Go&Grow Reviews 7,886

TrustScore 4 out of 5

3.8

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Rated 5 out of 5 stars

Very good peer to peer platform. They do exactly what the advertise. After approximately 9 months I receive passive income with minimum effort. The interest rate of Go & Grow is lower than othe... See more

Rated 5 out of 5 stars

From Spain. Today, August 12, it has been exactly two years since I invested my security mattress in Bondora. At first with little confidence, where is Estonia? Today, 2 years later, I have part of m... See more

Company replied

Rated 4 out of 5 stars

My account was restricted. I filled in the required personal details and received an email saying my verification was complete. But my account is still restricted. I sent an email to support as advis... See more

Rated 4 out of 5 stars

So far it is the best peer-to-peer platform I have used. Super reliable and consistent. You always know how much you'll get and no surprises. There is a low monthly investment limit which is the p... See more

Company details

  1. Investment Service

Written by the company

Go&Grow (formerly Bondora Capital) is a leading European fintech that helps people accelerate their dreams financially. Established in 2008, Go & Grow has grown to be one of the most popular and trusted investment platforms in Europe. With Go & Grow, our most hassle-free investing product, customers enjoy simple online investing, instant liquidity, and attractive returns. Our community over almost 500,000 customers has added over €1.7B to their accounts and continue to reach their financial goals with ease. For more information or to create your free account, please visit https://goandgrow.eu


Contact info

3.8

Great

TrustScore 4 out of 5

8K reviews

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Rated 1 out of 5 stars

Withdrawall -Problems

I've been trying for a few days to talk to Bondora (support center) about withdrawing money without success. They sent me an email saying they would send the money to my bank account. Until now, nothing! Bondora does not respond to tickets nor do they return with a solution. I have always invested in Bondora and now I am saddened by the level of service to investors. I ask the Bondora team to resolve my case and send all the money to my bank account.

February 5, 2024
Unprompted review
Go&Grow logo

Reply from Go&Grow

Hello. Your funds were finally paid out on 14.02. We apologize for the inconvenience. Team Bondora.

Rated 1 out of 5 stars

Awful withdrawel experience as…

Awful withdrawel experience as expected. i had only put it change to see how the platform performed and now that i years later finally dcided to test out the withdrawing, it came as expected having to jump through a bunch of hoops, slow support, no verification that your documents that you send are being processed, false messages saying that bank confirmation was denied, to receive an email later sayin i can move to the next step. yawn. oh yeah and ive still to get my money out. will i get it, probably, is it still a laughable excuse of a business, no doubt.

February 7, 2024
Unprompted review
Go&Grow logo

Reply from Go&Grow

Your funds were finally paid out on 09.02. We apologize for the inconvenience. Team Bondora.

Rated 1 out of 5 stars

Beware!

I got confirmed in an email that after my next payment the loan would’ve been completely been paid off. Ever since the monthly fees keep on being charged under the heavy threat of a negative credit registration if you don’t keep paying up. Meanwhile it has been months since even one of my frequently sent follow up emails got answered. A couple weeks ago I contacted the company by phone and spoke to a helpful lady who promised me to forward my emails and have the local team reply, but still no reply. I hope someone will finally just reach out and do as promised through email.

January 23, 2024
Unprompted review
Rated 1 out of 5 stars

One of the worst platforms to invest I…

One of the worst platforms to invest I send them two money transfers to their bank, they accepted only the verification transfer of 1 cent and not the big transfer after two weeks of daily communication with their bank and bondora they blocked my email so I can't send them message. Stay away from this platform when the things not going good for them they block you, freedom 24 is far more reliable

January 17, 2024
Unprompted review
Rated 5 out of 5 stars

Very good experience

Very good experience. Good interest rates. Professional team. Withdraw your money in 24h.

January 11, 2024
Go&Grow logo

Reply from Go&Grow

Dear Jorge,

We appreciate your honest review and that our product meets your needs.

Customer satisfaction is the highest priority for Bondora.

We wish you a pleasant day and much success.

Team Bondora

Rated 1 out of 5 stars

SCAM

SCAM

the money disappeared

and it didn't go to the verified account

November 11, 2023
Unprompted review
Go&Grow logo

Reply from Go&Grow

Thank you, Nelson, we appreciate your feedback very much.

We regret that your experience has not been satisfactory and apologize for any inconvenience caused.

Our support team is always there to assist you and sort out the issue. Please feel free to get in touch with our Support here:

https://help.bondora.com/hc/en-us/articles/12835915521938-How-can-I-contact-customer-support-

We hope the concern will be solved soon.

Thank you, Nelson, and do have a great rest of the week.

Team Bondora

Rated 2 out of 5 stars

Disrespect for the Client is the least…

Disrespect for the Client is the least I can say about this Company. In 2020 I opened an account with them, my ID at the time was accepted with no further comments. Now that I want to withdraw my money they claim my ID (the same ID) is not valid even if it complies with Civil ID laws in the European Union and is accepted as such everywhere in the EU. Cannot recommend.

