I’ve had a great experience with interactive investor lately and really wanted to give a shout-out to Ikenna. Ikenna was patient in walking me through my account charges and showed me exactly wh... See more
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interactive investor (ii) has been helping people keep the money they make for over 30 years.
Low fees? Yes please - For a low, flat monthly fee, you get a secure home for your Stocks & Shares ISA, Personal Pension, and Trading Account, along with one of the widest ranges of investments on the market and a wealth of expert insight.
Excellent service - Join over 500,000 savvy investors who find our Boring Money award-winning customer service friendly, professional and supportive.
Award-winning products - As well as being both Which? Recommended and Boring Money award-winning for our SIPP, we’ve also been named a Boring Money Best Buy for our Stocks & Shares ISA.
Join today - It only takes 10 minutes, and our friendly and knowledgeable team are on hand to help you.
Happy investing.
London, United Kingdom
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Reply from interactive investor
Lewis Nash excellent.
The website on the other hand I find difficult to use: I spent hours trying to get to "documents" and could not have done so without Lewis Nash!

Reply from interactive investor
On the positive side, ii might well be good for someone who has a large portfolio, a large number of shares or funds, and deals frequently.
I am none of those, and, due to my own neglect, found myself with an ii.co.uk account.
For people in similar situation to me, I'd suggest:
reading online articles on execution-only brokers,
with nominee accounts, and decide what sort of investor/trader you are.
Read your document section weekly, to see what is there, and not rely upon being notified,
Download and file all of them, even if you are on PAYE, as,you never know, one day you may find yourself thrown into Self-Assessment.
Do likewise with your monthly bank statements, as they too may give a clue what money went into and out of your stockbroking accounts.
I held two investment trusts (one 7-years' past and one near-present) in Jarvis Investment Managers execution-only service x-o.co.uk, which ceased trading in May 2025. The default transfer of business was to ii.co.uk though, to be fair, customers were offered the chance to use an alternative, and to have cost-free transfer of holdings.
Although my account was ticked to request email notification of corporate action, I didn't receive an email.
Also trading history and statements from x-o were not migrated to ii.co.uk This is likely to make me liable for a big chunk of CGT as I can't back up my claim of counter-balancing losses.
There is a £5.99 monthly charge, which is not good for someone holding only one share. It is taken from bank account too, mid-month in my case.
The website is overall cluttered and unpleasant to use, and the charts are not good at all.
That are the four things which , I didn't like about ii.co.uk
Added 24th April:
To be fair, it is partly that inactive investors such as myself need to be wary of dangers from our own lethargy when using a nominee stockbroker rather than certificated, because if it ceases trading HMRC may well find expect information from you which it in the past received from the stockbroker, and you then find that you are thrown onto self-assessment without a paper trail.

Reply from interactive investor
I wanted to do a relatively complex account transfer, and Angelica managed it seamlessly, explaining everything clearly and logically. 10 out of 10 for Angelica! Many thanks.

Reply from interactive investor
Muhammad K in the customer support team was very helpful in quickly tracking down some very old trade tickets from an account I’d closed 4 years earlier and resolving a tax reporting issue I faced.

Reply from interactive investor
Vaness D took my call and was brilliant. She helped me construct an audit trail for AML purposes for my daughter, who is buying her first flat. Some of my questions were quite technical, but that didn't faze. She simply put me on hold and got the answer from a more experienced colleague. I was so impressed.

Reply from interactive investor
Helpful responses to several questions from Mark

Reply from interactive investor
Naomi was amazing at helping answer my questions on JISA and how to get that all sorted for me. She also ran through how to manage my account better. The overall experience was seamless and stress free even getting through on the phone was quick and efficent. Would highly recommmend ii for their amazing customer service.

Reply from interactive investor
I got a reply to my question from Hayley. It was very informative and it met all my needs. It was also very prompt. So thank u very much Hayley. In broader terms the service I get from all the folks I interact with , has been excellent. No faults at all.

