Instant Car Finance Reviews 147

TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

I cannot thank Corey and James enough for all the help they have gave me in finding a car suitable for me and my kids. I was not having the best luck until I came across instancarfinance. I was quite... See more

Rated 5 out of 5 stars

Amazing company helped me out a lot, Iv always dealt with Corey one of a kind sales man but always there to help you with any problems great service 10/10

Rated 5 out of 5 stars

Great company with very helpful staff. Corey found me exactly what I was after and helped get me all sorted so I could drive away a happy man. The company in general are very helpful and will do their... See more

Rated 5 out of 5 stars

I was happy with the deal I got for my new car as I've struggled in the past to get the finance from any other company as I've had was poor credit. They were very helpful on the phone and found me the... See more

Company details

  1. Car Finance and Loan Company
  2. Audi Dealer
  3. BMW Dealer
  4. Finance Broker
  5. Ford Dealer
  6. Land Rover Dealer

About Instant Car Finance

Written by the company

Welcome to Instant Car Finance, where we turn your car dreams into reality in no time!

Our streamlined process unlocks the perfect car from our diverse selection, catering to all financial standings, including car finance under 21.

So you may ask, Why choose Instant Car Finance?

Best Possible Rates - Elevate your journey with leading car finance rates.

Swift Decisions - Accelerate your approval in minutes, because time is precious.

No Deposit Needed - Experience flexible financing tailored to your needs, no strings attached.

All Financial Situations Welcome - Whether your credit is sparkling or telling tales, we've got the key to your dream ride.

Personalised Guidance - Cruise confidently with your dedicated finance sidekick, guiding you every step of the way.

Applying is a breeze! WhatsApp or Call us directly or dive into our easy online application.

Once approved, our expert advisors tailor the best options just for you. We're not just about loans; we're about fair loans. Collaborating with top-notch lenders ensures our commitment to delivering the best car finance solutions.


Credit hiccups in the past? No sweat. From CCJs to missed payments, we're here, even if you're on a debt management plan. For instant decision car finance, turn to us—we've got your back. Don't just take our word for it—check out the Instant Car Finance reviews.

Our promise: Your well-being is our priority. If a loan isn't the right tune now, we'll keep it real. While we're here for everyone, not all road trippers under 21 may qualify.

Choose Instant Car Finance—Dream it, drive it! 🚗✨ APPLY NOW CAR SEARCH FAQ's

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

147 reviews

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Rated 5 out of 5 stars

“ Great Experience

“ Great Experience! ” Great buying experience. From Instant car Finance .Great cars with rare features. I would definitely go back for my next car

Thanks very much Sam and your colleagues for all the support 👍

October 13, 2023
Unprompted review
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Reply from Instant Car Finance

Hi Javad, Thank you so much for taking the time to share your positive experience with us! We are delighted to hear that you had a great buying experience, we truly appreciate your kind words and your trust in us. Our team, including Sam and all our team are dedicated to providing excellent service and support to our customers.

If you ever need assistance or when you are ready for your next car, please don't hesitate to give us a call We'll be more than happy to assist you again.

Once again, thank you for choosing Instant Car Finance, and we look forward to serving you in the future.

Instant Car Finance

Rated 5 out of 5 stars

Great service

From start to finish the company has been great dealing with me! Alex Casey was the chap I dealt with and there wasn't a time of day where he was hesitant in dealing with any questions or problems I threw at him! I will surely be using them in the future 👍

October 12, 2023
Unprompted review
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Reply from Instant Car Finance

Hi Adam, we appreciate your feedback! It's wonderful to hear that you had a positive experience with our company

Alex in particular who was instrumental in ensuring that your questions and concerns were addressed promptly and effectively. I will be sure to convey your appreciation to him.

We look forward to being your choice for your future car, we're here to assist you whenever you need our services again. If you have any more questions or require assistance, please don't hesitate to get in touch.

Thank you for choosing us, enjoy your new wheels.


Instant Car Finance

Rated 5 out of 5 stars
Instant Car Finance logo

Reply from Instant Car Finance

Hello Beverley, Thank you for your fantastic review! We're thrilled to hear that you had an "absolutely amazing" experience with Instant Car Finance and we appreciate your kind words.