November 1, 2023
Unprompted review
Go&Grow logo

Reply from Go&Grow

Hi Jed,

Thank you for your review and we apologize for the inconveniences.

Your previous ID has expired and you needed to upload your recent and valid ID. These measures are in place to ensure the safety of customer's account and to have updated details.

As you have uploaded a new ID, it has already been verified.

You can always reach out to our support if you need assistance and our team will be glad to help.

Thanks!
Team Bondora

Rated 1 out of 5 stars

I have been a customer for more than…

I have been a customer for more than two years. I have been using the Go and Grow, verified my account and been depositing every month.
Now, I have decided to withdraw to the bank account I have used for deposits and suddenly they lock my account and ask for SoF. The deposits are first party and from a banking institution.

I will not use their services and file an official claim to the Estonian Financial Authority.

November 1, 2023
Unprompted review
Go&Grow logo

Reply from Go&Grow

Thank you, Kaloyan, for your review. Your feedback is valuable to us, and we appreciate you taking the time to share your experience with others.

We understand the inconvenience the request can cause. However, as a financial services provider, Bondora is obliged to fulfil regulatory obligations. In that way we can protect your investments.

Our support team is always there to help you resolve the issue promptly. Under no circumstances do we ask for more data than necessary.

Thank you for your understanding and do have a great rest of the week.

Team Bondora

Rated 1 out of 5 stars

Realy bad experience

Opened a account and transfered 2 x € 5,- for trying out. Then they turned down my identity proof because of different name on the account , but it is thé same name . I only have one name.
Also I can not transfer my money back.

October 23, 2023
Unprompted review
Go&Grow logo

Reply from Go&Grow

Thank you, Jan, for taking the time to share your experience with us!

We are very sorry to hear this and apologise for any inconvenience caused.

To ensure the safety of our investors, the name of the account holder and the name on the identification document have to be identical. This way we can protect our investors' funds.

If there is an error, our support team is always available and will do its best to rectify the situation. You can always contact our support via the FAQ form or in the chat.

We will make sure that one of our agents contacts you shortly to clarify the situation.

Apologies again, Jan, and do have a great day!

Team Bondora

Rated 1 out of 5 stars

Forget the 6.75%

Forget the 6.75%

Never again!! I did leave my investment for 18 months and the total return is been under 3%. They advertise up to 6,75%, but it does not match the reality. Considering the risk behind, they deliver very bad performances.

October 10, 2023
Unprompted review
Go&Grow logo

Reply from Go&Grow

Dear customer, we are sorry you feel this way. Since the product announcement in 2018, every Go & Grow user received not less than 6.75% p.a. until the recent day. If you have doubts about, please contact our support and we can provide you your personal calculation. Team Bondora

Rated 5 out of 5 stars

excellent investment friendly operators…

excellent investment friendly operators and fast assistance with very good 6.75% return I am very happy and enthusiastic...

August 22, 2023
Go&Grow logo

Reply from Go&Grow

Thank you, Katia, for your kind words. We appreciate your feedback very much and wish you a pleasant rest of the week!
Team Bondora

Rated 1 out of 5 stars

Unsuccessfully trying to withdraw my funds from Bondora since half a year

I have been a customer of Bondora since 2016. When I opened the account I connected a bank account from PostFinance, loaded the Bondora account with 1,000 USD and then transferred the money back to my bank account to test the platform. Everything went well and the money was swiftly added back to my bank account. Subsequently, I loaded the Bondora account with a five-digit sum and left it to accumulate.

In January of this year, I wanted to withdraw money from Bondora so I withdrew it to my bank account again. To my surprise, the money didn’t reach my bank account but was added back to my Bondora account after a couple of days. I tried another 2 times but with the same result; after a couple of days the money was refunded to Bondora.

I reached out to the Bondora support, but I just got a standard email with the instructions on how to withdraw money, which was the same procedure I had already tried 3 times without success.I messaged Bondora support again and they forwarded the issue to their accounting department to check on it.

About two weeks later, they came back claiming my bank would refuse instant payments from Bondora, and they would have to do all the transactions manually so I should rather add another bank account. To add a bank account to Bondora you need to transfer additional money from that bank account to Bondora and then that new bank account should appear in the withdrawal options. So, I tried transferring money from my Wise account to my Bondora account but the Wise bank account didn’t appear on the options for withdrawal from Bondora. Again, I reached out to support to check and they now told me transfers from Wise would not be accepted. Until this point, already three months have passed.

I then added another account of a third bank, which didn’t work either. I got annoyed with their system and asked the support to make an exception and do the manual withdrawal to my bank account, which they had mentioned a couple of emails earlier, since I was trying to withdraw the money using their automated system for already three months without success. The support replied quite impudently that I could withdraw my money even on the same day, stated they can’t do manual transfers and sent me another standard instruction on how to withdraw money. At this point it’s obvious that they don’t look at the support history and don’t care about supporting customers in withdrawing their own money from their platform.