Reply from interactive investor
After a bit of a fright about the security of my account, I received swift and effective advice and added additional security measures to my account with great help from Addie.

Reply from interactive investor
UPDATE: ii replied below to my original review unless they change it that “we do support some customers living overseas”, but in their terse and threatening communication to me they say “we don’t typically maintain accounts for non-UK residents”. It’s incompatible, weasel word statements like this which scare me about ii.
Trying to determine what the terms and conditions are, what rules apply, trying to get actual help rather than smooth PR responses like they posted, it’s maddening to have trusted my life savings to ii! The sooner they actually conclude my complaint (a complaint about them freezing my account! For goodness sakes it’s 7 weeks and counting on such a serious matter but in ii’s words they’re “busy”) the better because then the Ombudsman can investigate. Terms and Conditions need to be clear and informative, that’s all I needed to know, but ii don’t tell you about limitations on overseas non-UK upfront…they just advise the £5 non-UK fee that makes people think that ii will simply accept that business.
Good luck to other potential customers. I got the 1 star ii that nearly 10% of customers get based on Trustpilot. That’s really unacceptable. Come on ii, we deserve better!!!
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ii has utterly failed me! I retired overseas and they are threatening to close my account unless I can prove the source of all contributions to my accoount yet the contributions were made before I moved overseas. They stated "Our service is primarily for UK residents and we don’t typically maintain accounts for non-UK residents".
After bringing all my pensions over to ii I have been let down utterly! Not only that, I am overseas and must start trying to find a new SIPP provider.
It's disgraceful. They are managing to charge me an additional £5 a month fee for being an overseas customer though! So at some level they do take overseas business.

Reply from interactive investor
Recently had an issue with account fees. Fully expected to get dismissed with a standard response, but my concerns were quickly and professionally resolved by Sebastian from the Customer Service team - and I was really pleased with the response. Such a breath of fresh air to deal with a company that is happy to communicate with customers and treat us fairly. Certainly made me think twice about switching my investments to another platform. Thank you Sebastian and II.

Reply from interactive investor
Being assisted by Jack Kay thru Interactive Investors secure message system was so well explained and basically talked thru the processes that i was required to follow. So helpful, Thank You Jack.

Reply from interactive investor
I received instant response from Beulah regarding sending me a printed copy of CTC related to my investments stock-brokered by ii.co.uk. Furthermore, Waleed Al-Rabbani provides me with interesting & informative suggestion relating to my future investments with ii.co.uk.

Reply from interactive investor
Accurate and timely responses to my shares ISA transfer.
No BOTs just good customer service from Jake Croke in the transfers team.

Reply from interactive investor
Transferred shares into an ISA and interactive investor were hopeless!
Uninterested, unhelpful and very slow to respond to anything.
Missed LOA’s and blamed everyone else for the lack of action.
The secure message system is worse than useless, takes so long to get a response.
Complaints not answered within the statutory timescales and then the complaint is just brushed over. Referred them to the Financial Services Ombudsman.
AVOID!

Reply from interactive investor
Lewis Nash was extremely helpful to me today, and as a pensioner, he showed excellent understanding of my concerns in managing my ISA account.
He is a credit to ii.

Reply from interactive investor
spoke to a lady called beulah , who talked me through want I needed to do . one of the best people have talked to on a help line in a very long time . she was a delight to talk to .
thanks shaun.

Reply from interactive investor
Disgraceful service. My account was closed and zeroed out days ago, but the funds have not arrived in my international account. I am currently stranded abroad with no phone credit to call your support line and my portal access has been restricted. I have sent an urgent email requesting my UETR tracking code. I need a manager to call my registered phone number immediately to resolve this. Stop holding my money!
UPDATE: I have been told a manager would call me to fix their 'check' error with an emergency wire, but they have gone silent. I am stranded with 0,13 € and have now declared myself a Vulnerable Client in financial distress. Interactive Investor is ignoring my emergency. Still no money, no call, no UETR.

Reply from interactive investor

Reply from interactive investor
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