It's also good to hear that Alex went above and beyond to ensure your car-buying process was smooth and tailored to your needs. Providing outstanding service is our top priority, and your recommendation means the world to us.

If you have friends or family who are looking for a similar experience, please don't hesitate to refer them to us. We'd be delighted to assist them as well.

Thank you for choosing us, and we hope to continue being your trusted choice in the future.

Enjoy the wind in your hair! :)

Instant Car Finance

Rated 5 out of 5 stars

Dealt with Liam and had very good…

Dealt with Liam and had very good advice all way through the sale of van - and he made things very easy for me would definitely recommend him to anyone who is interested in a van-

October 8, 2023
Unprompted review
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Reply from Instant Car Finance

Hi Lee

We truly appreciate you taking the time to share your positive experience with us! It's great to hear that Liam provided you with excellent advice throughout the sale of your van and made the process easy for you.

Liam is a valuable member of our team, dedicated to ensuring that our customers have a seamless and informed experience. Your recommendation means a lot to us, and we are delighted that you had a positive interaction with him.

If you know anyone who is interested in purchasing a van and could benefit from Liam's expertise, please feel free to refer them to us. We'd be more than happy to assist them as well.

Thank you for choosing us, and we look forward to continuing to looking after you and in the future.

Thanks

Instant Car Finance

Rated 5 out of 5 stars

Sam was great he listened to what I…

Sam was great he listened to what I wanted and went out his way to get me it. I love my new car and will recommend them to family and friends

October 7, 2023
Unprompted review
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Reply from Instant Car Finance

Hello Derek, Thank you so much for sharing your wonderful experience with us! We're delighted to hear that Sam provided you with exceptional service by actively listening to your preferences and going the extra mile to find the car you love.

We take pride in our team's commitment to customer satisfaction, and your recommendation to family and friends is the highest compliment we could receive.

If anyone you know is in search of a new car and the same level of personalised service, please do not hesitate to refer them to us. We'd be honored to assist them as well.

Congratulations on your new car, and thank you for choosing us as your trusted dealership.

Instant Car Finance

Rated 5 out of 5 stars

Instant car finance bent over backwards…

Instant car finance bent over backwards to help me out with the purchase of my new van and jumped through hoops to sort everything for me with 8 hours from the first phone call to the point of collection
I would highly recommend them to anyone thinking about financing a new vehicle with them

October 3, 2023
Unprompted review
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Reply from Instant Car Finance

Hi Colin
We’re delighted to hear that you had such a smooth and efficient experience with us, Charlie in particular excelled at the challenge. It’s great to know that he went above and beyond to assist you, even with a quick turnaround of just 8 hours from the initial call to vehicle collection. Thank you for trusting the process. Until the next time! Enjoy your new van.

Thanks

Instant car finance

Rated 5 out of 5 stars

“Alex Casey was phenomenal from start…

“Alex Casey was phenomenal from start to finish, he helped do everything I needed to do and got me a vehicle I loved, highly recommend his services along side instant car finance”

October 3, 2023
Unprompted review
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Reply from Instant Car Finance

Hello Nilusha, Thank you so much for your kind words! We’re thrilled to hear that Alex provided you with a phenomenal experience and helped you find a vehicle you will love and enjoy. We greatly appreciate your recommendation of Alex and Instant Car Finance. If you ever need assistance in the future on your next car, please don’t hesitate to reach out. Safe travels and enjoy the new wheels.

Instant Car Finance

Rated 1 out of 5 stars

Atrocious Company.

Atrocious company
If you want a good vehicle and after sales service, go somewhere else. A complete headache from start to finish. Finally got my van on the road nearly 3 months after signing the agreement and only after the intervention of the consumer rights act. The worst car buying experience ever. Atrocious company.

Don’t pay too much attention to the reply from instant car finance. I waited nearly 4 weeks to take delivery of the van as I was told it was being repaired, obviously it was not!
It was myself, my local garage and the finance company that eventually got everything sorted. As I understand it, the finance company are still pursuing instant car finance (Smartfish Group) for their share of what was a very large bill.