I explained the situation again and now they blamed PostFinance for refusing their transfers and came up with two other excuses for the other two bank accounts.
At first I only wanted to withdraw a part of the funds on Bondora, but since I was now unsuccessfully trying for 5 months, I decided to close my Bondora account completely and withdraw all my funds from the platform if I managed to do so. I had one last bank account which is also at PostFinance and as a last resort I added this account as well. When it got verified, I withdrew all the money from the Go&Grow account as well as the Wallet. Interestingly enough, the money from the Go&Grow account was successfully transferred into my newly added PostFinance bank account, but the funds from the wallet (several €10,000s) were added back to my Bondora account even though they were sent to the same bank account. Since I don’t want to deal with the Bondora support anymore, I opened a ticket at my bank to investigate. They told me they can’t see failed transactions in their system and most likely the sender made an error in the bank details. So it’s obvious that it’s not my bank who’s refusing the transfers.

As an added obstacle from Bondora, they now started to request proof for the source of funds every time a withdrawal fails and gets added back to the Bondora account even though it’s the same money that was never successfully withdrawn in the first place. They also spammed me with an email every hour (24 emails a day) to request the source of funds. The first time this happened, they accepted my salary slip, but when I attempted another withdrawal, which also failed, they didn't accept my salary slip anymore. So when I log into Bondora now, everything else is blocked and I can only see the screen where I have to upload the source of funds.

The simple ask to withdraw my own money from the platform is still not successful, it has now taken half a year and cost me a lot of time and nerves. I have run out of bank accounts to connect and it starts to feel like a scam. The money on Bondora is sitting idle and not generating any interest for all of this time. Meanwhile, the credit that I wanted to pay back with the funds from Bondora has generated a lot of additional interest.

Hence my simple recommendation: Don’t invest your money in Bondora if you want it back.

July 11, 2023
Unprompted review
Go&Grow logo

Reply from Go&Grow

Dear Michael, we are sorry you feel this way. We are in touch with you regarding your current situation, and we still expect you to cooperate with us on this matter, as Bondora is obliged to fulfill all necessary Laws and Guidelines. Feel free to contact us, if you have further questions. Team Bondora

Rated 2 out of 5 stars

Customer support is not what it should be

I've been investing with Bondora since 2022. In February of 2023 I received only half of the promised referral bonus and contacted support about this. I've been asking for 6 months, they cannot answer my question and will not give me any information on when they will help me.

I really expect more from customer support than 6 months of excuses.

July 4, 2023
Unprompted review
Go&Grow logo

Reply from Go&Grow

Hi Luke,

Thank you for your review and it's sad to see that you are disatisfied with the referral bonus.

We also see that our support have been in contact with you and have also updated you on the progress of the referral issue which our team is currently working on. You will get further updates once it's resolved.

You can write back to the same conversation you have with our support if you have further questions. Thanks!

Team Bondora

Rated 1 out of 5 stars

Tried to get a loan

Tried to get a loan, fulfilled all steps, in final step it says my bankaccount number is not valid? Well it is my bankaccount number, still says that it is not valid

May 13, 2023
Unprompted review
Go&Grow logo

Reply from Go&Grow

Thank you, Jimmy, for getting in touch with us. We are sorry to hear that you're having issues with this and apologize for the inconvenience. One of the specialists from our support team will be in touch with you to help resolve the issue. Have a great rest of the week!
Team Bondora

Rated 5 out of 5 stars

Motivational

Its very nice to see our money growth every single day! I wish that my relationship with bondora longs

May 13, 2023
Unprompted review
Go&Grow logo

Reply from Go&Grow

Thanks, Toni, for sharing your positive feedback. We do our best to continue offering the best service.
Team Bondora

Rated 5 out of 5 stars

I really like to invest in Bondora

I really like to invest in Bondora, it's easy to work and fast wen you need to withdraw and deposit money.

May 12, 2023
Unprompted review
Go&Grow logo

Reply from Go&Grow

Thank you, Paulo, for the 5-star rating. We are glad you've been enjoying the experience.
Team Bondora

Rated 5 out of 5 stars

I'm very satisfy with my experience…

I'm very satisfy with my experience with a Bondora.
The better and easy way to invest today.

May 5, 2023
Unprompted review
Go&Grow logo

Reply from Go&Grow

Thank you so much for taking the time to review us, Carlos!
Have a pleasant rest of the week.
Team Bondora

Rated 5 out of 5 stars

excellent , Safe . Grow & Grow

It has an excellent application, easy to use.
we were able to consult our investment.
extremely gratifying to be able to see our investment grow and grow ☺️

May 12, 2023
Unprompted review
Go&Grow logo

Reply from Go&Grow

Thank you, Catia, for your kind words. It's great to hear that you are happy with the product.
We wish you a pleasant day!
Team Bondora

Rated 5 out of 5 stars

Innovative

Innovative, very easy to use and fulfilling all the initial contracted requirements.

May 12, 2023
Unprompted review
Go&Grow logo

Reply from Go&Grow

Thank you, Paulo, for this positive review. We know to appreciate that.
We wish you a great rest of the week!
Team Bondora

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