Guiide Reviews 831

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 218 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the product for its ease of use, intuitive design, and comprehensive approach to financial planning, especially for retirement. Many found the website and app to be excellent tools, providing clear and understandable insights into their financial future. People also appreciate the value for money, noting that such a powerful and free tool is a rare find. However, some customers also noted a few areas for improvement, such as the lack of a "couples" planning feature, which many are eagerly awaiting. A few users also mentioned difficulties in extracting detailed analysis or making specific adjustments, like calculating savings interest income or selecting Scottish tax bands.

What people talk about most

User experience

Customers had positive experiences with user experience. Many reviewers found the tool excellent, simple, and... See more

Product

People report positive experiences with the product, often describing it as an excellent, simple, and free... See more

Website

Users describe positive interactions with the website, frequently praising its ease of use, clear navigation,... See more

Value for money

Reviewers highlight positive aspects of value for money. Customers consistently praise the service for being... See more

Application

Reviewers mention positive feedback about the app, highlighting it as a useful tool for amalgamating finances... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Really simple to use and gives a good indication of what’s possible - maybe sooner than some would expect. Lots of variables can throw things off course but that’s life. For anyone that hasn’t looke... See more

Company replied

Rated 5 out of 5 stars

Really helpful in helping me get a bead on where I might be heading. The modellers are a great help and have allowed me to see how I *might* be able to bridge the gap between potential early retiremen... See more

Company replied

Rated 5 out of 5 stars

Everything needed to see a clear picture of the future in an easily understandable flow with quick links to .gov to find all needed information to input ina jiffy. The site working well and logically... See more

Company replied

Rated 5 out of 5 stars

Finally a really good pension and drawdown planner. Unlike many others, Guiide takes a holistic approach to all my finances including pensions, ISAs and other savings and then allows me to tweak num... See more

Company replied


Company details

  1. Alternative Financial Service
  2. Financial Planner

Written by the company

We only have one aim, to give savers direct access to, or allow trustees, employers and providers to provide tools their pension savers need, to improve their retirement outcomes. Put simply, there are plenty of tools which tell pension savers if they take A each year, earn B returns, their pots will last for C years. For almost everyone these offer no practical help, as nearly everyone has other income or savings to put towards retirement. Included in these are State Pensions, Final Salary pensions, ISA savings and part time work for example. Some of these are taxable, some are not. Our tool is the only fully holistic planning tool that can be used directly by individuals without expert input. Our tool answers the one question pension savers actually want answered, "How do I use everything I have, to get the after tax income I want in retirement?". You can visit the Guiide website for much more detail and to try it for yourself.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

831 reviews

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Replied to 100% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Financial future laid out clearly and in a jiffy

Everything needed to see a clear picture of the future in an easily understandable flow with quick links to .gov to find all needed information to input ina jiffy. The site working well and logically. No confusing jargon - CLEAR GUIDANCE and that's what I'm was looking for. Within 20mins or so I knew where my financial future was heading. High praise from me for this fantastic site.

August 13, 2025
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Reply from Guiide

Hi

So many thanks for taking the time to give us a review, yes clear guidance is what we aim for so really pleased is seems that way.

Thanks again

Kevin

Rated 4 out of 5 stars

Brilliant tool

Brilliant tool, the only issue for me was that I could not enter a DB pension levelling option

August 12, 2025
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Reply from Guiide

Hi Michael

Email me at contact@guiide.co.uk and I am sure we can talk through how to model this with a bit or a workaround

Thanks

Kevin

Rated 4 out of 5 stars

Powerful Financial Planning App

Probably more powerful than any of its competitor apps for retirement financial planning. Could always have inputs for more (a bit more detailed health history, more country specific etc). However, as it’s free, I can’t complain too much.

August 4, 2025
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Reply from Guiide

Hi Martin

Many thanks for the review, understand your points but don't want to be too intrusive around health questions and is UK specific, although calls for a version in Ireland which we are working on.

Thanks again

Kevin

Rated 5 out of 5 stars

First time using Guiide

I really enjoyed my first time using Guiide and would recommend others to use it too.

August 11, 2025
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Reply from Guiide

Hi John

Many thanks for the review and really pleased you would recommend to others

Thanks again

Kevin

Rated 3 out of 5 stars

Somewhat useful.

Somewhat useful.
It's difficult for a tool like this to be generally applicable to capture joint income with multiple income streams and consider overall tax burdens including inheritance.....

August 2, 2025
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Reply from Guiide

Hi Ruby

Many thanks for the feedback. Although we are adding couples planning soon, we do agree that we cannot provide everything in a free tool like this without stepping over the boundary into advice.

For that level of depth there are various tools used by advisers that you can benefit from as part of the advice process. The modelling they undertake for you with those tools is usually included within their overall advice fees.