July 9, 2023
Unprompted review
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Reply from Instant Car Finance

Hello Colin

Firstly, I'd like to extend our sincerest apologies for the experience you've had with Instant Car Finance. It is deeply concerning to hear such feedback, as it does not align with the standards we set for ourselves. I understand your frustration and disappointment given the prolonged wait and complications you faced but we worked together with the finance company to resolve the issues.

We deeply regret any inconvenience and stress this may have caused you, this is obviously never the aim when we are providing a service that is imperitive to get right when it consists of a vehicle that has implications to daily life. We sell a substancial amount of vehicles on a monthly basis and we aim for every customer to enjoy a 5 Star experience, however on this occassion we dont achieve this for you and for that we are truly sorry. We genuinely value all feedback, both positive and constructive, as it helps us identify areas that require improvement. Thank you for bringing this to our attention, and we hope the resolution restores your faith in our company somewhat.


Kind Regards

Instant Car Finance

Rated 5 out of 5 stars

Excellent service

Excellent service, very friendly, nothing was too much trouble.
Very happy with my new car, thankyou to you all.

September 26, 2023
Unprompted review
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Reply from Instant Car Finance

That’s great to hear that you received excellent service and are happy with your new car! Here’s a possible response:

“Thank you so much for your kind words! Hi Tina, We are glad to hear that you had a positive experience with our team and that you’re enjoying your new car.

If you ever have any questions or need assistance in the future, please don’t hesitate to reach out. We appreciate your business and hope you continue to have wonderful journeys with your new vehicle. Thanks again!

Rated 5 out of 5 stars

Thanks Liam & all the team!!

Very good communication - always happy to help and everyone I dealt with was professional but relaxed. Easy to do business with. Special mention to Liam for going the extra mile more than once!!!
Hope to come back to you again for my next car!!

September 1, 2023
Unprompted review
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Reply from Instant Car Finance

Thank you Richard for your kind words and for choosing us for your car purchase!

We’re thrilled to hear about your positive experience with Liam and our team. Providing excellent service and going that extra mile is what we strive for, and we’re glad it made a difference for you.

We’d be delighted to assist you with your next car whenever you’re ready. Please feel free to reach out anytime you need. Enjoy your new car, and thanks again for your trust in us!

Instant Car Finance

Rated 5 out of 5 stars

We finally got this

Well,I would say it was a long journey to process it,but finally we got what we wanted,a nice beautiful car with high specs,thanks to Liam and his team!

September 21, 2023
Unprompted review
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Reply from Instant Car Finance

Hi Sergiu

We appreciate your patience throughout the process, and we’re delighted that you now have the car you desired with all the high specs you were looking for.

Liam and our team are dedicated to ensuring our customers are satisfied, and it’s wonderful to hear that they were able to assist you. If you ever need anything else or have questions about your new car, please don’t hesitate to reach out. Enjoy your beautiful new vehicle!

Rated 5 out of 5 stars

Nice people and they try to explain to…

Nice people and they try to explain to me everything clear

September 9, 2023
Unprompted review
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Reply from Instant Car Finance


Thank you Dragos for sharing your car buying experience! We’re pleased that you found our team helpful and our explanations clear. It’s important to us that our customers feel well-informed. If you ever have more questions or need assistance in the future, please don’t hesitate to get in touch. We appreciate your feedback and look forward to dealing with you again!

Thanks

Instant Car Finance

Rated 5 out of 5 stars

Amazing service

Amazing service, friendly staff. They go above and beyond to make sure that they can help you in anyway. Highly recommend to everyone

August 15, 2023
Unprompted review
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Reply from Instant Car Finance

We’re absolutely delighted to hear about your fantastic experience with our team! Thank you for taking the time to share your positive feedback and for recommending us. Providing excellent service and going above and beyond for our customers is our top priority, and it’s rewarding to know that it made a difference for you. If there’s anything else we can assist you with in the future, please don’t hesitate to reach out. We look forward to you buying your next car when you are ready to change. Thank you again!

Rated 5 out of 5 stars

Charlie

Charlie, from the first contact to last was amazing, he was there on hand for all the pointless questions I had! Thankyou so much for finding our car, we love it!

