Happy Motor Finance Reviews 

183
TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

Every time I phoned, within seconds I was transferred to my dedicated account manager, Megan. When I say dedicated, this girl went above and beyond, nothing was too much trouble from start to finish,... See more

Company replied

Rated 4 out of 5 stars

A big thanks to Aaron for arranging the finance on our new car, it was completed very quickly and efficiently.

Company replied

Rated 5 out of 5 stars

After speaking with Leon he made sure all details for my purchase went very smoothly, nothing was to much trouble for him. always in contact letting you know how things were progressing. personally ca... See more

Company replied

Rated 5 out of 5 stars

Great service all round from Zach. I approached HMF to establish whether I could say any money by switching my existing car loan from another provider. Within minutes, Zach had a loan agreed at a sign... See more

Company replied

Company details

  1. Car Finance and Loan Company

Written by the company

Get an instant online decision by using our quick and easy form, you will get an instant decision in a matter of minutes with no impact on your credit score. Find your dream car from any reputable dealer nationwide and find the car that suits you, and your budget. Sign and collect your new car once we have dotted the I's and crossed the T's. We'll do the rest of the paperwork. OR Refinance your current vehicle to save money on your monthly payments. The old-fashioned way of buying a car is to get the car finance at the same place where you buy the car. However, this may not always ensure you get the best deal, which is why using a car finance comparison service is important. If you get your finance from Happy Motor Finance, you are buying your car from a position of strength, since you will know your budget. Often, dealers can only offer a limited number of deals from a finance company. But at Happy Motor Finance, we have many lenders on our panel. Meaning, we can make sure you are getting the best finance deal for yourself when you use us to compare car finance. Plus, we do all the admin, paperwork, and negotiations with the dealer. Because this way, you can drive straight off in your newly purchased car instead of spending hours in the dealer’s sales office.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

183 reviews

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4.7

All reviews

(183)

7 reviews in the last 12 months

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Rated 5 out of 5 stars

Very helpful throughout

Happy Motor Finance has provided me with a quick and competitive finance option for my next HP car purchase.

Kirsty was in regular communication with me to accelerate my financing with various lenders.

I am extremely impressed with the customer service. All my concerns and queries were answered and explained in sufficient detail to give me a better understanding of the entire process.

The available WattsApp communication helped me continue my application when unavailable to talk on the phone.

Overall, Fab service!

April 17, 2025
Unprompted review
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Reply from Happy Motor Finance

Thanks for your review - Glad we made you HAPPY! :)

Rated 5 out of 5 stars

I spoke with kirsty from happy motor…

I spoke with kirsty from happy motor finance and not only did she seal the deal for me on my first 125 motorbike she was always on call to assist me with any issues that I had with the process, kirsty is a credit to the company her customer service was well above board and i know this as i use to work in the financial sector myself and in vehicle sales the only issue she couldn't solve would be an issue with the finance company ie they wouldn't finance a certain type of vehicle or they wouldn't cover negative equity without a deposit which was out of her hands however she would always try other solutions or keep me informed 5 * service I would happily use happy motor finance again because of kirsty

Thank you again for all your support

Kind regards

Ryan

April 16, 2025
Unprompted review
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Reply from Happy Motor Finance

Thanks for your review - Glad we made you HAPPY! :)

Rated 5 out of 5 stars

Both Leon and Kirsty were very…

Both Leon and Kirsty were very professional, caring and very respectful.
Easy WhatsApp communication, updates with information from start to finish!
Answered questions immediately.
Made experience very simple, smooth and did everything correctly!
Started with Leon, but on his day off, Kirsty continued until he was back in the office, great team work!
Would highly recommend!!

April 14, 2025
Unprompted review
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Reply from Happy Motor Finance

Thanks for your review - Glad we made you HAPPY! :)

Rated 5 out of 5 stars

Kirsty was absolutely amazing

Kirsty was absolutely amazing and walked me through each step of the process. Great service throughout! :)

March 21, 2025
Unprompted review
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Reply from Happy Motor Finance

Thanks for your review - Glad we made you HAPPY! :)

Rated 5 out of 5 stars

Complete Happy

Very helpful and understanding of needs.
Easy to connect via WhatsApp after an initial call.
Kirstie managed both dealership and paperwork so that I came home with car same day, I would say easy for me and very happy overall.

March 7, 2025
Unprompted review
Happy Motor Finance logo

Reply from Happy Motor Finance

Thanks for your review - glad we made you HAPPY!

