Really simple to use and gives a good indication of what’s possible - maybe sooner than some would expect. Lots of variables can throw things off course but that’s life. For anyone that hasn’t looke... See more
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We only have one aim, to give savers direct access to, or allow trustees, employers and providers to provide tools their pension savers need, to improve their retirement outcomes. Put simply, there are plenty of tools which tell pension savers if they take A each year, earn B returns, their pots will last for C years. For almost everyone these offer no practical help, as nearly everyone has other income or savings to put towards retirement. Included in these are State Pensions, Final Salary pensions, ISA savings and part time work for example. Some of these are taxable, some are not. Our tool is the only fully holistic planning tool that can be used directly by individuals without expert input. Our tool answers the one question pension savers actually want answered, "How do I use everything I have, to get the after tax income I want in retirement?". You can visit the Guiide website for much more detail and to try it for yourself.
113 Milngavie Road, G61 2QJ, Glasgow, United Kingdom
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Everything needed to see a clear picture of the future in an easily understandable flow with quick links to .gov to find all needed information to input ina jiffy. The site working well and logically. No confusing jargon - CLEAR GUIDANCE and that's what I'm was looking for. Within 20mins or so I knew where my financial future was heading. High praise from me for this fantastic site.

Reply from Guiide
Brilliant tool, the only issue for me was that I could not enter a DB pension levelling option

Reply from Guiide
Probably more powerful than any of its competitor apps for retirement financial planning. Could always have inputs for more (a bit more detailed health history, more country specific etc). However, as it’s free, I can’t complain too much.

Reply from Guiide
I really enjoyed my first time using Guiide and would recommend others to use it too.

Reply from Guiide
Somewhat useful.
It's difficult for a tool like this to be generally applicable to capture joint income with multiple income streams and consider overall tax burdens including inheritance.....

Reply from Guiide
Very easy to use and gives a good indication on how long money will last

Reply from Guiide
Really simple to use and gives a good indication of what’s possible - maybe sooner than some would expect. Lots of variables can throw things off course but that’s life. For anyone that hasn’t looked into retirement in any detail, this will give a good starting point to open up a conversation with a financial/investment expert. They’ll have a more detailed tool but it won’t be a million miles off what Guiide offers.

Reply from Guiide
The website gave quite a few options for customisation and allowed me to get a good idea of future funding. Lost one star for being just based on a single person with no options for a couple - I put the totals in so it was directionally correct but it didn't include both tax allowances.

Reply from Guiide
Finally a really good pension and drawdown planner. Unlike many others, Guiide takes a holistic approach to all my finances including pensions, ISAs and other savings and then allows me to tweak numbers to mitigate various scenarios. I feel a level of confidence that I can finally project my numbers into a workable and meaningful plan. I particularly like that it creates a plan to help minimise the amount of tax I will pay during retirement.
In the long term I would like to see the ability to adjust some of the 'assumptions' e.g. inflation, tax free allowance etc. Also maybe a few UI tweaks e.g. when you want to change the numbers using 'set all' in your income plan, it would be good if it told you what the current numbers are.

Reply from Guiide
Useful free to use tool to give an overview of your financial position vs your goals

Reply from Guiide
Fantastic tool for testing a number of scenarios. Very easy to use and interpret.

Reply from Guiide
Really useful tool to help with retirement planning and understanding.

Reply from Guiide
Easy to use and great planning tool, very useful and being able to change and test different scenarios is very informative.

Reply from Guiide
This is a great free tool for retirement planning, simple to understand and gives a clearly laid out dashboard. I have seen features improve over the couple of years I have used it and am awaiting the couples features with great anticipation. My only slight gripe is the slightly clunky income wants section. Adding a feature to taper away income after 80 would be good and also a potential warning about the upcoming IHT issue for larger pots.

Reply from Guiide
Finding this a really useful tool. It is a great support in providing baseline planning.

Reply from Guiide
I now have a clear plan for how best to use savings and pension in my retirement years! Thank you!

Reply from Guiide
A great tool with flexibility to make various assumptions giving details of what would work. Pretty straighforward to use. Would recommend to others

Reply from Guiide
very useful online tool
well written instructions
free to use, save and download the plan

Reply from Guiide
Early days yet but this seems to be an invaluable tool that has simplified my pension options.
To show me how much to draw out of my Pot to top up State Pension and roughly how much Tax i pay is great.
Great tool.Thanks.

Reply from Guiide
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