questions, I remain locked out of my own money. My only options are to use a VPN or physically travel to an “approved” country—which is absolutely ridiculous for a financial service.

Final Verdict: Stay Away from Bondora
• Terrible liquidity – Trying to withdraw money crushes your returns
• Unethical restrictions – Blocks access from certain countries after letting people sign up
• Poor customer experience – No clear support for international users

If you’re considering Bondora, think twice before investing. Once your money is in, getting it out may not be as easy as they claim.

February 3, 2025
Unprompted review
Go&Grow logo

Reply from Go&Grow

Hi Benjamin,

Thank you for your feedback, and we apologize for the inconvenience.

Our support team will assist with the best possible solution for the issues raised. Please follow up on your conversation with our support team.

I appreciate your patience.
Team Bondora

Rated 1 out of 5 stars

Bandora gives loan to only a few banks…

Bandora gives loan to only a few banks customers who are on IDIN. What about the other banks?

January 15, 2025
Unprompted review
Go&Grow logo

Reply from Go&Grow

Hello,

Thank you for your feedback.

At Bondora, we strive to deliver fast and reliable financial services through our fully online platform. We regret to hear that your bank is not currently supported by iDIN, our identification partner.

Please rest assured that we are actively collaborating with iDIN to expand their list of supported banks, so more customers can seamlessly access our services in the future. If you indicated your bank during the application process, we’ve taken note and will work towards including it in upcoming updates.

Should you have any further questions or need assistance, our support team is here to help.
https://help.bondora.nl/hc/en-nl/articles/12668844167186-How-do-I-contact-Customer-Support

Don’t hesitate to reach out—we’re happy to assist.

Team Bondora

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look