Very good peer to peer platform. They do exactly what the advertise. After approximately 9 months I receive passive income with minimum effort. The interest rate of Go & Grow is lower than othe... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
From Spain. Today, August 12, it has been exactly two years since I invested my security mattress in Bondora. At first with little confidence, where is Estonia? Today, 2 years later, I have part of m... See more
Company replied
My account was restricted. I filled in the required personal details and received an email saying my verification was complete. But my account is still restricted. I sent an email to support as advis... See more
So far it is the best peer-to-peer platform I have used. Super reliable and consistent. You always know how much you'll get and no surprises. There is a low monthly investment limit which is the p... See more
Company details
Written by the company
Go&Grow (formerly Bondora Capital) is a leading European fintech that helps people accelerate their dreams financially. Established in 2008, Go & Grow has grown to be one of the most popular and trusted investment platforms in Europe. With Go & Grow, our most hassle-free investing product, customers enjoy simple online investing, instant liquidity, and attractive returns. Our community over almost 500,000 customers has added over €1.7B to their accounts and continue to reach their financial goals with ease. For more information or to create your free account, please visit https://goandgrow.eu
Contact info
Sõjakooli tn 6, 11316, Tallinn, Estonia
- investor@bondora.com
- goandgrow.eu
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Pretty good,happy customer
Very fast in adding or taking money out of your account.It's almost like a normal bank account,only I make +10% return on it.Only disadvantage is, they charge 1 euro whitdrawal costs.So you shouldn't do it too often.I use it as a savings account.
Great platform
Worst place to take loan
May use AI-assist with repliesRead more
vocês sabem o que deu errado
you now what happened. After almost an hour of confirming my bank account, I still don't see MY MONEY.
What do I have to do to see my money
Not trustworthy
to avoid. Account opening very complicated

Reply from Go&Grow
Ponsi scheme - cheating company
I have my Bondora Go & Growth account for over five years now with regular investments into my account. I went through the full KYC process when opening the account and a second time in between.
Yesterday I tried to withdrawal my funds from my account and this is when they asked for a "source of funds".
From my perspective and understanding this is not the right time to do so, they could have done it during the account opening process or latest when investing the money. And as I understand the legal framework they are neither obliged nor even authorised to ask for that - especially as it is only a 5 digit amount (so not much money).
I clearly see this as a way to delay (or even avoid) payouts, and contacting the customer service about that matter I did not even get a useful response.
Please be very careful before investing any money into BONDORA. It all looks good until you are trying to access your money
Update after their response:
Again a lie. I am not the only person complaining about these procedures - see other reviews here. This is systematically built into their software to avoid or delay payouts as long as they can.
No reply to the doubt about legal requirements to ask for SoF - they do not have any.
No contact from customer support as stated. Even if provided some SoF documents nothing is happening. Payout still blocked and my account is not accessible.
While I initially thought this might have been an unlucky coincidence I am now convinced (free a bit of research) that this is systematic cheating.
Already reached out to their regulatory body and the police to claim a criminal offense.

Reply from Go&Grow
Lack of customer support - all good in the end
[New]
My account was approved in the meantime, not sure if it was because of the review or just a coincidence but now all things have been cleared out.
I had a fruitful conversations with one of the guys from the customer support and was explained the case. This has changed my mind about continuing my collaboration with the platform.
I still can't give 5 stars for now because I was put in the position of wondering and questioning instead of being kept informed about the state of things.
The only minus here is the lack of communication. If this will be improved, I can fully recommend this.
[OLD]
Completely lack of customer support for high value accounts (or any value from what I've seen here).
Since I added quite large amounts into my account it was expected to be asked the source of my funds. No problem here, I'm sending any documents necessary to prove my source of income, nothing to hide, no problem. Even though it was strange to be asked twice the same thing in a short span of time.
Since my account has quite a large amount invested, I was quite nervous after not hearing for 4 days from them, although in their FAQ they say will get back to you after 1-2 days.
I sent an email and request of contact from the chat bot but so far no answer.
Currently my account is blocked until review and the lack of communication is not a good sign of professional work.
So far I haven't had any issues for more than 2 years since I used this platform but this experience had change my mind.
If you are expecting some degree of professional work or you don't want to chat with bots which are constantly asking to close your account... pls avoid this.
I'm considering closing my account, it all depends on what happens in the next days. A pity, I considered this one of the few p2p platform worth using it.

Reply from Go&Grow
Nothing to add
The web service in question has…
The web service in question has experienced significant issues, and its reliability has been compromised. It is not advisable to proceed with this bad service.
Unreliable web-Loan service. The system is highly flawed! I do not recommend it!

Reply from Go&Grow
Very professional platform
Quick transfer easy to use interface and whats is most important when is about money to be trusted. If any support issues arrise always quickly solved.Thanks for your platform !

Reply from Go&Grow
Actually, Bondora is not for Dutch market
Bondora advertises in the Netherlands and even has a Dutch section on its website so one may assume it is looking for Dutch customers. It seems so at first when they offer you a very handy identification with your Dutch bank such as ING, ABN AMRO, Bunq, etc. All magic is gone on the next step when you need to upload your bank account statement. It really puzzles you when you see NO Dutch bank is given as an option! Don't they see that they cut off all clients from the Netherlands by that!? What is the reason to advertise to the Netherlands in order just to leave potential clients frustrated right on the second step?! Just seems illogical, truly!

Reply from Go&Grow
A great ( and intuitive) platform
Use Bondora for years. Very user friendly, clean experience. Totally recommend.

Reply from Go&Grow
I'm really surprised with the negative…
I'm really surprised with the negative outcome of this place. It seems they are not consistent. I recently had the pleasure to work with Abhash platform and from start to finish their team was professional. Responsive and genuinely committed to ensuring customer satisfaction.

Reply from Go&Grow
new app is bad old one was a lot…
new app is bad old one was a lot better. statements are under maintenance all the time. returns are not calculated properly...

Reply from Go&Grow
Invested since start
Invested since start. Topup to win scheme. If you don`t topup, you will loose half of your money. Another half will land in defaults. Purely a marketing driven project with hints of fin pyramid. Not worth it.
What I like most of Bondora is that…they walk the talk!
What I like most of Bondora is that they do what they say and it is great! Also, it is easy to use and friendly: it is easy to invest, the transactions are fast and transparent and it is possible to receive a report every day. Thanks!

Reply from Go&Grow
Interest and time
The possibility to withdraw anytime and the % of interest

Reply from Go&Grow
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.