Many thanks

Kevin

Rated 5 out of 5 stars

Very easy to use and gives a good…

Very easy to use and gives a good indication on how long money will last

August 9, 2025
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Reply from Guiide

Hi Shaun

Many thanks for taking the time to give us a review, love hearing easy to use as thats the aim

Thanks

Kevin

Rated 5 out of 5 stars

Really simple to use

Really simple to use and gives a good indication of what’s possible - maybe sooner than some would expect. Lots of variables can throw things off course but that’s life. For anyone that hasn’t looked into retirement in any detail, this will give a good starting point to open up a conversation with a financial/investment expert. They’ll have a more detailed tool but it won’t be a million miles off what Guiide offers.

August 6, 2025
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Reply from Guiide

Hi Alan

Many thanks for the review, yes please do download any plan built with us and take it to an adviser if wanted to give them a good starting base from which to work from

Thanks again

Kevin

Rated 4 out of 5 stars

Useful retirement planning tool

The website gave quite a few options for customisation and allowed me to get a good idea of future funding. Lost one star for being just based on a single person with no options for a couple - I put the totals in so it was directionally correct but it didn't include both tax allowances.

August 3, 2025
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Reply from Guiide

Hi

Many thanks for the review, couples modelling coming soon (I know we keep saying it), but hopefully last email I sent out gave a bit of clarity on why it and other things are taking a lot longer than expected.

Thanks again

Kevin

Rated 5 out of 5 stars

Second best 10 minutes I have spent in my life

Finally a really good pension and drawdown planner. Unlike many others, Guiide takes a holistic approach to all my finances including pensions, ISAs and other savings and then allows me to tweak numbers to mitigate various scenarios. I feel a level of confidence that I can finally project my numbers into a workable and meaningful plan. I particularly like that it creates a plan to help minimise the amount of tax I will pay during retirement.

In the long term I would like to see the ability to adjust some of the 'assumptions' e.g. inflation, tax free allowance etc. Also maybe a few UI tweaks e.g. when you want to change the numbers using 'set all' in your income plan, it would be good if it told you what the current numbers are.

August 5, 2025
Unprompted review
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Reply from Guiide

Hi Ken

Many thanks for the comprehensive review and feedback which is great to get. Yes a lot of these points are on our roadmap, just been so busy with couples and our product launch.

Thanks again

Kevin

Rated 4 out of 5 stars

Pension projections

Very informative and user friendly.

July 26, 2025
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Reply from Guiide

HI Dave

Many thanks for the review and pleased you find it user friendly as thats the aim.

Thanks

Kevin

Rated 5 out of 5 stars

Useful free to use tool to give an…

Useful free to use tool to give an overview of your financial position vs your goals

July 24, 2025
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Reply from Guiide

Hi Andrew

Many thanks for takin the time to give us a review and great you find it helpful

Thanks

Kevin

Rated 5 out of 5 stars

Fantastic tool

Fantastic tool for testing a number of scenarios. Very easy to use and interpret.

July 20, 2025
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Reply from Guiide

Thanks for taking the time to give us a review and great you found it easy to use as thats the aim

Thanks again

Kevin

Rated 5 out of 5 stars

Really useful tool to help with…

Really useful tool to help with retirement planning and understanding.

July 24, 2025
Guiide logo

Reply from Guiide

Hi Paul

Many thanks for the review and really pleased you find it helpful

Thanks again

Kevin

Rated 5 out of 5 stars

Easy to use and great planning tool

Easy to use and great planning tool, very useful and being able to change and test different scenarios is very informative.

July 17, 2025
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Reply from Guiide

Thanks so much for the review and really pleased you found it easy to use as thats the aim

Thanks again

Kevin

Rated 5 out of 5 stars

Great pension planning tool for everyone

This is a great free tool for retirement planning, simple to understand and gives a clearly laid out dashboard. I have seen features improve over the couple of years I have used it and am awaiting the couples features with great anticipation. My only slight gripe is the slightly clunky income wants section. Adding a feature to taper away income after 80 would be good and also a potential warning about the upcoming IHT issue for larger pots.

July 26, 2025
Unprompted review
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Reply from Guiide

Many thanks for the review and the great feedback around the Wants page and IHT, both of which we will look to see how we can improve

Thanks again

Kevin

Rated 5 out of 5 stars

A great tool with flexibility.

A great tool with flexibility to make various assumptions giving details of what would work. Pretty straighforward to use. Would recommend to others

July 17, 2025
Guiide logo

Reply from Guiide

Hi David

Many thanks for review and really pleased you found it straightforward to use as thats the aim.

Thanks again

Kevin

Rated 5 out of 5 stars

very useful online tool

very useful online tool
well written instructions
free to use, save and download the plan

July 15, 2025
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Reply from Guiide

Hi Pete

Many thanks for the review and really pleased you like it

Thanks

Kevin

Rated 5 out of 5 stars

Banish Pension Fear..

Early days yet but this seems to be an invaluable tool that has simplified my pension options.
To show me how much to draw out of my Pot to top up State Pension and roughly how much Tax i pay is great.
Great tool.Thanks.

July 13, 2025
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Reply from Guiide

Hi Stephen

If we can help banish some pension fear that is great. Everyone one day has to ask "have I likely got enough to see out my days" and if we can help with that, great.

Many thanks again for the review

Kevin

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