Rated 5 out of 5 stars

This is my second finance with Happy…

This is my second finance with Happy Motor Finance, first time was for a motorbike this time is for a car which is completely new territory for me… it’s the smoothest, easiest process- truly hassle free. Kirsty has been great this time answering every little question I have and super responsive. Being able to communicate via WhatsApp means the process is easy and convenient around life, as well as the fact it feels a lot more personal than emails. Thanks Kirsty for sorting everything out for me and i’m really looking forward to picking up my new car next week! :) The name is very fitting! This really is happy finance! :)

March 20, 2025
Unprompted review
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Reply from Happy Motor Finance

Thanks for your review - glad we made you HAPPY!

Rated 5 out of 5 stars

Leon was a great help

Leon was a great help , very efficient and always provided the information I needed. Managed to sort out my finance within a few days , with no problem what so ever.

March 15, 2025
Unprompted review
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Reply from Happy Motor Finance

Thanks John for your review - Glad we made you HAPPY! :)

Rated 5 out of 5 stars

Leon at Happy motor finance was super…

Leon at Happy motor finance was super helpful, told him my financial circumstances within 1-2 hours got me my funding approved and was actually cheaper than any of the car dealers i contacted.

Would highly recommend this company if you have bad credit history

March 3, 2025
Unprompted review
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Reply from Happy Motor Finance

Thanks Ricky for your review - Glad we made you HAPPY! :)

Rated 5 out of 5 stars

Excellent service from Kirsty

Excellent service from Kirsty , was a great help , would 100% recommend! Perfect customer service

March 10, 2025
Unprompted review
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Reply from Happy Motor Finance

Thanks Kate for your review - Glad we made you HAPPY! :)

Rated 5 out of 5 stars

Excellent service,very helpful and…

Excellent service,very helpful and knowledgeable staff specifically Liam,Resolved my issue quickly and efficiently, highly recommend.

March 6, 2025
Unprompted review
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Reply from Happy Motor Finance

Thanks Rahman for your review - Glad we made you HAPPY! :)

Rated 5 out of 5 stars

Absolutely amazing service from Kirsty

Absolutely amazing service from Kirsty! Fast, reliable and knows what she's doing. So happy I took my finance out through them, she's been so helpful. 😁

February 25, 2025
Unprompted review
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Reply from Happy Motor Finance

Thanks Aurelia for your review - Glad we made you HAPPY! :)

Rated 5 out of 5 stars

Amazing service and have helped me with…

Amazing service and have helped me with every step of the process with helping get my new car can’t fault the service would very much recommend.

Mark

February 24, 2025
Unprompted review
Happy Motor Finance logo

Reply from Happy Motor Finance

Thanks Mark for your review - Glad we made you HAPPY! :)

Rated 5 out of 5 stars

Kirsty helped me find finance as a new…

Kirsty helped me find finance as a new driver who was completely lost and managed to get it on my dream first car - I look forward to dealing with her and Happy motor finance in the future.

February 18, 2025
Unprompted review
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Reply from Happy Motor Finance

Thanks Cameron for your review - Glad we made you HAPPY! :)

Rated 5 out of 5 stars

Dealt with Kirsty who helped me through…

Dealt with Kirsty who helped me through every step of the way. Very efficient and professional and a credit to your company.

February 18, 2025
Unprompted review
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Reply from Happy Motor Finance

Thanks Paul for your review - Glad we made you HAPPY! :)

Rated 5 out of 5 stars

Dealt with Kirsty.

Dealt with Kirsty.
Really knows her onions and set any reservations I had aside without putting on pressure. Couldn't ask for better.
Awesome 👌

February 11, 2025
Unprompted review
Happy Motor Finance logo

Reply from Happy Motor Finance

Thanks Lee for your review - Glad we made you HAPPY! :)

Rated 5 out of 5 stars

Matthew was a very helpful chap

Matthew was a very helpful chap, very attentive to the process, I’ll know where to go if I need a similar thing in the future, many thanks Matthew.👍

February 6, 2025
Unprompted review
Happy Motor Finance logo

Reply from Happy Motor Finance

Thanks Tim, Glad we made you HAPPY!

Rated 5 out of 5 stars

Absolutely amazing

Absolutely amazing! cannot recommend this company enough especially the man who helped me all along the way Leon. M
Thank you!!

January 23, 2025
Unprompted review
Happy Motor Finance logo

Reply from Happy Motor Finance

Thanks for your review! Glad we made you HAPPY! :)

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