August 17, 2023
Unprompted review
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Reply from Instant Car Finance

Hi Aron, thank you so much for taking the time to share your experience. We're thrilled to hear that Charlie provided you with excellent service and was there to assist with all of your inquiries, no matter how big or small. It's always our goal to help our customers find the perfect car, and we're delighted to know you're loving your Ford Kuga. Thank you for choosing us, and please don't hesitate to reach out when you are ready to change your car in the future!

Warm regards

Instant Car Finance

Rated 5 out of 5 stars

Brilliant service

Brilliant service, walked into the building got offered a tea straight away . Brilliant customer report. Friendly . They explained everything properly and well spoken . Helped with everything we needed . Car is immaculate. Easy to communicate with and down to earth. Always kept upto date. Great company and great bunch of lads everyone within the building was approachable. Thanks again Alex casey and Kyle Westwood you both have been exceptional and I defiantly recommend using them . We will be coming back if and when needed :)

September 19, 2023
Unprompted review
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Reply from Instant Car Finance

Hi Samantha. thank you immensely for sharing such a positive experience regarding your new Qashqai purchase! We pride ourselves on making our customers feel welcome, and it's heartening to know that simple gestures like offering a tea can make a difference. We're especially pleased to hear that Alex and Kyle provided exceptional service, and that our entire team was approachable.

Ensuring our customers leave with a thorough understanding and an immaculate car is always our aim. Your recommendation means a lot to us, and we look forward to serving you again in the future.

Warmest regards

Rated 5 out of 5 stars

Enquired on Friday and picked my car up…

Enquired on Friday and picked my car up on Saturday! Brilliant service from Sam who stayed late to collect me from the station.
Will use again!

September 16, 2023
Unprompted review
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Reply from Instant Car Finance

Hi Mike
Thank you so much for taking the time to leave us this fantastic review. We're thrilled to hear about your swift and seamless experience, especially with Sam going the extra mile to accommodate you. Your feedback truly reinforces the dedication we have to our customers. Hope you enjoy your new Corsa!

We look forward to the opportunity to serve you again in the future!

Best wishes

Instant Car Finance

Rated 5 out of 5 stars

Excellent service

Great lads. I mainly dealt with Sam who was helpful and honest. They found a fault with the car I initially chose and he rang me immediately to advise me and gave me the option to select a different car. They even picked me up from the tram station to collect my new car. Excellent service from a friendly and professional bunch of lads. Very happy

September 9, 2023
Unprompted review
Instant Car Finance logo

Reply from Instant Car Finance

Hello Phil
Thank you for sharing your positive experience with us. We're delighted to hear that Sam excelled and the team provided such an honest and attentive service. It's essential for us to maintain transparency and prioritise the best interests of our customers.

We're pleased that we could assist you in every step of the way, even in the smallest gestures like picking you up from the tram station. Your feedback is greatly appreciated and motivates us to continue delivering top-notch service.

Looking forward to serving you again in the future. Drive safe and enjoy your new car!

Thank you Again

Instant Car Finance

Rated 5 out of 5 stars

Fantastic from start to finish

Fantastic from start to finish
Efficient and thorough second time dealing with this company and fully recommend Charlie !
Thanks again Ashley and Sara

August 31, 2023
Unprompted review
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Reply from Instant Car Finance

Hello Ashley and Sara

Thank you so much for your glowing review and for choosing our company for a second time! We're thrilled to hear about your continued positive experiences with us, and it's wonderful to know that Charlie lived up to your expectations once again.

Your recommendation is the highest form of compliment we can receive. Please know we're here for any future needs you might have.

Thank you

Instant Car Finance

Rated 5 out of 5 stars

Very friendly staff

Very friendly staff, dealt with Liam who searched the market for the car I wanted with great success. Everything very straight forward...highly recommended.

August 12, 2023
Unprompted review
Rated 5 out of 5 stars

Amazing service

Amazing service, friendly staff. They go above and beyond to make sure that they can help you in anyway. Highly recommend to everyone

August 26, 2023
Unprompted review

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